By Helgi Library - July 3, 2018
Privredna Banka Zagreb employed 4,922 persons in 2017, up 1.44% compared to the previous year. Historically, the bank's workforc...
By Helgi Library - July 3, 2018
Privredna Banka Zagreb employed 4,922 persons in 2017, up 1.44% compared to the previous year. Historically, the bank's workforc...
By Helgi Library - July 3, 2018
Privredna Banka Zagreb employed 4,922 persons in 2017, up 1.44% when compared to the previous year. Historically, the bank's wor...
| Profit Statement | 2015 | 2016 | 2017 | |
| Net Interest Income | HRK mil | 2,515 | 2,950 | 2,974 |
| Net Fee Income | HRK mil | 1,228 | 1,440 | 1,501 |
| Other Income | HRK mil | 256 | 834 | 433 |
| Total Revenues | HRK mil | 3,999 | 5,224 | 4,908 |
| Staff Cost | HRK mil | 851 | 1,081 | 1,102 |
| Operating Profit | HRK mil | 1,929 | 2,741 | 2,465 |
| Provisions | HRK mil | 1,462 | 602 | 823 |
| Net Profit | HRK mil | 365 | 1,660 | 1,331 |
| Balance Sheet | 2015 | 2016 | 2017 | |
| Interbank Loans | HRK mil | 3,450 | 3,614 | 2,414 |
| Customer Loans | HRK mil | 62,305 | 65,177 | 64,900 |
| Total Assets | HRK mil | 95,791 | 99,708 | 102,912 |
| Shareholders' Equity | HRK mil | 15,406 | 16,750 | 16,599 |
| Interbank Borrowing | HRK mil | 1,257 | 1,595 | 1,191 |
| Customer Deposits | HRK mil | 71,745 | 74,284 | 78,157 |
| Issued Debt Securities | HRK mil | 5,029 | 4,236 | 3,784 |
| Ratios | 2015 | 2016 | 2017 | |
| ROE | % | 2.48 | 10.3 | 7.98 |
| ROA | % | 0.419 | 1.70 | 1.31 |
| Costs (As % Of Assets) | % | 2.38 | 2.54 | 2.41 |
| Costs (As % Of Income) | % | 51.8 | 47.5 | 49.8 |
| Capital Adequacy Ratio | % | 22.3 | 24.8 | 23.2 |
| Net Interest Margin | % | 2.89 | 3.02 | 2.94 |
| Loans (As % Of Deposits) | % | 86.8 | 87.7 | 83.0 |
| NPLs (As % Of Loans) | % | 11.9 | 9.70 | 8.96 |
| Provisions (As % Of NPLs) | % | 70.5 | 62.7 | 62.2 |
| Growth Rates | 2015 | 2016 | 2017 | |
| Total Revenue Growth | % | 1.01 | 30.6 | -6.05 |
| Operating Cost Growth | % | -0.097 | 20.0 | -1.61 |
| Operating Profit Growth | % | 2.23 | 42.1 | -10.1 |
| Net Profit Growth | % | -62.9 | 355 | -19.8 |
| Customer Loan Growth | % | 21.7 | 4.61 | -0.425 |
| Total Asset Growth | % | 22.3 | 4.09 | 3.21 |
| Customer Deposit Growth | % | 29.6 | 3.54 | 5.21 |
| Shareholders' Equity Growth | % | 9.86 | 8.72 | -0.901 |
| Employees | 3,580 | 4,852 | 4,922 | |
Get all company financials in excel:
| summary | Unit | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
| income statement | ||||||||||||||||||||||
| Net Interest Income | HRK mil | 2,480 | 2,406 | 2,257 | 2,454 | 2,515 | ||||||||||||||||
| Total Revenues | HRK mil | 3,874 | 3,761 | 3,726 | 3,959 | 3,999 | ||||||||||||||||
| Operating Profit | HRK mil | 1,950 | 1,815 | 1,713 | 1,887 | 1,929 | ||||||||||||||||
| Net Profit | HRK mil | 1,268 | 1,014 | 821 | 985 | 365 | ||||||||||||||||
| balance sheet | ||||||||||||||||||||||
| Interbank Loans | HRK mil | 7,036 | 6,250 | 6,039 | 5,585 | 3,450 | ||||||||||||||||
| Customer Loans | HRK mil | 51,398 | 49,960 | 48,274 | 51,187 | 62,305 | ||||||||||||||||
