By Helgi Library - September 30, 2023
Equa Bank generated total banking revenues of CZK 692 mil in 2021-12-31, up 28.9% compared to the previous year. Czech ban...
By Helgi Library - September 30, 2023
Equa Bank generated total banking revenues of CZK 692 mil in 2021-12-31, up 28.9% compared to the previous year. Czech ban...
By Helgi Library - September 30, 2023
Equa Bank's mortgage loans reached CZK 22,212 mil in 4Q2021, up 1.21% compared to the previous year. Czech banking sector provi...
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By Helgi Library - September 30, 2023
Equa Bank's mortgage loans reached CZK 22,212 mil in 4Q2021, up 1.21% compared to the previous year. Czech banking sector provided mortgage loans of CZK 1,595 in 4Q2021, up 2.84% when compared to the last year. Equa Bank accounted for 1.39% of all mortgag...
By Helgi Library - September 30, 2023
Equa Bank made a net profit of CZK 120 mil under revenues of CZK 692 mil in the fourth quarter of 2021, up 140% and 44.7% respectively when compared to the same period last year. Historically, the bank’s net profit reached an all time high of CZK 177 mil in 3...
By Helgi Library - September 30, 2023
Equa Bank made a net profit of CZK 120 mil under revenues of CZK 692 mil in the fourth quarter of 2021, up 140% and 44.7% respectively when compared to the same period last year. Historically, the bank’s net profit reached an all time high of CZK 177 mil in 3...
By Helgi Library - September 30, 2023
Equa Bank made a net profit of CZK 120 mil in the fourth quarter of 2021, up 140% when compared to the same period of last year. This implies a return on equity of 7.79%. Historically, the bank’s net profit reached an all time high of CZK 177 mil in 3Q2021 and an...
By Helgi Library - September 30, 2023
Equa Bank made a net profit of CZK 120 mil in the fourth quarter of 2021, up 140% when compared to the same period of last year. This implies a return on equity of 7.79%. Historically, the bank’s net profit reached an all time high of CZK 177 mil in 3Q2021 and an...
By Helgi Library - September 30, 2023
Equa Bank's customer loans reached CZK 52,844 mil in 2021-12-31, down 7.32% compared to the previous year. Czech banking sector provided customer loans of CZK 3,848 in 2021-12-31, up 1.87% when compared to the last year. Equa Bank accounted for 1.37% of a...
By Helgi Library - September 30, 2023
Equa Bank's customer loans reached CZK 52,844 mil in 2021-12-31, down 7.32% compared to the previous year. Czech banking sector provided customer loans of CZK 3,848 in 2021-12-31, up 1.87% when compared to the last year. Equa Bank accounted for 1.37% of a...
By Helgi Library - September 30, 2023
Equa Bank's customer deposits reached CZK 64,162 mil in 2021-12-31, down 5.64% compared to the previous year. Czech banking sector accepted customer deposits of CZK 5,502 bil in 2021-12-31, down 7.50% when compared to the last year. Equa Bank accounted fo...
By Helgi Library - September 30, 2023
Equa Bank's customer deposits reached CZK 64,162 mil in 2021-12-31, down 5.64% compared to the previous year. Czech banking sector accepted customer deposits of CZK 5,502 bil in 2021-12-31, down 7.50% when compared to the last year. Equa Bank accounted fo...
By Helgi Library - September 30, 2023
Equa Bank's net interest margin amounted to 3.19% in the fourth quarter of 2021, up from 2.77% when compared to the previous quarter. Historically, the bank’s net interest margin reached an all time high of 3.21% in 2Q2019 and an all time low of 0.787% ...
Equa bank is a small Czech Republic-based bank. The Bank offers simple retail and corporate banking services covering current and savings accounts with the option of free maintenance, multi-currency payment cards, mortgages, term deposits, consumer loans, insurance and business loans. In 2019, the Bank had over 400,000 clients and operates 59 branches in the whole of the Czech Republic. Equa bank entered the Czech market in July 2011 after Banco Popolare Česká republika had been taken over by Equa Group Limited. Equa Group Limited is owned by funds advised by the British company Anacap Financial Partners LLP.
Equa Bank has been growing its revenues and asset by 45.4% and 28.4% a year on average in the last 10 years. Its loans and deposits have grown by 33.9% and 30.5% a year during that time and loans to deposits ratio reached 82.4% at the end of 2021. The company achieved an average return on equity of -5.72% in the last decade with net profit growing % a year on average. In terms of operating efficiency, its cost to income ratio reached 66.5% in 2021, compared to 169% average in the last decade.
Equity represented 8.42% of total assets or 11.7% of loans at the end of 2021. Equa Bank's non-performing loans were 1.68% of total loans while provisions covered some 76.1% of NPLs at the end of 2021.
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