By Helgi Library - October 11, 2019
Ping An Bank made a net profit of CNY 7,957 mil under revenues of CNY 37,529 mil in the second quarter of 2019, up 17.4% and ...
By Helgi Library - October 11, 2019
Ping An Bank made a net profit of CNY 7,957 mil under revenues of CNY 37,529 mil in the second quarter of 2019, up 17.4% and ...
By Helgi Library - October 23, 2019
Ping An Bank stock traded at JPY 1,645 per share at the end of second quarter of 2019 implying a market capitalization of USD 3,477 ...
| Profit Statement | 2016 | 2017 | 2018 | |
| Net Interest Income | CNY mil | 76,411 | 74,009 | 74,745 |
| Net Fee Income | CNY mil | 27,859 | 30,674 | 31,297 |
| Other Income | CNY mil | 6,186 | 4,325 | 18,650 |
| Total Revenues | CNY mil | 110,456 | 109,008 | 124,692 |
| Operating Profit | CNY mil | 79,040 | 76,370 | 83,939 |
| Provisions | CNY mil | 45,435 | 40,803 | 43,657 |
| Net Profit | CNY mil | 22,599 | 23,189 | 24,818 |
| Balance Sheet | 2016 | 2017 | 2018 | |
| Interbank Loans | CNY mil | 273,208 | 231,157 | 195,017 |
| Customer Loans | CNY mil | 1,435,870 | 1,660,420 | 1,949,760 |
| Total Assets | CNY mil | 2,953,430 | 3,248,470 | 3,418,590 |
| Shareholders' Equity | CNY mil | 202,171 | 222,054 | 240,042 |
| Interbank Borrowing | CNY mil | 716,364 | 893,315 | 883,792 |
| Customer Deposits | CNY mil | 1,914,860 | 1,982,590 | 2,125,670 |
| Issued Debt Securities | CNY mil | 30,115 | 45,116 | 81,755 |
| Ratios | 2016 | 2017 | 2018 | |
| ROE | % | 12.4 | 10.9 | 10.7 |
| ROA | % | 0.828 | 0.748 | 0.744 |
| Costs (As % Of Assets) | % | 1.15 | 1.05 | 1.22 |
| Costs (As % Of Income) | % | 28.4 | 29.9 | 32.7 |
| Capital Adequacy Ratio | % | 11.5 | 11.2 | 11.5 |
| Net Interest Margin | % | 2.80 | 2.39 | 2.24 |
| Loans (As % Of Deposits) | % | 75.0 | 83.8 | 91.7 |
| Valuation | 2016 | 2017 | 2018 | |
| Price/Earnings (P/E) | 7.71 | 11.8 | 7.39 | |
| Price/Book Value (P/BV) | 0.862 | 1.23 | 0.764 | |
| Earnings Per Share (EPS) | CNY | 1.32 | 1.35 | 1.45 |
| Book Value Per Share | CNY | 11.8 | 12.9 | 14.0 |
Get all company financials in excel:
| summary | Unit | 1993 | 1994 | 1995 | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
| income statement | |||||||||||||||||||||||||||
| Net Interest Income | CNY mil | 33,035 | 40,688 | 53,046 | 66,099 | 76,411 | |||||||||||||||||||||
| Total Revenues | CNY mil | 40,434 | 53,446 | 75,348 | 98,397 | 110,456 | |||||||||||||||||||||
| Operating Profit | CNY mil | 21,358 | 28,102 | 43,198 | 61,614 | 79,040 | |||||||||||||||||||||
| Net Profit | CNY mil | 13,403 | 15,231 | 19,802 | 21,865 | 22,599 | |||||||||||||||||||||
| balance sheet | |||||||||||||||||||||||||||
| Interbank Loans | CNY mil | 346,194 | 370,847 | 291,446 | 302,973 | 273,208 | |||||||||||||||||||||
| Customer Loans | CNY mil | 708,262 | 832,127 | 1,003,640 | 1,186,870 | 1,435,870 | |||||||||||||||||||||
