By Helgi Library - February 19, 2020
BPER Banca employed 13,805 persons in 2019-12-31, down 0.755% when compared to the previous year. Historically, the bank's workf...
By Helgi Library - February 19, 2020
BPER Banca stock traded at EUR 4.48 per share at the end fourth quarter of 2019 implying a market capitalization of USD 2,619 mil. Sinc...
By Helgi Library - February 19, 2020
BPER Banca stock traded at EUR 4.48 per share at the end fourth quarter of 2019 implying a market capitalization of USD 2,619 mil. Sinc...
| Profit Statement | 2017 | 2018 | 2019 | |
| Net Interest Income | EUR mil | 1,137 | 1,157 | 1,179 |
| Net Fee Income | EUR mil | 741 | 776 | ... |
| Other Income | EUR mil | 204 | 292 | ... |
| Total Revenues | EUR mil | 2,081 | 2,225 | 2,274 |
| Staff Cost | EUR mil | 783 | 821 | 1,050 |
| Operating Profit | EUR mil | 686 | 693 | 724 |
| Provisions | EUR mil | 536 | 226 | 448 |
| Net Profit | EUR mil | 72.8 | 481 | 192 |
| Balance Sheet | 2017 | 2018 | 2019 | |
| Interbank Loans | EUR mil | 3,013 | 3,509 | 2,322 |
| Customer Loans | EUR mil | 47,815 | 52,545 | 52,006 |
| Total Assets | EUR mil | 71,339 | 70,635 | 79,034 |
| Shareholders' Equity | EUR mil | 5,717 | 4,897 | 5,292 |
| Interbank Borrowing | EUR mil | 15,302 | 15,810 | 12,379 |
| Customer Deposits | EUR mil | 40,545 | 42,056 | 52,221 |
| Issued Debt Securities | EUR mil | 7,504 | 5,402 | 5,835 |
| Ratios | 2017 | 2018 | 2019 | |
| ROE | % | 1.29 | 9.07 | 3.76 |
| ROA | % | 1.47 | 1.38 | 1.38 |
| Costs (As % Of Assets) | % | 2.99 | 3.05 | 2.97 |
| Costs (As % Of Income) | % | 67.1 | 68.8 | 68.2 |
| Capital Adequacy Ratio | % | 16.7 | 17.3 | 16.8 |
| Net Interest Margin | % | 1.67 | 1.63 | 1.58 |
| Loans (As % Of Deposits) | % | 118 | 125 | 99.6 |
| NPLs (As % Of Loans) | % | 19.8 | 12.5 | 11.1 |
| Provisions (As % Of NPLs) | % | 50.8 | 57.0 | 53.7 |
| Valuation | 2017 | 2018 | 2019 | |
| Price/Earnings (P/E) | 27.8 | 3.36 | 11.2 | |
| Price/Book Value (P/BV) | 0.354 | 0.330 | 0.407 | |
| Dividend Yield | % | 2.61 | 3.86 | 3.12 |
| Earnings Per Share (EPS) | EUR | 0.151 | 1.00 | 0.399 |
| Book Value Per Share | EUR | 11.9 | 10.2 | 11.0 |
| Dividend Per Share | EUR | 0.110 | 0.130 | 0.140 |
Get all company financials in excel:
| summary | Unit | 1988 | 1989 | 1990 | 1991 | 1992 | 1993 | 1994 | 1995 | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 |
| income statement | |||||||||||||||||||||||||||||||||
| Net Interest Income | EUR mil | 1,314 | 1,311 | 1,243 | 1,180 | 1,137 | |||||||||||||||||||||||||||
| Total Revenues | EUR mil | 2,321 | 2,346 | 2,498 | 2,181 | 2,081 | |||||||||||||||||||||||||||
| Operating Profit | EUR mil | 975 | 992 | 1,159 | 750 | 686 | |||||||||||||||||||||||||||
| Net Profit | EUR mil | 46.6 | 64.4 | 363 | 89.4 | 72.8 | |||||||||||||||||||||||||||
| balance sheet | |||||||||||||||||||||||||||||||||
| Interbank Loans | EUR mil | 1,635 | 1,832 | 1,087 | 1,332 | 3,013 | |||||||||||||||||||||||||||
| Customer Loans | EUR mil | 46,467 | 43,797 | 43,703 | 45,494 | 47,815 | |||||||||||||||||||||||||||
| Debt Securities | EUR mil | ... | ... | ... | ... | ... | 8,915 | 10,059 | 11,369 | 13,521 | 15,331 | ||||||||||||||||||||||
| Total Assets | EUR mil | 61,758 | 60,653 | 61,261 | 64,957 | 71,339 | |||||||||||||||||||||||||||
