By Helgi Library - November 2, 2023
Alior Bank made a net profit of PLN 572 mil in the third quarter of 2023, up 1% when compared to the same period of last year. ...
By Helgi Library - November 2, 2023
Alior Bank made a net profit of PLN 572 mil under revenues of PLN 1,450 mil in the third quarter of 2023, up 1% and 89.1% ...
By Helgi Library - November 2, 2023
Alior Bank's net interest margin amounted to 5.74% in the third quarter of 2023, up from 5.53% when compared to the previous qua...
| Profit Statement |
| Balance Sheet |
| Ratios |
| Valuation |
Get all company financials in excel:
| income statement | Unit | Dec 2012 | Mar 2013 | Jun 2013 | Sep 2013 | Dec 2013 | Mar 2014 | Jun 2014 | Sep 2014 | Dec 2014 | Mar 2015 | Jun 2015 | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 |
| growth rates | |||||||||||||||||||||||||||||||||||||||||||||
| Net Interest Income Growth | % | ... | 28.7 | 45.8 | -16.6 | 50.3 | 27.9 |
| ratios | Unit | Dec 2012 | Mar 2013 | Jun 2013 | Sep 2013 | Dec 2013 | Mar 2014 | Jun 2014 | Sep 2014 | Dec 2014 | Mar 2015 | Jun 2015 | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 |
| ROTE | % | 2.90 | 3.87 | -1.17 | 6.81 | 6.66 | |||||||||||||||||||||||||||||||||||||||
| Return on Loans | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
| Costs (As % Of Loans) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
Get all company financials in excel:
By Helgi Library - November 2, 2023
Alior Bank generated total banking revenues of PLN 1,385 mil in 2023-06-30, up 4.18% compared to the previous year. Polish banking sector banking sector generated total revenues of PLN 26,662 mil in 2023-06-30, down 4.41% when compared to the last yea...
By Helgi Library - November 22, 2023
Alior Bank's mortgage loans reached PLN 16,807 mil in 3Q2023, up 4.66% compared to the previous year. Polish banking sector provided mortgage loans of PLN 443 in 3Q2023, down 0.552% when compared to the last year. Alior Bank accounted for 3.79% of all mor...
By Helgi Library - August 22, 2023
Alior Bank's customer deposits reached PLN 70,706 mil in 2023-06-30, down 1.60% compared to the previous year. Polish banking sector accepted customer deposits of PLN 2,045 bil in 2023-06-30, up 2.00% when compared to the last year. Alior Bank accounted f...
By Helgi Library - August 22, 2023
Alior Bank's customer loans reached PLN 58,390 mil in 2023-06-30, up 1.02% compared to the previous year. Polish banking sector provided customer loans of PLN 1,584 in 2023-06-30, down 0.064% when compared to the last year. Alior Bank accounted for 3.69% ...
By Helgi Library - November 2, 2023
Alior Bank's capital adequacy ratio reached 16.7% at the end of third quarter of 2023, up from 15.1% when compared to the previous quarter. Historically, the bank’s capital ratio hit an all time high of 20.9% in 2Q2016 and an all time low of 9.83% in 4Q2011. ...
By Helgi Library - August 22, 2023
Alior Bank's retail deposits reached PLN 47,935 mil in 2023-06-30, down 2.44% compared to the previous year. Polish banking sector accepted retail deposits of PLN 1,068 bil in 2023-06-30, up 1.91% when compared to the last year. Alior Bank accounted for 4...
By Helgi Library - August 22, 2023
Alior Bank's retail loans reached PLN 35,081 mil in the second quarter of 2023, up 0.696% compared to the previous year. Polish banking sector provided retail loans of PLN 722 bil in 2Q2023, down 0.570% when compared to the last year. Alior Bank accounted...
By Helgi Library - November 2, 2023
Alior Bank generated total banking revenues of PLN 1,450 mil in the third quarter of 2023, up 89.1% when compared to the same period of last year and 4.65% when compared to the previous quarter. Historically, the bank’s revenues containing of interest, fe...
By Helgi Library - November 2, 2023
Alior Bank's non-performing loans reached 8.93% of total loans at the end of 2023-09-30, down from 10.7% compared to the previous year. Historically, the NPL ratio hit an all time high of 14.7% in 2020-09-30 and an all time low of 4.43% in 2012-06-30. Provi...
By Helgi Library - November 2, 2023
Alior Bank stock traded at per share at the end first quarter of 1970 implying a market capitalization of. Since the end of 1Q1965, the stock has A PHP Error was encountered Severity: Warning Message: A non-numeric value encountered Filename: src/Environment.php(358) : eval(...
Alior Bank SA is a Poland-based commercial bank. The Bank provides various financial products and services to its retail and corporate clients as well as treasury activities. The Bank's business includes accepting cash as demand deposits and keeping deposit accounts; maintaining other bank accounts; granting credits; giving and confirming bank guarantees and opening and confirming letters of credit; issuing banking securities; conducting banking settlements; granting cash loans; issuing payment cards; trading in securities; and pursuing brokerage services; among others. The Bank entered the WSE at the end of 2012 with EBRD buying nearly 9% in the company.
Alior Bank has been growing its revenues and asset by 11.6% and 14.6% a year on average in the last 10 years. Its loans and deposits have grown by 15.0% and 15.6% a year during that time and loans to deposits ratio reached 81.4% at the end of 2022. The company achieved an average return on equity of 8.44% in the last decade with net profit growing 25.8% a year on average. In terms of operating efficiency, its cost to income ratio reached 45.6% in 2022, compared to 44.6% average in the last decade.
Equity represented 7.44% of total assets or 10.7% of loans at the end of 2022. Alior Bank's non-performing loans were 10.2% of total loans while provisions covered some 75.7% of NPLs at the end of 2022.
Alior Bank stock traded at per share at the end of 2022 resulting in a market capitalization of . Over the previous three years, stock price rose by 0% or 0% a year on average. That’s compared to an average ROE of 6.00% the bank generated for its shareholders. This closing price put stock at a 12-month trailing price to earnings (PE) of 6.55x and price to book value (PBV) of 0.725x in 2022.
Helgi Library 
