Gorenjska Banka's non-performing loans reached 15.2% of total loans at the end of 2017, down from 21.1% compared to the previous year. Historically, the NPL ratio hit an all time high of 74.1% in 2006 and an all time low of 10.4% in 2010.
Provision coverage amounted to 55.7% at the end of 2017, up from 48.2% compared to a year earlier.
The bank created loan loss provisions worth of 0.569% of average loans in 2017. That's compared to 3.46% of loans the bank put aside to its cost on average in the last five years.
Comparing Gorenjska Banka with its closest peers, Nova Ljubljanska banka operated at the end of 2017 with NPL ratio of 11.0% and provision coverage of 76.7%, NKBM Group with 12.0% and 117% respectively and SKB Banka had 6.44% of bad loans covered with 82.9% by provisions at the end of 2017.
You can see all the bank’s data at Gorenjska Banka Profile, or you can download a report on the bank in the report section.