By Helgi Library - February 20, 2020
UnionBank made a net profit of PHP 3,691 mil under revenues of PHP 9,649 mil in the third quarter of 2019, up 170% and 61.7% ...
By Helgi Library - February 20, 2020
UnionBank made a net profit of PHP 3,691 mil under revenues of PHP 9,649 mil in the third quarter of 2019, up 170% and 61.7% ...
By Helgi Library - February 20, 2020
UnionBank's customer deposits reached PHP 363,962 mil in 2016-09-30, up 8.19% compared to the previous year. Filipino banking s...
| Profit Statement | 2016 | 2017 | 2018 | |
| Net Interest Income | PHP mil | 15,123 | 20,995 | 20,207 |
| Net Fee Income | PHP mil | 4,515 | 1,420 | 1,572 |
| Other Income | PHP mil | 5,554 | 2,773 | 3,894 |
| Total Revenues | PHP mil | 25,191 | 25,187 | 25,673 |
| Staff Cost | PHP mil | 5,073 | 5,285 | 5,727 |
| Operating Profit | PHP mil | 13,437 | 11,393 | 9,309 |
| Provisions | PHP mil | 1,594 | 876 | 856 |
| Net Profit | PHP mil | 9,965 | 8,293 | 7,285 |
| Balance Sheet | 2016 | 2017 | 2018 | |
| Interbank Loans | PHP mil | 66,788 | 59,314 | 14,942 |
| Customer Loans | PHP mil | 223,422 | 257,966 | 296,286 |
| Total Assets | PHP mil | 524,432 | 621,432 | 673,783 |
| Shareholders' Equity | PHP mil | 67,587 | 73,345 | 90,961 |
| Interbank Borrowing | PHP mil | 48,100 | 43,071 | 90,965 |
| Customer Deposits | PHP mil | 376,485 | 447,616 | 420,703 |
| Issued Debt Securities | PHP mil | 7,200 | 32,128 | 44,522 |
| Ratios | 2016 | 2017 | 2018 | |
| ROE | % | 15.7 | 11.8 | 8.87 |
| ROA | % | 2.06 | 1.45 | 1.12 |
| Costs (As % Of Assets) | % | 2.43 | 2.41 | 2.53 |
| Costs (As % Of Income) | % | 46.7 | 54.8 | 63.7 |
| Capital Adequacy Ratio | % | 15.7 | 14.4 | 15.2 |
| Net Interest Margin | % | 3.13 | 3.66 | 3.12 |
| Loans (As % Of Deposits) | % | 59.3 | 57.6 | 70.4 |
| NPLs (As % Of Loans) | % | 0.677 | 1.19 | 2.06 |
| Provisions (As % Of NPLs) | % | 644 | 320 | 119 |
| Valuation | 2016 | 2017 | 2018 | |
| Price/Earnings (P/E) | 7.92 | 11.1 | 9.64 | |
| Price/Book Value (P/BV) | 1.17 | 1.25 | 0.772 | |
| Dividend Yield | % | 2.55 | 2.19 | 2.97 |
| Earnings Per Share (EPS) | PHP | 9.11 | 7.58 | 6.63 |
| Book Value Per Share | PHP | 61.8 | 67.1 | 82.8 |
| Dividend Per Share | PHP | 1.84 | 1.84 | 1.90 |
Get all company financials in excel:
| summary | Unit | 1990 | 1991 | 1992 | 1993 | 1994 | 1995 | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
| income statement | ||||||||||||||||||||||||||||||
| Net Interest Income | PHP mil | 7,799 | 9,563 | 11,294 | 12,544 | 15,123 | ||||||||||||||||||||||||
| Total Revenues | PHP mil | 17,977 | 21,267 | 20,271 | 19,675 | 25,191 | ||||||||||||||||||||||||
| Operating Profit | PHP mil | 9,372 | 10,846 | 10,451 | 8,314 | 13,437 | ||||||||||||||||||||||||
| Net Profit | PHP mil | 7,516 | 8,868 | 8,333 | 5,649 | 9,965 | ||||||||||||||||||||||||
| balance sheet | ||||||||||||||||||||||||||||||
| Interbank Loans | PHP mil | 8,503 | 20,252 | 66,241 | 36,583 | 66,788 | ||||||||||||||||||||||||
| Customer Loans | PHP mil | 80,321 | 106,820 | 131,020 | 172,706 | 223,422 | ||||||||||||||||||||||||
| Debt Securities | PHP mil | 100,511 | 108,760 | 96,609 | 123,358 | 135,137 | ||||||||||||||||||||||||
| Total Assets | PHP mil | 279,923 | 396,082 | 445,830 | 441,658 | 524,432 | ||||||||||||||||||||||||
