By Helgi Library - February 20, 2020
Philippine National Bank's customer deposits reached PHP 539,344 mil in 2016-09-30, up 0.759% compared to the previous year. Fi...
By Helgi Library - February 20, 2020
Philippine National Bank's customer deposits reached PHP 539,344 mil in 2016-09-30, up 0.759% compared to the previous year. Fi...
By Helgi Library - February 20, 2020
Philippine National Bank's capital adequacy ratio reached 14.6% at the end of third quarter of 2019, up from 14.0% when compared ...
| Profit Statement | 2016 | 2017 | 2018 | |
| Net Interest Income | PHP mil | 19,567 | 22,024 | 27,002 |
| Net Fee Income | PHP mil | 2,655 | 3,196 | 3,479 |
| Other Income | PHP mil | 5,653 | 3,917 | 3,292 |
| Total Revenues | PHP mil | 27,875 | 29,137 | 33,772 |
| Staff Cost | PHP mil | 8,570 | 8,960 | 9,380 |
| Operating Profit | PHP mil | 10,796 | 8,401 | 10,539 |
| Provisions | PHP mil | 3,213 | 904 | 1,740 |
| Net Profit | PHP mil | 7,124 | 5,548 | 5,926 |
| Balance Sheet | 2016 | 2017 | 2018 | |
| Interbank Loans | PHP mil | 32,473 | 49,485 | 52,474 |
| Customer Loans | PHP mil | 398,355 | 462,953 | 556,672 |
| Total Assets | PHP mil | 753,982 | 836,357 | 983,648 |
| Shareholders' Equity | PHP mil | 109,961 | 119,738 | 128,559 |
| Interbank Borrowing | PHP mil | 35,886 | 43,917 | 70,083 |
| Customer Deposits | PHP mil | 570,503 | 637,920 | 733,302 |
| Issued Debt Securities | PHP mil | 3,498 | 0 | 15,661 |
| Ratios | 2016 | 2017 | 2018 | |
| ROE | % | 6.64 | 4.83 | 4.77 |
| ROA | % | 0.994 | 0.698 | 0.651 |
| Costs (As % Of Assets) | % | 2.38 | 2.61 | 2.55 |
| Costs (As % Of Income) | % | 61.3 | 71.2 | 68.8 |
| Capital Adequacy Ratio | % | 16.7 | 15.4 | 14.4 |
| Net Interest Margin | % | 2.73 | 2.77 | 2.97 |
| Loans (As % Of Deposits) | % | 69.8 | 72.6 | 75.9 |
| NPLs (As % Of Loans) | % | 2.12 | 1.88 | 1.65 |
| Provisions (As % Of NPLs) | % | 170 | 175 | 159 |
| Valuation | 2016 | 2017 | 2018 | |
| Price/Earnings (P/E) | 13.4 | 12.8 | 9.01 | |
| Price/Book Value (P/BV) | 0.620 | 0.592 | 0.415 | |
| Dividend Yield | % | 0 | 0 | 0 |
| Earnings Per Share (EPS) | PHP | 3.97 | 4.33 | 4.62 |
| Book Value Per Share | PHP | 85.8 | 93.4 | 100 |
| Dividend Per Share | PHP | 0 | 0 | 0 |
Get all company financials in excel:
| summary | Unit | 1991 | 1992 | 1993 | 1994 | 1995 | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
| income statement | |||||||||||||||||||||||||||||
| Net Interest Income | PHP mil | 6,976 | 13,749 | 16,459 | 17,692 | 19,567 | |||||||||||||||||||||||
| Total Revenues | PHP mil | 16,498 | 25,859 | 25,118 | 25,628 | 27,875 | |||||||||||||||||||||||
| Operating Profit | PHP mil | 6,362 | 7,552 | 8,310 | 6,156 | 10,796 | |||||||||||||||||||||||
| Net Profit | PHP mil | 4,709 | 5,146 | 5,359 | 6,131 | 7,124 | |||||||||||||||||||||||
| balance sheet | |||||||||||||||||||||||||||||
| Interbank Loans | PHP mil | 15,542 | 23,287 | 23,263 | 38,638 | 32,473 | |||||||||||||||||||||||
| Customer Loans | PHP mil | 114,816 | 240,099 | 289,387 | 331,532 | 398,355 | |||||||||||||||||||||||
