By Helgi Library - September 26, 2021
Wustenrot Hypotecni banka made a net profit of CZK 110 mil in the fourth quarter of 2020, up 164% when compared to the same perio...
By Helgi Library - September 26, 2021
Wustenrot Hypotecni banka made a net profit of CZK 110 mil in the fourth quarter of 2020, up 164% when compared to the same perio...
By Helgi Library - September 26, 2021
Wustenrot Hypotecni banka made a net profit of CZK 110 mil under revenues of CZK 85.6 mil in the fourth quarter of 2020, up 164% and ...
| Profit Statement |
| Balance Sheet |
| Ratios |
| Growth Rates |
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| income statement | Unit | Mar 2005 | Jun 2005 | Sep 2005 | Dec 2005 | Mar 2006 | Jun 2006 | Sep 2006 | Dec 2006 | Mar 2007 | Jun 2007 | Sep 2007 | Dec 2007 | Mar 2008 | Jun 2008 | Sep 2008 | Dec 2008 | Mar 2009 | Jun 2009 | Sep 2009 | Dec 2009 | Mar 2010 | Jun 2010 | Sep 2010 | Dec 2010 | Mar 2011 | Jun 2011 | Sep 2011 | Dec 2011 | Mar 2012 | Jun 2012 | Sep 2012 | Dec 2012 | Mar 2013 | Jun 2013 | Sep 2013 | Dec 2013 | Mar 2014 | Jun 2014 | Sep 2014 | Dec 2014 | Mar 2015 | Jun 2015 | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 |
| growth rates | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Net Interest Income Growth | % | 3.85 | 7.92 | -32.9 | 5.31 | -20.1 |
| ratios | Unit | Mar 2005 | Jun 2005 | Sep 2005 | Dec 2005 | Mar 2006 | Jun 2006 | Sep 2006 | Dec 2006 | Mar 2007 | Jun 2007 | Sep 2007 | Dec 2007 | Mar 2008 | Jun 2008 | Sep 2008 | Dec 2008 | Mar 2009 | Jun 2009 | Sep 2009 | Dec 2009 | Mar 2010 | Jun 2010 | Sep 2010 | Dec 2010 | Mar 2011 | Jun 2011 | Sep 2011 | Dec 2011 | Mar 2012 | Jun 2012 | Sep 2012 | Dec 2012 | Mar 2013 | Jun 2013 | Sep 2013 | Dec 2013 | Mar 2014 | Jun 2014 | Sep 2014 | Dec 2014 | Mar 2015 | Jun 2015 | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 |
| Return on Loans | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
| Costs (As % Of Loans) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
Get all company financials in excel:
By Helgi Library - September 26, 2021
Wustenrot Hypotecni banka made a net profit of CZK 110 mil under revenues of CZK 85.6 mil in the fourth quarter of 2020, up 164% and 31.1% respectively when compared to the same period last year. Historically, the bank’s net profit reached an all time high of ...
By Helgi Library - September 26, 2021
Wustenrot Hypotecni banka's net interest margin amounted to -0.207% in the fourth quarter of 2020, down from 0.671% when compared to the previous quarter. Historically, the bank’s net interest margin reached an all time high of 2.99% in 1Q2005 and an all tim...
By Helgi Library - September 26, 2021
Wustenrot Hypotecni banka's net interest margin amounted to -0.207% in the fourth quarter of 2020, down from 0.671% when compared to the previous quarter. Historically, the bank’s net interest margin reached an all time high of 2.99% in 1Q2005 and an all tim...
By Helgi Library - September 26, 2021
Wustenrot Hypotecni banka's consumer loans reached CZK 2,721 mil in 2020-12-31, down 0% compared to the previous year. Czech banking sector provided consumer loans of CZK 423 bil in 2020-12-31, up 0.348% when compared to the last year. Wustenrot Hypotecni...
By Helgi Library - September 26, 2021
Wustenrot Hypotecni banka's consumer loans reached CZK 2,721 mil in 2020-12-31, down 0% compared to the previous year. Czech banking sector provided consumer loans of CZK 423 bil in 2020-12-31, up 0.348% when compared to the last year. Wustenrot Hypotecni...
By Helgi Library - September 26, 2021
Wustenrot Hypotecni banka employed 17.0 persons in 2020-12-31, down 22.7% when compared to the previous year. Historically, the bank's workforce hit an all time high of 43.0 persons in 2013-03-31 and an all time low of 17.0 in 2020-12-31. Average cost reached USD ...
By Helgi Library - September 26, 2021
Wustenrot Hypotecni banka employed 17.0 persons in 2020-12-31, down 22.7% when compared to the previous year. Historically, the bank's workforce hit an all time high of 43.0 persons in 2013-03-31 and an all time low of 17.0 in 2020-12-31. Average cost reached USD ...
By Helgi Library - November 22, 2023
Wustenrot Hypotecni banka's mortgage loans reached CZK 35,789 mil in 4Q2020, down 8.38% compared to the previous year. Czech banking sector provided mortgage loans of CZK 1,436 in 4Q2020, up 2.30% when compared to the last year. Wustenrot Hypotecni banka ...
By Helgi Library - November 22, 2023
Wustenrot Hypotecni banka's mortgage loans reached CZK 35,789 mil in 4Q2020, down 8.38% compared to the previous year. Czech banking sector provided mortgage loans of CZK 1,436 in 4Q2020, up 2.30% when compared to the last year. Wustenrot Hypotecni banka ...
By Helgi Library - September 26, 2021
Wustenrot Hypotecni banka's non-performing loans reached 1.26% of total loans at the end of 2020-12-31, down from 1.38% compared to the previous year. Historically, the NPL ratio hit an all time high of 4.77% in 2018-09-30 and an all time low of 0.840% in 2008-03...
Wüstenrot Hypoteční banka is a Czech Republic-based mortgage bank. Although Wüstenrot has been growing more than twice as fast as the overall market over the last five years, its late arrival in the mortgage business a decade ago means the bank still occupies only 2.5% of the Czech mortgage lending market. Partly because of its small size and its conservative approach, the bank is relatively little profitable with ROE in single-digit territory in the last five years. Size matters and the lack of economies of scale is also reflected in Wüstenrot’s low cost efficiency. In 2012, the bank’s operating costs accounted for over 50% of bank revenues, three times as much as the other pure mortgage bank on the Czech market - Hypoteční Banka
Wustenrot Hypotecni banka has been growing its revenues and asset by 4.58% and 12.7% a year on average in the last 10 years. Its loans and deposits have grown by 13.1% and 26.1% a year during that time and loans to deposits ratio reached 170% at the end of 2020. The company achieved an average return on equity of 8.37% in the last decade with net profit growing 6.88% a year on average. In terms of operating efficiency, its cost to income ratio reached 73.4% in 2020, compared to 52.1% average in the last decade.
Equity represented 6.22% of total assets or 6.37% of loans at the end of 2020. Wustenrot Hypotecni banka's non-performing loans were 1.26% of total loans while provisions covered some 15.6% of NPLs at the end of 2020.
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