By Helgi Library - August 19, 2019
UniCredit Bank Russia made a net profit of RUB 16.7 bil under revenues of RUB 49.2 bil in 2018, up -7.49% and -4.70% respectively com...
By Helgi Library - August 19, 2019
UniCredit Bank Russia made a net profit of RUB 16.7 bil under revenues of RUB 49.2 bil in 2018, up -7.49% and -4.70% respectively com...
By Helgi Library - August 19, 2019
UniCredit Bank Russia employed 4,066 persons in 2018, up 0.544% when compared to the previous year. Historically, the bank's wor...
| Profit Statement | 2016 | 2017 | 2018 | |
| Net Interest Income | RUB bil | 45.1 | 41.6 | 41.0 |
| Net Fee Income | RUB bil | 5.98 | 7.00 | 8.73 |
| Other Income | RUB bil | 2.11 | 3.09 | -0.545 |
| Total Revenues | RUB bil | 53.2 | 51.7 | 49.2 |
| Staff Cost | RUB bil | 8.75 | 8.85 | 9.43 |
| Operating Profit | RUB bil | 35.2 | 33.9 | 30.2 |
| Provisions | RUB bil | 17.6 | 11.2 | 10.3 |
| Net Profit | RUB bil | 14.0 | 18.1 | 16.7 |
| Balance Sheet | 2016 | 2017 | 2018 | |
| Interbank Loans | RUB bil | 270 | 292 | 360 |
| Customer Loans | RUB bil | 677 | 669 | 863 |
| Total Assets | RUB bil | 1,172 | 1,186 | 1,363 |
| Shareholders' Equity | RUB bil | 182 | 200 | 196 |
| Interbank Borrowing | RUB bil | 152 | 85.4 | 88.0 |
| Customer Deposits | RUB bil | 779 | 827 | 1,016 |
| Issued Debt Securities | RUB bil | 6.51 | 6.51 | 0.048 |
| Ratios | 2016 | 2017 | 2018 | |
| ROE | % | 8.10 | 9.46 | 8.44 |
| ROA | % | 1.09 | 1.53 | 1.31 |
| Costs (As % Of Assets) | % | 1.40 | 1.51 | 1.49 |
| Costs (As % Of Income) | % | 33.9 | 34.4 | 38.6 |
| Capital Adequacy Ratio | % | 19.3 | 18.2 | 16.1 |
| Net Interest Margin | % | 3.50 | 3.53 | 3.22 |
| Loans (As % Of Deposits) | % | 86.9 | 80.8 | 85.0 |
| NPLs (As % Of Loans) | % | 8.43 | 7.29 | 7.02 |
| Provisions (As % Of NPLs) | % | 74.3 | 82.5 | 87.1 |
| Growth Rates | 2016 | 2017 | 2018 | |
| Total Revenue Growth | % | 6.24 | -2.86 | -4.70 |
| Operating Cost Growth | % | 17.0 | -1.22 | 6.94 |
| Operating Profit Growth | % | 1.45 | -3.70 | -10.8 |
| Net Profit Growth | % | -9.63 | 28.8 | -7.49 |
| Customer Loan Growth | % | -21.9 | -1.25 | 29.1 |
| Total Asset Growth | % | -16.7 | 1.19 | 14.9 |
| Customer Deposit Growth | % | -16.4 | 6.16 | 22.8 |
| Shareholders' Equity Growth | % | 10.4 | 10.2 | -2.23 |
| Employees | 4,084 | 4,044 | 4,066 | |
Get all company financials in excel:
| summary | Unit | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
| income statement | |||||||||||||||||||||
| Net Interest Income | RUB bil | 27.3 | 28.8 | 35.6 | 40.4 | 45.1 | |||||||||||||||
| Total Revenues | RUB bil | 36.1 | 46.2 | 42.6 | 50.1 | 53.2 | |||||||||||||||
| Operating Profit | RUB bil | 25.0 | 34.2 | 29.2 | 34.7 | 35.2 | |||||||||||||||
| Net Profit | RUB bil | 17.5 | 24.1 | 18.8 | 15.5 | 14.0 | |||||||||||||||
| balance sheet | |||||||||||||||||||||
| Interbank Loans | RUB bil | 246 | 223 | 333 | 337 | 270 | |||||||||||||||
| Customer Loans | RUB bil | 504 | 549 | 827 | 867 | 677 | |||||||||||||||