| Shareholders' Equity | EUR mil | 4,712 | 5,510 | 5,652 | 5,556 | 5,717 | |||||||||||||||||||||||||||
| Interbank Borrowing | EUR mil | 9,239 | 7,542 | 7,408 | 11,470 | 15,302 | |||||||||||||||||||||||||||
| Customer Deposits | EUR mil | 32,311 | 32,902 | 34,025 | 37,133 | 40,545 | |||||||||||||||||||||||||||
| Issued Debt Securities | EUR mil | 10,187 | 10,518 | 10,495 | 8,587 | 7,504 | |||||||||||||||||||||||||||
| ratios | |||||||||||||||||||||||||||||||||
| ROE | % | ... | 0.983 | 1.26 | 6.51 | 1.60 | 1.29 | ||||||||||||||||||||||||||
| ROA | % | ... | 2.07 | 2.20 | 2.65 | 1.68 | 1.47 | ||||||||||||||||||||||||||
| Costs (As % Of Assets) | % | ... | 2.85 | 3.00 | 3.06 | 3.21 | 2.99 | ||||||||||||||||||||||||||
| Costs (As % Of Income) | % | 58.0 | 57.7 | 53.6 | 65.6 | 67.1 | |||||||||||||||||||||||||||
| Capital Adequacy Ratio | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 11.9 | 12.2 | 12.5 | 15.2 | 16.7 | ||||||||||||||||||
| Net Interest Margin | % | ... | 2.13 | 2.14 | 2.04 | 1.87 | 1.67 | ||||||||||||||||||||||||||
| Interest Income (As % Of Revenues) | % | 56.6 | 55.9 | 49.8 | 54.1 | 54.6 | |||||||||||||||||||||||||||
| Fee Income (As % Of Revenues) | % | 30.1 | 29.4 | 29.1 | 32.7 | 35.6 | ... | ||||||||||||||||||||||||||
| Staff Cost (As % Of Total Cost) | % | 58.5 | 58.1 | 61.7 | 53.8 | 56.1 | |||||||||||||||||||||||||||
| Equity (As % Of Assets) | % | 10.1 | 12.6 | 12.9 | 12.2 | 12.0 | |||||||||||||||||||||||||||
| Loans (As % Of Deposits) | % | 144 | 133 | 128 | 123 | 118 | |||||||||||||||||||||||||||
| Loans (As % Assets) | % | 75.2 | 72.2 | 71.3 | 70.0 | 67.0 | |||||||||||||||||||||||||||
| NPLs (As % Of Loans) | % | ... | ... | ... | 20.2 | 22.7 | 23.3 | 22.1 | 19.8 | ||||||||||||||||||||||||
| Provisions (As % Of NPLs) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 39.6 | 42.6 | 46.1 | 46.2 | 50.8 | |||||||||||||||
| valuation | |||||||||||||||||||||||||||||||||
| Market Capitalisation (End Of Period) | USD mil | ... | ... | ... | ... | 3,190 | 3,180 | 3,678 | 2,566 | 2,434 | |||||||||||||||||||||||
| Number Of Shares (Average) | mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 370 | 362 | 481 | 481 | 481 | |||||||||||
| Share Price (End Of Period) | EUR | ... | ... | ... | ... | 6.30 | 5.47 | 7.04 | 5.06 | 4.21 | |||||||||||||||||||||||
| Earnings Per Share (EPS) | EUR | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0.125 | 0.178 | 0.755 | 0.186 | 0.151 | |||||||||||
| Book Value Per Share | EUR | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 12.7 | 15.2 | 11.8 | 11.6 | 11.9 | |||||||||||
| Dividend Per Share | EUR | ... | ... | ... | 0 | 0 | 0.100 | 0.060 | 0.110 | ||||||||||||||||||||||||
| Price/Earnings (P/E) | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 50.6 | 30.7 | 9.32 | 27.2 | 27.8 | ||||||||||||
| Price/Book Value (P/BV) | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0.495 | 0.359 | 0.599 | 0.438 | 0.354 | ||||||||||||
| Dividend Yield | % | ... | ... | ... | ... | 0 | 0 | 1.42 | 1.19 | 2.61 | |||||||||||||||||||||||
| Earnings Per Share Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 133 | 43.0 | 324 | -75.4 | -18.6 | ||||||||||
