By Helgi Library - August 19, 2019
Raiffeisenbank Russia made a net profit of RUB 9.41 bil under revenues of RUB 21.4 bil in the second quarter of 2019, up 21.4% and ...
By Helgi Library - August 19, 2019
Raiffeisenbank Russia made a net profit of RUB 9.41 bil under revenues of RUB 21.4 bil in the second quarter of 2019, up 21.4% and ...
By Helgi Library - August 19, 2019
Raiffeisenbank Russia's customer deposits reached RUB 581 bil in 2015-12-31, down 0.103% compared to the previous year. Russian...
| Profit Statement | 2016 | 2017 | 2018 | |
| Net Interest Income | RUB bil | 42.5 | 45.1 | 52.6 |
| Net Fee Income | RUB bil | 14.1 | 16.4 | 17.8 |
| Other Income | RUB bil | 8.31 | 7.44 | 8.03 |
| Total Revenues | RUB bil | 64.9 | 68.9 | 78.3 |
| Staff Cost | RUB bil | 12.9 | 14.4 | 17.6 |
| Operating Profit | RUB bil | 40.0 | 40.5 | 45.6 |
| Provisions | RUB bil | 10.3 | 3.45 | 3.11 |
| Net Profit | RUB bil | 23.3 | 29.1 | 33.7 |
| Balance Sheet | 2016 | 2017 | 2018 | |
| Interbank Loans | RUB bil | 31.9 | 7.68 | 2.02 |
| Customer Loans | RUB bil | 474 | 548 | 673 |
| Total Assets | RUB bil | 754 | 843 | 1,126 |
| Shareholders' Equity | RUB bil | 116 | 117 | 146 |
| Interbank Borrowing | RUB bil | 13.5 | 49.7 | 70.9 |
| Customer Deposits | RUB bil | 548 | 643 | 872 |
| Issued Debt Securities | RUB bil | 70.8 | 26.4 | 28.5 |
| Ratios | 2016 | 2017 | 2018 | |
| ROE | % | 22.1 | 25.1 | 25.7 |
| ROA | % | 2.89 | 3.65 | 3.43 |
| Costs (As % Of Assets) | % | 3.09 | 3.56 | 3.32 |
| Costs (As % Of Income) | % | 38.4 | 41.3 | 41.7 |
| Capital Adequacy Ratio | % | 26.3 | 24.7 | 24.2 |
| Net Interest Margin | % | 5.27 | 5.65 | 5.34 |
| Loans (As % Of Deposits) | % | 86.6 | 85.3 | 77.2 |
| NPLs (As % Of Loans) | % | 4.12 | 2.82 | 1.45 |
| Provisions (As % Of NPLs) | % | 121 | 120 | 160 |
| Growth Rates | 2016 | 2017 | 2018 | |
| Total Revenue Growth | % | -17.9 | 6.11 | 13.7 |
| Operating Cost Growth | % | -23.2 | 14.0 | 15.0 |
| Operating Profit Growth | % | -14.2 | 1.17 | 12.8 |
| Net Profit Growth | % | -6.31 | 25.2 | 15.8 |
| Customer Loan Growth | % | -9.17 | 15.5 | 22.9 |
| Total Asset Growth | % | -12.2 | 11.8 | 33.6 |
| Customer Deposit Growth | % | -5.79 | 17.3 | 35.8 |
| Shareholders' Equity Growth | % | 22.4 | 0.564 | 24.9 |
| Employees | 7,664 | 8,171 | 8,949 | |
Get all company financials in excel:
| summary | Unit | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
| income statement | ||||||||||||||||||||
| Net Interest Income | RUB bil | 25.0 | 29.1 | 43.2 | 43.4 | 42.5 | ||||||||||||||
| Total Revenues | RUB bil | 48.6 | 52.9 | 64.8 | 79.1 | 64.9 | ||||||||||||||
| Operating Profit | RUB bil | 23.6 | 28.2 | 19.6 | 46.6 | 40.0 | ||||||||||||||
| Net Profit | RUB bil | 17.9 | 20.4 | 7.67 | 24.9 | 23.3 | ||||||||||||||
| balance sheet | ||||||||||||||||||||
| Interbank Loans | RUB bil | 17.1 | 9.79 | 15.4 | 35.0 | 31.9 | ||||||||||||||