| Debt Securities | RUB bil | 82.8 | 80.3 | 144 | 148 | 148 | |||||||||||||||
| Total Assets | RUB bil | 868 | 889 | 1,360 | 1,407 | 1,172 | |||||||||||||||
| Shareholders' Equity | RUB bil | 113 | 132 | 142 | 165 | 182 | |||||||||||||||
| Interbank Borrowing | RUB bil | 188 | 153 | 210 | 194 | 152 | |||||||||||||||
| Customer Deposits | RUB bil | 504 | 530 | 811 | 931 | 779 | |||||||||||||||
| Issued Debt Securities | RUB bil | 40.8 | 50.7 | 62.0 | 102 | 6.51 | |||||||||||||||
| ratios | |||||||||||||||||||||
| ROE | % | 17.3 | 19.7 | 13.7 | 10.1 | 8.10 | |||||||||||||||
| ROA | % | 2.13 | 2.75 | 1.67 | 1.12 | 1.09 | |||||||||||||||
| Costs (As % Of Assets) | % | 1.36 | 1.36 | 1.20 | 1.11 | 1.40 | |||||||||||||||
| Costs (As % Of Income) | % | 30.8 | 25.9 | 31.5 | 30.7 | 33.9 | |||||||||||||||
| Capital Adequacy Ratio | % | ... | ... | ... | ... | ... | ... | ... | 15.0 | 16.3 | 9.30 | 12.9 | 19.3 | ||||||||
| Net Interest Margin | % | 3.33 | 3.28 | 3.17 | 2.92 | 3.50 | |||||||||||||||
| Interest Income (As % Of Revenues) | % | 75.7 | 62.3 | 83.5 | 80.6 | 84.8 | |||||||||||||||
| Fee Income (As % Of Revenues) | % | 13.1 | 11.9 | 15.1 | 8.75 | 11.2 | |||||||||||||||
| Staff Cost (As % Of Total Cost) | % | 53.5 | 53.4 | 53.2 | 50.6 | 48.6 | |||||||||||||||
| Equity (As % Of Assets) | % | 13.0 | 14.9 | 10.4 | 11.7 | 15.5 | |||||||||||||||
| Loans (As % Of Deposits) | % | 100 | 104 | 102 | 93.1 | 86.9 | |||||||||||||||
| Loans (As % Assets) | % | 58.1 | 61.7 | 60.8 | 61.6 | 57.8 | |||||||||||||||
| NPLs (As % Of Loans) | % | ... | ... | ... | ... | ... | ... | ... | 4.62 | 4.16 | 3.71 | 6.43 | 8.43 | ||||||||
| Provisions (As % Of NPLs) | % | ... | ... | ... | ... | ... | ... | ... | 66.2 | 72.2 | 65.9 | 57.8 | 74.3 | ||||||||
| valuation | |||||||||||||||||||||
| Book Value Per Share Growth | % | ... | 25.5 | 5.33 | 23.7 | 13.3 | 11.7 |
| income statement | Unit | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
| income statement | |||||||||||||||||||||
| Interest Income | RUB bil | 50.6 | 59.6 | 94.9 | 130 | 117 | |||||||||||||||
| Interest Cost | RUB bil | 23.3 | 30.8 | 59.3 | 89.6 | 72.4 | |||||||||||||||
| Net Interest Income | RUB bil | 27.3 | 28.8 | 35.6 | 40.4 | 45.1 | |||||||||||||||
| Net Fee Income | RUB bil | 4.72 | 5.48 | 6.42 | 4.38 | 5.98 | |||||||||||||||
| Other Income | RUB bil | 4.07 | 11.9 | 0.600 | 5.32 | 2.11 | |||||||||||||||
| Total Revenues | RUB bil | 36.1 | 46.2 | 42.6 | 50.1 | 53.2 | |||||||||||||||
| Staff Cost | RUB bil | 5.95 | 6.40 | 7.14 | 7.79 | 8.75 | |||||||||||||||
| Depreciation | RUB bil | 1.09 | 1.30 | 1.41 | 1.60 | 1.86 | |||||||||||||||
| Other Cost | RUB bil | 4.08 | 4.27 | 4.88 | 6.00 | 7.40 | |||||||||||||||
| Operating Cost | RUB bil | 11.1 | 12.0 | 13.4 | 15.4 | 18.0 | |||||||||||||||
| Operating Profit | RUB bil | 25.0 | 34.2 | 29.2 | 34.7 | 35.2 | |||||||||||||||
| Provisions | RUB bil | 2.81 | 3.44 | 4.41 | 14.6 | 17.6 | |||||||||||||||
| Extra and Other Cost | RUB bil | -0.042 | 0.952 | 1.20 | 1.07 | -0.012 | |||||||||||||||