| Book Value Per Share Growth | % | ... | -0.658 | 19.4 | -22.8 | -1.70 | 2.90 |
| income statement | Unit | 1988 | 1989 | 1990 | 1991 | 1992 | 1993 | 1994 | 1995 | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 |
| income statement | |||||||||||||||||||||||||||||||||
| Interest Income | EUR mil | 2,085 | 1,928 | 1,664 | 1,493 | 1,429 | ... | ||||||||||||||||||||||||||
| Interest Cost | EUR mil | 771 | 616 | 421 | 313 | 292 | ... | ||||||||||||||||||||||||||
| Net Interest Income | EUR mil | 1,314 | 1,311 | 1,243 | 1,180 | 1,137 | |||||||||||||||||||||||||||
| Net Fee Income | EUR mil | 698 | 691 | 727 | 713 | 741 | ... | ||||||||||||||||||||||||||
| Other Income | EUR mil | 309 | 344 | 527 | 288 | 204 | ... | ||||||||||||||||||||||||||
| Total Revenues | EUR mil | 2,321 | 2,346 | 2,498 | 2,181 | 2,081 | |||||||||||||||||||||||||||
| Staff Cost | EUR mil | 787 | 787 | 825 | 769 | 783 | |||||||||||||||||||||||||||
| Depreciation | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 41.4 | 40.9 | 37.8 | 45.7 | 38.1 | |||||||||||
| Other Cost | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 517 | 526 | 475 | 616 | 574 | |||||||||||
| Operating Cost | EUR mil | 1,346 | 1,353 | 1,338 | 1,431 | 1,395 | |||||||||||||||||||||||||||
| Operating Profit | EUR mil | 975 | 992 | 1,159 | 750 | 686 | |||||||||||||||||||||||||||
| Provisions | EUR mil | 782 | 813 | 706 | 620 | 536 | |||||||||||||||||||||||||||
| Extra and Other Cost | EUR mil | 67.5 | 49.2 | 32.4 | 25.0 | 30.6 | |||||||||||||||||||||||||||
| Pre-Tax Profit | EUR mil | 126 | 131 | 421 | 105 | 119 | |||||||||||||||||||||||||||
| Tax | EUR mil | 70.5 | 51.1 | 59.5 | 14.1 | 45.9 | |||||||||||||||||||||||||||
| Minorities | EUR mil | 8.94 | 15.0 | -1.43 | 1.52 | 0.444 | |||||||||||||||||||||||||||
| Net Profit | EUR mil | 46.6 | 64.4 | 363 | 89.4 | 72.8 | |||||||||||||||||||||||||||
| Dividends | EUR mil | 0 | 0 | 48.1 | 28.9 | 52.9 | |||||||||||||||||||||||||||
| growth rates | |||||||||||||||||||||||||||||||||
| Net Interest Income Growth | % | ... | -0.036 | -0.219 | -5.16 | -5.08 | -3.68 | ||||||||||||||||||||||||||
| Net Fee Income Growth | % | ... | -1.37 | -1.09 | 5.22 | -1.92 | 3.92 | ... | |||||||||||||||||||||||||
| Total Revenue Growth | % | ... | -0.794 | 1.06 | 6.47 | -12.7 | -4.57 | ||||||||||||||||||||||||||
| Operating Cost Growth | % | ... | 3.40 | 0.533 | -1.11 | 6.93 | -2.48 | ||||||||||||||||||||||||||
| Operating Profit Growth | % | ... | -6.05 | 1.78 | 16.8 | -35.3 | -8.55 | ||||||||||||||||||||||||||
| Pre-Tax Profit Growth | % | ... | 213 | 3.57 | 223 | -75.1 | 13.4 | ||||||||||||||||||||||||||
| Net Profit Growth | % | ... | 117 | 38.4 | 464 | -75.4 | -18.6 |
| balance sheet | Unit | 1988 | 1989 | 1990 | 1991 | 1992 | 1993 | 1994 | 1995 | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 |
| balance sheet | |||||||||||||||||||||||||||||||||
| Cash | EUR mil | 489 | 451 | 390 | 365 | 420 | |||||||||||||||||||||||||||
| Interbank Loans | EUR mil | 1,635 | 1,832 | 1,087 | 1,332 | 3,013 | |||||||||||||||||||||||||||
| Customer Loans | EUR mil | 46,467 | 43,797 | 43,703 | 45,494 | 47,815 | |||||||||||||||||||||||||||
| Retail Loans | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 34,582 | 32,713 | 32,525 | 33,561 | 35,777 | ... | |||||