| Customer Loans | RUB bil | 368 | 432 | 574 | 522 | 474 | ||||||||||||||
| Debt Securities | RUB bil | 63.3 | 79.1 | 87.3 | 115 | 97.2 | ||||||||||||||
| Total Assets | RUB bil | 637 | 711 | 893 | 859 | 754 | ||||||||||||||
| Shareholders' Equity | RUB bil | 107 | 116 | 101 | 94.7 | 116 | ||||||||||||||
| Interbank Borrowing | RUB bil | 54.7 | 66.0 | 77.5 | 45.7 | 13.5 | ||||||||||||||
| Customer Deposits | RUB bil | 392 | 452 | 532 | 581 | 548 | ||||||||||||||
| Issued Debt Securities | RUB bil | 62.1 | 49.8 | 89.1 | 74.3 | 70.8 | ||||||||||||||
| ratios | ||||||||||||||||||||
| ROE | % | 17.6 | 18.3 | 7.09 | 25.4 | 22.1 | ||||||||||||||
| ROA | % | 2.87 | 3.02 | 0.956 | 2.84 | 2.89 | ||||||||||||||
| Costs (As % Of Assets) | % | 4.02 | 3.67 | 5.63 | 3.71 | 3.09 | ||||||||||||||
| Costs (As % Of Income) | % | 51.4 | 46.8 | 69.7 | 41.1 | 38.4 | ||||||||||||||
| Capital Adequacy Ratio | % | ... | 19.3 | 19.5 | 18.3 | 20.6 | 26.3 | |||||||||||||
| Net Interest Margin | % | 4.02 | 4.32 | 5.38 | 4.95 | 5.27 | ||||||||||||||
| Interest Income (As % Of Revenues) | % | 51.5 | 55.1 | 66.6 | 54.9 | 65.4 | ||||||||||||||
| Fee Income (As % Of Revenues) | % | 18.4 | 20.0 | 17.5 | 16.4 | 21.8 | ||||||||||||||
| Staff Cost (As % Of Total Cost) | % | 42.8 | 48.3 | 23.7 | 36.5 | 51.6 | ||||||||||||||
| Equity (As % Of Assets) | % | 16.9 | 16.3 | 11.3 | 11.0 | 15.4 | ||||||||||||||
| Loans (As % Of Deposits) | % | 94.0 | 95.5 | 108 | 89.9 | 86.6 | ||||||||||||||
| Loans (As % Assets) | % | 57.8 | 60.8 | 64.3 | 60.8 | 62.9 | ||||||||||||||
| NPLs (As % Of Loans) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 3.69 | 3.34 | 3.98 | 5.60 | 4.12 | |||||
| Provisions (As % Of NPLs) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 146 | 115 | 106 | 114 | 121 | |||||
| valuation | ||||||||||||||||||||
| Book Value Per Share Growth | % | ... | 2.63 | 16.6 | 48.1 | 0.484 | -2.05 |
| income statement | Unit | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
| income statement | ||||||||||||||||||||
| Interest Income | RUB bil | 41.6 | 49.5 | 80.8 | 103 | 91.6 | ||||||||||||||
| Interest Cost | RUB bil | 16.6 | 20.4 | 37.6 | 59.6 | 49.1 | ||||||||||||||
| Net Interest Income | RUB bil | 25.0 | 29.1 | 43.2 | 43.4 | 42.5 | ||||||||||||||
| Net Fee Income | RUB bil | 8.92 | 10.6 | 11.4 | 12.9 | 14.1 | ||||||||||||||
| Other Income | RUB bil | 14.6 | 13.2 | 10.3 | 22.8 | 8.31 | ||||||||||||||
| Total Revenues | RUB bil | 48.6 | 52.9 | 64.8 | 79.1 | 64.9 | ||||||||||||||
| Staff Cost | RUB bil | 10.7 | 12.0 | 10.7 | 11.8 | 12.9 | ||||||||||||||
| Depreciation | RUB bil | 1.59 | 1.87 | 2.81 | 3.10 | 3.78 | ||||||||||||||
| Other Cost | RUB bil | 12.7 | 10.9 | 31.6 | 17.5 | 8.30 | ||||||||||||||
| Operating Cost | RUB bil | 25.0 | 24.8 | 45.2 | 32.5 | 24.9 | ||||||||||||||
| Operating Profit | RUB bil | 23.6 | 28.2 | 19.6 | 46.6 | 40.0 | ||||||||||||||