| Debt Securities | HRK mil | 4,723 | 5,103 | 5,611 | 6,948 | 7,109 | ||||||||||||||||
| Total Assets | HRK mil | 74,154 | 72,554 | 70,117 | 78,328 | 95,791 | ||||||||||||||||
| Shareholders' Equity | HRK mil | 12,322 | 12,788 | 13,495 | 14,023 | 15,406 | ||||||||||||||||
| Interbank Borrowing | HRK mil | 2,994 | 727 | 1,047 | 1,299 | 1,257 | ||||||||||||||||
| Customer Deposits | HRK mil | 47,431 | 48,143 | 51,100 | 55,346 | 71,745 | ||||||||||||||||
| Issued Debt Securities | HRK mil | 9,311 | 8,936 | 7,599 | 5,569 | 5,029 | ||||||||||||||||
| ratios | ||||||||||||||||||||||
| ROE | % | 10.7 | 8.08 | 6.25 | 7.16 | 2.48 | ||||||||||||||||
| ROA | % | 1.74 | 1.38 | 1.15 | 1.33 | 0.419 | ||||||||||||||||
| Costs (As % Of Assets) | % | 2.64 | 2.65 | 2.82 | 2.79 | 2.38 | ||||||||||||||||
| Costs (As % Of Income) | % | 49.7 | 51.7 | 54.0 | 52.3 | 51.8 | ||||||||||||||||
| Capital Adequacy Ratio | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 21.6 | 21.8 | 24.2 | 22.1 | 22.3 | |||||||
| Net Interest Margin | % | 3.41 | 3.28 | 3.16 | 3.31 | 2.89 | ||||||||||||||||
| Interest Income (As % Of Revenues) | % | 64.0 | 64.0 | 60.6 | 62.0 | 62.9 | ||||||||||||||||
| Fee Income (As % Of Revenues) | % | 28.7 | 29.0 | 29.3 | 30.1 | 30.7 | ||||||||||||||||
| Staff Cost (As % Of Total Cost) | % | 40.0 | 37.2 | 37.3 | 42.2 | 41.1 | ||||||||||||||||
| Equity (As % Of Assets) | % | 16.6 | 17.6 | 19.2 | 17.9 | 16.1 | ||||||||||||||||
| Loans (As % Of Deposits) | % | 108 | 104 | 94.5 | 92.5 | 86.8 | ||||||||||||||||
| Loans (As % Assets) | % | 69.3 | 68.9 | 68.8 | 65.3 | 65.0 | ||||||||||||||||
| NPLs (As % Of Loans) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 7.37 | 11.7 | 14.6 | 13.9 | 11.9 | |||||||
| Provisions (As % Of NPLs) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 79.3 | 58.8 | 56.9 | 62.9 | 70.5 | |||||||
| valuation | ||||||||||||||||||||||
| Book Value Per Share Growth | % | ... | 12.7 | -2.98 | -6.19 | 8.73 | 2.49 |
| income statement | Unit | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
| income statement | ||||||||||||||||||||||
| Interest Income | HRK mil | 3,935 | 3,850 | 3,475 | 3,589 | 3,445 | ||||||||||||||||
| Interest Cost | HRK mil | 1,455 | 1,444 | 1,218 | 1,135 | 930 | ||||||||||||||||
| Net Interest Income | HRK mil | 2,480 | 2,406 | 2,257 | 2,454 | 2,515 | ||||||||||||||||
| Net Fee Income | HRK mil | 1,112 | 1,090 | 1,090 | 1,191 | 1,228 | ||||||||||||||||
| Other Income | HRK mil | 282 | 265 | 379 | 314 | 256 | ||||||||||||||||
| Total Revenues | HRK mil | 3,874 | 3,761 | 3,726 | 3,959 | 3,999 | ||||||||||||||||
| Staff Cost | HRK mil | 770 | 724 | 751 | 874 | 851 | ||||||||||||||||
| Depreciation | HRK mil | 213 | 191 | 183 | 181 | 174 | ||||||||||||||||
| Other Cost | HRK mil | 941 | 1,031 | 1,079 | 1,017 | 1,045 | ||||||||||||||||
| Operating Cost | HRK mil | 1,924 | 1,946 | 2,013 | 2,072 | 2,070 | ||||||||||||||||
| Operating Profit | HRK mil | 1,950 | 1,815 | 1,713 | 1,887 | 1,929 | ||||||||||||||||
| Provisions | HRK mil | 369 | 543 | 661 | 644 | 1,462 | ||||||||||||||||
| Extra and Other Cost | HRK mil | 0 | 0 | 0 | 0 | 0 | ||||||||||||||||