| Debt Securities | CNY mil | 290,833 | 412,724 | 526,800 | 658,759 | 853,446 | |||||||||||||||||||||
| Total Assets | CNY mil | 1,606,540 | 1,891,740 | 2,186,460 | 2,507,150 | 2,953,430 | |||||||||||||||||||||
| Shareholders' Equity | CNY mil | 84,799 | 112,081 | 130,949 | 161,500 | 202,171 | |||||||||||||||||||||
| Interbank Borrowing | CNY mil | 455,607 | 511,735 | 424,324 | 530,148 | 716,364 | |||||||||||||||||||||
| Customer Deposits | CNY mil | 1,017,720 | 1,214,450 | 1,530,480 | 1,727,130 | 1,914,860 | |||||||||||||||||||||
| Issued Debt Securities | CNY mil | ... | ... | 16,079 | 8,102 | 41,750 | 20,115 | 30,115 | |||||||||||||||||||
| ratios | |||||||||||||||||||||||||||
| ROE | % | 16.7 | 15.5 | 16.3 | 15.0 | 12.4 | |||||||||||||||||||||
| ROA | % | 0.936 | 0.871 | 0.971 | 0.932 | 0.828 | |||||||||||||||||||||
| Costs (As % Of Assets) | % | 1.33 | 1.45 | 1.58 | 1.57 | 1.15 | |||||||||||||||||||||
| Costs (As % Of Income) | % | 47.2 | 47.4 | 42.7 | 37.4 | 28.4 | |||||||||||||||||||||
| Capital Adequacy Ratio | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 11.4 | 9.90 | 10.9 | 10.9 | 11.5 | |||||||||||
| Net Interest Margin | % | 2.31 | 2.33 | 2.60 | 2.82 | 2.80 | |||||||||||||||||||||
| Interest Income (As % Of Revenues) | % | 81.7 | 76.1 | 70.4 | 67.2 | 69.2 | |||||||||||||||||||||
| Fee Income (As % Of Revenues) | % | 14.1 | 19.6 | 23.1 | 26.9 | 25.2 | |||||||||||||||||||||
| Equity (As % Of Assets) | % | 5.28 | 5.92 | 5.99 | 6.44 | 6.85 | |||||||||||||||||||||
| Loans (As % Of Deposits) | % | 69.6 | 68.5 | 65.6 | 68.7 | 75.0 | |||||||||||||||||||||
| Loans (As % Assets) | % | 44.1 | 44.0 | 45.9 | 47.3 | 48.6 | |||||||||||||||||||||
| valuation | |||||||||||||||||||||||||||
| Market Capitalisation (End Of Period) | USD mil | 10,589 | 15,042 | 23,340 | 22,136 | 20,151 | |||||||||||||||||||||
| Number Of Shares (Average) | mil | 14,165 | 14,164 | 16,452 | 16,871 | 17,170 | |||||||||||||||||||||
| Share Price (End Of Period) | HKD | 5.79 | 8.23 | 11.0 | 10.2 | 9.10 | |||||||||||||||||||||
| Earnings Per Share (EPS) | CNY | 0.946 | 1.08 | 1.20 | 1.30 | 1.32 | |||||||||||||||||||||
| Book Value Per Share | CNY | 5.99 | 7.91 | 7.96 | 9.57 | 11.8 | |||||||||||||||||||||
| Price/Earnings (P/E) | 7.62 | 9.81 | 11.4 | 9.37 | 7.71 | ||||||||||||||||||||||
| Price/Book Value (P/BV) | 1.20 | 1.33 | 1.73 | 1.27 | 0.862 | ||||||||||||||||||||||
| Earnings Per Share Growth | % | ... | 6.07 | 13.6 | 11.9 | 7.68 | 1.56 | ||||||||||||||||||||
| Book Value Per Share Growth | % | ... | -8.49 | 32.2 | 0.589 | 20.3 | 23.0 |
| income statement | Unit | 1993 | 1994 | 1995 | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
| income statement | |||||||||||||||||||||||||||
| Interest Income | CNY mil | 74,614 | 93,102 | 119,202 | 131,649 | 131,119 | |||||||||||||||||||||
| Interest Cost | CNY mil | 41,578 | 52,414 | 66,156 | 65,550 | 54,708 | |||||||||||||||||||||
