Home » Companies » Banking in India » Yes Bank

Yes Bank

Yes Bank's price/earnings (P/E) rose 125% to 37.3 in 2018

By Helgi Library - November 3, 2019

Yes Bank stock traded at INR 273 per share at the end 2018 implying a market capitalization of USD 9,125 mil. Since the end of 2013, th...

Yes Bank's price/earnings (P/E) rose 125% to 37.3 in 2018

By Helgi Library - November 3, 2019

Yes Bank stock traded at INR 273 per share at the end 2018 implying a market capitalization of USD 9,125 mil. Since the end of 2013, th...

Yes Bank's share price (end of period) fell 8.96% to INR 273 in 2018

By Helgi Library - November 3, 2019

Yes Bank stock traded at INR 273 per share at the end of 2018 implying a market capitalization of USD 9,125 mil. Since the end of 2013,...

Summary
Financials
Reports
Charts
News
About

Annual Quarterly LTM

Profit Statement		2016	2017	2018
Net Interest Income	INR bil	58.0	77.4	98.1
Net Fee Income	INR bil	32.0	42.1	36.4
Other Income	INR bil	10.2	10.9	10.4
Total Revenues	INR bil	100	130	145
Operating Profit	INR bil	58.5	77.1	78.5
Provisions	INR bil	8.00	15.1	55.0
Net Profit	INR bil	33.4	42.3	17.1

Balance Sheet		2016	2017	2018
Interbank Loans	INR bil	126	133	162
Customer Loans	INR bil	1,323	2,035	2,414
Total Assets	INR bil	2,151	3,125	3,809
Shareholders' Equity	INR bil	220	258	269
Interbank Borrowing	INR bil	152	222	322
Customer Deposits	INR bil	1,429	2,007	2,276
Issued Debt Securities	INR bil	240	536	766

Ratios		2016	2017	2018
ROE	%	18.7	17.7	6.49
ROA	%	1.76	1.60	0.493
Costs (As % Of Assets)	%	2.19	2.02	1.91
Costs (As % Of Income)	%	41.6	40.8	45.8
Capital Adequacy Ratio	%	17.0	18.4	16.5
Net Interest Margin	%	3.05	2.93	2.83
Loans (As % Of Deposits)	%	92.6	101	106
NPLs (As % Of Loans)	%	1.52	1.29	3.27
Provisions (As % Of NPLs)	%	46.9	...	...

Valuation		2016	2017	2018
Price/Earnings (P/E)		21.1	16.6	37.3
Price/Book Value (P/BV)		3.20	2.73	2.37
Dividend Yield	%	0.776	0.886	0.727
Earnings Per Share (EPS)	INR	15.4	18.1	7.33
Book Value Per Share	INR	102	110	115
Dividend Per Share	INR	2.53	2.66	1.99

Get all company financials in excel:

Download Sample $19.99

summary
income statement
balance sheet
ratios
other data

summary	Unit	2008	2009	2010	2011	2012	2013	2014	2015	2016	2017	2018
income statement
Net Interest Income	INR bil					22.2	27.2	34.9	45.7	58.0
Total Revenues	INR bil					34.8	43.5	56.0	72.9	100
Operating Profit	INR bil					21.5	25.8	32.8	42.9	58.5
Net Profit	INR bil					13.0	16.1	20.0	25.3	33.4
balance sheet
Interbank Loans	INR bil					7.27	13.5	23.2	24.4	126
Customer Loans	INR bil					470	556	755	982	1,323
Debt Securities	INR bil					430	409	466	488	500
Total Assets	INR bil					991	1,090	1,361	1,652	2,151
Shareholders' Equity	INR bil					58.1	71.2	117	138	220
Interbank Borrowing	INR bil					129	114	99.3	105	152
Customer Deposits	INR bil					670	742	912	1,117	1,429
Issued Debt Securities	INR bil					81.6	101	166	215	240
ratios
ROE	%					24.8	24.9	21.3	19.9	18.7
ROA	%					1.51	1.55	1.63	1.68	1.76
Costs (As % Of Assets)	%					1.54	1.70	1.89	1.99	2.19
Costs (As % Of Income)	%					38.3	40.6	41.4	41.2	41.6
Capital Adequacy Ratio	%	...				16.2	14.4	15.6	16.5	17.0
Net Interest Margin	%					2.57	2.61	2.85	3.03	3.05
Interest Income (As % Of Revenues)	%					63.8	62.4	62.4	62.6	57.9
Fee Income (As % Of Revenues)	%					30.9	29.0	35.4	33.9	32.0
Equity (As % Of Assets)	%					5.86	6.53	8.57	8.33	10.2
Loans (As % Of Deposits)	%					70.2	75.0	82.9	87.9	92.6
Loans (As % Assets)	%					47.4	51.0	55.5	59.4	61.5
NPLs (As % Of Loans)	%					0.200	0.314	0.414	0.759	1.52
Provisions (As % Of NPLs)	%					92.6	85.1	72.0	62.0	46.9	...	...
valuation
Market Capitalisation (End Of Period)	USD mil					2,807	2,416	5,405	5,485	10,390
Number Of Shares (Average)	mil					1,829	1,824	2,089	2,141	2,169
Share Price (End Of Period)	INR					84.1	81.9	163	170	326
Earnings Per Share (EPS)	INR					7.11	8.83	9.56	11.8	15.4
Book Value Per Share	INR					31.7	39.0	55.9	64.3	102
Dividend Per Share	INR					1.18	1.58	1.80	1.96	2.53
Price/Earnings (P/E)						11.8	9.27	17.1	14.4	21.1
Price/Book Value (P/BV)						2.65	2.10	2.92	2.64	3.20
Dividend Yield	%					1.40	1.93	1.10	1.16	0.776
Earnings Per Share Growth	%	...				31.0	24.2	8.26	23.6	30.3
Book Value Per Share Growth	%	...				22.2	22.9	43.2	15.1	58.1

