By Helgi Library - September 9, 2024
Raiffeisen Stavebni Sporitelna employed 76.0 persons in 2024-06-30, up 1.33% when compared to the previous year. Historically, t...
By Helgi Library - September 9, 2024
Raiffeisen Stavebni Sporitelna employed 76.0 persons in 2024-06-30, up 1.33% when compared to the previous year. Historically, t...
By Helgi Library - September 9, 2024
Raiffeisen Stavebni Sporitelna made a net profit of CZK 217 mil in the second quarter of 2024, down 49.2% when compared to the sa...
| Profit Statement |
| Balance Sheet |
| Ratios |
| Growth Rates |
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| income statement | Unit | Mar 2002 | Jun 2002 | Sep 2002 | Dec 2002 | Mar 2003 | Jun 2003 | Sep 2003 | Dec 2003 | Mar 2004 | Jun 2004 | Sep 2004 | Dec 2004 | Mar 2005 | Jun 2005 | Sep 2005 | Dec 2005 | Mar 2006 | Jun 2006 | Sep 2006 | Dec 2006 | Mar 2007 | Jun 2007 | Sep 2007 | Dec 2007 | Mar 2008 | Jun 2008 | Sep 2008 | Dec 2008 | Mar 2009 | Jun 2009 | Sep 2009 | Dec 2009 | Mar 2010 | Jun 2010 | Sep 2010 | Dec 2010 | Mar 2011 | Jun 2011 | Sep 2011 | Dec 2011 | Mar 2012 | Jun 2012 | Sep 2012 | Dec 2012 | Mar 2013 | Jun 2013 | Sep 2013 | Dec 2013 | Mar 2014 | Jun 2014 | Sep 2014 | Dec 2014 | Mar 2015 | Jun 2015 | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 |
| growth rates | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Net Interest Income Growth | % | 18.2 | -0.909 | -43.5 | -11.9 | 5.29 |
| ratios | Unit | Mar 2002 | Jun 2002 | Sep 2002 | Dec 2002 | Mar 2003 | Jun 2003 | Sep 2003 | Dec 2003 | Mar 2004 | Jun 2004 | Sep 2004 | Dec 2004 | Mar 2005 | Jun 2005 | Sep 2005 | Dec 2005 | Mar 2006 | Jun 2006 | Sep 2006 | Dec 2006 | Mar 2007 | Jun 2007 | Sep 2007 | Dec 2007 | Mar 2008 | Jun 2008 | Sep 2008 | Dec 2008 | Mar 2009 | Jun 2009 | Sep 2009 | Dec 2009 | Mar 2010 | Jun 2010 | Sep 2010 | Dec 2010 | Mar 2011 | Jun 2011 | Sep 2011 | Dec 2011 | Mar 2012 | Jun 2012 | Sep 2012 | Dec 2012 | Mar 2013 | Jun 2013 | Sep 2013 | Dec 2013 | Mar 2014 | Jun 2014 | Sep 2014 | Dec 2014 | Mar 2015 | Jun 2015 | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 |
| ROTE | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 4.52 | 2.14 | 0.495 | 1.18 | 7.09 | ||||
| Return on Loans | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
| Costs (As % Of Loans) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
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By Helgi Library - September 9, 2024
Raiffeisen Stavebni Sporitelna made a net profit of CZK 217 mil in the second quarter of 2024, down 49.2% when compared to the same period of last year. This implies a return on equity of 10.2%. Historically, the bank’s net profit reached an all time high of CZK ...
By Helgi Library - September 9, 2024
Raiffeisen Stavebni Sporitelna made a net profit of CZK 217 mil under revenues of CZK 346 mil in the second quarter of 2024, down 49.2% and up 16.2% respectively when compared to the same period last year. Historically, the bank’s net profit reached an al...
By Helgi Library - September 9, 2024
Raiffeisen Stavebni Sporitelna made a net profit of CZK 217 mil under revenues of CZK 346 mil in the second quarter of 2024, down 49.2% and up 16.2% respectively when compared to the same period last year. Historically, the bank’s net profit reached an al...
By Helgi Library - September 9, 2024
Raiffeisen Stavebni Sporitelna's capital adequacy ratio reached 24.4% at the end of second quarter of 2024, up from 22.2% when compared to the previous quarter. Historically, the bank’s capital ratio hit an all time high of 24.4% in 2Q2024 and an all time low of 9....
By Helgi Library - September 9, 2024
Raiffeisen Stavebni Sporitelna's capital adequacy ratio reached 24.4% at the end of second quarter of 2024, up from 22.2% when compared to the previous quarter. Historically, the bank’s capital ratio hit an all time high of 24.4% in 2Q2024 and an all time low of 9....
By Helgi Library - September 9, 2024
Raiffeisen Stavebni Sporitelna's mortgage loans reached CZK 64,347 mil in 2Q2024, down 0.131% compared to the previous year. Czech banking sector provided mortgage loans of CZK 1,778 bil in 2Q2024, up 1.34% when compared to the last year. Raiffeisen Stave...
By Helgi Library - September 9, 2024
Raiffeisen Stavebni Sporitelna's mortgage loans reached CZK 64,347 mil in 2Q2024, down 0.131% compared to the previous year. Czech banking sector provided mortgage loans of CZK 1,778 bil in 2Q2024, up 1.34% when compared to the last year. Raiffeisen Stave...
By Helgi Library - September 9, 2024
Raiffeisen Stavebni Sporitelna's non-performing loans reached 1.12% of total loans at the end of 2024-06-30, up from 1.02% compared to the previous year. Historically, the NPL ratio hit an all time high of 3.57% in 2015-03-31 and an all time low of 0.899% in 2022...
By Helgi Library - September 9, 2024
Raiffeisen Stavebni Sporitelna's non-performing loans reached 1.12% of total loans at the end of 2024-06-30, up from 1.02% compared to the previous year. Historically, the NPL ratio hit an all time high of 3.57% in 2015-03-31 and an all time low of 0.899% in 2022...
By Helgi Library - September 9, 2024
Raiffeisen Stavebni Sporitelna's customer loans reached CZK 68,849 mil in 2024-03-31, down 0.585% compared to the previous year. Czech banking sector provided customer loans of CZK 4,428 bil in 2024-03-31, up 1.63% when compared to the last year. Raiffeis...
Raiffeisen Stavebni is one of the five building savings banks operating in the Czech Republic. It is partly owned by the Czech subsidiary of Raiffeisenbank (10%) with the rest in the hands of Raiffeisen Bausparkasse. Following the acquisition of Hypo Stavební Spořitelna in 2008, the building savings bank owned some 15% of building savings loans and deposits. It cooperates with Raiffeisenbank and operates through a network of 200 selling points.
Raiffeisen Stavebni Sporitelna has been growing its revenues and asset by 0.683% and -0.088% a year on average in the last 10 years. Its loans and deposits have grown by 5.87% and -2.40% a year during that time and loans to deposits ratio reached 117% at the end of 2023. The company achieved an average return on equity of 9.16% in the last decade with net profit growing 6.66% a year on average. In terms of operating efficiency, its cost to income ratio reached 51.0% in 2023, compared to 48.1% average in the last decade.
Equity represented 10.2% of total assets or 12.0% of loans at the end of 2023. Raiffeisen Stavebni Sporitelna's non-performing loans were 1.11% of total loans while provisions covered some 76.8% of NPLs at the end of 2023.
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