By Helgi Library - March 1, 2020
Vietnam Export Import Bank stock traded at VND 17,800 per share at the end fourth quarter of 2019 implying a market capitalization of USD 944...
By Helgi Library - March 1, 2020
Vietnam Export Import Bank stock traded at VND 17,800 per share at the end fourth quarter of 2019 implying a market capitalization of USD 944...
By Helgi Library - March 1, 2020
Vietnam Export Import Bank's customer deposits reached VND 105,351 bil in 2016-12-31, up 2.13% compared to the previous year. V...
Profit Statement | 2017 | 2018 | 2019 | |
Net Interest Income | VND bil | 2,775 | 3,726 | 3,225 |
Net Fee Income | VND bil | 331 | 347 | 384 |
Other Income | VND bil | 1,035 | 713 | 1,368 |
Total Revenues | VND bil | 4,142 | 4,786 | 4,976 |
Staff Cost | VND bil | 1,261 | 1,507 | ... |
Operating Profit | VND bil | 1,668 | 1,783 | 1,913 |
Provisions | VND bil | 605 | 724 | 690 |
Net Profit | VND bil | 803 | 655 | 794 |
Balance Sheet | 2017 | 2018 | 2019 | |
Interbank Loans | VND bil | 15,246 | 19,051 | 25,858 |
Customer Loans | VND bil | 100,268 | 102,971 | 112,182 |
Total Assets | VND bil | 149,370 | 152,652 | 167,538 |
Shareholders' Equity | VND bil | 14,251 | 14,884 | 15,749 |
Interbank Borrowing | VND bil | 11,312 | 16,060 | 8,685 |
Customer Deposits | VND bil | 120,540 | 118,694 | 139,278 |
Issued Debt Securities | VND bil | 0 | 0 | 0 |
Ratios | 2017 | 2018 | 2019 | |
ROE | % | 5.80 | 4.50 | 5.18 |
ROA | % | 0.577 | 0.434 | 0.496 |
Costs (As % Of Assets) | % | 1.78 | 1.99 | 1.91 |
Costs (As % Of Income) | % | 59.7 | 62.7 | 61.6 |
Capital Adequacy Ratio | % | 16.0 | ... | ... |
Net Interest Margin | % | 2.00 | 2.47 | 2.01 |
Loans (As % Of Deposits) | % | 83.2 | 86.8 | 80.5 |
NPLs (As % Of Loans) | % | 2.27 | 1.85 | 1.71 |
Provisions (As % Of NPLs) | % | 45.9 | 55.8 | 55.5 |
Valuation | 2017 | 2018 | 2019 | |
Price/Earnings (P/E) | 19.4 | 26.4 | 27.6 | |
Price/Book Value (P/BV) | 1.09 | 1.16 | 1.39 | |
Dividend Yield | % | 0 | 0 | ... |
Earnings Per Share (EPS) | VND | 653 | 533 | 645 |
Book Value Per Share | VND | 11,592 | 12,106 | 12,810 |
Dividend Per Share | VND | 0 | 0 | ... |
Get all company financials in excel:
summary | Unit | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 |
income statement | ||||||||||||||||
Net Interest Income | VND bil | 2,887 | 2,805 | 3,394 | 3,083 | 2,775 | ||||||||||
Total Revenues | VND bil | 3,433 | 3,453 | 4,075 | 4,120 | 4,142 | ||||||||||
Operating Profit | VND bil | 1,312 | 1,405 | 1,770 | 1,791 | 1,668 | ||||||||||
Net Profit | VND bil | 659 | 341 | 40.0 | 309 | 803 | ||||||||||
balance sheet | ||||||||||||||||
Interbank Loans | VND bil | 57,875 | 39,463 | 7,833 | 8,281 | 15,246 | ||||||||||
Customer Loans | VND bil | 82,643 | 86,124 | 83,890 | 85,825 | 100,268 | ||||||||||
Debt Securities | VND bil | 14,655 | 19,924 | 19,118 | 22,053 | 21,397 | ||||||||||
Total Assets | VND bil | 169,835 | 160,145 | 124,850 | 128,802 | 149,370 | ||||||||||
Shareholders' Equity | VND bil | 14,680 | 13,120 | 13,145 | 13,448 | 14,251 | ||||||||||
Interbank Borrowing | VND bil | 65,767 | 41,043 | 7,933 | 7,596 | 11,312 | ||||||||||
Customer Deposits | VND bil | 79,472 | 101,372 | 98,431 | 105,351 | 120,540 | ||||||||||
Issued Debt Securities | VND bil | 8,105 | 3,015 | 3,545 | 0 | 0 | ||||||||||
ratios | ||||||||||||||||
