By Helgi Library - August 11, 2018
Slatinska Banka generated total banking revenues of HRK 64.7 mil in 2017, up 36.9% compared to the previous year. Croatian...
By Helgi Library - August 11, 2018
Slatinska Banka generated total banking revenues of HRK 64.7 mil in 2017, up 36.9% compared to the previous year. Croatian...
By Helgi Library - August 11, 2018
Slatinska Banka's customer loans reached HRK 778 mil in 2017, up 23.0% compared to the previous year. Croatian banking sector p...
| Profit Statement | 2015 | 2016 | 2017 | |
| Net Interest Income | HRK mil | 31.6 | 31.1 | 40.9 |
| Net Fee Income | HRK mil | 8.91 | 9.67 | 9.20 |
| Other Income | HRK mil | 4.65 | 6.48 | 14.6 |
| Total Revenues | HRK mil | 45.2 | 47.3 | 64.7 |
| Staff Cost | HRK mil | 19.5 | 19.9 | 21.4 |
| Operating Profit | HRK mil | 8.98 | 11.0 | 24.2 |
| Provisions | HRK mil | 19.6 | 12.2 | 22.9 |
| Net Profit | HRK mil | -8.63 | -1.51 | 0.649 |
| Balance Sheet | 2015 | 2016 | 2017 | |
| Interbank Loans | HRK mil | 1.43 | 6.45 | 10.2 |
| Customer Loans | HRK mil | 654 | 632 | 778 |
| Total Assets | HRK mil | 1,526 | 1,603 | 1,590 |
| Shareholders' Equity | HRK mil | 166 | 168 | 165 |
| Interbank Borrowing | HRK mil | 0 | 0 | 0 |
| Customer Deposits | HRK mil | 1,202 | 1,290 | 1,267 |
| Issued Debt Securities | HRK mil | 141 | 121 | 136 |
| Ratios | 2015 | 2016 | 2017 | |
| ROE | % | -5.07 | -0.901 | 0.390 |
| ROA | % | -0.580 | -0.096 | 0.041 |
| Costs (As % Of Assets) | % | 2.44 | 2.32 | 2.54 |
| Costs (As % Of Income) | % | 80.1 | 76.8 | 62.6 |
| Capital Adequacy Ratio | % | 17.5 | 18.4 | 18.2 |
| Net Interest Margin | % | 2.13 | 1.99 | 2.56 |
| Loans (As % Of Deposits) | % | 54.4 | 49.0 | 61.4 |
| NPLs (As % Of Loans) | % | 22.4 | 20.9 | 18.3 |
| Provisions (As % Of NPLs) | % | 55.5 | 66.9 | 72.7 |
| Growth Rates | 2015 | 2016 | 2017 | |
| Total Revenue Growth | % | -16.9 | 4.56 | 36.9 |
| Operating Cost Growth | % | -11.9 | 0.141 | 11.7 |
| Operating Profit Growth | % | -32.3 | 22.4 | 120 |
| Net Profit Growth | % | -2,317 | -82.5 | -143 |
| Customer Loan Growth | % | -11.3 | -3.32 | 23.0 |
| Total Asset Growth | % | 5.52 | 5.05 | -0.855 |
| Customer Deposit Growth | % | 7.69 | 7.34 | -1.82 |
| Shareholders' Equity Growth | % | -4.73 | 1.38 | -2.07 |
| Employees | 174 | 177 | 180 | |
Get all company financials in excel:
| summary | Unit | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
| income statement | ||||||||||||||||||
| Net Interest Income | HRK mil | ... | ... | ... | ... | ... | 37.4 | 36.6 | 38.7 | 39.0 | 31.6 | |||||||
| Total Revenues | HRK mil | ... | ... | ... | ... | ... | 52.2 | 55.6 | 57.0 | 54.4 | 45.2 | |||||||
| Operating Profit | HRK mil | ... | ... | ... | ... | ... | ... | ... | 11.0 | 11.9 | 14.1 | 13.3 | 8.98 | |||||
| Net Profit | HRK mil | ... | ... | ... | ... | ... | 3.33 | 5.00 | 0.398 | 0.389 | -8.63 | |||||||
| balance sheet | ||||||||||||||||||
| Interbank Loans | HRK mil | ... | ... | ... | ... | ... | 129 | 42.1 | 42.6 | 1.38 | 1.43 | |||||||
| Customer Loans | HRK mil | ... | ... | ... | ... | ... | 662 | 772 | 798 | 737 | 654 | |||||||