| Provisions | RUB bil | 0.882 | 2.18 | 7.33 | 15.4 | 10.3 | ||||||||||||||
| Extra and Other Cost | RUB bil | -0.213 | 0.167 | 0 | 0 | 0 | ||||||||||||||
| Pre-Tax Profit | RUB bil | 22.9 | 25.8 | 12.3 | 31.2 | 29.7 | ||||||||||||||
| Tax | RUB bil | 5.06 | 5.43 | 4.64 | 6.30 | 6.39 | ||||||||||||||
| Minorities | RUB bil | 0 | 0 | 0 | 0 | 0 | ||||||||||||||
| Net Profit | RUB bil | 17.9 | 20.4 | 7.67 | 24.9 | 23.3 | ||||||||||||||
| growth rates | ||||||||||||||||||||
| Net Interest Income Growth | % | ... | 2.63 | 16.6 | 48.1 | 0.484 | -2.05 | |||||||||||||
| Net Fee Income Growth | % | ... | 15.0 | 18.6 | 7.27 | 14.0 | 9.18 | |||||||||||||
| Total Revenue Growth | % | ... | 21.9 | 8.98 | 22.5 | 22.0 | -17.9 | |||||||||||||
| Operating Cost Growth | % | ... | 9.90 | -0.862 | 82.4 | -28.1 | -23.2 | |||||||||||||
| Operating Profit Growth | % | ... | 38.0 | 19.4 | -30.2 | 137 | -14.2 | |||||||||||||
| Pre-Tax Profit Growth | % | ... | 25.3 | 12.7 | -52.3 | 153 | -4.75 | |||||||||||||
| Net Profit Growth | % | ... | 28.9 | 14.2 | -62.4 | 224 | -6.31 | |||||||||||||
| market share | ||||||||||||||||||||
| Market Share in Revenues | % | ... | ... | ... | ... | 1.22 | 1.17 | 1.08 | 1.18 | 0.495 | ... | |||||||||
| Market Share in Net Profit | % | ... | ... | ... | ... | 2.26 | 2.81 | 1.58 | 29.2 | 3.55 | ... | |||||||||
| Market Share in Employees | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0.854 | 0.901 | ... | ... | ... |
| Market Share in Branches | % | ... | ... | ... | ... | ... | ... | 0.417 | 0.433 | 0.505 | 0.497 | 0.527 | ... |
| balance sheet | Unit | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
| balance sheet | ||||||||||||||||||||
| Cash | RUB bil | 160 | 160 | 185 | 160 | 128 | ||||||||||||||
| Interbank Loans | RUB bil | 17.1 | 9.79 | 15.4 | 35.0 | 31.9 | ||||||||||||||
| Customer Loans | RUB bil | 368 | 432 | 574 | 522 | 474 | ||||||||||||||
| Retail Loans | RUB bil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 127 | 182 | 210 | 182 | 187 | |||||
| Mortgage Loans | RUB bil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 66.8 | ||
| Consumer Loans | RUB bil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 120 | ||
| Corporate Loans | RUB bil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 239 | 233 | 347 | 341 | 312 | |||||
| Debt Securities | RUB bil | 63.3 | 79.1 | 87.3 | 115 | 97.2 | ||||||||||||||
| Fixed Assets | RUB bil | 24.8 | 26.8 | 17.5 | 16.6 | 14.7 | ||||||||||||||
| Total Assets | RUB bil | 637 | 711 | 893 | 859 | 754 | ||||||||||||||
| Shareholders' Equity | RUB bil | 107 | 116 | 101 | 94.7 | 116 | ||||||||||||||
| Of Which Minority Interest | RUB bil | 0 | 0 | 0 | 0 | 0 | ||||||||||||||
| Liabilities | RUB bil | 530 | 596 | 793 | 764 | 638 | ||||||||||||||
| Interbank Borrowing | RUB bil | 54.7 | 66.0 | 77.5 | 45.7 | 13.5 | ||||||||||||||
