By Helgi Library - September 9, 2024
Moneta Stavebni Sporitelna employed 26.0 persons in 2024-06-30, down 0% when compared to the previous year. Historically, the ba...
By Helgi Library - September 9, 2024
Moneta Stavebni Sporitelna employed 26.0 persons in 2024-06-30, down 0% when compared to the previous year. Historically, the ba...
By Helgi Library - September 9, 2024
Moneta Stavebni Sporitelna made a net profit of CZK 122 mil in the second quarter of 2024, down 17.9% when compared to the same p...
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By Helgi Library - September 9, 2024
Moneta Stavebni Sporitelna made a net profit of CZK 122 mil in the second quarter of 2024, down 17.9% when compared to the same period of last year. This implies a return on equity of 23.5%. Historically, the bank’s net profit reached an all time high of CZK 253 ...
By Helgi Library - September 9, 2024
Moneta Stavebni Sporitelna made a net profit of CZK 122 mil under revenues of CZK 190 mil in the second quarter of 2024, down 17.9% and 16.8% respectively when compared to the same period last year. Historically, the bank’s net profit reached an all time high of ...
By Helgi Library - September 9, 2024
Moneta Stavebni Sporitelna made a net profit of CZK 122 mil under revenues of CZK 190 mil in the second quarter of 2024, down 17.9% and 16.8% respectively when compared to the same period last year. Historically, the bank’s net profit reached an all time high of ...
By Helgi Library - September 9, 2024
Moneta Stavebni Sporitelna's capital adequacy ratio reached 10.6% at the end of second quarter of 2024, up from 9.38% when compared to the previous quarter. Historically, the bank’s capital ratio hit an all time high of 19.5% in 2Q2016 and an all time low of 9.38% ...
By Helgi Library - September 9, 2024
Moneta Stavebni Sporitelna's capital adequacy ratio reached 10.6% at the end of second quarter of 2024, up from 9.38% when compared to the previous quarter. Historically, the bank’s capital ratio hit an all time high of 19.5% in 2Q2016 and an all time low of 9.38% ...
By Helgi Library - September 9, 2024
Moneta Stavebni Sporitelna's non-performing loans reached 1.18% of total loans at the end of 2024-06-30, down from 1.19% compared to the previous year. Historically, the NPL ratio hit an all time high of 8.26% in 2018-09-30 and an all time low of 1.10% in 2023-12...
By Helgi Library - September 9, 2024
Moneta Stavebni Sporitelna's non-performing loans reached 1.18% of total loans at the end of 2024-06-30, down from 1.19% compared to the previous year. Historically, the NPL ratio hit an all time high of 8.26% in 2018-09-30 and an all time low of 1.10% in 2023-12...
By Helgi Library - September 9, 2024
Moneta Stavebni Sporitelna's retail deposits reached CZK 26,996 mil in 2024-03-31, up 0.755% compared to the previous year. Czech banking sector accepted retail deposits of CZK 3,733 bil in 2024-03-31, up 2.24% when compared to the last year. Moneta Stave...
By Helgi Library - September 9, 2024
Moneta Stavebni Sporitelna's retail deposits reached CZK 26,996 mil in 2024-03-31, up 0.755% compared to the previous year. Czech banking sector accepted retail deposits of CZK 3,733 bil in 2024-03-31, up 2.24% when compared to the last year. Moneta Stave...
By Helgi Library - September 9, 2024
Moneta Stavebni Sporitelna's cost to income ratio reached 14.8% in the second quarter of 2024, down from 21.2% when compared to the previous quarter. Historically, the bank’s costs reached an all time high of 124% of income in 4Q2008 and an all time low of 8...
Moneta Stavební Spořitelna is the Czech Republic's smallest building savings bank. In 2012, the bank held a 10.5% share of building savings loans and 8.7% of deposits. Partly because of its small size (and limited economies of scale and synergies with a would-be commercial bank on the Czech market) and its conservative approach (the bank has the best loan quality and provision coverage), the bank is traditionally the least profitable building savings bank on the market. In 2012, the bank achieved ROE of “only” 9.7%, compared to the 15.2% of the 5-building savings banks average. Size matters and the lack of economies of scale is reflected in Wüstenrot’s low cost efficiency. In 2012, the bank’s operating costs accounted for 1.27% of average assets, nearly twice as much as the other savings banks.
Moneta Stavebni Sporitelna has been growing its revenues and asset by -0.185% and -3.26% a year on average in the last 10 years. Its loans and deposits have grown by -4.81% and -3.42% a year during that time and loans to deposits ratio reached 56.5% at the end of 2023. The company achieved an average return on equity of 12.7% in the last decade with net profit growing 7.71% a year on average. In terms of operating efficiency, its cost to income ratio reached 19.0% in 2023, compared to 50.0% average in the last decade.
Equity represented 9.17% of total assets or 17.9% of loans at the end of 2023. Moneta Stavebni Sporitelna's non-performing loans were 1.10% of total loans while provisions covered some 78.0% of NPLs at the end of 2023.
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