| Pre-Tax Profit | RUB bil | 22.2 | 29.8 | 23.6 | 19.0 | 17.6 | |||||||||||||||
| Tax | RUB bil | 4.76 | 5.71 | 4.77 | 3.47 | 3.58 | |||||||||||||||
| Minorities | RUB bil | 0 | 0 | 0 | 0 | 0 | |||||||||||||||
| Net Profit | RUB bil | 17.5 | 24.1 | 18.8 | 15.5 | 14.0 | |||||||||||||||
| growth rates | |||||||||||||||||||||
| Net Interest Income Growth | % | ... | 25.5 | 5.33 | 23.7 | 13.3 | 11.7 | ||||||||||||||
| Net Fee Income Growth | % | ... | -22.7 | 16.1 | 17.1 | -31.8 | 36.5 | ||||||||||||||
| Total Revenue Growth | % | ... | 10.2 | 27.9 | -7.72 | 17.4 | 6.24 | ||||||||||||||
| Operating Cost Growth | % | ... | 8.08 | 7.70 | 12.2 | 14.5 | 17.0 | ||||||||||||||
| Operating Profit Growth | % | ... | 11.2 | 36.9 | -14.7 | 18.8 | 1.45 | ||||||||||||||
| Pre-Tax Profit Growth | % | ... | 12.0 | 34.1 | -20.9 | -19.5 | -7.28 | ||||||||||||||
| Net Profit Growth | % | ... | 10.7 | 38.0 | -22.0 | -17.5 | -9.63 | ||||||||||||||
| market share | |||||||||||||||||||||
| Market Share in Revenues | % | ... | ... | ... | ... | ... | 0.911 | 1.02 | 0.709 | 0.748 | 0.405 | ... | |||||||||
| Market Share in Net Profit | % | ... | ... | ... | ... | ... | 2.21 | 3.32 | 3.87 | 18.3 | 2.14 | ... | |||||||||
| Market Share in Employees | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0.399 | 0.466 | ... | ... | ... |
| Market Share in Branches | % | ... | ... | ... | ... | ... | ... | ... | ... | 0.251 | 0.243 | 0.250 | 0.278 | 0.309 | ... |
| balance sheet | Unit | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
| balance sheet | |||||||||||||||||||||
| Cash | RUB bil | 24.0 | 25.7 | 42.9 | 22.7 | 58.6 | |||||||||||||||
| Interbank Loans | RUB bil | 246 | 223 | 333 | 337 | 270 | |||||||||||||||
| Customer Loans | RUB bil | 504 | 549 | 827 | 867 | 677 | |||||||||||||||
| Retail Loans | RUB bil | ... | ... | ... | ... | ... | ... | ... | 118 | 151 | 165 | 133 | 127 | ||||||||
| Mortgage Loans | RUB bil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 33.6 | 31.3 | ... | ... | ... |
| Consumer Loans | RUB bil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 52.0 | 42.0 | ... | ... | ... |
| Corporate Loans | RUB bil | ... | ... | ... | ... | ... | ... | ... | 386 | 390 | 668 | 755 | 585 | ||||||||
| Debt Securities | RUB bil | 82.8 | 80.3 | 144 | 148 | 148 | |||||||||||||||
| Fixed Assets | RUB bil | 8.70 | 8.53 | 9.45 | 11.0 | 11.7 | |||||||||||||||
| Total Assets | RUB bil | 868 | 889 | 1,360 | 1,407 | 1,172 | |||||||||||||||
| Shareholders' Equity | RUB bil | 113 | 132 | 142 | 165 | 182 | |||||||||||||||
| Of Which Minority Interest | RUB bil | 0 | 0 | 0 | 0 | 0 | |||||||||||||||
| Liabilities | RUB bil | 755 | 756 | 1,218 | 1,243 | 991 | |||||||||||||||
| Interbank Borrowing | RUB bil | 188 | 153 | 210 | 194 | 152 | |||||||||||||||
| Customer Deposits | RUB bil | 504 | 530 | 811 | 931 | 779 | |||||||||||||||
| Retail Deposits | RUB bil | ... | ... | ... | ... | ... | 94.6 | 112 | 152 | 224 | 213 | ||||||||||
