Profit Statement | 2015 | 2016 | 2017 | |
Net Interest Income | EUR mil | 20.1 | 19.1 | 19.2 |
Net Fee Income | EUR mil | 10.9 | 10.8 | 10.8 |
Other Income | EUR mil | 28.5 | 28.1 | 28.8 |
Total Revenues | EUR mil | 59.5 | 58.0 | 58.7 |
Staff Cost | EUR mil | 29.2 | 29.0 | 29.6 |
Operating Profit | EUR mil | 11.0 | 11.1 | 11.3 |
Provisions | EUR mil | 3.71 | 1.51 | 1.59 |
Net Profit | EUR mil | 4.24 | 24.2 | 38.4 |
Balance Sheet | 2015 | 2016 | 2017 | |
Interbank Loans | EUR mil | 723 | 716 | 760 |
Customer Loans | EUR mil | 858 | 850 | 888 |
Total Assets | EUR mil | 2,570 | 2,547 | 2,755 |
Shareholders' Equity | EUR mil | 250 | 274 | 296 |
Interbank Borrowing | EUR mil | 1,532 | 1,443 | 1,589 |
Customer Deposits | EUR mil | 410 | 460 | 500 |
Issued Debt Securities | EUR mil | 269 | 260 | 303 |
Ratios | 2015 | 2016 | 2017 | |
ROE | % | 1.70 | 9.24 | 13.5 |
ROA | % | 0.165 | 0.946 | 1.45 |
Costs (As % Of Assets) | % | 1.88 | 1.83 | 1.79 |
Costs (As % Of Income) | % | 81.5 | 80.9 | 80.8 |
Capital Adequacy Ratio | % | 16.8 | 18.3 | 19.3 |
Net Interest Margin | % | 0.781 | 0.748 | 0.722 |
Loans (As % Of Deposits) | % | 210 | 185 | 178 |
Growth Rates | 2015 | 2016 | 2017 | |
Total Revenue Growth | % | ... | -2.41 | 1.21 |
Operating Cost Growth | % | ... | -3.15 | 1.20 |
Operating Profit Growth | % | ... | 0.850 | 1.26 |
Net Profit Growth | % | ... | 471 | 58.7 |
Customer Loan Growth | % | ... | -0.950 | 4.48 |
Total Asset Growth | % | ... | -0.888 | 8.17 |
Customer Deposit Growth | % | ... | 12.3 | 8.76 |
Shareholders' Equity Growth | % | ... | 9.47 | 8.34 |
Employees | ... | 1,506 | 1,541 |
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