| Customer Deposits | RUB bil | 392 | 452 | 532 | 581 | 548 | ||||||||||||||
| Retail Deposits | RUB bil | ... | ... | ... | 223 | 261 | 311 | 367 | 354 | |||||||||||
| Corporate Deposits | RUB bil | ... | ... | ... | 168 | 189 | 219 | 213 | 193 | |||||||||||
| Sight Deposits | RUB bil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 339 | ||
| Term Deposits | RUB bil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 209 | ||
| Issued Debt Securities | RUB bil | 62.1 | 49.8 | 89.1 | 74.3 | 70.8 | ||||||||||||||
| Other Liabilities | RUB bil | 21.1 | 27.3 | 94.1 | 62.5 | 6.00 | ||||||||||||||
| asset quality | ||||||||||||||||||||
| Non-Performing Loans | RUB bil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 14.3 | 15.0 | 23.8 | 31.3 | 20.6 | |||||
| Gross Loans | RUB bil | 389 | 449 | 599 | 558 | 499 | ||||||||||||||
| Total Provisions | RUB bil | ... | ... | ... | 20.9 | 17.3 | 25.3 | 35.7 | 24.9 | |||||||||||
| growth rates | ||||||||||||||||||||
| Customer Loan Growth | % | ... | 3.81 | 17.4 | 32.8 | -9.02 | -9.17 | |||||||||||||
| Retail Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 22.2 | 43.1 | 15.6 | -13.4 | 2.86 | ||||
| Mortgage Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ||
| Consumer Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ||
| Corporate Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | -9.93 | -2.29 | 48.8 | -1.76 | -8.50 | ||||
| Total Asset Growth | % | ... | 5.31 | 11.6 | 25.6 | -3.89 | -12.2 | |||||||||||||
| Shareholders' Equity Growth | % | ... | 12.2 | 7.76 | -13.1 | -5.91 | 22.4 | |||||||||||||
| Customer Deposit Growth | % | ... | -1.91 | 15.5 | 17.6 | 9.28 | -5.79 | |||||||||||||
| Retail Deposit Growth | % | ... | ... | ... | ... | ... | 5.09 | 17.1 | 19.0 | 18.1 | -3.58 | |||||||||
| Corporate Deposit Growth | % | ... | ... | ... | ... | ... | -9.93 | 12.8 | 15.8 | -2.95 | -9.12 | |||||||||
| market share | ||||||||||||||||||||
| Market Share in Customer Loans | % | 1.23 | 1.22 | 1.26 | 1.06 | 1.01 | ... | |||||||||||||
| Market Share in Corporate Loans | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1.28 | 1.10 | 1.27 | 1.12 | 1.14 | ... | |||
| Market Share in Retail Loans | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1.91 | ... | |
| Market Share in Consumer Loans | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1.64 | 1.82 | 1.85 | 1.70 | 1.73 | ... | ||||
| Market Share in Mortgage Loans | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1.49 | ... | |
| Market Share in Total Assets | % | ... | ... | ... | ... | 1.37 | 1.31 | 1.22 | 1.12 | 1.02 | ... | |||||||||
| Market Share in Customer Deposits | % | ... | ... | ... | ... | 1.91 | 1.90 | 1.69 | 1.55 | 1.56 | ... | |||||||||
| Market Share in Retail Deposits | % | ... | ... | ... | ... | ... | ... | ... | 1.57 | 1.54 | 1.68 | 1.58 | 1.46 | ... | ||||||
