By Helgi Library - July 16, 2018
Zagrebacka Banka generated total banking revenues of HRK 5,451 mil in 2017, down 2.45% compared to the previous year. Croa...
By Helgi Library - July 16, 2018
Zagrebacka Banka generated total banking revenues of HRK 5,451 mil in 2017, down 2.45% compared to the previous year. Croa...
By Helgi Library - July 2, 2018
Zagrebacka Banka employed 5,424 persons in 2017, down 1.38% when compared to the previous year. Historically, the bank's workfor...
| Profit Statement |
| Balance Sheet |
| Ratios |
| Growth Rates |
Get all company financials in excel:
Get all company financials in excel:
By Helgi Library - July 2, 2018
Zagrebacka Banka employed 5,424 persons in 2017, down 1.38% when compared to the previous year. Historically, the bank's workforce hit an all time high of 6,686 persons in 2010 and an all time low of 5,424 in 2017. Average cost reached USD 2,577 per month per emp...
By Helgi Library - July 2, 2018
Zagrebacka Banka's customer deposits reached HRK 95,249 mil in 2017, up 3.28% compared to the previous year. Croatian banking sector accepted customer deposits of HRK 273 bil in 2017, up 2.57% when compared to the last year. Zagrebacka Banka accounted for...
By Helgi Library - July 2, 2018
Zagrebacka Banka's customer deposits reached HRK 95,249 mil in 2017, up 3.28% compared to the previous year. Croatian banking sector accepted customer deposits of HRK 273 bil in 2017, up 2.57% when compared to the last year. Zagrebacka Banka accounted for...
By Helgi Library - July 16, 2018
Zagrebacka Banka's retail deposits reached HRK 61,380 mil in 2017, up 1.43% compared to the previous year. Croatian banking sector accepted retail deposits of HRK 190 bil in 2017, up 0.432% when compared to the last year. Zagrebacka Banka accounted for 32...
By Helgi Library - July 16, 2018
Zagrebacka Banka's retail deposits reached HRK 61,380 mil in 2017, up 1.43% compared to the previous year. Croatian banking sector accepted retail deposits of HRK 190 bil in 2017, up 0.432% when compared to the last year. Zagrebacka Banka accounted for 32...
By Helgi Library - November 29, 2018
Zagrebacka Banka's mortgage loans reached HRK 16,552 mil in 2017, up 1.78% compared to the previous year. Croatian banking sector provided mortgage loans of HRK 50.7 bil in 2017, up 2.37% when compared to the last year. Zagrebacka Banka accounted for 32.9...
By Helgi Library - November 29, 2018
Zagrebacka Banka's mortgage loans reached HRK 16,552 mil in 2017, up 1.78% compared to the previous year. Croatian banking sector provided mortgage loans of HRK 50.7 bil in 2017, up 2.37% when compared to the last year. Zagrebacka Banka accounted for 32.9...
By Helgi Library - July 16, 2018
Zagrebacka Banka's consumer loans reached HRK 18,894 mil in 2017, down 4.23% compared to the previous year. Croatian banking sector provided consumer loans of HRK 64.2 bil in 2017, up 2.15% when compared to the last year. Zagrebacka Banka accounted for 30...
By Helgi Library - July 16, 2018
Zagrebacka Banka's consumer loans reached HRK 18,894 mil in 2017, down 4.23% compared to the previous year. Croatian banking sector provided consumer loans of HRK 64.2 bil in 2017, up 2.15% when compared to the last year. Zagrebacka Banka accounted for 30...
By Helgi Library - July 16, 2018
Zagrebacka Banka's corporate deposits reached HRK 33,869 mil in 2017, up 6.79% compared to the previous year. Croatian banking sector accepted corporate deposits of HRK 63.1 bil in 2017, up 8.35% when compared to the last year. Zagrebacka Banka accounted ...
Zagrebačka banka is the largest bank in Croatia with roughly a 25% market share in total assets. The Bank is active in retail, corporate as well as private banking. The Bank operates a number of subsidiaries in Croatia and Bosnia and Herzegovina. In Croatia, the Bank operates with more than 60,000 corporate customers and over 1.1 million private customers. Overall, the Group has more than 2 million of retail clients. At the end of 2015, Zagrebacka banka operated a network of 204 branches; and over 900 ATMs and employed over 5,600 people within the Group. The Bank was founded in 1914 and is headquartered in Zagreb, Croatia. Since 2002, the Bank is a member of UniCredit Group with parent entity UniCredit Bank Austria AG.
Zagrebacka Banka has been growing its revenues and asset by 2.45% and 3.45% a year on average in the last 10 years. Its loans and deposits have grown by 3.63% and 5.17% a year during that time and loans to deposits ratio reached 81.1% at the end of 2017. The company achieved an average return on equity of 6.75% in the last decade with net profit growing -1.96% a year on average. In terms of operating efficiency, its cost to income ratio reached 47.7% in 2017, compared to 49.4% average in the last decade.
Equity represented 14.3% of total assets or 23.5% of loans at the end of 2017. Zagrebacka Banka's non-performing loans were 11.4% of total loans while provisions covered some 73.4% of NPLs at the end of 2017.
Helgi Library 