| Shareholders' Equity | PHP mil | 47,338 | 44,992 | 55,836 | 59,490 | 67,587 | ||||||||||||||||||||||||
| Interbank Borrowing | PHP mil | 18,541 | 23,167 | 48,385 | 41,552 | 48,100 | ||||||||||||||||||||||||
| Customer Deposits | PHP mil | 189,841 | 298,238 | 311,077 | 311,583 | 376,485 | ||||||||||||||||||||||||
| Issued Debt Securities | PHP mil | 3,750 | 3,750 | 7,200 | 7,200 | 7,200 | ||||||||||||||||||||||||
| ratios | ||||||||||||||||||||||||||||||
| ROE | % | ... | 16.7 | 19.2 | 16.5 | 9.80 | 15.7 | |||||||||||||||||||||||
| ROA | % | ... | 2.72 | 2.62 | 1.98 | 1.27 | 2.06 | |||||||||||||||||||||||
| Costs (As % Of Assets) | % | ... | 3.11 | 3.08 | 2.33 | 2.56 | 2.43 | |||||||||||||||||||||||
| Costs (As % Of Income) | % | 47.9 | 49.0 | 48.4 | 57.7 | 46.7 | ||||||||||||||||||||||||
| Capital Adequacy Ratio | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 20.7 | 18.5 | 17.6 | 16.2 | 15.7 | |||||||||
| Net Interest Margin | % | ... | 2.82 | 2.83 | 2.68 | 2.83 | 3.13 | |||||||||||||||||||||||
| Interest Income (As % Of Revenues) | % | 43.4 | 45.0 | 55.7 | 63.8 | 60.0 | ||||||||||||||||||||||||
| Fee Income (As % Of Revenues) | % | 4.79 | 11.5 | 16.1 | 18.8 | 17.9 | ||||||||||||||||||||||||
| Staff Cost (As % Of Total Cost) | % | 37.6 | 33.6 | 37.3 | 34.1 | 43.2 | ||||||||||||||||||||||||
| Equity (As % Of Assets) | % | 16.9 | 11.4 | 12.5 | 13.5 | 12.9 | ||||||||||||||||||||||||
| Loans (As % Of Deposits) | % | 42.3 | 35.8 | 42.1 | 55.4 | 59.3 | ||||||||||||||||||||||||
| Loans (As % Assets) | % | 28.7 | 27.0 | 29.4 | 39.1 | 42.6 | ||||||||||||||||||||||||
| NPLs (As % Of Loans) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1.78 | 0.109 | 0.829 | 0.828 | 0.677 | |||||||||
| Provisions (As % Of NPLs) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 657 | 8,672 | 942 | 665 | 644 | |||||||||
| valuation | ||||||||||||||||||||||||||||||
| Market Capitalisation (End Of Period) | USD mil | ... | ... | 1,761 | 1,821 | 1,577 | 1,289 | 1,592 | ||||||||||||||||||||||
| Number Of Shares (Average) | mil | ... | ... | ... | ... | ... | 1,093 | 1,093 | 1,093 | 1,093 | 1,093 | |||||||||||||||||||
| Share Price (End Of Period) | PHP | ... | ... | 66.1 | 73.9 | 64.5 | 55.2 | 72.2 | ||||||||||||||||||||||
| Earnings Per Share (EPS) | PHP | ... | ... | ... | ... | ... | 6.87 | 8.11 | 7.62 | 5.17 | 9.11 | |||||||||||||||||||
| Book Value Per Share | PHP | ... | ... | ... | ... | ... | ... | 43.3 | 41.1 | 51.1 | 54.4 | 61.8 | ||||||||||||||||||
| Dividend Per Share | PHP | ... | 2.05 | 2.58 | 2.03 | 1.45 | 1.84 | |||||||||||||||||||||||
| Price/Earnings (P/E) | ... | ... | ... | ... | ... | ... | ... | 9.62 | 9.11 | 8.46 | 10.7 | 7.92 | ||||||||||||||||||
| Price/Book Value (P/BV) | ... | ... | ... | ... | ... | ... | ... | ... | 1.53 | 1.80 | 1.26 | 1.01 | 1.17 | |||||||||||||||||
| Dividend Yield | % | ... | ... | ... | 3.11 | 3.49 | 3.15 | 2.63 | 2.55 | |||||||||||||||||||||
| Earnings Per Share Growth | % | ... | ... | ... | ... | ... | ... | ... | 15.6 | 18.0 | -6.02 | -32.2 | 76.4 | |||||||||||||||||
| Book Value Per Share Growth | % | ... | 10.5 | -4.96 | 24.1 | 6.54 | 13.6 |
| income statement | Unit | 1990 | 1991 | 1992 | 1993 | 1994 | 1995 | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