| Pre-Tax Profit | HRK mil | 1,581 | 1,272 | 1,052 | 1,243 | 467 | ||||||||||||||||
| Tax | HRK mil | 313 | 258 | 231 | 254 | 97.0 | ||||||||||||||||
| Minorities | HRK mil | 0 | 0 | 0 | 0.004 | 0.005 | ||||||||||||||||
| Net Profit | HRK mil | 1,268 | 1,014 | 821 | 985 | 365 | ||||||||||||||||
| growth rates | ||||||||||||||||||||||
| Net Interest Income Growth | % | ... | 12.7 | -2.98 | -6.19 | 8.73 | 2.49 | |||||||||||||||
| Net Fee Income Growth | % | ... | 2.02 | -1.98 | 0 | 9.27 | 3.11 | |||||||||||||||
| Total Revenue Growth | % | ... | 8.97 | -2.92 | -0.931 | 6.25 | 1.01 | |||||||||||||||
| Operating Cost Growth | % | ... | 2.50 | 1.14 | 3.44 | 2.93 | -0.097 | |||||||||||||||
| Operating Profit Growth | % | ... | 16.2 | -6.92 | -5.62 | 10.2 | 2.23 | |||||||||||||||
| Pre-Tax Profit Growth | % | ... | 24.1 | -19.5 | -17.3 | 18.2 | -62.4 | |||||||||||||||
| Net Profit Growth | % | ... | 24.1 | -20.0 | -19.0 | 20.0 | -62.9 | |||||||||||||||
| market share | ||||||||||||||||||||||
| Market Share in Revenues | % | ... | 24.1 | 25.3 | 25.9 | 27.4 | 27.5 | |||||||||||||||
| Market Share in Net Profit | % | ... | 33.5 | 37.2 | 173 | 71.4 | ... | |||||||||||||||
| Market Share in Employees | % | ... | 18.0 | 15.1 | 15.0 | 17.1 | 17.1 | |||||||||||||||
| Market Share in Bank Cards | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 25.8 | 27.1 | 29.0 | ||
| Market Share in Branches | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 17.1 | 16.8 | 16.6 | 16.5 | 21.3 |
| balance sheet | Unit | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
| balance sheet | ||||||||||||||||||||||
| Cash | HRK mil | 9,636 | 9,838 | 9,537 | 12,379 | 14,545 | ||||||||||||||||
| Interbank Loans | HRK mil | 7,036 | 6,250 | 6,039 | 5,585 | 3,450 | ||||||||||||||||
| Customer Loans | HRK mil | 51,398 | 49,960 | 48,274 | 51,187 | 62,305 | ||||||||||||||||
| Retail Loans | HRK mil | 27,897 | 27,664 | 27,630 | 29,810 | 28,742 | ||||||||||||||||
| Mortgage Loans | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 10,700 | 10,600 | 10,300 | 10,200 | 9,800 | ||||||
| Consumer Loans | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 17,197 | 17,064 | 17,330 | 19,610 | 18,942 | ||||||
| Corporate Loans | HRK mil | 16,897 | 16,318 | 16,174 | 17,504 | 17,515 | ||||||||||||||||
| Debt Securities | HRK mil | 4,723 | 5,103 | 5,611 | 6,948 | 7,109 | ||||||||||||||||
| Fixed Assets | HRK mil | 1,361 | 1,403 | 1,378 | 1,380 | 1,314 | ||||||||||||||||
| Total Assets | HRK mil | 74,154 | 72,554 | 70,117 | 78,328 | 95,791 | ||||||||||||||||
| Shareholders' Equity | HRK mil | 12,322 | 12,788 | 13,495 | 14,023 | 15,406 | ||||||||||||||||
| Of Which Minority Interest | HRK mil | 0 | 0 | 0.036 | 0.040 | 1,114 | ||||||||||||||||
| Liabilities | HRK mil | 61,832 | 59,766 | 61,792 | 64,305 | 80,385 | ||||||||||||||||
| Interbank Borrowing | HRK mil | 2,994 | 727 | 1,047 | 1,299 | 1,257 | ||||||||||||||||
| Customer Deposits | HRK mil | 47,431 | 48,143 | 51,100 | 55,346 | 71,745 | ||||||||||||||||
| Retail Deposits | HRK mil | ... | ... | ... | ... | ... | ... | 36,813 | 38,252 | 38,594 | 41,589 | 42,592 | ||||||||||