| Debt Securities | HRK mil | ... | ... | ... | ... | ... | 231 | 257 | 302 | 319 | 419 | |||||||
| Total Assets | HRK mil | 1,331 | 1,432 | 1,515 | 1,446 | 1,526 | ||||||||||||
| Shareholders' Equity | HRK mil | 173 | 175 | 174 | 174 | 166 | ||||||||||||
| Interbank Borrowing | HRK mil | ... | ... | ... | ... | ... | 2.60 | 2.62 | 0 | 0 | 0 | |||||||
| Customer Deposits | HRK mil | ... | ... | ... | ... | ... | 1,051 | 1,079 | 1,157 | 1,116 | 1,202 | |||||||
| Issued Debt Securities | HRK mil | ... | ... | ... | ... | ... | 56.2 | 159 | 167 | 141 | 141 | |||||||
| ratios | ||||||||||||||||||
| ROE | % | ... | ... | ... | ... | ... | 1.94 | 2.87 | 0.228 | 0.223 | -5.07 | |||||||
| ROA | % | ... | ... | ... | ... | ... | 0.260 | 0.362 | 0.027 | 0.026 | -0.580 | |||||||
| Costs (As % Of Assets) | % | ... | ... | ... | ... | ... | ... | ... | 3.22 | 3.16 | 2.91 | 2.78 | 2.44 | |||||
| Costs (As % Of Income) | % | ... | ... | ... | ... | ... | ... | ... | 78.9 | 78.5 | 75.3 | 75.6 | 80.1 | |||||
| Capital Adequacy Ratio | % | 18.9 | 16.8 | 17.0 | 16.9 | 17.5 | ||||||||||||
| Net Interest Margin | % | ... | ... | ... | ... | ... | 2.92 | 2.65 | 2.63 | 2.64 | 2.13 | |||||||
| Interest Income (As % Of Revenues) | % | ... | ... | ... | ... | ... | 71.6 | 66.0 | 68.0 | 71.8 | 70.0 | |||||||
| Fee Income (As % Of Revenues) | % | ... | ... | ... | ... | ... | 19.3 | 18.1 | 15.8 | 16.8 | 19.7 | |||||||
| Staff Cost (As % Of Total Cost) | % | ... | ... | ... | ... | ... | ... | ... | 50.5 | 49.5 | 51.5 | 50.4 | 53.8 | |||||
| Equity (As % Of Assets) | % | 13.0 | 12.2 | 11.5 | 12.0 | 10.9 | ||||||||||||
| Loans (As % Of Deposits) | % | ... | ... | ... | ... | ... | 63.0 | 71.5 | 68.9 | 66.1 | 54.4 | |||||||
| Loans (As % Assets) | % | ... | ... | ... | ... | ... | 49.8 | 53.9 | 52.7 | 51.0 | 42.8 | |||||||
| NPLs (As % Of Loans) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 16.6 | 20.4 | 22.4 | ||
| Provisions (As % Of NPLs) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 43.8 | 44.5 | 55.5 | ||
| valuation | ||||||||||||||||||
| Book Value Per Share Growth | % | ... | ... | ... | ... | ... | ... | 6.67 | -1.94 | 5.71 | 0.756 | -18.9 |
| income statement | Unit | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
| income statement | ||||||||||||||||||
| Interest Income | HRK mil | ... | ... | ... | ... | ... | 83.9 | 84.5 | 88.3 | 79.7 | 68.9 | |||||||
| Interest Cost | HRK mil | ... | ... | ... | ... | ... | 46.6 | 47.8 | 49.6 | 40.6 | 37.2 | |||||||
| Net Interest Income | HRK mil | ... | ... | ... | ... | ... | 37.4 | 36.6 | 38.7 | 39.0 | 31.6 | |||||||
| Net Fee Income | HRK mil | ... | ... | ... | ... | ... | 10.1 | 10.1 | 9.00 | 9.14 | 8.91 | |||||||
| Other Income | HRK mil | ... | ... | ... | ... | ... | 4.75 | 8.84 | 9.25 | 6.22 | 4.65 | |||||||
| Total Revenues | HRK mil | ... | ... | ... | ... | ... | 52.2 | 55.6 | 57.0 | 54.4 | 45.2 | |||||||
| Staff Cost | HRK mil | ... | ... | ... | ... | ... | ... | ... | 20.8 | 21.6 | 22.1 | 20.7 | 19.5 | |||||