income statement	Unit	2008	2009	2010	2011	2012	2013	2014	2015	2016	2017	2018
income statement
Interest Income	INR bil					82.9	99.8	116	135	164
Interest Cost	INR bil					60.8	72.6	80.8	89.7	106
Net Interest Income	INR bil					22.2	27.2	34.9	45.7	58.0
Net Fee Income	INR bil					10.8	12.6	19.8	24.8	32.0
Other Income	INR bil					1.85	3.75	1.29	2.50	10.2
Total Revenues	INR bil					34.8	43.5	56.0	72.9	100
Operating Cost	INR bil					13.3	17.7	23.2	30.0	41.6
Operating Profit	INR bil					21.5	25.8	32.8	42.9	58.5
Provisions	INR bil					2.22	2.64	3.74	5.36	8.00
Extra and Other Cost	INR bil					0.005	< 0.001	0.002	< -0.001	< -0.001
Pre-Tax Profit	INR bil					19.3	23.2	29.0	37.6	50.5
Tax	INR bil					6.25	7.09	9.05	12.3	17.1
Minorities	INR bil					0	0	0	0	0
Net Profit	INR bil					13.0	16.1	20.0	25.3	33.4
Dividends	INR bil					2.15	2.89	3.76	4.21	5.48
growth rates
Net Interest Income Growth	%	...				37.3	22.4	28.4	30.9	26.9
Net Fee Income Growth	%	...				40.2	17.2	56.9	25.2	29.3
Total Revenue Growth	%	...				41.6	25.1	28.6	30.4	37.3
Operating Cost Growth	%	...				39.5	32.9	31.1	29.5	38.6
Operating Profit Growth	%	...				42.9	20.3	26.8	31.0	36.4
Pre-Tax Profit Growth	%	...				32.8	20.5	25.1	29.4	34.5
Net Profit Growth	%	...				33.1	23.9	24.0	26.6	32.0
market share
Market Share in Revenues	%	...	...	...		1.47	1.61	1.84	2.17	2.49		...
Market Share in Net Profit	%	...	...	...		2.20	2.99	3.66	6.15	...	...	...

balance sheet	Unit	2008	2009	2010	2011	2012	2013	2014	2015	2016	2017	2018
balance sheet
Cash	INR bil					33.4	45.4	52.4	57.8	69.5
Interbank Loans	INR bil					7.27	13.5	23.2	24.4	126
Customer Loans	INR bil					470	556	755	982	1,323
Debt Securities	INR bil					430	409	466	488	500
Fixed Assets	INR bil					2.30	2.97	3.22	4.75	6.87
Total Assets	INR bil					991	1,090	1,361	1,652	2,151
Shareholders' Equity	INR bil					58.1	71.2	117	138	220
Of Which Minority Interest	INR bil					0	0	0	0	0
Liabilities	INR bil					933	1,019	1,245	1,515	1,930
Interbank Borrowing	INR bil					129	114	99.3	105	152
Customer Deposits	INR bil					670	742	912	1,117	1,429
Sight Deposits	INR bil					66.6	70.2	85.0	109	191
Term Deposits	INR bil					603	672	827	1,008	1,238
Issued Debt Securities	INR bil					81.6	101	166	215	240
Other Liabilities	INR bil					52.9	61.8	67.6	78.0	110
asset quality
Non-Performing Loans	INR bil					0.943	1.75	3.13	7.49	20.2
Gross Loans	INR bil					471	558	758	987	1,332
Total Provisions	INR bil					0.873	1.49	2.26	4.65	9.46	...	...
growth rates
Customer Loan Growth	%	...				23.7	18.4	35.8	30.0	34.7
Total Asset Growth	%	...				34.5	9.99	24.9	21.4	30.1
Shareholders' Equity Growth	%	...				24.2	22.5	64.0	18.0	60.1
Customer Deposit Growth	%	...				36.2	10.8	22.9	22.5	27.9
market share
Market Share in Customer Loans	%					0.851	0.866	1.06	1.23	1.60		...
Market Share in Total Assets	%					1.14	1.08	1.22	1.31	1.51		...
Market Share in Customer Deposits	%					1.06	1.03	1.12	1.22	1.34		...