| Corporate Deposits | HRK mil | ... | ... | ... | ... | ... | ... | 5,975 | 5,682 | 6,070 | 8,630 | 10,322 | ||||||||||
| Sight Deposits | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 21,374 | 25,084 | ||
| Term Deposits | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 33,972 | 33,096 | ||
| Issued Debt Securities | HRK mil | 9,311 | 8,936 | 7,599 | 5,569 | 5,029 | ||||||||||||||||
| Other Liabilities | HRK mil | 2,096 | 1,960 | 2,046 | 2,091 | 2,354 | ||||||||||||||||
| asset quality | ||||||||||||||||||||||
| Non-Performing Loans | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 4,065 | 6,309 | 7,024 | 7,809 | 6,647 | |||||||
| Gross Loans | HRK mil | 55,179 | 54,004 | 48,274 | 56,101 | 55,672 | ||||||||||||||||
| Total Provisions | HRK mil | 3,225 | 3,709 | 3,997 | 4,914 | 4,687 | ||||||||||||||||
| growth rates | ||||||||||||||||||||||
| Customer Loan Growth | % | ... | 4.01 | -2.80 | -3.37 | 6.03 | 21.7 | |||||||||||||||
| Retail Loan Growth | % | ... | 2.52 | -0.835 | -0.123 | 7.89 | -3.58 | |||||||||||||||
| Mortgage Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 2.88 | -0.935 | -2.83 | -0.971 | -3.92 | |||||
| Consumer Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 2.29 | -0.773 | 1.56 | 13.2 | -3.41 | |||||
| Corporate Loan Growth | % | ... | -6.44 | -3.43 | -0.882 | 8.22 | 0.063 | |||||||||||||||
| Total Asset Growth | % | ... | 3.84 | -2.16 | -3.36 | 11.7 | 22.3 | |||||||||||||||
| Shareholders' Equity Growth | % | ... | 8.72 | 3.78 | 5.53 | 3.91 | 9.86 | |||||||||||||||
| Customer Deposit Growth | % | ... | 0.801 | 1.50 | 6.14 | 8.31 | 29.6 | |||||||||||||||
| Retail Deposit Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | 2.99 | 3.91 | 0.894 | 7.76 | 2.41 | ||||||||
| Corporate Deposit Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | -18.1 | -4.90 | 6.83 | 42.2 | 19.6 | ||||||||
| market share | ||||||||||||||||||||||
| Market Share in Customer Loans | % | 20.4 | 21.1 | 20.6 | 22.3 | 28.0 | ||||||||||||||||
| Market Share in Corporate Loans | % | 15.1 | 16.9 | 16.9 | 19.0 | 20.1 | ||||||||||||||||
| Market Share in Retail Loans | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 26.4 | 26.7 | 27.5 | 30.9 | 30.1 | ||||||
| Market Share in Consumer Loans | % | 21.8 | 21.9 | 22.4 | 24.4 | 23.9 | ||||||||||||||||
| Market Share in Mortgage Loans | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 17.0 | 17.0 | 17.0 | 17.3 | 17.0 | ||||||
| Market Share in Total Assets | % | 17.8 | 17.7 | 16.9 | 18.7 | 23.0 | ||||||||||||||||
| Market Share in Customer Deposits | % | 21.5 | 21.2 | 21.6 | 22.7 | 27.9 | ||||||||||||||||
| Market Share in Retail Deposits | % | ... | ... | ... | ... | ... | ... | 21.6 | 21.5 | 21.5 | 22.7 | 22.7 | ||||||||||
| Market Share in Corporate Deposits | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 12.4 | 12.6 | 14.3 | 19.7 | 19.4 |
| ratios | Unit | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
| ratios | ||||||||||||||||||||||
| ROE | % | 10.7 | 8.08 | 6.25 | 7.16 | 2.48 | ||||||||||||||||