| Depreciation | HRK mil | ... | ... | ... | ... | ... | ... | ... | 3.78 | 3.94 | 4.18 | 4.23 | 2.61 | |||||
| Other Cost | HRK mil | ... | ... | ... | ... | ... | ... | ... | 16.6 | 18.1 | 16.6 | 16.2 | 14.1 | |||||
| Operating Cost | HRK mil | ... | ... | ... | ... | ... | ... | ... | 41.2 | 43.6 | 42.9 | 41.1 | 36.2 | |||||
| Operating Profit | HRK mil | ... | ... | ... | ... | ... | ... | ... | 11.0 | 11.9 | 14.1 | 13.3 | 8.98 | |||||
| Provisions | HRK mil | ... | ... | ... | ... | ... | 6.45 | 5.52 | 13.3 | 12.3 | 19.6 | |||||||
| Extra and Other Cost | HRK mil | ... | ... | ... | ... | ... | ... | ... | < -0.001 | < -0.001 | < 0.001 | < -0.001 | 0 | |||||
| Pre-Tax Profit | HRK mil | 4.58 | 6.40 | 0.738 | 0.944 | -10.6 | ||||||||||||
| Tax | HRK mil | ... | ... | ... | ... | ... | 1.25 | 1.41 | 0.340 | 0.555 | -1.97 | |||||||
| Minorities | HRK mil | ... | ... | ... | ... | ... | 0 | 0 | 0 | 0 | 0 | |||||||
| Net Profit | HRK mil | ... | ... | ... | ... | ... | 3.33 | 5.00 | 0.398 | 0.389 | -8.63 | |||||||
| growth rates | ||||||||||||||||||
| Net Interest Income Growth | % | ... | ... | ... | ... | ... | ... | 6.67 | -1.94 | 5.71 | 0.756 | -18.9 | ||||||
| Net Fee Income Growth | % | ... | ... | ... | ... | ... | ... | 5.18 | -0.267 | -10.7 | 1.58 | -2.51 | ||||||
| Total Revenue Growth | % | ... | ... | ... | ... | ... | ... | 5.73 | 6.40 | 2.55 | -4.55 | -16.9 | ||||||
| Operating Cost Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | 7.40 | 5.94 | -1.69 | -4.14 | -11.9 | ||||
| Operating Profit Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | -0.082 | 8.12 | 18.1 | -5.80 | -32.3 | ||||
| Pre-Tax Profit Growth | % | ... | -9.69 | 39.9 | -88.5 | 28.0 | -1,222 | |||||||||||
| Net Profit Growth | % | ... | ... | ... | ... | ... | ... | -7.94 | 50.2 | -92.0 | -2.26 | -2,317 | ||||||
| market share | ||||||||||||||||||
| Market Share in Revenues | % | ... | ... | ... | ... | ... | 0.325 | 0.374 | 0.396 | 0.376 | 0.311 | |||||||
| Market Share in Net Profit | % | ... | ... | ... | ... | ... | 0.088 | 0.183 | 0.084 | 0.028 | ... | ... | ||||||
| Market Share in Employees | % | ... | ... | ... | ... | ... | 0.800 | 0.832 | 0.806 | 0.826 | 0.832 |
| balance sheet | Unit | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
| balance sheet | ||||||||||||||||||
| Cash | HRK mil | ... | ... | ... | ... | ... | 244 | 293 | 312 | 325 | 383 | |||||||
| Interbank Loans | HRK mil | ... | ... | ... | ... | ... | 129 | 42.1 | 42.6 | 1.38 | 1.43 | |||||||
| Customer Loans | HRK mil | ... | ... | ... | ... | ... | 662 | 772 | 798 | 737 | 654 | |||||||
| Retail Loans | HRK mil | ... | ... | ... | ... | ... | 407 | 402 | 435 | 433 | 377 | |||||||
| Corporate Loans | HRK mil | ... | ... | ... | ... | ... | 255 | 370 | 363 | 304 | 277 | |||||||
| Debt Securities | HRK mil | ... | ... | ... | ... | ... | 231 | 257 | 302 | 319 | 419 | |||||||
| Fixed Assets | HRK mil | ... | ... | ... | ... | ... | 31.8 | 33.6 | 33.4 | 32.5 | 33.4 | |||||||
| Total Assets | HRK mil | 1,331 | 1,432 | 1,515 | 1,446 | 1,526 | ||||||||||||