| Net Interest Income | CNY mil | 33,035 | 40,688 | 53,046 | 66,099 | 76,411 | |||||||||||||||||||||
| Net Fee Income | CNY mil | 5,721 | 10,456 | 17,378 | 26,445 | 27,859 | |||||||||||||||||||||
| Other Income | CNY mil | 1,677 | 2,302 | 4,924 | 5,853 | 6,186 | |||||||||||||||||||||
| Total Revenues | CNY mil | 40,434 | 53,446 | 75,348 | 98,397 | 110,456 | |||||||||||||||||||||
| Operating Cost | CNY mil | 19,076 | 25,344 | 32,150 | 36,783 | 31,416 | |||||||||||||||||||||
| Operating Profit | CNY mil | 21,358 | 28,102 | 43,198 | 61,614 | 79,040 | |||||||||||||||||||||
| Provisions | CNY mil | 3,037 | 6,675 | 14,614 | 29,867 | 45,435 | |||||||||||||||||||||
| Extra and Other Cost | CNY mil | 769 | 1,387 | 2,390 | 2,901 | 3,670 | |||||||||||||||||||||
| Pre-Tax Profit | CNY mil | 17,551 | 20,040 | 26,194 | 28,846 | 29,935 | |||||||||||||||||||||
| Tax | CNY mil | 4,040 | 4,809 | 6,392 | 6,981 | 7,336 | |||||||||||||||||||||
| Minorities | CNY mil | 108 | 0 | 0 | 0 | 0 | |||||||||||||||||||||
| Net Profit | CNY mil | 13,403 | 15,231 | 19,802 | 21,865 | 22,599 | |||||||||||||||||||||
| growth rates | |||||||||||||||||||||||||||
| Net Interest Income Growth | % | ... | 30.6 | 23.2 | 30.4 | 24.6 | 15.6 | ||||||||||||||||||||
| Net Fee Income Growth | % | ... | 56.1 | 82.8 | 66.2 | 52.2 | 5.35 | ||||||||||||||||||||
| Total Revenue Growth | % | ... | 34.6 | 32.2 | 41.0 | 30.6 | 12.3 | ||||||||||||||||||||
| Operating Cost Growth | % | ... | 32.8 | 32.9 | 26.9 | 14.4 | -14.6 | ||||||||||||||||||||
| Operating Profit Growth | % | ... | 36.2 | 31.6 | 53.7 | 42.6 | 28.3 | ||||||||||||||||||||
| Pre-Tax Profit Growth | % | ... | 32.4 | 14.2 | 30.7 | 10.1 | 3.78 | ||||||||||||||||||||
| Net Profit Growth | % | ... | 30.4 | 13.6 | 30.0 | 10.4 | 3.36 | ||||||||||||||||||||
| market share | |||||||||||||||||||||||||||
| Market Share in Revenues | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1.28 | 1.49 | 1.79 | 2.12 | 2.35 | ... | |||
| Market Share in Net Profit | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0.887 | ... | ... | ... | ... | ... | ... | |||||
| Market Share in Employees | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
| balance sheet | Unit | 1993 | 1994 | 1995 | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
| balance sheet | |||||||||||||||||||||||||||
| Cash | CNY mil | 219,347 | 229,924 | 306,298 | 291,715 | 311,258 | |||||||||||||||||||||
| Interbank Loans | CNY mil | 346,194 | 370,847 | 291,446 | 302,973 | 273,208 | |||||||||||||||||||||
| Customer Loans | CNY mil | 708,262 | 832,127 | 1,003,640 | 1,186,870 | 1,435,870 | |||||||||||||||||||||
| Retail Loans | CNY mil | ... | ... | ... | ... | ... | ... | ... | 225,835 | 325,650 | 384,995 | 441,142 | 540,944 | ||||||||||||||
| Mortgage Loans | CNY mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 131,307 | 64,956 | 55,365 | 45,967 | 85,229 | |||||