ratios	Unit	2008	2009	2010	2011	2012	2013	2014	2015	2016	2017	2018
ratios
ROE	%					24.8	24.9	21.3	19.9	18.7
ROA	%					1.51	1.55	1.63	1.68	1.76
Costs (As % Of Assets)	%					1.54	1.70	1.89	1.99	2.19
Costs (As % Of Income)	%					38.3	40.6	41.4	41.2	41.6
Capital Adequacy Ratio	%	...				16.2	14.4	15.6	16.5	17.0
Tier 1 Ratio	%	...				9.85	9.80	11.5	10.7	13.3
Net Interest Margin	%					2.57	2.61	2.85	3.03	3.05
Interest Spread	%	...				2.11	2.15	2.30	2.48	2.47
Asset Yield	%					9.60	9.59	9.44	8.98	8.64
Cost Of Liabilities	%	...				7.49	7.44	7.14	6.50	6.17
Payout Ratio	%					16.5	17.9	18.8	16.6	16.4
Interest Income (As % Of Revenues)	%					63.8	62.4	62.4	62.6	57.9
Fee Income (As % Of Revenues)	%					30.9	29.0	35.4	33.9	32.0
Other Income (As % Of Revenues)	%					5.31	8.61	2.30	3.43	10.2
Equity (As % Of Assets)	%					5.86	6.53	8.57	8.33	10.2
Loans (As % Of Deposits)	%					70.2	75.0	82.9	87.9	92.6
Loans (As % Assets)	%					47.4	51.0	55.5	59.4	61.5
NPLs (As % Of Loans)	%					0.200	0.314	0.414	0.759	1.52
Provisions (As % Of NPLs)	%					92.6	85.1	72.0	62.0	46.9	...	...
Provisions (As % Of Loans)	%					0.186	0.268	0.299	0.473	0.715	...	...
Cost of Provisions (As % Of Loans)	%					0.523	0.514	0.570	0.617	0.694

other data	Unit	2008	2009	2010	2011	2012	2013	2014	2015	2016	2017	2018
other data
Employees						7,024	8,798	10,810	13,000	15,000
Sight (As % Of Customer Deposits)	%					9.95	9.46	9.32	9.78	13.4

Get all company financials in excel:

Download Sample $19.99

Yes Bank in Numbers
Annual (2008 - 2018)

Nov 2019

Statistical Dossier

$19.99

Yes Bank's share price (end of period) fell 8.96% to INR 273 in 2018

By Helgi Library - November 3, 2019

Yes Bank stock traded at INR 273 per share at the end of 2018 implying a market capitalization of USD 9,125 mil. Since the end of 2013, the stock has appreciated by 234 % implying an annual average growth of 27.3 %. In absolute terms, the value of the company ros...

Yes Bank's net interest income rose 26.8% to INR 98.1 bil in 2018

By Helgi Library - November 3, 2019

Yes Bank generated total banking revenues of INR 145 bil in 2018, up 11.2% compared to the previous year. Historically, the bank’s revenues containing of interest, fee and other non-interest income reached an all time high of INR 145 bil in 2018 and an all time...

Yes Bank's net interest income rose 26.8% to INR 98.1 bil in 2018

By Helgi Library - November 3, 2019

Yes Bank's net profit fell 59.6% to INR 17.1 bil in 2018

By Helgi Library - November 3, 2019

Yes Bank made a net profit of INR 17.1 bil in 2018, down 59.6% compared to the previous year. This implies a return on equity of 6.49%. Historically, the bank’s net profit reached an all time high of INR 42.3 bil in 2017 and an all time low of INR 3.04 bil ...