| Shareholders' Equity | HRK mil | 173 | 175 | 174 | 174 | 166 | ||||||||||||
| Of Which Minority Interest | HRK mil | ... | ... | ... | ... | ... | 0 | 0 | 0 | 0 | 0 | |||||||
| Liabilities | HRK mil | 1,158 | 1,257 | 1,340 | 1,272 | 1,360 | ||||||||||||
| Interbank Borrowing | HRK mil | ... | ... | ... | ... | ... | 2.60 | 2.62 | 0 | 0 | 0 | |||||||
| Customer Deposits | HRK mil | ... | ... | ... | ... | ... | 1,051 | 1,079 | 1,157 | 1,116 | 1,202 | |||||||
| Retail Deposits | HRK mil | ... | ... | ... | ... | ... | 849 | 909 | 978 | 980 | 1,048 | |||||||
| Corporate Deposits | HRK mil | ... | ... | ... | ... | ... | 203 | 169 | 179 | 136 | 154 | |||||||
| Sight Deposits | HRK mil | ... | ... | ... | ... | ... | 203 | 196 | 202 | 192 | 223 | |||||||
| Term Deposits | HRK mil | ... | ... | ... | ... | ... | 849 | 882 | 955 | 924 | 979 | |||||||
| Issued Debt Securities | HRK mil | ... | ... | ... | ... | ... | 56.2 | 159 | 167 | 141 | 141 | |||||||
| Other Liabilities | HRK mil | ... | ... | ... | ... | ... | 47.7 | 16.6 | 16.9 | 15.3 | 17.3 | |||||||
| asset quality | ||||||||||||||||||
| Non-Performing Loans | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 142 | 165 | 167 | ||
| Gross Loans | HRK mil | ... | ... | ... | ... | ... | ... | ... | 703 | 820 | 860 | 811 | 747 | |||||
| Total Provisions | HRK mil | ... | ... | ... | ... | ... | ... | ... | 40.9 | 48.1 | 62.4 | 73.6 | 92.6 | |||||
| growth rates | ||||||||||||||||||
| Customer Loan Growth | % | ... | ... | ... | ... | ... | ... | 4.08 | 16.5 | 3.38 | -7.57 | -11.3 | ||||||
| Retail Loan Growth | % | ... | ... | ... | ... | ... | ... | -12.0 | -1.35 | 8.22 | -0.462 | -12.9 | ||||||
| Corporate Loan Growth | % | ... | ... | ... | ... | ... | ... | 47.0 | 44.9 | -1.88 | -16.1 | -9.12 | ||||||
| Total Asset Growth | % | ... | 8.54 | 7.59 | 5.77 | -4.53 | 5.52 | |||||||||||
| Shareholders' Equity Growth | % | ... | 2.56 | 1.05 | -0.472 | -0.116 | -4.73 | |||||||||||
| Customer Deposit Growth | % | ... | ... | ... | ... | ... | ... | 9.48 | 2.60 | 7.27 | -3.53 | 7.69 | ||||||
| Retail Deposit Growth | % | ... | ... | ... | ... | ... | ... | 8.90 | 7.13 | 7.56 | 0.201 | 6.95 | ||||||
| Corporate Deposit Growth | % | ... | ... | ... | ... | ... | ... | 12.0 | -16.4 | 5.72 | -23.9 | 13.0 | ||||||
| market share | ||||||||||||||||||
| Market Share in Customer Loans | % | ... | ... | ... | ... | ... | 0.263 | 0.326 | 0.341 | 0.321 | 0.294 | |||||||
| Market Share in Corporate Loans | % | ... | ... | ... | ... | ... | 0.229 | 0.383 | 0.380 | 0.331 | 0.317 | |||||||
| Market Share in Consumer Loans | % | ... | ... | ... | ... | ... | 0.318 | 0.318 | 0.352 | 0.354 | 0.313 | |||||||
| Market Share in Total Assets | % | 0.319 | 0.349 | 0.365 | 0.345 | 0.367 | ||||||||||||
| Market Share in Customer Deposits | % | ... | ... | ... | ... | ... | 0.477 | 0.475 | 0.489 | 0.457 | 0.468 | |||||||
| Market Share in Retail Deposits | % | ... | ... | ... | ... | ... | 0.498 | 0.511 | 0.545 | 0.535 | 0.558 | |||||||
| Market Share in Corporate Deposits | % | ... | ... | ... | ... | ... | 0.421 | 0.376 | 0.423 | 0.311 | 0.290 |