| income statement | ||||||||||||||||||||||||||||||
| Interest Income | PHP mil | 11,391 | 13,995 | 15,608 | 16,784 | 20,398 | ||||||||||||||||||||||||
| Interest Cost | PHP mil | 3,592 | 4,432 | 4,315 | 4,240 | 5,274 | ||||||||||||||||||||||||
| Net Interest Income | PHP mil | 7,799 | 9,563 | 11,294 | 12,544 | 15,123 | ||||||||||||||||||||||||
| Net Fee Income | PHP mil | 862 | 2,446 | 3,270 | 3,692 | 4,515 | ||||||||||||||||||||||||
| Other Income | PHP mil | 9,317 | 9,258 | 5,708 | 3,440 | 5,554 | ||||||||||||||||||||||||
| Total Revenues | PHP mil | 17,977 | 21,267 | 20,271 | 19,675 | 25,191 | ||||||||||||||||||||||||
| Staff Cost | PHP mil | 3,240 | 3,498 | 3,665 | 3,872 | 5,073 | ||||||||||||||||||||||||
| Depreciation | PHP mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 258 | 343 | 354 | 418 | 518 | |||||
| Other Cost | PHP mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 5,108 | 6,580 | 5,801 | 7,072 | 6,164 | |||||
| Operating Cost | PHP mil | 8,605 | 10,421 | 9,820 | 11,362 | 11,754 | ||||||||||||||||||||||||
| Operating Profit | PHP mil | 9,372 | 10,846 | 10,451 | 8,314 | 13,437 | ||||||||||||||||||||||||
| Provisions | PHP mil | 1,560 | 1,045 | 301 | 659 | 1,594 | ||||||||||||||||||||||||
| Extra and Other Cost | PHP mil | 0 | 0 | 0 | 0 | 0 | ||||||||||||||||||||||||
| Pre-Tax Profit | PHP mil | 7,812 | 9,801 | 10,150 | 7,655 | 11,843 | ||||||||||||||||||||||||
| Tax | PHP mil | 296 | 930 | 1,810 | 1,997 | 1,870 | ||||||||||||||||||||||||
| Minorities | PHP mil | 0 | 3.94 | 6.75 | 8.95 | 8.08 | ||||||||||||||||||||||||
| Net Profit | PHP mil | 7,516 | 8,868 | 8,333 | 5,649 | 9,965 | ||||||||||||||||||||||||
| Dividends | PHP mil | 2,245 | 2,822 | 2,223 | 1,588 | 2,011 | ||||||||||||||||||||||||
| growth rates | ||||||||||||||||||||||||||||||
| Net Interest Income Growth | % | ... | 4.26 | 22.6 | 18.1 | 11.1 | 20.6 | |||||||||||||||||||||||
| Net Fee Income Growth | % | ... | 1.78 | 184 | 33.7 | 12.9 | 22.3 | |||||||||||||||||||||||
| Total Revenue Growth | % | ... | 9.55 | 18.3 | -4.68 | -2.94 | 28.0 | |||||||||||||||||||||||
| Operating Cost Growth | % | ... | 5.17 | 21.1 | -5.77 | 15.7 | 3.45 | |||||||||||||||||||||||
| Operating Profit Growth | % | ... | 13.9 | 15.7 | -3.65 | -20.5 | 61.6 | |||||||||||||||||||||||
| Pre-Tax Profit Growth | % | ... | 17.0 | 25.5 | 3.56 | -24.6 | 54.7 | |||||||||||||||||||||||
| Net Profit Growth | % | ... | 15.6 | 18.0 | -6.02 | -32.2 | 76.4 | |||||||||||||||||||||||
| market share | ||||||||||||||||||||||||||||||
| Market Share in Revenues | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 5.25 | 5.37 | 4.95 | 4.64 | 5.18 | ... | ||||||||||||
| Market Share in Net Profit | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 7.41 | 7.40 | 7.15 | 4.92 | 7.88 | ... | ||||||||||||
| Market Share in Branches | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 2.13 | ... | ... | ... | ... | ... | ... |
| balance sheet | Unit | 1990 | 1991 | 1992 | 1993 | 1994 | 1995 | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
| balance sheet | ||||||||||||||||||||||||||||||
| Cash | PHP mil | 31,693 | 101,398 | 119,497 | 76,603 | 62,173 | ||||||||||||||||||||||||