ROE | % | ... | 4.32 | 2.45 | 0.305 | 2.32 | 5.80 | |||||||||
ROA | % | ... | 0.387 | 0.207 | 0.028 | 0.244 | 0.577 | |||||||||
Costs (As % Of Assets) | % | ... | 1.25 | 1.24 | 1.62 | 1.84 | 1.78 | |||||||||
Costs (As % Of Income) | % | 61.8 | 59.3 | 56.6 | 56.5 | 59.7 | ||||||||||
Capital Adequacy Ratio | % | ... | ... | ... | ... | ... | ... | 14.5 | 13.2 | 16.5 | 17.1 | 16.0 | ... | ... | ||
Net Interest Margin | % | ... | 1.70 | 1.70 | 2.38 | 2.43 | 2.00 | |||||||||
Interest Income (As % Of Revenues) | % | 84.1 | 81.2 | 83.3 | 74.8 | 67.0 | ||||||||||
Fee Income (As % Of Revenues) | % | ... | ... | ... | ... | ... | 8.02 | 6.61 | 7.17 | 7.28 | 8.00 | |||||
Staff Cost (As % Of Total Cost) | % | 44.5 | 46.4 | 49.9 | 50.4 | 51.0 | ... | |||||||||
Equity (As % Of Assets) | % | 8.64 | 8.19 | 10.5 | 10.4 | 9.54 | ||||||||||
Loans (As % Of Deposits) | % | 104 | 85.0 | 85.2 | 81.5 | 83.2 | ||||||||||
Loans (As % Assets) | % | 48.7 | 53.8 | 67.2 | 66.6 | 67.1 | ||||||||||
NPLs (As % Of Loans) | % | ... | 1.98 | 2.46 | 1.86 | 2.95 | 2.27 | |||||||||
Provisions (As % Of NPLs) | % | ... | 43.0 | 47.7 | 55.2 | 41.7 | 45.9 | |||||||||
valuation | ||||||||||||||||
Market Capitalisation (End Of Period) | USD mil | ... | ... | ... | ... | 733 | 736 | 612 | 486 | 685 | ||||||
Number Of Shares (Average) | mil | ... | ... | ... | ... | ... | ... | 1,236 | 1,230 | 1,229 | 1,229 | 1,229 | ||||
Share Price (End Of Period) | VND | ... | ... | ... | ... | 12,500 | 12,800 | 11,200 | 9,000 | 12,650 | ||||||
Earnings Per Share (EPS) | VND | ... | ... | ... | ... | ... | ... | 533 | 277 | 33.0 | 251 | 653 | ||||
Book Value Per Share | VND | ... | ... | ... | ... | ... | ... | 11,882 | 10,669 | 10,692 | 10,939 | 11,592 | ||||
Dividend Per Share | VND | ... | ... | ... | 400 | 0 | 0 | 0 | 0 | ... | ||||||
Price/Earnings (P/E) | ... | ... | ... | ... | ... | ... | 23.5 | 46.2 | 339 | 35.9 | 19.4 | |||||
Price/Book Value (P/BV) | ... | ... | ... | ... | ... | ... | 1.05 | 1.20 | 1.05 | 0.823 | 1.09 | |||||
Dividend Yield | % | ... | ... | ... | ... | 3.20 | 0 | 0 | 0 | 0 | ... | |||||
Earnings Per Share Growth | % | ... | ... | ... | ... | ... | ... | ... | -69.2 | -48.0 | -88.1 | 661 | 160 | |||
Book Value Per Share Growth | % | ... | -7.16 | -10.2 | 0.211 | 2.31 | 5.97 |
income statement | Unit | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 |
income statement | ||||||||||||||||
Interest Income | VND bil | 11,052 | 8,659 | 8,597 | 8,311 | 9,058 | ||||||||||
Interest Cost | VND bil | 8,166 | 5,854 | 5,203 | 5,228 | 6,283 | ||||||||||
Net Interest Income | VND bil | 2,887 | 2,805 | 3,394 | 3,083 | 2,775 | ||||||||||
Net Fee Income | VND bil | ... | ... | ... | ... | ... | 275 | 228 | 292 | 300 | 331 | |||||
Other Income | VND bil | ... | ... | ... | ... | ... | 271 | 420 | 389 | 738 | 1,035 | |||||
Total Revenues | VND bil | 3,433 | 3,453 | 4,075 | 4,120 | 4,142 | ||||||||||
Staff Cost | VND bil | 944 | 950 | 1,149 | 1,173 | 1,261 | ... | |||||||||
Depreciation | VND bil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 153 | 125 | ... | |
Other Cost | VND bil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1,004 | 1,088 | ... | |
Operating Cost | VND bil | 2,121 | 2,049 | 2,305 | 2,329 | 2,474 | ||||||||||
Operating Profit | VND bil | 1,312 | 1,405 | 1,770 | 1,791 | 1,668 | ||||||||||