| Market Share in Corporate Deposits | % | ... | ... | ... | ... | ... | ... | ... | 1.75 | 1.75 | 1.29 | 1.12 | 1.18 | ... |
| ratios | Unit | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
| ratios | ||||||||||||||||||||
| ROE | % | 17.6 | 18.3 | 7.09 | 25.4 | 22.1 | ||||||||||||||
| ROA | % | 2.87 | 3.02 | 0.956 | 2.84 | 2.89 | ||||||||||||||
| Costs (As % Of Assets) | % | 4.02 | 3.67 | 5.63 | 3.71 | 3.09 | ||||||||||||||
| Costs (As % Of Income) | % | 51.4 | 46.8 | 69.7 | 41.1 | 38.4 | ||||||||||||||
| Capital Adequacy Ratio | % | ... | 19.3 | 19.5 | 18.3 | 20.6 | 26.3 | |||||||||||||
| Net Interest Margin | % | 4.02 | 4.32 | 5.38 | 4.95 | 5.27 | ||||||||||||||
| Interest Spread | % | ... | 3.50 | 3.72 | 4.65 | 4.10 | 4.35 | |||||||||||||
| Asset Yield | % | 6.70 | 7.35 | 10.1 | 11.8 | 11.4 | ||||||||||||||
| Cost Of Liabilities | % | ... | 3.20 | 3.63 | 5.42 | 7.66 | 7.01 | |||||||||||||
| Interest Income (As % Of Revenues) | % | 51.5 | 55.1 | 66.6 | 54.9 | 65.4 | ||||||||||||||
| Fee Income (As % Of Revenues) | % | 18.4 | 20.0 | 17.5 | 16.4 | 21.8 | ||||||||||||||
| Other Income (As % Of Revenues) | % | 30.2 | 24.9 | 15.9 | 28.8 | 12.8 | ||||||||||||||
| Cost Per Employee | USD per month | ... | ... | ... | ... | ... | ... | 3,584 | 3,732 | 2,354 | 1,955 | 2,093 | ||||||||
| Cost Per Employee (Local Currency) | RUB per month | ... | ... | ... | ... | ... | ... | 111,315 | 118,883 | 110,179 | 130,636 | 139,781 | ||||||||
| Staff Cost (As % Of Total Cost) | % | 42.8 | 48.3 | 23.7 | 36.5 | 51.6 | ||||||||||||||
| Equity (As % Of Assets) | % | 16.9 | 16.3 | 11.3 | 11.0 | 15.4 | ||||||||||||||
| Loans (As % Of Deposits) | % | 94.0 | 95.5 | 108 | 89.9 | 86.6 | ||||||||||||||
| Loans (As % Assets) | % | 57.8 | 60.8 | 64.3 | 60.8 | 62.9 | ||||||||||||||
| NPLs (As % Of Loans) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 3.69 | 3.34 | 3.98 | 5.60 | 4.12 | |||||
| Provisions (As % Of NPLs) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 146 | 115 | 106 | 114 | 121 | |||||
| Provisions (As % Of Loans) | % | ... | ... | ... | 5.67 | 4.00 | 4.40 | 6.84 | 5.25 | |||||||||||
| Cost of Provisions (As % Of Loans) | % | 0.244 | 0.544 | 1.46 | 2.81 | 2.07 |
| other data | Unit | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
| other data | ||||||||||||||||||||
| Branches | ... | ... | ... | ... | ... | ... | 178 | 187 | 210 | 184 | 179 | |||||||||
| Employees | ... | ... | ... | ... | ... | ... | 8,003 | 8,380 | 8,110 | 7,554 | 7,664 | |||||||||
| Sight (As % Of Customer Deposits) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 61.9 |
Get all company financials in excel:
By Helgi Library - August 19, 2019
Raiffeisenbank Russia's customer deposits reached RUB 581 bil in 2015-12-31, down 0.103% compared to the previous year. Russian banking sector accepted customer deposits of RUB 37,459 bil in 2015-12-31, up 5.92% when compared to the last year. Raiffeisenb...