Yes Bank's net profit fell 59.6% to INR 17.1 bil in 2018

By Helgi Library - November 3, 2019

Yes Bank's net interest margin fell 3.53% to 2.83% in 2018

By Helgi Library - November 3, 2019

Yes Bank's net interest margin amounted to 2.83% in 2018, down from 2.93% compared to the previous year. Historically, the bank’s net interest margin reached an all time high of 3.05% in 2016 and an all time low of 2.44% in 2011. The average margin in t...

Yes Bank's net interest margin fell 3.53% to 2.83% in 2018

By Helgi Library - November 3, 2019

Yes Bank's capital adequacy ratio fell 10.3% to 16.5% in 2018

By Helgi Library - November 3, 2019

Yes Bank's capital adequacy ratio reached 16.5% at the end of 2018, down from 18.4% compared to the previous year. Historically, the bank’s capital ratio hit an all time high of 20.6% in 2009 and an all time low of 14.4% in 2013. The Tier 1 ratio amounted to ...

Yes Bank's capital adequacy ratio fell 10.3% to 16.5% in 2018

By Helgi Library - November 3, 2019

Yes Bank's customer loan growth fell 65.5% to 18.6% in 2018

By Helgi Library - November 3, 2019

Yes Bank's customer loan growth reached 18.6% in 2018, down from 53.9% compared to the previous year. Historically, the bank’s loans growth reached an all time high of 78.9% in 2009 and an all time low of 10.5% in 2011. In the last decade, the average ann...

More News

Finance

Yes Bank has been growing its revenues and asset by 27.2% and 28.4% a year on average in the last 5 years. Its loans and deposits have grown by 34.1% and 25.1% a year during that time and loans to deposits ratio reached 106% at the end of 2018. The company achieved an average return on equity of 16.8% in the last five years with net profit growing 1.19% a year on average. In terms of operating efficiency, its cost to income ratio reached 45.8% in 2018, compared to 42.2% average in the last five years.

Equity represented 7.06% of total assets or 11.1% of loans at the end of 2018. Yes Bank's non-performing loans were 3.27% of total loans while provisions covered some of NPLs at the end of 2018.

Valuation

Yes Bank stock traded at INR 273 per share at the end of 2018 resulting in a market capitalization of USD 9,125 mil. Over the previous five years, stock price rose by 234% or 27.3% a year on average. That’s compared to an average ROE of 16.8% the bank generated for its shareholders. This closing price put stock at a 12-month trailing price to earnings (PE) of 37.3x and price to book value (PBV) of 2.37x in 2018.

More Companies in Indian Banking Sector

Axis Bank
Bandhan Bank
Bank of Baroda
Bank of India
Bank of Maharashtra
Canara Bank
Central Bank of India
City Union Bank
DCB Bank
Dhanlaxmi Bank
Federal Bank
HDFC Bank
ICICI Bank
IDBI Bank
IDFC First Bank
Indian Bank
Indian Overseas Bank
IndusInd Bank
Kotak Mahindra Bank
Lakshmi Vilas Bank
Punjab & Sind Bank
Punjab National Bank
State Bank of India
UCO Bank
Union Bank of India

Institutional Sign In

Yes Bank

Yes Bank's price/earnings (P/E) rose 125% to 37.3 in 2018

Yes Bank's price/earnings (P/E) rose 125% to 37.3 in 2018

Yes Bank's share price (end of period) fell 8.96% to INR 273 in 2018

Redcare Pharmacy - from EBITDA to Net Profit

Inpost - Price to Earnings vs. Free Cash Flow

Inpost - Indebtedness

Inpost - Profitability

Inpost - Workforce

How Much Does Inpost Invests?

Inpost - Profit Margins

Inpost - Price to Earnings & EV/EBITDA

Inpost - Stock Price & Market Capitalization

Yes Bank's share price (end of period) fell 8.96% to INR 273 in 2018

Yes Bank's net interest income rose 26.8% to INR 98.1 bil in 2018

Yes Bank's net interest income rose 26.8% to INR 98.1 bil in 2018

Yes Bank's net profit fell 59.6% to INR 17.1 bil in 2018

Yes Bank's net profit fell 59.6% to INR 17.1 bil in 2018

Yes Bank's net interest margin fell 3.53% to 2.83% in 2018

Yes Bank's net interest margin fell 3.53% to 2.83% in 2018

Yes Bank's capital adequacy ratio fell 10.3% to 16.5% in 2018

Yes Bank's capital adequacy ratio fell 10.3% to 16.5% in 2018

Yes Bank's customer loan growth fell 65.5% to 18.6% in 2018

Finance

Valuation

More Companies in Indian Banking Sector