| Interbank Loans | PHP mil | 8,503 | 20,252 | 66,241 | 36,583 | 66,788 | ||||||||||||||||||||||||
| Customer Loans | PHP mil | 80,321 | 106,820 | 131,020 | 172,706 | 223,422 | ||||||||||||||||||||||||
| Retail Loans | PHP mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ||
| Debt Securities | PHP mil | 100,511 | 108,760 | 96,609 | 123,358 | 135,137 | ||||||||||||||||||||||||
| Fixed Assets | PHP mil | 3,106 | 2,951 | 3,015 | 3,307 | 3,523 | ||||||||||||||||||||||||
| Intangible Assets | PHP mil | ... | ... | ... | ... | ... | ... | ... | 8,145 | 11,626 | 11,772 | 11,719 | 11,831 | |||||||||||||||||
| Goodwill | PHP mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 7,887 | 11,258 | 11,258 | 11,258 | 11,258 | ||||||||
| Total Assets | PHP mil | 279,923 | 396,082 | 445,830 | 441,658 | 524,432 | ||||||||||||||||||||||||
| Shareholders' Equity | PHP mil | 47,338 | 44,992 | 55,836 | 59,490 | 67,587 | ||||||||||||||||||||||||
| Of Which Minority Interest | PHP mil | 0 | 14.9 | 21.2 | 23.8 | 20.3 | ||||||||||||||||||||||||
| Liabilities | PHP mil | 232,585 | 351,090 | 389,994 | 382,168 | 456,845 | ||||||||||||||||||||||||
| Interbank Borrowing | PHP mil | 18,541 | 23,167 | 48,385 | 41,552 | 48,100 | ||||||||||||||||||||||||
| Customer Deposits | PHP mil | 189,841 | 298,238 | 311,077 | 311,583 | 376,485 | ||||||||||||||||||||||||
| Sight Deposits | PHP mil | 62,812 | 108,683 | 96,984 | 104,783 | 121,167 | ||||||||||||||||||||||||
| Term Deposits | PHP mil | 127,030 | 189,554 | 214,093 | 206,801 | 255,318 | ||||||||||||||||||||||||
| Issued Debt Securities | PHP mil | 3,750 | 3,750 | 7,200 | 7,200 | 7,200 | ||||||||||||||||||||||||
| Other Liabilities | PHP mil | 20,453 | 25,935 | 23,332 | 21,833 | 25,060 | ||||||||||||||||||||||||
| asset quality | ||||||||||||||||||||||||||||||
| Non-Performing Loans | PHP mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1,623 | 128 | 1,178 | 1,514 | 1,582 | |||||||||
| Gross Loans | PHP mil | 90,985 | 117,931 | 142,121 | 182,774 | 233,610 | ||||||||||||||||||||||||
| Total Provisions | PHP mil | 10,664 | 11,111 | 11,102 | 10,068 | 10,188 | ||||||||||||||||||||||||
| growth rates | ||||||||||||||||||||||||||||||
| Customer Loan Growth | % | ... | 5.71 | 33.0 | 22.7 | 31.8 | 29.4 | |||||||||||||||||||||||
| Retail Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | |
| Total Asset Growth | % | ... | 2.68 | 41.5 | 12.6 | -0.936 | 18.7 | |||||||||||||||||||||||
| Shareholders' Equity Growth | % | ... | 10.5 | -4.96 | 24.1 | 6.54 | 13.6 | |||||||||||||||||||||||
| Customer Deposit Growth | % | ... | -8.14 | 57.1 | 4.31 | 0.163 | 20.8 | |||||||||||||||||||||||
| market share | ||||||||||||||||||||||||||||||
| Market Share in Customer Loans | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 2.34 | 2.61 | 2.57 | 2.98 | 3.30 | ... | |||||||||
| Market Share in Total Assets | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 4.13 | 4.61 | 4.55 | 4.11 | 4.30 | ... | ||||||||||||
| Market Share in Customer Deposits | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 4.09 | 4.92 | 4.58 | 4.16 | 4.29 | ... |
| ratios | Unit | 1990 | 1991 | 1992 | 1993 | 1994 | 1995 | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
| ratios | ||||||||||||||||||||||||||||||