By Helgi Library - August 19, 2019
Raiffeisenbank Russia generated total banking revenues of RUB 21.4 bil in the second quarter of 2019, up 15.5% when compared to the same period of last year and 6.49% when compared to the previous quarter. Historically, the bank’s revenues containing of inter...
By Helgi Library - August 19, 2019
Raiffeisenbank Russia generated total banking revenues of RUB 21.4 bil in the second quarter of 2019, up 15.5% when compared to the same period of last year and 6.49% when compared to the previous quarter. Historically, the bank’s revenues containing of inter...
By Helgi Library - August 19, 2019
Raiffeisenbank Russia's capital adequacy ratio reached 23.4% at the end of second quarter of 2019, down from 25.0% when compared to the previous quarter. Historically, the bank’s capital ratio hit an all time high of 26.5% in 4Q2016 and an all time low of 17.0% in ...
By Helgi Library - August 19, 2019
Raiffeisenbank Russia's capital adequacy ratio reached 23.4% at the end of second quarter of 2019, down from 25.0% when compared to the previous quarter. Historically, the bank’s capital ratio hit an all time high of 26.5% in 4Q2016 and an all time low of 17.0% in ...
By Helgi Library - October 7, 2019
Raiffeisenbank Russia's Equity reached 12.6% of total assets in the 2Q2019, up from 12.1% for the previous year. As a share of net customer loans, the ratio amounted to 20.7% at the end of the second quarter of 2019. ...
By Helgi Library - October 7, 2019
Raiffeisenbank Russia's Equity reached 12.6% of total assets in the 2Q2019, up from 12.1% for the previous year. As a share of net customer loans, the ratio amounted to 20.7% at the end of the second quarter of 2019. ...
By Helgi Library - August 19, 2019
Raiffeisenbank Russia made a net profit of RUB 33.7 bil under revenues of RUB 78.3 bil in 2018, up 15.8% and 13.7% respectively compared to the previous year. Historically, the bank’s net profit reached an all time high of RUB 33.7 bil in 2018 and an all time low of ...
By Helgi Library - August 19, 2019
Raiffeisenbank Russia made a net profit of RUB 33.7 bil under revenues of RUB 78.3 bil in 2018, up 15.8% and 13.7% respectively compared to the previous year. Historically, the bank’s net profit reached an all time high of RUB 33.7 bil in 2018 and an all time low of ...
By Helgi Library - August 19, 2019
Raiffeisenbank Russia's non-performing loans reached 1.45% of total loans at the end of 2018, down from 2.82% compared to the previous year. Historically, the NPL ratio hit an all time high of 10.9% in 2009 and an all time low of 1.45% in 2018. Provision co...
ZAO Raiffeisenbank Austria (or Raiffeisenbank Russia) is a Russia-based commercial bank. The Bank offers a typical range of banking services and products for retail as well as corporate segment, but provides also investment banking and treasury services, asset management, private banking, or leasing, for example. At the end of 2015, the Bank operated 184 branches, employed more than 7,500 persons and held more than 1.0% of total bank assets in Russia. The Bank is effectively a 100% subsidiary of Raiffeisen Bank International AG (RBI), which is one of the biggest players in the emerging Europe. Raiffeisen has been operating on the Russian market since 1989. In 1996, the Raiffeisenbank ZAO has been opened in Moscow
Raiffeisenbank Russia has been growing its revenues and asset by 5.11% and 6.16% a year on average in the last 10 years. Its loans and deposits have grown by 6.33% and 12.9% a year during that time and loans to deposits ratio reached 77.2% at the end of 2018. The company achieved an average return on equity of 17.2% in the last decade with net profit growing 11.7% a year on average. In terms of operating efficiency, its cost to income ratio reached 41.7% in 2018, compared to 50.3% average in the last decade.
Equity represented 12.9% of total assets or 21.6% of loans at the end of 2018. Raiffeisenbank Russia's non-performing loans were 1.45% of total loans while provisions covered some 160% of NPLs at the end of 2018.
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