| Consumer Loans | CNY mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 94,527 | 260,694 | 329,630 | 395,175 | 455,715 | |||||
| Corporate Loans | CNY mil | ... | ... | ... | ... | ... | ... | ... | 494,946 | 521,639 | 639,739 | 774,996 | 934,857 | ||||||||||||||
| Debt Securities | CNY mil | 290,833 | 412,724 | 526,800 | 658,759 | 853,446 | |||||||||||||||||||||
| Fixed Assets | CNY mil | 3,536 | 3,694 | 3,812 | 4,788 | 9,246 | |||||||||||||||||||||
| Total Assets | CNY mil | 1,606,540 | 1,891,740 | 2,186,460 | 2,507,150 | 2,953,430 | |||||||||||||||||||||
| Shareholders' Equity | CNY mil | 84,799 | 112,081 | 130,949 | 161,500 | 202,171 | |||||||||||||||||||||
| Of Which Minority Interest | CNY mil | ... | 0 | 0 | 0 | 0 | |||||||||||||||||||||
| Liabilities | CNY mil | 1,521,740 | 1,779,660 | 2,055,510 | 2,345,650 | 2,751,260 | |||||||||||||||||||||
| Interbank Borrowing | CNY mil | 455,607 | 511,735 | 424,324 | 530,148 | 716,364 | |||||||||||||||||||||
| Customer Deposits | CNY mil | 1,017,720 | 1,214,450 | 1,530,480 | 1,727,130 | 1,914,860 | |||||||||||||||||||||
| Sight Deposits | CNY mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 342,563 | 380,275 | 405,340 | 548,555 | 797,867 | ||||||||||||
| Term Deposits | CNY mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 675,154 | 834,171 | 1,125,140 | 1,178,580 | 1,116,990 | ||||||||||||
| Issued Debt Securities | CNY mil | ... | ... | 16,079 | 8,102 | 41,750 | 20,115 | 30,115 | |||||||||||||||||||
| Other Liabilities | CNY mil | ... | ... | 32,336 | 45,377 | 58,955 | 68,253 | 89,929 | |||||||||||||||||||
| asset quality | |||||||||||||||||||||||||||
| Gross Loans | CNY mil | 720,780 | 847,289 | 1,024,730 | 1,216,140 | 1,475,800 | |||||||||||||||||||||
| Total Provisions | CNY mil | 12,518 | 15,162 | 21,097 | 29,266 | 39,932 | |||||||||||||||||||||
| growth rates | |||||||||||||||||||||||||||
| Customer Loan Growth | % | ... | 16.1 | 17.5 | 20.6 | 18.3 | 21.0 | ||||||||||||||||||||
| Retail Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | 18.9 | 44.2 | 18.2 | 14.6 | 22.6 | |||||||||||||
| Mortgage Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | -6.73 | -50.5 | -14.8 | -17.0 | 85.4 | ||||
| Consumer Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 92.3 | 176 | 26.4 | 19.9 | 15.3 | ||||
| Corporate Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | 14.9 | 5.39 | 22.6 | 21.1 | 20.6 | |||||||||||||
| Total Asset Growth | % | ... | 27.7 | 17.8 | 15.6 | 14.7 | 17.8 | ||||||||||||||||||||
| Shareholders' Equity Growth | % | ... | 12.5 | 32.2 | 16.8 | 23.3 | 25.2 | ||||||||||||||||||||
| Customer Deposit Growth | % | ... | 20.0 | 19.3 | 26.0 | 12.8 | 10.9 | ||||||||||||||||||||
| market share | |||||||||||||||||||||||||||
| Market Share in Customer Loans | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1.05 | 1.04 | 1.11 | 1.13 | 1.23 | |||||||||||