| Debt Securities | PHP mil | 104,831 | 92,039 | 123,715 | 104,803 | 107,856 | |||||||||||||||||||||||
| Total Assets | PHP mil | 330,191 | 616,276 | 625,446 | 679,688 | 753,982 | |||||||||||||||||||||||
| Shareholders' Equity | PHP mil | 38,492 | 82,339 | 99,061 | 104,756 | 109,961 | |||||||||||||||||||||||
| Interbank Borrowing | PHP mil | 13,013 | 12,808 | 18,683 | 25,752 | 35,886 | |||||||||||||||||||||||
| Customer Deposits | PHP mil | 240,886 | 462,365 | 447,644 | 485,937 | 570,503 | |||||||||||||||||||||||
| Issued Debt Securities | PHP mil | 10,214 | 9,954 | 9,970 | 9,986 | 3,498 | |||||||||||||||||||||||
| ratios | |||||||||||||||||||||||||||||
| ROE | % | ... | 12.8 | 8.52 | 5.91 | 6.02 | 6.64 | ||||||||||||||||||||||
| ROA | % | ... | 1.47 | 1.09 | 0.863 | 0.940 | 0.994 | ||||||||||||||||||||||
| Costs (As % Of Assets) | % | ... | 3.16 | 3.87 | 2.71 | 2.98 | 2.38 | ||||||||||||||||||||||
| Costs (As % Of Income) | % | 61.4 | 70.8 | 66.9 | 76.0 | 61.3 | |||||||||||||||||||||||
| Capital Adequacy Ratio | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 16.6 | 19.7 | 20.6 | 19.2 | 16.7 | ||||||||||
| Net Interest Margin | % | ... | 2.17 | 2.91 | 2.65 | 2.71 | 2.73 | ||||||||||||||||||||||
| Interest Income (As % Of Revenues) | % | 42.3 | 53.2 | 65.5 | 69.0 | 70.2 | |||||||||||||||||||||||
| Fee Income (As % Of Revenues) | % | ... | ... | 11.4 | 9.32 | 11.5 | 14.0 | 9.53 | |||||||||||||||||||||
| Staff Cost (As % Of Total Cost) | % | ... | 36.6 | 32.7 | 44.2 | 42.3 | 50.2 | ||||||||||||||||||||||
| Equity (As % Of Assets) | % | 11.7 | 13.4 | 15.8 | 15.4 | 14.6 | |||||||||||||||||||||||
| Loans (As % Of Deposits) | % | 47.7 | 51.9 | 64.6 | 68.2 | 69.8 | |||||||||||||||||||||||
| Loans (As % Assets) | % | 34.8 | 39.0 | 46.3 | 48.8 | 52.8 | |||||||||||||||||||||||
| NPLs (As % Of Loans) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 5.05 | 4.24 | 3.29 | 2.60 | 2.12 | ||||||||||
| Provisions (As % Of NPLs) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 205 | 114 | 125 | 150 | 170 | ||||||||||
| valuation | |||||||||||||||||||||||||||||
| Market Capitalisation (End Of Period) | USD mil | 1,467 | 2,111 | 2,234 | 1,386 | 1,375 | |||||||||||||||||||||||
| Number Of Shares (Average) | mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 690 | 1,114 | 1,195 | 1,282 | 1,282 | |||||||||||
| Share Price (End Of Period) | PHP | 87.3 | 82.7 | 77.9 | 50.7 | 53.2 | |||||||||||||||||||||||
| Earnings Per Share (EPS) | PHP | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 6.82 | 4.25 | 3.41 | 2.96 | 3.97 | ||||||||||||
| Book Value Per Share | PHP | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 55.7 | 73.9 | 82.9 | 81.7 | 85.8 | |||||||||||
| Dividend Per Share | PHP | ... | ... | ... | ... | ... | ... | 0 | 0 | 0 | 0 | 0 | |||||||||||||||||
| Price/Earnings (P/E) | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 12.8 | 19.4 | 22.9 | 17.1 | 13.4 | ||||||||||||