| Mortgage Loans | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 25,559 | 24,896 | 25,082 | 26,488 | 28,784 | ... | |||||
| Consumer Loans | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 9,023 | 7,817 | 7,443 | 7,073 | 6,993 | ... | |||||
| Debt Securities | EUR mil | ... | ... | ... | ... | ... | 8,915 | 10,059 | 11,369 | 13,521 | 15,331 | ||||||||||||||||||||||
| Fixed Assets | EUR mil | 1,022 | 1,029 | 941 | 969 | 1,063 | |||||||||||||||||||||||||||
| Intangible Assets | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 491 | 498 | 515 | 518 | 507 | ||||||||||||||||||
| Goodwill | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 380 | 380 | 380 | 362 | 327 | ||||||||||||||
| Total Assets | EUR mil | 61,758 | 60,653 | 61,261 | 64,957 | 71,339 | |||||||||||||||||||||||||||
| Shareholders' Equity | EUR mil | 4,712 | 5,510 | 5,652 | 5,556 | 5,717 | |||||||||||||||||||||||||||
| Of Which Minority Interest | EUR mil | 679 | 640 | 627 | 674 | 653 | |||||||||||||||||||||||||||
| Liabilities | EUR mil | 57,046 | 55,143 | 55,609 | 59,401 | 65,622 | |||||||||||||||||||||||||||
| Interbank Borrowing | EUR mil | 9,239 | 7,542 | 7,408 | 11,470 | 15,302 | |||||||||||||||||||||||||||
| Customer Deposits | EUR mil | 32,311 | 32,902 | 34,025 | 37,133 | 40,545 | |||||||||||||||||||||||||||
| Sight Deposits | EUR mil | ... | 26,180 | 27,487 | 29,019 | 32,331 | 35,286 | ... | |||||||||||||||||||||||||
| Term Deposits | EUR mil | ... | ... | ... | 3,739 | 2,969 | 2,424 | 2,220 | 2,456 | ... | |||||||||||||||||||||||
| Issued Debt Securities | EUR mil | 10,187 | 10,518 | 10,495 | 8,587 | 7,504 | |||||||||||||||||||||||||||
| Subordinated Debt | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | |
| Other Liabilities | EUR mil | 5,310 | 4,181 | 3,682 | 2,212 | 2,270 | |||||||||||||||||||||||||||
| asset quality | |||||||||||||||||||||||||||||||||
| Non-Performing Loans | EUR mil | ... | ... | ... | 10,214 | 10,998 | 11,395 | 11,174 | 10,532 | ||||||||||||||||||||||||
| Gross Loans | EUR mil | ... | ... | 50,508 | 48,479 | 48,955 | 50,655 | 53,169 | |||||||||||||||||||||||||
| Total Provisions | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 4,041 | 4,682 | 5,253 | 5,160 | 5,355 | |||||||||||||||
| growth rates | |||||||||||||||||||||||||||||||||
| Customer Loan Growth | % | ... | -3.08 | -5.75 | -0.215 | 4.10 | 5.10 | ||||||||||||||||||||||||||
| Retail Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | -0.576 | -5.40 | -0.574 | 3.18 | 6.60 | ... | ||||
| Mortgage Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1.16 | -2.59 | 0.748 | 5.60 | 8.67 | ... | ||||
| Consumer Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | -5.18 | -13.4 | -4.79 | -4.98 | -1.13 | ... | ||||
| Total Asset Growth | % | ... | 0.195 | -1.79 | 1.00 | 6.03 | 9.82 | ||||||||||||||||||||||||||
| Shareholders' Equity Growth | % | ... | -1.08 | 16.9 | 2.57 | -1.70 | 2.90 | ||||||||||||||||||||||||||
| Customer Deposit Growth | % | ... | 4.40 | 1.83 | 3.41 | 9.13 | 9.19 |
| ratios | Unit | 1988 | 1989 | 1990 | 1991 | 1992 | 1993 | 1994 | 1995 | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 |
| ratios | |||||||||||||||||||||||||||||||||
| ROE | % | ... | 0.983 | 1.26 | 6.51 | 1.60 | 1.29 | ||||||||||||||||||||||||||