| ratios | Unit | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
| ratios | ||||||||||||||||||
| ROE | % | ... | ... | ... | ... | ... | 1.94 | 2.87 | 0.228 | 0.223 | -5.07 | |||||||
| ROA | % | ... | ... | ... | ... | ... | 0.260 | 0.362 | 0.027 | 0.026 | -0.580 | |||||||
| Costs (As % Of Assets) | % | ... | ... | ... | ... | ... | ... | ... | 3.22 | 3.16 | 2.91 | 2.78 | 2.44 | |||||
| Costs (As % Of Income) | % | ... | ... | ... | ... | ... | ... | ... | 78.9 | 78.5 | 75.3 | 75.6 | 80.1 | |||||
| Capital Adequacy Ratio | % | 18.9 | 16.8 | 17.0 | 16.9 | 17.5 | ||||||||||||
| Net Interest Margin | % | ... | ... | ... | ... | ... | 2.92 | 2.65 | 2.63 | 2.64 | 2.13 | |||||||
| Interest Spread | % | ... | ... | ... | ... | ... | 2.36 | 2.15 | 2.18 | 2.27 | 1.81 | |||||||
| Asset Yield | % | ... | ... | ... | ... | ... | 6.56 | 6.11 | 5.99 | 5.38 | 4.63 | |||||||
| Cost Of Liabilities | % | ... | ... | ... | ... | ... | 4.20 | 3.96 | 3.82 | 3.11 | 2.83 | |||||||
| Interest Income (As % Of Revenues) | % | ... | ... | ... | ... | ... | 71.6 | 66.0 | 68.0 | 71.8 | 70.0 | |||||||
| Fee Income (As % Of Revenues) | % | ... | ... | ... | ... | ... | 19.3 | 18.1 | 15.8 | 16.8 | 19.7 | |||||||
| Other Income (As % Of Revenues) | % | ... | ... | ... | ... | ... | 9.09 | 15.9 | 16.2 | 11.4 | 10.3 | |||||||
| Cost Per Employee | USD per month | ... | ... | ... | ... | ... | ... | ... | 1,850 | 1,709 | 1,845 | 1,664 | 1,400 | |||||
| Cost Per Employee (Local Currency) | HRK per month | ... | ... | ... | ... | ... | ... | ... | 9,897 | 9,997 | 10,530 | 9,868 | 9,329 | |||||
| Staff Cost (As % Of Total Cost) | % | ... | ... | ... | ... | ... | ... | ... | 50.5 | 49.5 | 51.5 | 50.4 | 53.8 | |||||
| Equity (As % Of Assets) | % | 13.0 | 12.2 | 11.5 | 12.0 | 10.9 | ||||||||||||
| Loans (As % Of Deposits) | % | ... | ... | ... | ... | ... | 63.0 | 71.5 | 68.9 | 66.1 | 54.4 | |||||||
| Loans (As % Assets) | % | ... | ... | ... | ... | ... | 49.8 | 53.9 | 52.7 | 51.0 | 42.8 | |||||||
| NPLs (As % Of Loans) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 16.6 | 20.4 | 22.4 | ||
| Provisions (As % Of NPLs) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 43.8 | 44.5 | 55.5 | ||
| Provisions (As % Of Loans) | % | ... | ... | ... | ... | ... | ... | ... | 6.17 | 6.24 | 7.82 | 9.98 | 14.2 | |||||
| Cost of Provisions (As % Of Loans) | % | ... | ... | ... | ... | ... | 0.993 | 0.770 | 1.70 | 1.61 | 2.81 |
| other data | Unit | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
| other data | ||||||||||||||||||
| Employees | ... | ... | ... | ... | ... | 175 | 180 | 175 | 175 | 174 | ||||||||
| Sight (As % Of Customer Deposits) | % | ... | ... | ... | ... | ... | 19.3 | 18.2 | 17.5 | 17.2 | 18.6 |
Get all company financials in excel:
By Helgi Library - August 11, 2018
Slatinska Banka's customer deposits reached HRK 1,267 mil in 2017, down 1.82% compared to the previous year. Croatian banking sector accepted customer deposits of HRK 273 bil in 2017, up 2.57% when compared to the last year. Slatinska Banka accounted for ...