| Corporate Deposits | RUB bil | ... | ... | ... | ... | ... | 409 | 418 | 659 | 707 | 566 | ||||||||||
| Sight Deposits | RUB bil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 126 | 147 | 200 | ||
| Term Deposits | RUB bil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 685 | 785 | 579 | ||
| Issued Debt Securities | RUB bil | 40.8 | 50.7 | 62.0 | 102 | 6.51 | |||||||||||||||
| Other Liabilities | RUB bil | 23.0 | 23.5 | 136 | 15.7 | 52.9 | |||||||||||||||
| asset quality | |||||||||||||||||||||
| Non-Performing Loans | RUB bil | ... | ... | ... | ... | ... | ... | ... | 24.0 | 23.5 | 31.5 | 57.9 | 60.9 | ||||||||
| Gross Loans | RUB bil | ... | ... | ... | 520 | 566 | 848 | 901 | 722 | ||||||||||||
| Total Provisions | RUB bil | ... | ... | ... | 15.9 | 17.0 | 20.7 | 33.4 | 45.3 | ||||||||||||
| growth rates | |||||||||||||||||||||
| Customer Loan Growth | % | ... | 6.66 | 8.81 | 50.7 | 4.89 | -21.9 | ||||||||||||||
| Retail Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | 34.6 | 28.1 | 9.59 | -19.6 | -4.54 | |||||||
| Mortgage Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | -6.85 | ... | ... | ... |
| Consumer Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | -19.2 | ... | ... | ... |
| Corporate Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | -1.68 | 1.06 | 71.2 | 13.1 | -22.6 | |||||||
| Total Asset Growth | % | ... | 12.5 | 2.31 | 53.1 | 3.44 | -16.7 | ||||||||||||||
| Shareholders' Equity Growth | % | ... | 28.2 | 16.6 | 7.59 | 15.8 | 10.4 | ||||||||||||||
| Customer Deposit Growth | % | ... | 8.85 | 5.10 | 53.1 | 14.9 | -16.4 | ||||||||||||||
| Retail Deposit Growth | % | ... | ... | ... | ... | ... | ... | 14.0 | 18.2 | 35.9 | 47.8 | -5.04 | |||||||||
| Corporate Deposit Growth | % | ... | ... | ... | ... | ... | ... | 7.72 | 2.07 | 57.7 | 7.32 | -19.9 | |||||||||
| market share | |||||||||||||||||||||
| Market Share in Customer Loans | % | 1.69 | 1.54 | 1.82 | 1.76 | 1.45 | ... | ||||||||||||||
| Market Share in Corporate Loans | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 2.07 | 1.85 | 2.44 | 2.48 | 2.13 | ... | |||
| Market Share in Retail Loans | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0.666 | 0.626 | ... | ... | ... |
| Market Share in Consumer Loans | % | ... | ... | ... | ... | ... | ... | ... | 1.52 | 1.51 | 1.46 | 1.24 | 1.17 | ... | |||||||
| Market Share in Mortgage Loans | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0.953 | 0.787 | ... | ... | ... |
| Market Share in Total Assets | % | ... | ... | ... | ... | ... | 1.86 | 1.64 | 1.86 | 1.83 | 1.59 | ... | |||||||||
| Market Share in Customer Deposits | % | ... | ... | ... | ... | ... | 2.45 | 2.22 | 2.58 | 2.49 | 2.21 | ... | |||||||||
| Market Share in Retail Deposits | % | ... | ... | ... | ... | ... | 0.664 | 0.659 | 0.819 | 0.967 | 0.881 | ... | |||||||||
| Market Share in Corporate Deposits | % | ... | ... | ... | ... | ... | 4.26 | 3.85 | 3.87 | 3.72 | 3.45 | ... |
| ratios | Unit | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
| ratios | |||||||||||||||||||||
