By Helgi Library - May 12, 2024
J&T Banka made a net profit of CZK 1,547 mil in the fourth quarter of 2023, up 332% when compared to the same period of last ...
By Helgi Library - May 12, 2024
J&T Banka's capital adequacy ratio reached 24.8% at the end of fourth quarter of 2023, down from 25.2% when compared to the p...
By Helgi Library - May 12, 2024
J&T Banka made a net profit of CZK 1,547 mil under revenues of CZK 3,565 mil in the fourth quarter of 2023, up 332% and 7...
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By Helgi Library - May 12, 2024
J&T Banka's non-performing loans reached 3.68% of total loans at the end of 2023-12-31, down from 4.53% compared to the previous year. Historically, the NPL ratio hit an all time high of 9.51% in 2018-09-30 and an all time low of 3.68% in 2023-12-31. Pr...
By Helgi Library - May 12, 2024
J&T Banka's net interest margin amounted to 3.57% in the fourth quarter of 2023, down from 3.66% when compared to the previous quarter. Historically, the bank’s net interest margin reached an all time high of 4.25% in 4Q2018 and an all time low of 1...
By Helgi Library - May 12, 2024
J&T Banka employed 698 persons in 2023-12-31, up 3.27% when compared to the previous year. Historically, the bank's workforce hit an all time high of 719 persons in 2023-06-30 and an all time low of 485 in 2018-12-31. Average cost reached USD 7,319 per month ...
By Helgi Library - May 12, 2024
J&T Banka's customer loans reached CZK 101,114 mil in 2023-09-30, up 0.326% compared to the previous year. Czech banking sector provided customer loans of CZK 4,290 bil in 2023-09-30, up 1.99% when compared to the last year. J&T Banka accounted fo...
By Helgi Library - May 12, 2024
J&T Banka's customer deposits reached CZK 216,733 mil in 4Q2023, up 5.17% compared to the previous year. Czech banking sector accepted customer deposits of CZK 6,701 bil in 4Q2023, down 3.35% when compared to the last year. J&T Banka accounted for...
By Helgi Library - May 12, 2024
J&T Banka generated total banking revenues of CZK 3,565 mil in 2023-12-31, up 18.9% compared to the previous year. Czech banking sector banking sector generated total revenues of CZK 58,954 mil in 2023-12-31, up 3.14% when compared to the last yea...
By Helgi Library - May 12, 2024
J&T Banka's retail loans reached CZK 2,196 mil in the fourth quarter of 2023, up 4.58% compared to the previous year. Czech banking sector provided retail loans of CZK 2,242 bil in 4Q2023, up 0.906% when compared to the last year. J&T Banka accoun...
By Helgi Library - May 12, 2024
J&T Banka generated total banking revenues of CZK 3,565 mil in the fourth quarter of 2023, up 7.88% when compared to the same period of last year and 18.9% when compared to the previous quarter. Historically, the bank’s revenues containing of interest, ...
By Helgi Library - May 12, 2024
J&T Banka's cost to income ratio reached 27.7% in the fourth quarter of 2023, down from 28.4% when compared to the previous quarter. Historically, the bank’s costs reached an all time high of 65.3% of income in 1Q2020 and an all time low of 19.2% in 3Q20...
By Helgi Library - May 12, 2024
J&T Banka's customer loan growth reached -3.26% in 2023-12-31, down from 17.4% compared to the previous year. Historically, the bank’s loans growth reached an all time high of 48.3% in 2020-12-31 and an all time low of -5.98% in 2019-12-31. In the las...
J&T Banka is a Czech Republic-based bank, It is a subsidiary of J&T Group, which provides investment, corporate, and retail banking services in the Czech Republic, Slovakia, and Russia. The Bank offers bank deposits, investments and advisory services comprising portfolio management, asset structuring, and concierge services. The Bank also provides financing products, which include loan financing, securities financing, and current accounts; and other banking services, such as payment cards. J&T Group is an investment group founded in 1993 in Slovakia. J&T invests mainly into the financial services, energy sector, real estate, health care, media and sports. The name of the company is derived from the family names of its two founders Ivan Jakabovič and Patrik Tkáč
J&T Banka has been growing its revenues and asset by 16.0% and 10.1% a year on average in the last 10 years. Its loans and deposits have grown by 5.27% and 9.71% a year during that time and loans to deposits ratio reached 46.3% at the end of 2023. The company achieved an average return on equity of 10.4% in the last decade with net profit growing 20.5% a year on average. In terms of operating efficiency, its cost to income ratio reached 27.0% in 2023, compared to 43.3% average in the last decade.
Equity represented 13.7% of total assets or 39.6% of loans at the end of 2023. J&T Banka's non-performing loans were 3.68% of total loans while provisions covered some 78.4% of NPLs at the end of 2023.
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