| Price/Book Value (P/BV) | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1.57 | 1.12 | 0.940 | 0.620 | 0.620 | ||||||||||||
| Dividend Yield | % | ... | ... | ... | ... | ... | ... | 0 | 0 | 0 | 0 | 0 | |||||||||||||||||
| Earnings Per Share Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0.851 | -37.6 | -19.8 | -13.3 | 34.1 | |||||||||||
| Book Value Per Share Growth | % | ... | 10.1 | 32.6 | 12.2 | -1.45 | 4.96 |
| income statement | Unit | 1991 | 1992 | 1993 | 1994 | 1995 | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
| income statement | |||||||||||||||||||||||||||||
| Interest Income | PHP mil | 11,361 | 18,480 | 20,104 | 21,702 | 24,344 | |||||||||||||||||||||||
| Interest Cost | PHP mil | 4,385 | 4,731 | 3,645 | 4,010 | 4,778 | |||||||||||||||||||||||
| Net Interest Income | PHP mil | 6,976 | 13,749 | 16,459 | 17,692 | 19,567 | |||||||||||||||||||||||
| Net Fee Income | PHP mil | ... | ... | 1,876 | 2,409 | 2,876 | 3,596 | 2,655 | |||||||||||||||||||||
| Other Income | PHP mil | ... | ... | 7,646 | 9,701 | 5,783 | 4,340 | 5,653 | |||||||||||||||||||||
| Total Revenues | PHP mil | 16,498 | 25,859 | 25,118 | 25,628 | 27,875 | |||||||||||||||||||||||
| Staff Cost | PHP mil | ... | 3,710 | 5,988 | 7,430 | 8,235 | 8,570 | ||||||||||||||||||||||
| Operating Cost | PHP mil | 10,136 | 18,307 | 16,808 | 19,472 | 17,079 | |||||||||||||||||||||||
| Operating Profit | PHP mil | 6,362 | 7,552 | 8,310 | 6,156 | 10,796 | |||||||||||||||||||||||
| Provisions | PHP mil | 824 | 834 | 2,265 | 568 | 3,213 | |||||||||||||||||||||||
| Extra and Other Cost | PHP mil | -105 | 289 | -553 | -2,003 | 1,168 | |||||||||||||||||||||||
| Pre-Tax Profit | PHP mil | 5,643 | 6,430 | 6,598 | 7,591 | 6,415 | |||||||||||||||||||||||
| Tax | PHP mil | 925 | 1,182 | 1,367 | 1,619 | 1,517 | |||||||||||||||||||||||
| Minorities | PHP mil | 9.83 | 101 | 136 | 198 | 38.1 | |||||||||||||||||||||||
| Net Profit | PHP mil | 4,709 | 5,146 | 5,359 | 6,131 | 7,124 | |||||||||||||||||||||||
| Dividends | PHP mil | ... | ... | 0 | 0 | 0 | 0 | 1,300 | |||||||||||||||||||||
| growth rates | |||||||||||||||||||||||||||||
| Net Interest Income Growth | % | ... | -3.16 | 97.1 | 19.7 | 7.49 | 10.6 | ||||||||||||||||||||||
| Net Fee Income Growth | % | ... | ... | ... | ... | -12.2 | 28.4 | 19.4 | 25.0 | -26.2 | |||||||||||||||||||
| Total Revenue Growth | % | ... | -6.25 | 56.7 | -2.87 | 2.03 | 8.77 | ||||||||||||||||||||||
| Operating Cost Growth | % | ... | -0.659 | 80.6 | -8.19 | 15.8 | -12.3 | ||||||||||||||||||||||
| Operating Profit Growth | % | ... | -14.0 | 18.7 | 10.0 | -25.9 | 75.4 | ||||||||||||||||||||||
| Pre-Tax Profit Growth | % | ... | 0.149 | 13.9 | 2.62 | 15.0 | -15.5 | ||||||||||||||||||||||
| Net Profit Growth | % | ... | 0.840 | 9.30 | 4.13 | 14.4 | 16.2 | ||||||||||||||||||||||
| market share | |||||||||||||||||||||||||||||
| Market Share in Revenues | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 4.82 | 6.53 | 6.13 | 6.04 | 5.73 | ... | ||||||||||||