| ROA | % | ... | 2.07 | 2.20 | 2.65 | 1.68 | 1.47 | ||||||||||||||||||||||||||
| Costs (As % Of Assets) | % | ... | 2.85 | 3.00 | 3.06 | 3.21 | 2.99 | ||||||||||||||||||||||||||
| Costs (As % Of Income) | % | 58.0 | 57.7 | 53.6 | 65.6 | 67.1 | |||||||||||||||||||||||||||
| Capital Adequacy Ratio | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 11.9 | 12.2 | 12.5 | 15.2 | 16.7 | ||||||||||||||||||
| Tier 1 Ratio | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 8.62 | 11.3 | 11.3 | 13.9 | 14.0 | ||||||||||||||||
| Net Interest Margin | % | ... | 2.13 | 2.14 | 2.04 | 1.87 | 1.67 | ||||||||||||||||||||||||||
| Interest Spread | % | ... | 2.03 | 2.05 | 1.97 | 1.82 | 1.63 | ... | |||||||||||||||||||||||||
| Asset Yield | % | ... | 3.38 | 3.15 | 2.73 | 2.37 | 2.10 | ||||||||||||||||||||||||||
| Cost Of Liabilities | % | ... | 1.35 | 1.10 | 0.760 | 0.544 | 0.467 | ... | |||||||||||||||||||||||||
| Payout Ratio | % | 0 | 0 | 13.2 | 32.3 | 72.7 | |||||||||||||||||||||||||||
| Interest Income (As % Of Revenues) | % | 56.6 | 55.9 | 49.8 | 54.1 | 54.6 | |||||||||||||||||||||||||||
| Fee Income (As % Of Revenues) | % | 30.1 | 29.4 | 29.1 | 32.7 | 35.6 | ... | ||||||||||||||||||||||||||
| Other Income (As % Of Revenues) | % | 13.3 | 14.7 | 21.1 | 13.2 | 9.78 | ... | ||||||||||||||||||||||||||
| Cost Per Employee | USD per month | 7,434 | 7,289 | 6,885 | 5,906 | 6,291 | |||||||||||||||||||||||||||
| Cost Per Employee (Local Currency) | EUR per month | 5,600 | 5,655 | 6,006 | 5,509 | 5,603 | |||||||||||||||||||||||||||
| Staff Cost (As % Of Total Cost) | % | 58.5 | 58.1 | 61.7 | 53.8 | 56.1 | |||||||||||||||||||||||||||
| Equity (As % Of Assets) | % | 10.1 | 12.6 | 12.9 | 12.2 | 12.0 | |||||||||||||||||||||||||||
| Loans (As % Of Deposits) | % | 144 | 133 | 128 | 123 | 118 | |||||||||||||||||||||||||||
| Loans (As % Assets) | % | 75.2 | 72.2 | 71.3 | 70.0 | 67.0 | |||||||||||||||||||||||||||
| NPLs (As % Of Loans) | % | ... | ... | ... | 20.2 | 22.7 | 23.3 | 22.1 | 19.8 | ||||||||||||||||||||||||
| Provisions (As % Of NPLs) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 39.6 | 42.6 | 46.1 | 46.2 | 50.8 | |||||||||||||||
| Provisions (As % Of Loans) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 8.70 | 10.7 | 12.0 | 11.3 | 11.2 | |||||||||||||||
| Cost of Provisions (As % Of Loans) | % | ... | 1.66 | 1.80 | 1.61 | 1.39 | 1.15 |
| other data | Unit | 1988 | 1989 | 1990 | 1991 | 1992 | 1993 | 1994 | 1995 | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 |
| other data | |||||||||||||||||||||||||||||||||
| Branches | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1,307 | 1,273 | 1,216 | 1,200 | 1,218 | ||||||||||||||||
| Employees | 11,718 | 11,593 | 11,447 | 11,635 | 11,653 | ||||||||||||||||||||||||||||
| Sight (As % Of Customer Deposits) | % | ... | 81.0 | 83.5 | 85.3 | 87.1 | 87.0 | ... | |||||||||||||||||||||||||
| Risk-Weighted Assets | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 42,965 | 40,692 | 40,102 | 32,593 | 32,573 | |||||||||
| Return on Loans | % | 0.099 | 0.143 | 0.830 | 0.201 | 0.156 | |||||||||||||||||||||||||||
| Operating Profit (As % of Loans) | % | ... | 2.07 | 2.20 | 2.65 | 1.68 | 1.47 | ||||||||||||||||||||||||||
