Tata Capital Financial Services

Created with Highcharts 6.0.4Sales and Profits (INR mil)Total RevenuesNet Profit20132014201520162017201810k15k20k25k02k4k6k

Tata Capital's net interest margin fell 4.04% to 3.84% in 2018

By Helgi Library - October 15, 2019

Tata Capital Financial Services's net interest margin amounted to 3.84% in 2018, down from 4.00% compared to the previous year. ...

Tata Capital's net interest margin fell 4.04% to 3.84% in 2018

By Helgi Library - October 15, 2019

Tata Capital Financial Services's net interest margin amounted to 3.84% in 2018, down from 4.00% compared to the previous year. ...

Tata Capital's net profit rose 7.42% to INR 4,328 mil in 2018

By Helgi Library - October 15, 2019

Tata Capital Financial Services made a net profit of INR 4,328 mil under revenues of INR 22,869 mil in 2018, up 7.42% and 19.7% respe...

Profit Statement 2016 2017 2018
Net Interest Income INR mil 16,407 15,852 16,857
Net Fee Income INR mil 0 853 860
Other Income INR mil 2,843 2,403 5,152
Total Revenues INR mil 23,898 19,108 22,869
Staff Cost INR mil 3,972 4,061 4,548
Operating Profit INR mil 7,418 7,924 9,314
Provisions INR mil 0 1,889 4,515
Net Profit INR mil 4,826 4,029 4,328
Balance Sheet 2016 2017 2018
Interbank Loans INR mil 17.0 446 3.60
Customer Loans INR mil 309,948 369,866 446,240
Total Assets INR mil 392,811 398,998 478,395
Shareholders' Equity INR mil 49,614 29,598 40,449
Interbank Borrowing INR mil 129,308 178,025 204,166
Customer Deposits INR mil 5,250 5,257 5,591
Issued Debt Securities INR mil 128,676 150,419 193,891
Ratios 2016 2017 2018
ROE % 11.3 10.2 12.4
ROA % 1.38 1.02 0.987
Costs (As % Of Assets) % 4.72 2.82 3.09
Costs (As % Of Income) % 69.0 58.5 59.3
Capital Adequacy Ratio % 16.1 15.6 16.9
Net Interest Margin % 4.70 4.00 3.84
Loans (As % Of Deposits) % 5,904 7,036 7,981
NPLs (As % Of Loans) % ... 3.26 2.40
Provisions (As % Of NPLs) % ... 130 141
Growth Rates 2016 2017 2018
Total Revenue Growth % 56.2 -20.0 19.7
Operating Cost Growth % 44.6 -32.1 21.2
Operating Profit Growth % 90.0 6.83 17.5
Net Profit Growth % 81.6 -16.5 7.42
Customer Loan Growth % 10.2 19.3 20.6
Total Asset Growth % 28.4 1.58 19.9
Customer Deposit Growth % 39.2 0.131 6.36
Shareholders' Equity Growth % 38.2 -40.3 36.7

Get all company financials in excel:

Download Sample   $19.99