| ROA | % | 1.74 | 1.38 | 1.15 | 1.33 | 0.419 | ||||||||||||||||
| Costs (As % Of Assets) | % | 2.64 | 2.65 | 2.82 | 2.79 | 2.38 | ||||||||||||||||
| Costs (As % Of Income) | % | 49.7 | 51.7 | 54.0 | 52.3 | 51.8 | ||||||||||||||||
| Capital Adequacy Ratio | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 21.6 | 21.8 | 24.2 | 22.1 | 22.3 | |||||||
| Tier 1 Ratio | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 22.3 | 22.3 | 24.6 | 22.1 | 22.3 | |||||||
| Net Interest Margin | % | 3.41 | 3.28 | 3.16 | 3.31 | 2.89 | ||||||||||||||||
| Interest Spread | % | ... | 3.02 | 2.87 | 2.87 | 3.04 | 2.67 | |||||||||||||||
| Asset Yield | % | 5.41 | 5.25 | 4.87 | 4.84 | 3.96 | ||||||||||||||||
| Cost Of Liabilities | % | ... | 2.39 | 2.38 | 2.00 | 1.80 | 1.29 | |||||||||||||||
| Interest Income (As % Of Revenues) | % | 64.0 | 64.0 | 60.6 | 62.0 | 62.9 | ||||||||||||||||
| Fee Income (As % Of Revenues) | % | 28.7 | 29.0 | 29.3 | 30.1 | 30.7 | ||||||||||||||||
| Other Income (As % Of Revenues) | % | 7.28 | 7.05 | 10.2 | 7.93 | 6.40 | ||||||||||||||||
| Cost Per Employee | USD per month | ... | 3,050 | 3,165 | 3,374 | 3,385 | 2,973 | |||||||||||||||
| Cost Per Employee (Local Currency) | HRK per month | ... | 16,315 | 18,519 | 19,262 | 20,075 | 19,809 | |||||||||||||||
| Staff Cost (As % Of Total Cost) | % | 40.0 | 37.2 | 37.3 | 42.2 | 41.1 | ||||||||||||||||
| Equity (As % Of Assets) | % | 16.6 | 17.6 | 19.2 | 17.9 | 16.1 | ||||||||||||||||
| Loans (As % Of Deposits) | % | 108 | 104 | 94.5 | 92.5 | 86.8 | ||||||||||||||||
| Loans (As % Assets) | % | 69.3 | 68.9 | 68.8 | 65.3 | 65.0 | ||||||||||||||||
| NPLs (As % Of Loans) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 7.37 | 11.7 | 14.6 | 13.9 | 11.9 | |||||||
| Provisions (As % Of NPLs) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 79.3 | 58.8 | 56.9 | 62.9 | 70.5 | |||||||
| Provisions (As % Of Loans) | % | 6.27 | 7.42 | 8.28 | 9.60 | 7.52 | ||||||||||||||||
| Cost of Provisions (As % Of Loans) | % | 0.732 | 1.07 | 1.35 | 1.29 | 2.58 |
| other data | Unit | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
| other data | ||||||||||||||||||||||
| Branches | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 217 | 211 | 203 | 197 | 250 | |||||||
| Employees | ... | 3,933 | 3,258 | 3,249 | 3,628 | 3,580 | ||||||||||||||||
| ATMs | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 655 | 670 | 657 | 678 | 781 | |||||||
| Clients | mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1.59 | 1.68 | 1.65 | 1.72 | 1.80 | ||||||
| Payment Cards | '000 | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 2,260 | 2,230 | 2,255 | 2,308 | 2,491 | ||||||
| Sight (As % Of Customer Deposits) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 38.6 | 35.0 |
Get all company financials in excel:
By Helgi Library - July 3, 2018
Privredna Banka Zagreb employed 4,922 persons in 2017, up 1.44% when compared to the previous year. Historically, the bank's workforce hit an all time high of 4,922 persons in 2017 and an all time low of 3,249 in 2013. Average cost reached USD 2,777 per month per...