Provisions | VND bil | 300 | 825 | 1,434 | 1,089 | 605 | ||||||||||
Extra and Other Cost | VND bil | 184 | 226 | 276 | 311 | 71.0 | ||||||||||
Pre-Tax Profit | VND bil | 828 | 354 | 60.8 | 391 | 993 | ||||||||||
Tax | VND bil | 169 | 12.7 | 20.8 | 81.7 | 190 | ||||||||||
Minorities | VND bil | 0 | 0 | 0 | 0 | 0 | ||||||||||
Net Profit | VND bil | 659 | 341 | 40.0 | 309 | 803 | ||||||||||
Dividends | VND bil | ... | ... | ... | 494 | 0 | 0 | 0 | 0 | ... | ||||||
growth rates | ||||||||||||||||
Net Interest Income Growth | % | ... | -40.9 | -2.83 | 21.0 | -9.16 | -9.96 | |||||||||
Net Fee Income Growth | % | ... | ... | ... | ... | ... | ... | 13.4 | -17.0 | 27.9 | 2.67 | 10.5 | ||||
Total Revenue Growth | % | ... | -38.2 | 0.592 | 18.0 | 1.10 | 0.528 | |||||||||
Operating Cost Growth | % | ... | -7.67 | -3.40 | 12.5 | 1.07 | 6.20 | |||||||||
Operating Profit Growth | % | ... | -59.7 | 7.04 | 26.0 | 1.15 | -6.85 | |||||||||
Pre-Tax Profit Growth | % | ... | -71.0 | -57.3 | -82.8 | 542 | 154 | |||||||||
Net Profit Growth | % | ... | -69.2 | -48.2 | -88.3 | 672 | 160 | |||||||||
market share | ||||||||||||||||
Market Share in Revenues | % | ... | ... | ... | 1.94 | 1.87 | 1.96 | 1.73 | ... | ... | ... | |||||
Market Share in Net Profit | % | ... | ... | ... | 2.19 | 1.99 | 0.128 | 0.750 | ... | ... | ... |
balance sheet | Unit | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 |
balance sheet | ||||||||||||||||
Cash | VND bil | 3,739 | 4,877 | 4,757 | 5,785 | 5,559 | ||||||||||
Interbank Loans | VND bil | 57,875 | 39,463 | 7,833 | 8,281 | 15,246 | ||||||||||
Customer Loans | VND bil | 82,643 | 86,124 | 83,890 | 85,825 | 100,268 | ||||||||||
Retail Loans | VND bil | ... | ... | 29,373 | 33,204 | 34,967 | 48,587 | ... | ||||||||
Corporate Loans | VND bil | ... | 46,022 | 48,957 | 43,584 | 49,620 | 52,678 | ... | ||||||||
Debt Securities | VND bil | 14,655 | 19,924 | 19,118 | 22,053 | 21,397 | ||||||||||
Fixed Assets | VND bil | 849 | 1,030 | 1,105 | 854 | 3,166 | ||||||||||
Intangible Assets | VND bil | 3,472 | 3,259 | 3,636 | 52.2 | 47.9 | ||||||||||
Goodwill | VND bil | ... | ... | ... | ... | ... | ... | ... | ... | 0 | 3,259 | 3,636 | 0 | 0 | ||
Total Assets | VND bil | 169,835 | 160,145 | 124,850 | 128,802 | 149,370 | ||||||||||
Shareholders' Equity | VND bil | 14,680 | 13,120 | 13,145 | 13,448 | 14,251 | ||||||||||
Of Which Minority Interest | VND bil | 0 | 0 | 0 | 0 | 0 | ||||||||||
Liabilities | VND bil | 155,155 | 147,026 | 111,705 | 115,353 | 135,118 | ||||||||||
Interbank Borrowing | VND bil | 65,767 | 41,043 | 7,933 | 7,596 | 11,312 | ||||||||||
Customer Deposits | VND bil | 79,472 | 101,372 | 98,431 | 105,351 | 120,540 | ||||||||||
Sight Deposits | VND bil | ... | 9,509 | 11,365 | 13,800 | 14,219 | 15,631 | |||||||||
Term Deposits | VND bil | ... | 68,684 | 89,017 | 83,771 | 90,222 | 103,986 | |||||||||
Issued Debt Securities | VND bil | 8,105 | 3,015 | 3,545 | 0 | 0 | ||||||||||
Other Liabilities | VND bil | 1,812 | 1,595 | 1,796 | 2,406 | 3,267 | ||||||||||
asset quality | ||||||||||||||||
Non-Performing Loans | VND bil | ... | 1,652 | 2,144 | 1,575 | 2,560 | 2,298 | |||||||||
Gross Loans | VND bil | ... | 83,354 | 87,147 | 84,760 | 86,891 | 101,324 | |||||||||