| Market Share in Total Assets | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1.20 | 1.24 | 1.27 | 1.26 | 1.28 | |||||||||||
| Market Share in Customer Deposits | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1.08 | 2.91 | 3.38 | 3.03 | 2.70 |
| ratios | Unit | 1993 | 1994 | 1995 | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
| ratios | |||||||||||||||||||||||||||
| ROE | % | 16.7 | 15.5 | 16.3 | 15.0 | 12.4 | |||||||||||||||||||||
| ROA | % | 0.936 | 0.871 | 0.971 | 0.932 | 0.828 | |||||||||||||||||||||
| Costs (As % Of Assets) | % | 1.33 | 1.45 | 1.58 | 1.57 | 1.15 | |||||||||||||||||||||
| Costs (As % Of Income) | % | 47.2 | 47.4 | 42.7 | 37.4 | 28.4 | |||||||||||||||||||||
| Capital Adequacy Ratio | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 11.4 | 9.90 | 10.9 | 10.9 | 11.5 | |||||||||||
| Tier 1 Ratio | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 8.59 | 8.56 | 8.64 | 9.03 | 9.34 | |||||||||||
| Net Interest Margin | % | 2.31 | 2.33 | 2.60 | 2.82 | 2.80 | |||||||||||||||||||||
| Interest Spread | % | ... | 2.13 | 2.15 | 2.40 | 2.63 | 2.66 | ||||||||||||||||||||
| Asset Yield | % | 5.21 | 5.32 | 5.85 | 5.61 | 4.80 | |||||||||||||||||||||
| Cost Of Liabilities | % | ... | 3.07 | 3.18 | 3.45 | 2.98 | 2.15 | ||||||||||||||||||||
| Interest Income (As % Of Revenues) | % | 81.7 | 76.1 | 70.4 | 67.2 | 69.2 | |||||||||||||||||||||
| Fee Income (As % Of Revenues) | % | 14.1 | 19.6 | 23.1 | 26.9 | 25.2 | |||||||||||||||||||||
| Other Income (As % Of Revenues) | % | 4.15 | 4.31 | 6.54 | 5.95 | 5.60 | |||||||||||||||||||||
| Equity (As % Of Assets) | % | 5.28 | 5.92 | 5.99 | 6.44 | 6.85 | |||||||||||||||||||||
| Loans (As % Of Deposits) | % | 69.6 | 68.5 | 65.6 | 68.7 | 75.0 | |||||||||||||||||||||
| Loans (As % Assets) | % | 44.1 | 44.0 | 45.9 | 47.3 | 48.6 | |||||||||||||||||||||
| Provisions (As % Of Loans) | % | 1.77 | 1.82 | 2.10 | 2.47 | 2.78 | |||||||||||||||||||||
| Cost of Provisions (As % Of Loans) | % | 0.461 | 0.867 | 1.59 | 2.73 | 3.46 |
| other data | Unit | 1993 | 1994 | 1995 | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
| other data | |||||||||||||||||||||||||||
| Employees | ... | ... | ... | ... | ... | ... | 24,251 | 34,724 | 35,069 | 37,937 | 36,885 | ||||||||||||||||
| Sight (As % Of Customer Deposits) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 33.7 | 31.3 | 26.5 | 31.8 | 41.7 | ||||||||||||
| On-balance Sheet Loans | RMB mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 832,127 | 1,003,640 | 1,186,870 | 1,435,870 |
Get all company financials in excel:
By Helgi Library - October 23, 2019
Ping An Bank stock traded at JPY 1,645 per share at the end of second quarter of 2019 implying a market capitalization of USD 3,477 mil. Over the last five years, the stock has depreciated by 36.4 implying an annual average growth of -8.65% In absolute te...