By Helgi Library - July 2, 2018
Privredna Banka Zagreb's customer deposits reached HRK 78,157 mil in 2017, up 5.21% compared to the previous year. Croatian banking sector accepted customer deposits of HRK 273 bil in 2017, up 2.57% when compared to the last year. Privredna Banka Zagreb a...
By Helgi Library - July 2, 2018
Privredna Banka Zagreb's customer deposits reached HRK 78,157 mil in 2017, up 5.21% compared to the previous year. Croatian banking sector accepted customer deposits of HRK 273 bil in 2017, up 2.57% when compared to the last year. Privredna Banka Zagreb a...
By Helgi Library - November 29, 2018
Privredna Banka Zagreb's mortgage loans reached HRK 10,743 mil in 2017, up 6.76% compared to the previous year. Croatian banking sector provided mortgage loans of HRK 50.7 bil in 2017, up 2.37% when compared to the last year. Privredna Banka Zagreb accoun...
By Helgi Library - November 29, 2018
Privredna Banka Zagreb's mortgage loans reached HRK 10,743 mil in 2017, up 6.76% compared to the previous year. Croatian banking sector provided mortgage loans of HRK 50.7 bil in 2017, up 2.37% when compared to the last year. Privredna Banka Zagreb accoun...
By Helgi Library - September 27, 2018
Privredna Banka Zagreb has issued total of 2,823 '000 payment cards at the end of 2017, up 10.4% compared to the previous year. Croatian banking sector banking sector issued total of 8,750 thous. of bank cards in 2017, up 0.585% when compared to t...
By Helgi Library - September 27, 2018
Privredna Banka Zagreb has issued total of 2,823 '000 payment cards at the end of 2017, up 10.4% compared to the previous year. Croatian banking sector banking sector issued total of 8,750 thous. of bank cards in 2017, up 0.585% when compared to t...
By Helgi Library - July 3, 2018
Privredna Banka Zagreb made a net profit of HRK 1,331 mil in 2017, down 19.8% compared to the previous year. This implies a return on equity of 7.98%. Historically, the bank’s net profit reached an all time high of HRK 1,660 mil in 2016 and an all time low of ...
By Helgi Library - July 3, 2018
Privredna Banka Zagreb made a net profit of HRK 1,331 mil in 2017, down 19.8% compared to the previous year. This implies a return on equity of 7.98%. Historically, the bank’s net profit reached an all time high of HRK 1,660 mil in 2016 and an all time low of ...
By Helgi Library - July 16, 2018
Privredna Banka Zagreb generated total banking revenues of HRK 4,908 mil in 2017, down 6.05% compared to the previous year. Croatian banking sector banking sector generated total revenues of HRK 16,001 mil in 2017, down 1.51% when compared to the last...
Privredna banka Zagreb is the second largest bank in Croatia with roughly a 18% market share in total assets. The Bank offers a typical range of banking services and products such as savings, foreign currency, and current accounts; cash, housing, tourist, mortgage, consumer, car, education, and revolving loans; debit and credit cards; safety deposit boxes; and Internet banking services for retail segment. It also provides banking services for small, medium and large enterprises as well as investment banking and treasury services, asset management, private banking, or leasing, for example. The Bank operated a network of 250 branches and 781 ATMs and employed 3,580 people at the end of 2015. The Bank was founded in 1962 and is based in Zagreb, Croatia. Since its privatisation in 1999, it is a subsidiary of Intesa Sanpaolo.
Privredna Banka Zagreb has been growing its revenues and asset by 3.72% and 4.30% a year on average in the last 10 years. Its loans and deposits have grown by 4.92% and 6.43% a year during that time and loans to deposits ratio reached 83.0% at the end of 2017. The company achieved an average return on equity of 8.56% in the last decade with net profit growing 1.55% a year on average. In terms of operating efficiency, its cost to income ratio reached 49.8% in 2017, compared to 51.4% average in the last decade.
Equity represented 16.1% of total assets or 25.6% of loans at the end of 2017. Privredna Banka Zagreb's non-performing loans were 8.96% of total loans while provisions covered some 62.2% of NPLs at the end of 2017.
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