Total Provisions | VND bil | ... | 711 | 1,023 | 870 | 1,067 | 1,056 | |||||||||
growth rates | ||||||||||||||||
Customer Loan Growth | % | ... | 11.2 | 4.21 | -2.59 | 2.31 | 16.8 | |||||||||
Retail Loan Growth | % | ... | ... | ... | ... | 13.0 | 5.31 | 39.0 | ... | |||||||
Corporate Loan Growth | % | ... | ... | 7.22 | 6.38 | -11.0 | 13.8 | 6.16 | ... | |||||||
Total Asset Growth | % | ... | -0.188 | -5.71 | -22.0 | 3.17 | 16.0 | |||||||||
Shareholders' Equity Growth | % | ... | -7.16 | -10.6 | 0.191 | 2.31 | 5.97 | |||||||||
Customer Deposit Growth | % | ... | 12.8 | 27.6 | -2.90 | 7.03 | 14.4 | |||||||||
market share | ||||||||||||||||
Market Share in Customer Loans | % | 2.74 | 2.58 | 2.09 | 1.77 | 1.73 | ... | ... | ||||||||
Market Share in Corporate Loans | % | ... | ... | ... | ... | ... | ... | ... | 1.53 | 1.47 | 1.08 | 1.03 | ... | ... | ... | |
Market Share in Total Assets | % | 3.10 | 2.65 | 1.79 | 1.59 | 1.55 | ... | ... | ||||||||
Market Share in Customer Deposits | % | 2.15 | 2.37 | 1.95 | 1.77 | 1.77 | ... | ... |
ratios | Unit | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 |
ratios | ||||||||||||||||
ROE | % | ... | 4.32 | 2.45 | 0.305 | 2.32 | 5.80 | |||||||||
ROA | % | ... | 0.387 | 0.207 | 0.028 | 0.244 | 0.577 | |||||||||
Costs (As % Of Assets) | % | ... | 1.25 | 1.24 | 1.62 | 1.84 | 1.78 | |||||||||
Costs (As % Of Income) | % | 61.8 | 59.3 | 56.6 | 56.5 | 59.7 | ||||||||||
Capital Adequacy Ratio | % | ... | ... | ... | ... | ... | ... | 14.5 | 13.2 | 16.5 | 17.1 | 16.0 | ... | ... | ||
Net Interest Margin | % | ... | 1.70 | 1.70 | 2.38 | 2.43 | 2.00 | |||||||||
Interest Spread | % | ... | 1.22 | 1.37 | 2.01 | 1.95 | 1.50 | |||||||||
Asset Yield | % | ... | 6.50 | 5.25 | 6.03 | 6.55 | 6.51 | |||||||||
Cost Of Liabilities | % | ... | 5.28 | 3.87 | 4.02 | 4.61 | 5.02 | |||||||||
Payout Ratio | % | ... | ... | ... | 75.0 | 0 | 0 | 0 | 0 | ... | ||||||
Interest Income (As % Of Revenues) | % | 84.1 | 81.2 | 83.3 | 74.8 | 67.0 | ||||||||||
Fee Income (As % Of Revenues) | % | ... | ... | ... | ... | ... | 8.02 | 6.61 | 7.17 | 7.28 | 8.00 | |||||
Other Income (As % Of Revenues) | % | ... | ... | ... | ... | ... | 7.90 | 12.2 | 9.55 | 17.9 | 25.0 | |||||
Cost Per Employee | USD per month | ... | 698 | 650 | 709 | 750 | 770 | ... | ||||||||
Cost Per Employee (Local Currency) | VND per month | ... | 14,673,700 | 13,816,400 | 15,345,800 | 16,521,600 | 17,244,500 | ... | ||||||||
Staff Cost (As % Of Total Cost) | % | 44.5 | 46.4 | 49.9 | 50.4 | 51.0 | ... | |||||||||
Equity (As % Of Assets) | % | 8.64 | 8.19 | 10.5 | 10.4 | 9.54 | ||||||||||
Loans (As % Of Deposits) | % | 104 | 85.0 | 85.2 | 81.5 | 83.2 | ||||||||||
Loans (As % Assets) | % | 48.7 | 53.8 | 67.2 | 66.6 | 67.1 | ||||||||||
NPLs (As % Of Loans) | % | ... | 1.98 | 2.46 | 1.86 | 2.95 | 2.27 | |||||||||
Provisions (As % Of NPLs) | % | ... | 43.0 | 47.7 | 55.2 | 41.7 | 45.9 | |||||||||
Provisions (As % Of Loans) | % | ... | 0.860 | 1.19 | 1.04 | 1.24 | 1.05 | |||||||||
Cost of Provisions (As % Of Loans) | % | ... | 0.383 | 0.978 | 1.69 | 1.28 | 0.650 |
other data | Unit | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 |
other data | ||||||||||||||||
Employees | ... | 5,362 | 5,728 | 6,239 | 5,916 | 6,094 | ||||||||||
Sight (As % Of Customer Deposits) | % | ... | 12.0 | 11.2 | 14.0 | 13.5 | 13.0 | |||||||||