| ROE | % | 17.3 | 19.7 | 13.7 | 10.1 | 8.10 | |||||||||||||||
| ROA | % | 2.13 | 2.75 | 1.67 | 1.12 | 1.09 | |||||||||||||||
| Costs (As % Of Assets) | % | 1.36 | 1.36 | 1.20 | 1.11 | 1.40 | |||||||||||||||
| Costs (As % Of Income) | % | 30.8 | 25.9 | 31.5 | 30.7 | 33.9 | |||||||||||||||
| Capital Adequacy Ratio | % | ... | ... | ... | ... | ... | ... | ... | 15.0 | 16.3 | 9.30 | 12.9 | 19.3 | ||||||||
| Tier 1 Ratio | % | ... | ... | ... | ... | ... | ... | ... | 13.7 | 15.1 | 9.30 | 10.4 | 16.2 | ||||||||
| Net Interest Margin | % | 3.33 | 3.28 | 3.17 | 2.92 | 3.50 | |||||||||||||||
| Interest Spread | % | ... | 2.94 | 2.71 | 2.44 | 2.11 | 2.63 | ||||||||||||||
| Asset Yield | % | 6.17 | 6.78 | 8.44 | 9.39 | 9.11 | |||||||||||||||
| Cost Of Liabilities | % | ... | 3.23 | 4.07 | 6.01 | 7.28 | 6.48 | ||||||||||||||
| Interest Income (As % Of Revenues) | % | 75.7 | 62.3 | 83.5 | 80.6 | 84.8 | |||||||||||||||
| Fee Income (As % Of Revenues) | % | 13.1 | 11.9 | 15.1 | 8.75 | 11.2 | |||||||||||||||
| Other Income (As % Of Revenues) | % | 11.3 | 25.8 | 1.41 | 10.6 | 3.97 | |||||||||||||||
| Cost Per Employee | USD per month | ... | ... | ... | ... | ... | ... | ... | ... | 4,354 | 4,530 | 3,359 | 2,487 | 2,673 | |||||||
| Cost Per Employee (Local Currency) | RUB per month | ... | ... | ... | ... | ... | ... | ... | ... | 135,250 | 144,316 | 157,216 | 166,177 | 178,493 | |||||||
| Staff Cost (As % Of Total Cost) | % | 53.5 | 53.4 | 53.2 | 50.6 | 48.6 | |||||||||||||||
| Equity (As % Of Assets) | % | 13.0 | 14.9 | 10.4 | 11.7 | 15.5 | |||||||||||||||
| Loans (As % Of Deposits) | % | 100 | 104 | 102 | 93.1 | 86.9 | |||||||||||||||
| Loans (As % Assets) | % | 58.1 | 61.7 | 60.8 | 61.6 | 57.8 | |||||||||||||||
| NPLs (As % Of Loans) | % | ... | ... | ... | ... | ... | ... | ... | 4.62 | 4.16 | 3.71 | 6.43 | 8.43 | ||||||||
| Provisions (As % Of NPLs) | % | ... | ... | ... | ... | ... | ... | ... | 66.2 | 72.2 | 65.9 | 57.8 | 74.3 | ||||||||
| Provisions (As % Of Loans) | % | ... | ... | ... | 3.16 | 3.09 | 2.51 | 3.86 | 6.68 | ||||||||||||
| Cost of Provisions (As % Of Loans) | % | 0.574 | 0.654 | 0.642 | 1.73 | 2.28 |
| other data | Unit | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
| other data | |||||||||||||||||||||
| Branches | ... | ... | ... | ... | ... | ... | ... | ... | 107 | 105 | 104 | 103 | 105 | ||||||||
| Employees | ... | ... | ... | ... | ... | ... | ... | ... | 3,666 | 3,696 | 3,786 | 3,908 | 4,084 | ||||||||
| Clients | mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1.59 | 1.72 | 1.86 | ... | |
| Sight (As % Of Customer Deposits) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 15.5 | 15.7 | 25.7 |
Get all company financials in excel:
By Helgi Library - August 19, 2019
UniCredit Bank Russia employed 4,066 persons in 2018, up 0.544% when compared to the previous year. Historically, the bank's workforce hit an all time high of 4,084 persons in 2016 and an all time low of 2,814 in 2007. Average cost reached USD 3,354 per month per...