| Costs (As % Of Loans) | % | ... | 2.85 | 3.00 | 3.06 | 3.21 | 2.99 | ||||||||||||||||||||||||||
| Equity (As % Of Loans) | % | 10.1 | 12.6 | 12.9 | 12.2 | 12.0 |
Get all company financials in excel:
By Helgi Library - February 19, 2020
BPER Banca employed 13,805 persons in 2019-12-31, down 0.755% when compared to the previous year. Historically, the bank's workforce hit an all time high of 13,910 persons in 2019-09-30 and an all time low of 10,294 in 2001-09-30. Average cost reached USD 3,911 pe...
By Helgi Library - February 19, 2020
BPER Banca's capital adequacy ratio reached 16.8% at the end of fourth quarter of 2019, up from 16.2% when compared to the previous quarter. Historically, the bank’s capital ratio hit an all time high of 17.7% in 3Q2018 and an all time low of 8.32% in 4Q2005. ...
By Helgi Library - February 19, 2020
BPER Banca's capital adequacy ratio reached 16.8% at the end of fourth quarter of 2019, up from 16.2% when compared to the previous quarter. Historically, the bank’s capital ratio hit an all time high of 17.7% in 3Q2018 and an all time low of 8.32% in 4Q2005. ...
By Helgi Library - February 19, 2020
BPER Banca made a net profit of EUR 0.741 mil under revenues of EUR 631 mil in the fourth quarter of 2019, down 99.4% and up 50.8% respectively when compared to the same period last year. Historically, the bank’s net profit reached an all time high of ...
By Helgi Library - February 19, 2020
BPER Banca's non-performing loans reached 11.1% of total loans at the end of 2019-12-31, down from 12.5% compared to the previous year. Historically, the NPL ratio hit an all time high of 23.5% in 2015-09-30 and an all time low of 1.40% in 2007-12-31. Provi...
By Helgi Library - February 19, 2020
BPER Banca made a net profit of EUR 0.741 mil under revenues of EUR 631 mil in the fourth quarter of 2019, down 99.4% and up 50.8% respectively when compared to the same period last year. Historically, the bank’s net profit reached an all time high of ...
By Helgi Library - February 19, 2020
BPER Banca's non-performing loans reached 11.1% of total loans at the end of 2019-12-31, down from 12.5% compared to the previous year. Historically, the NPL ratio hit an all time high of 23.5% in 2015-09-30 and an all time low of 1.40% in 2007-12-31. Provi...
By Helgi Library - February 19, 2020
BPER Banca stock traded at EUR 4.48 per share at the end of fourth quarter of 2019 implying a market capitalization of USD 2,619 mil. Over the last five years, the stock has depreciated by 18 implying an annual average growth of -3.88% In absolute terms, ...
By Helgi Library - February 19, 2020
BPER Banca stock traded at EUR 4.48 per share at the end of fourth quarter of 2019 implying a market capitalization of USD 2,619 mil. Over the last five years, the stock has depreciated by 18 implying an annual average growth of -3.88% In absolute terms, ...
By Helgi Library - February 19, 2020
BPER Banca's customer loan growth reached -1.03% in 2019-12-31, down from 9.89% compared to the previous year. Historically, the bank’s loans growth reached an all time high of 19.8% in 2019-09-30 and an all time low of -5.80% in 2014-03-31. In the last d...
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