By Helgi Library - August 11, 2018
Slatinska Banka's customer loans reached HRK 778 mil in 2017, up 23.0% compared to the previous year. Croatian banking sector provided customer loans of HRK 213 bil in 2017, down 0.828% when compared to the last year. Slatinska Banka accounted for 0.365% ...
By Helgi Library - August 11, 2018
Slatinska Banka's customer deposits reached HRK 1,267 mil in 2017, down 1.82% compared to the previous year. Croatian banking sector accepted customer deposits of HRK 273 bil in 2017, up 2.57% when compared to the last year. Slatinska Banka accounted for ...
By Helgi Library - August 11, 2018
Slatinska Banka's retail deposits reached HRK 1,082 mil in 2017, down 2.04% compared to the previous year. Croatian banking sector accepted retail deposits of HRK 190 bil in 2017, up 0.432% when compared to the last year. Slatinska Banka accounted for 0.5...
By Helgi Library - August 11, 2018
Slatinska Banka's retail deposits reached HRK 1,082 mil in 2017, down 2.04% compared to the previous year. Croatian banking sector accepted retail deposits of HRK 190 bil in 2017, up 0.432% when compared to the last year. Slatinska Banka accounted for 0.5...
By Helgi Library - August 11, 2018
Slatinska Banka's non-performing loans reached 18.3% of total loans at the end of 2017, down from 20.9% compared to the previous year. Historically, the NPL ratio hit an all time high of 22.4% in 2015 and an all time low of 16.6% in 2013. Provision coverage...
By Helgi Library - August 11, 2018
Slatinska Banka made a net profit of HRK 0.649 mil under revenues of HRK 64.7 mil in 2017, up 143% and 36.9% respectively compared to the previous year. Historically, the bank’s net profit reached an all time high of HRK 9.84 mil in 2007 and an all time low of HRK -8...
By Helgi Library - August 11, 2018
Slatinska Banka's non-performing loans reached 18.3% of total loans at the end of 2017, down from 20.9% compared to the previous year. Historically, the NPL ratio hit an all time high of 22.4% in 2015 and an all time low of 16.6% in 2013. Provision coverage...
By Helgi Library - August 11, 2018
Slatinska Banka made a net profit of HRK 0.649 mil under revenues of HRK 64.7 mil in 2017, up 143% and 36.9% respectively compared to the previous year. Historically, the bank’s net profit reached an all time high of HRK 9.84 mil in 2007 and an all time low of HRK -8...
By Helgi Library - August 11, 2018
Slatinska Banka's net interest margin amounted to 2.56% in 2017, up from 1.99% compared to the previous year. Historically, the bank’s net interest margin reached an all time high of 3.79% in 2008 and an all time low of 1.99% in 2016. The average margin...
Slatinska Banka has been growing its revenues and asset by 5.97% and 3.20% a year on average in the last 3 years. Its loans and deposits have grown by 1.80% and 4.31% a year during that time and loans to deposits ratio reached 61.4% at the end of 2017. The company achieved an average return on equity of -1.86% in the last three years with net profit growing 18.6% a year on average. In terms of operating efficiency, its cost to income ratio reached 62.6% in 2017, compared to 73.2% average in the last three years.
Equity represented 10.4% of total assets or 21.2% of loans at the end of 2017. Slatinska Banka's non-performing loans were 18.3% of total loans while provisions covered some 72.7% of NPLs at the end of 2017.
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