By Helgi Library - August 19, 2019
UniCredit Bank Russia's non-performing loans reached 7.02% of total loans at the end of 2018, down from 7.29% compared to the previous year. Historically, the NPL ratio hit an all time high of 27.5% in 2009 and an all time low of 0.186% in 2007. Provision c...
By Helgi Library - August 19, 2019
UniCredit Bank Russia's non-performing loans reached 7.02% of total loans at the end of 2018, down from 7.29% compared to the previous year. Historically, the NPL ratio hit an all time high of 27.5% in 2009 and an all time low of 0.186% in 2007. Provision c...
By Helgi Library - August 19, 2019
UniCredit Bank Russia's net interest margin amounted to 3.22% in 2018, down from 3.53% compared to the previous year. Historically, the bank’s net interest margin reached an all time high of 4.80% in 2006 and an all time low of 1.05% in 2000. The averag...
By Helgi Library - August 19, 2019
UniCredit Bank Russia's net interest margin amounted to 3.22% in 2018, down from 3.53% compared to the previous year. Historically, the bank’s net interest margin reached an all time high of 4.80% in 2006 and an all time low of 1.05% in 2000. The averag...
By Helgi Library - August 19, 2019
UniCredit Bank Russia generated total banking revenues of RUB 49.2 bil in 2018, down 4.7% compared to the previous year. Historically, the bank’s revenues containing of interest, fee and other non-interest income reached an all time high of RUB 53.2 bil in 2016...
By Helgi Library - August 19, 2019
UniCredit Bank Russia generated total banking revenues of RUB 49.2 bil in 2018, down 4.7% compared to the previous year. Historically, the bank’s revenues containing of interest, fee and other non-interest income reached an all time high of RUB 53.2 bil in 2016...
By Helgi Library - August 19, 2019
UniCredit Bank Russia's capital adequacy ratio reached 16.1% at the end of 2018, down from 18.2% compared to the previous year. Historically, the bank’s capital ratio hit an all time high of 19.3% in 2016 and an all time low of 9.30% in 2014. The Tier 1 ratio...
By Helgi Library - August 19, 2019
UniCredit Bank Russia's capital adequacy ratio reached 16.1% at the end of 2018, down from 18.2% compared to the previous year. Historically, the bank’s capital ratio hit an all time high of 19.3% in 2016 and an all time low of 9.30% in 2014. The Tier 1 ratio...
By Helgi Library - August 19, 2019
UniCredit Bank Russia's cost to income ratio reached 38.6% in 2018, up from 34.4% compared to the previous year. Historically, the bank’s costs reached an all time high of 38.6% of income in 2018 and an all time low of 22.6% in 2008. When compared to total...
UniCredit Bank Russia is the largest foreign bank in Russia. As its name suggests, the Bank is a subsidiary of UniCredit Bank Austria. The Bank offers a wide range of banking and other financial services to commercial and private banking clients. Its products include loans, current and saving accounts, and deposits amongst others. In addition to providing mainstream banking products, the Group undertakes insurance activities, stock brokerage, investment in mutual funds, leasing services, real estate investment management and financial advice, amongst others. In October 2014, the Bank serviced more than 1.49 mil retail customers and approx. 30,800 corporate clients with a help of over 3,600 employees throughout its 106 branches. The company was founded in 1989 and is based in Moscow, the Russian Federation.
UniCredit Bank Russia has been growing its revenues and asset by 1.45% and 8.63% a year on average in the last 10 years. Its loans and deposits have grown by 8.01% and 15.1% a year during that time and loans to deposits ratio reached 85.0% at the end of 2018. The company achieved an average return on equity of 13.4% in the last decade with net profit growing 4.32% a year on average. In terms of operating efficiency, its cost to income ratio reached 38.6% in 2018, compared to 32.0% average in the last decade.
Equity represented 14.4% of total assets or 22.7% of loans at the end of 2018. UniCredit Bank Russia's non-performing loans were 7.02% of total loans while provisions covered some 87.1% of NPLs at the end of 2018.
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