By Helgi Library - October 11, 2019
Ping An Bank's customer deposits reached CNY 1,914,860 mil in 2016-12-31, up 0.104% compared to the previous year. Chinese banking sector accepted customer deposits of CNY 71,030 bil in 2016-12-31, up 6.68% when compared to the last year. Ping An Bank acc...
By Helgi Library - October 11, 2019
Ping An Bank's customer deposits reached CNY 1,914,860 mil in 2016-12-31, up 0.104% compared to the previous year. Chinese banking sector accepted customer deposits of CNY 71,030 bil in 2016-12-31, up 6.68% when compared to the last year. Ping An Bank acc...
By Helgi Library - October 11, 2019
Ping An Bank stock traded at HKD 13.8 per share at the end of second quarter of 2019 implying a market capitalization of USD 30,296 mil. Over the last five years, the stock has appreciated by 100 % implying an annual average growth of 14.9 %. In absolute terms, the va...
By Helgi Library - October 11, 2019
Ping An Bank stock traded at HKD 13.8 per share at the end of second quarter of 2019 implying a market capitalization of USD 30,296 mil. Over the last five years, the stock has appreciated by 100 % implying an annual average growth of 14.9 %. In absolute terms, the va...
By Helgi Library - October 11, 2019
Ping An Bank's capital adequacy ratio reached 12.6% at the end of second quarter of 2019, up from 11.5% when compared to the previous quarter. Historically, the bank’s capital ratio hit an all time high of 12.6% in 2Q2019 and an all time low of 8.66% in 1Q2010. ...
By Helgi Library - October 11, 2019
Ping An Bank's capital adequacy ratio reached 12.6% at the end of second quarter of 2019, up from 11.5% when compared to the previous quarter. Historically, the bank’s capital ratio hit an all time high of 12.6% in 2Q2019 and an all time low of 8.66% in 1Q2010. ...
By Helgi Library - October 11, 2019
Ping An Bank's loans reached CNY 1,224,910 mil in the second quarter of 2019, up from CNY 1,190,530 mil when compared to the previous quarter and up from CNY 998,926 mil when compared to the same period of last year. Historically, the bank’s loans r...
By Helgi Library - October 11, 2019
Ping An Bank's loans reached CNY 1,224,910 mil in the second quarter of 2019, up from CNY 1,190,530 mil when compared to the previous quarter and up from CNY 998,926 mil when compared to the same period of last year. Historically, the bank’s loans r...
By Helgi Library - October 11, 2019
Ping An Bank's non-performing loans reached 3.21% of total loans at the end of 2019-06-30, down from 3.53% compared to the previous year. Historically, the NPL ratio hit an all time high of 5.53% in 2016-12-31 and an all time low of 1.37% in 2011-09-30. Pro...
Ping An Bank has been growing its revenues and asset by 8.21% and 10.9% a year on average in the last 3 years. Its loans and deposits have grown by 18.0% and 7.17% a year during that time and loans to deposits ratio reached 91.7% at the end of 2018. The company achieved an average return on equity of 11.4% in the last three years with net profit growing 4.31% a year on average. In terms of operating efficiency, its cost to income ratio reached 32.7% in 2018, compared to 30.4% average in the last three years.
Equity represented 7.02% of total assets or 12.3% of loans at the end of 2018. Ping An Bank's non-performing loans were of total loans while provisions covered some of NPLs at the end of 2018.
Ping An Bank stock traded at HKD 9.38 per share at the end of 2018 resulting in a market capitalization of USD 20,569 mil. Over the previous five years, stock price rose by 13.9% or 2.64% a year on average. That’s compared to an average ROE of 13.1% the bank generated for its shareholders. This closing price put stock at a 12-month trailing price to earnings (PE) of 7.39x and price to book value (PBV) of 0.764x in 2018.
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