Return on Loans | % | 0.839 | 0.404 | 0.047 | 0.364 | 0.863 | ||||||||||
Operating Profit (As % of Loans) | % | ... | 1.67 | 1.66 | 2.08 | 2.11 | 1.79 | |||||||||
Costs (As % Of Loans) | % | ... | 2.70 | 2.43 | 2.71 | 2.74 | 2.66 | |||||||||
Equity (As % Of Loans) | % | 17.8 | 15.2 | 15.7 | 15.7 | 14.2 |
Get all company financials in excel:
By Helgi Library - March 1, 2020
Vietnam Export Import Bank's customer deposits reached VND 105,351 bil in 2016-12-31, up 2.13% compared to the previous year. Vietnamese banking sector accepted customer deposits of VND 5,860,000 bil in 2016-12-31, up 0.518% when compared to the last year. ...
By Helgi Library - March 1, 2020
Vietnam Export Import Bank stock traded at VND 17,800 per share at the end of fourth quarter of 2019 implying a market capitalization of USD 944 mil. Over the last five years, the stock has appreciated by 39.1 implying an annual average growth of 6.82% In...
By Helgi Library - March 1, 2020
Vietnam Export Import Bank stock traded at VND 17,800 per share at the end of fourth quarter of 2019 implying a market capitalization of USD 944 mil. Over the last five years, the stock has appreciated by 39.1 implying an annual average growth of 6.82% In...
By Helgi Library - March 4, 2020
Vietnam Export Import Bank's non-performing loans reached 1.71% of total loans at the end of 2019-12-31, down from 1.85% compared to the previous year. Historically, the NPL ratio hit an all time high of 5.30% in 2016-06-30 and an all time low of 1.33% in 2013-03...
By Helgi Library - March 4, 2020
Vietnam Export Import Bank's non-performing loans reached 1.71% of total loans at the end of 2019-12-31, down from 1.85% compared to the previous year. Historically, the NPL ratio hit an all time high of 5.30% in 2016-06-30 and an all time low of 1.33% in 2013-03...
By Helgi Library - March 1, 2020
Vietnam Export Import Bank made a net profit of VND -16.3 bil in the fourth quarter of 2019, up 93.5% when compared to the same period of last year. This implies a return on equity of -0.413%. Historically, the bank’s net profit reached an all time high of VND 1,...
By Helgi Library - March 1, 2020
Vietnam Export Import Bank made a net profit of VND -16.3 bil in the fourth quarter of 2019, up 93.5% when compared to the same period of last year. This implies a return on equity of -0.413%. Historically, the bank’s net profit reached an all time high of VND 1,...
By Helgi Library - March 1, 2020
Vietnam Export Import Bank's net interest margin amounted to 1.96% in the fourth quarter of 2019, up from 1.91% when compared to the previous quarter. Historically, the bank’s net interest margin reached an all time high of 4.16% in 4Q2011 and an all time lo...
By Helgi Library - March 1, 2020
Vietnam Export Import Bank's net interest margin amounted to 1.96% in the fourth quarter of 2019, up from 1.91% when compared to the previous quarter. Historically, the bank’s net interest margin reached an all time high of 4.16% in 4Q2011 and an all time lo...
By Helgi Library - March 1, 2020
Vietnam Export Import Bank generated total banking revenues of VND 1,458 bil in the fourth quarter of 2019, up 21.4% when compared to the same period of last year and 12.9% when compared to the previous quarter. Historically, the bank’s revenues containing of...