By Helgi Library - September 4, 2024
Air Bank's customer loans reached CZK 99,500 mil in 2024-03-31, up 3.79% compared to the previous year. Czech banking sector pr...
By Helgi Library - September 4, 2024
Air Bank's customer loans reached CZK 99,500 mil in 2024-03-31, up 3.79% compared to the previous year. Czech banking sector pr...
By Helgi Library - September 4, 2024
Air Bank made a net profit of CZK 570 mil in the second quarter of 2024, down 39.2% when compared to the same period of last year...
| Profit Statement |
| Balance Sheet |
| Ratios |
| Growth Rates |
Get all company financials in excel:
| income statement | Unit | Sep 2012 | Dec 2012 | Mar 2013 | Jun 2013 | Sep 2013 | Dec 2013 | Mar 2014 | Jun 2014 | Sep 2014 | Dec 2014 | Mar 2015 | Jun 2015 | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 |
| growth rates | |||||||||||||||||||||||||||||||||||||||||||||||
| Net Interest Income Growth | % | 37.5 | 52.4 | 12.7 | -5.47 | -12.6 |
| ratios | Unit | Sep 2012 | Dec 2012 | Mar 2013 | Jun 2013 | Sep 2013 | Dec 2013 | Mar 2014 | Jun 2014 | Sep 2014 | Dec 2014 | Mar 2015 | Jun 2015 | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 |
| ROTE | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 6.06 | 6.82 | 5.34 | 5.11 | 8.56 | ||||
| Return on Loans | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
| Costs (As % Of Loans) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
Get all company financials in excel:
By Helgi Library - September 4, 2024
Air Bank made a net profit of CZK 570 mil in the second quarter of 2024, down 39.2% when compared to the same period of last year. This implies a return on equity of 14.2%. Historically, the bank’s net profit reached an all time high of CZK 936 mil in 2Q2023 and ...
By Helgi Library - September 4, 2024
Air Bank made a net profit of CZK 570 mil under revenues of CZK 1,624 mil in the second quarter of 2024, down 39.2% and 11.8% respectively when compared to the same period last year. Historically, the bank’s net profit reached an all time high of CZK 936 mil ...
By Helgi Library - September 4, 2024
Air Bank made a net profit of CZK 570 mil under revenues of CZK 1,624 mil in the second quarter of 2024, down 39.2% and 11.8% respectively when compared to the same period last year. Historically, the bank’s net profit reached an all time high of CZK 936 mil ...
By Helgi Library - September 4, 2024
Air Bank's mortgage loans reached CZK 19,000 mil in 2Q2024, up 2.70% compared to the previous year. Czech banking sector provided mortgage loans of CZK 1,778 bil in 2Q2024, up 1.34% when compared to the last year. Air Bank accounted for 1.07% of all mortg...
By Helgi Library - September 4, 2024
Air Bank's mortgage loans reached CZK 19,000 mil in 2Q2024, up 2.70% compared to the previous year. Czech banking sector provided mortgage loans of CZK 1,778 bil in 2Q2024, up 1.34% when compared to the last year. Air Bank accounted for 1.07% of all mortg...
By Helgi Library - September 4, 2024
Air Bank's retail loans reached CZK 98,500 mil in the first quarter of 2024, up 1.60% compared to the previous year. Czech banking sector provided retail loans of CZK 2,263 bil in 1Q2024, up 0.927% when compared to the last year. Air Bank accounted for 4....
By Helgi Library - September 4, 2024
Air Bank's retail loans reached CZK 98,500 mil in the first quarter of 2024, up 1.60% compared to the previous year. Czech banking sector provided retail loans of CZK 2,263 bil in 1Q2024, up 0.927% when compared to the last year. Air Bank accounted for 4....
By Helgi Library - September 4, 2024
Air Bank generated total banking revenues of CZK 1,585 mil in 2024-03-31, up 5.11% compared to the previous year. Czech banking sector banking sector generated total revenues of CZK 60,165 mil in 2024-03-31, up 2.08% when compared to the last year. ...
By Helgi Library - September 4, 2024
Air Bank generated total banking revenues of CZK 1,585 mil in 2024-03-31, up 5.11% compared to the previous year. Czech banking sector banking sector generated total revenues of CZK 60,165 mil in 2024-03-31, up 2.08% when compared to the last year. ...
By Helgi Library - September 4, 2024
Air Bank's customer deposits reached CZK 140,000 mil in 2024-03-31, up 3.07% compared to the previous year. Czech banking sector accepted customer deposits of CZK 7,196 bil in 2024-03-31, up 7.39% when compared to the last year. Air Bank accounted for 1.9...
Air Bank is a Czech Republic-based commercial bank set up and owned by the PPF Group. The Bank officially started its operations in the Czech Republic in November 2011 with a special focus on the online banking and friendly customer care. The Bank's product portfolio remains fairly limited with a special focus on the current and savings accounts and consumer loans.. But, the Bank develops fast and tries to differentiate from the market by its friendly approach such as operating through branches without counters, open in the evenings and during the weekends. At the end of 2018, Air Bank had almost 800 employees, it was operating 35 branches in major Czech cities, and had more than 660,000 customers
Air Bank has been growing its revenues and asset by 13.9% and 11.9% a year on average in the last 10 years. Its loans and deposits have grown by 15.0% and 12.0% a year during that time and loans to deposits ratio reached 69.7% at the end of 2023. The company achieved an average return on equity of 14.5% in the last decade with net profit growing % a year on average. In terms of operating efficiency, its cost to income ratio reached 45.3% in 2023, compared to 48.4% average in the last decade.
Equity represented 7.07% of total assets or 12.0% of loans at the end of 2023. Air Bank's non-performing loans were 5.48% of total loans while provisions covered some 119% of NPLs at the end of 2023.
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