| ROE | % | ... | 16.7 | 19.2 | 16.5 | 9.80 | 15.7 | |||||||||||||||||||||||
| ROA | % | ... | 2.72 | 2.62 | 1.98 | 1.27 | 2.06 | |||||||||||||||||||||||
| Costs (As % Of Assets) | % | ... | 3.11 | 3.08 | 2.33 | 2.56 | 2.43 | |||||||||||||||||||||||
| Costs (As % Of Income) | % | 47.9 | 49.0 | 48.4 | 57.7 | 46.7 | ||||||||||||||||||||||||
| Capital Adequacy Ratio | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 20.7 | 18.5 | 17.6 | 16.2 | 15.7 | |||||||||
| Tier 1 Ratio | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 18.0 | 16.0 | 14.0 | 13.1 | 13.0 | |||||||
| Net Interest Margin | % | ... | 2.82 | 2.83 | 2.68 | 2.83 | 3.13 | |||||||||||||||||||||||
| Interest Spread | % | ... | 2.57 | 2.62 | 2.54 | 2.68 | 2.97 | |||||||||||||||||||||||
| Asset Yield | % | ... | 4.12 | 4.14 | 3.71 | 3.78 | 4.22 | |||||||||||||||||||||||
| Cost Of Liabilities | % | ... | 1.55 | 1.52 | 1.16 | 1.10 | 1.26 | |||||||||||||||||||||||
| Payout Ratio | % | 29.9 | 31.8 | 26.7 | 28.1 | 20.2 | ||||||||||||||||||||||||
| Interest Income (As % Of Revenues) | % | 43.4 | 45.0 | 55.7 | 63.8 | 60.0 | ||||||||||||||||||||||||
| Fee Income (As % Of Revenues) | % | 4.79 | 11.5 | 16.1 | 18.8 | 17.9 | ||||||||||||||||||||||||
| Other Income (As % Of Revenues) | % | 51.8 | 43.5 | 28.2 | 17.5 | 22.0 | ||||||||||||||||||||||||
| Cost Per Employee | USD per month | ... | ... | ... | ... | ... | 2,272 | 2,604 | 2,523 | 2,551 | 2,866 | ... | ... | |||||||||||||||||
| Cost Per Employee (Local Currency) | PHP per month | ... | ... | ... | ... | ... | 95,869 | 110,549 | 112,415 | 117,214 | 138,961 | ... | ... | |||||||||||||||||
| Staff Cost (As % Of Total Cost) | % | 37.6 | 33.6 | 37.3 | 34.1 | 43.2 | ||||||||||||||||||||||||
| Equity (As % Of Assets) | % | 16.9 | 11.4 | 12.5 | 13.5 | 12.9 | ||||||||||||||||||||||||
| Loans (As % Of Deposits) | % | 42.3 | 35.8 | 42.1 | 55.4 | 59.3 | ||||||||||||||||||||||||
| Loans (As % Assets) | % | 28.7 | 27.0 | 29.4 | 39.1 | 42.6 | ||||||||||||||||||||||||
| NPLs (As % Of Loans) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1.78 | 0.109 | 0.829 | 0.828 | 0.677 | |||||||||
| Provisions (As % Of NPLs) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 657 | 8,672 | 942 | 665 | 644 | |||||||||
| Provisions (As % Of Loans) | % | 13.3 | 10.4 | 8.47 | 5.83 | 4.56 | ||||||||||||||||||||||||
| Cost of Provisions (As % Of Loans) | % | ... | 2.00 | 1.12 | 0.253 | 0.434 | 0.805 |
| other data | Unit | 1990 | 1991 | 1992 | 1993 | 1994 | 1995 | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
| other data | ||||||||||||||||||||||||||||||
| Branches | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 186 | 238 | 253 | 293 | 304 | ||||||||||||
| Employees | ... | ... | ... | ... | ... | 2,816 | 2,637 | 2,717 | 2,753 | 3,042 | ... | ... | ||||||||||||||||||
| ATMs | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 311 | |||
| Sight (As % Of Customer Deposits) | % | 33.1 | 36.4 | 31.2 | 33.6 | 32.2 | ||||||||||||||||||||||||
| Risk-Weighted Assets | PHP mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 173,501 | 204,341 | 245,157 | 289,955 | 350,543 | |||||||
| Return on Loans | % | 9.62 | 9.48 | 7.01 | 3.72 | 5.03 | ||||||||||||||||||||||||
| Operating Profit (As % of Loans) | % | ... | 12.0 | 11.6 | 8.79 | 5.47 | 6.78 | |||||||||||||||||||||||
| Costs (As % Of Loans) | % | ... | 11.0 | 11.1 | 8.26 | 7.48 | 5.93 | |||||||||||||||||||||||
| Equity (As % Of Loans) | % | 58.9 | 42.1 | 42.6 | 34.4 | 30.3 |
Get all company financials in excel:
By Helgi Library - February 20, 2020
UnionBank's customer deposits reached PHP 363,962 mil in 2016-09-30, up 8.19% compared to the previous year. Filipino banking sector accepted customer deposits of PHP 8,159 bil in 2016-09-30, up 4.48% when compared to the last year. UnionBank accounted fo...
By Helgi Library - February 20, 2020
UnionBank generated total banking revenues of PHP 9,649 mil in the third quarter of 2019, up 61.7% when compared to the same period of last year and 33.7% when compared to the previous quarter. Historically, the bank’s revenues containing of interest, fee...
By Helgi Library - February 20, 2020
UnionBank generated total banking revenues of PHP 9,649 mil in the third quarter of 2019, up 61.7% when compared to the same period of last year and 33.7% when compared to the previous quarter. Historically, the bank’s revenues containing of interest, fee...
By Helgi Library - February 21, 2020
UnionBank's net interest margin amounted to 3.40% in the third quarter of 2019, up from 2.94% when compared to the previous quarter. Historically, the bank’s net interest margin reached an all time high of 5.83% in 4Q2017 and an all time low of 1.77% in...
By Helgi Library - February 21, 2020
UnionBank's net interest margin amounted to 3.40% in the third quarter of 2019, up from 2.94% when compared to the previous quarter. Historically, the bank’s net interest margin reached an all time high of 5.83% in 4Q2017 and an all time low of 1.77% in...
By Helgi Library - February 20, 2020
UnionBank stock traded at PHP 59.1 per share at the end third quarter of 2019 implying a market capitalization of USD 1,389 mil. Since the end of 3Q2014, the stock has depreciated by -18.0 % implying an annual average growth of -3.88 %. In absolute terms, the value of...
By Helgi Library - February 20, 2020
UnionBank stock traded at PHP 59.1 per share at the end third quarter of 2019 implying a market capitalization of USD 1,389 mil. Since the end of 3Q2014, the stock has depreciated by -18.0 % implying an annual average growth of -3.88 %. In absolute terms, the value of...
By Helgi Library - February 20, 2020
UnionBank stock traded at PHP 59.1 per share at the end of third quarter of 2019 implying a market capitalization of USD 1,389 mil. Over the last five years, the stock has depreciated by 18 implying an annual average growth of -3.88% In absolute terms, th...
By Helgi Library - February 20, 2020
UnionBank stock traded at PHP 59.1 per share at the end of third quarter of 2019 implying a market capitalization of USD 1,389 mil. Over the last five years, the stock has depreciated by 18 implying an annual average growth of -3.88% In absolute terms, th...
By Helgi Library - February 20, 2020
UnionBank's Equity reached 14.2% of total assets in the 3Q2019, up from 13.8% for the previous year. As a share of net customer loans, the ratio amounted to 28.0% at the end of the third quarter of 2019. ...
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