| Market Share in Net Profit | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 4.65 | 4.29 | 4.60 | 5.34 | 5.63 | ... | ||||||||||||
| Market Share in Branches | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
| balance sheet | Unit | 1991 | 1992 | 1993 | 1994 | 1995 | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
| balance sheet | |||||||||||||||||||||||||||||
| Cash | PHP mil | 42,775 | 164,974 | 120,402 | 96,584 | 138,353 | |||||||||||||||||||||||
| Interbank Loans | PHP mil | 15,542 | 23,287 | 23,263 | 38,638 | 32,473 | |||||||||||||||||||||||
| Customer Loans | PHP mil | 114,816 | 240,099 | 289,387 | 331,532 | 398,355 | |||||||||||||||||||||||
| Retail Loans | PHP mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 287 | 237,299 | 283,648 | 337,440 | 397,772 | ||||
| Debt Securities | PHP mil | 104,831 | 92,039 | 123,715 | 104,803 | 107,856 | |||||||||||||||||||||||
| Fixed Assets | PHP mil | 16,504 | 41,218 | 19,574 | 22,129 | 18,097 | |||||||||||||||||||||||
| Intangible Assets | PHP mil | ... | ... | ... | ... | ... | ... | ... | ... | 377 | 15,753 | 15,670 | 15,818 | 15,938 | |||||||||||||||
| Goodwill | PHP mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0 | 13,375 | 13,375 | 13,375 | 13,375 | |||
| Total Assets | PHP mil | 330,191 | 616,276 | 625,446 | 679,688 | 753,982 | |||||||||||||||||||||||
| Shareholders' Equity | PHP mil | 38,492 | 82,339 | 99,061 | 104,756 | 109,961 | |||||||||||||||||||||||
| Of Which Minority Interest | PHP mil | 54.2 | 3,078 | 3,213 | 3,017 | 2,649 | |||||||||||||||||||||||
| Liabilities | PHP mil | 291,698 | 533,937 | 526,385 | 574,932 | 644,021 | |||||||||||||||||||||||
| Interbank Borrowing | PHP mil | 13,013 | 12,808 | 18,683 | 25,752 | 35,886 | |||||||||||||||||||||||
| Customer Deposits | PHP mil | 240,886 | 462,365 | 447,644 | 485,937 | 570,503 | |||||||||||||||||||||||
| Sight Deposits | PHP mil | 28,152 | 125,359 | 101,561 | 110,030 | 117,329 | |||||||||||||||||||||||
| Term Deposits | PHP mil | 212,702 | 337,006 | 346,083 | 375,908 | 428,792 | |||||||||||||||||||||||
| Issued Debt Securities | PHP mil | 10,214 | 9,954 | 9,970 | 9,986 | 3,498 | |||||||||||||||||||||||
| Subordinated Debt | PHP mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 9,939 | 9,954 | 9,970 | 9,986 | 3,498 | ... | ... | ||||||||
| Other Liabilities | PHP mil | 27,586 | 48,810 | 50,089 | 53,256 | 34,134 | |||||||||||||||||||||||
| asset quality | |||||||||||||||||||||||||||||
| Non-Performing Loans | PHP mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 6,465 | 10,686 | 9,921 | 8,979 | 8,772 | ||||||||||
| Gross Loans | PHP mil | 128,049 | 252,267 | 301,823 | 344,960 | 413,248 | |||||||||||||||||||||||
| Total Provisions | PHP mil | 13,232 | 12,168 | 12,436 | 13,428 | 14,893 | |||||||||||||||||||||||
| growth rates | |||||||||||||||||||||||||||||
| Customer Loan Growth | % | ... | 12.1 | 109 | 20.5 | 14.6 | 20.2 | ||||||||||||||||||||||
| Retail Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 82,692 | 19.5 | 19.0 | 17.9 | ||
| Total Asset Growth | % | ... | 5.81 | 86.6 | 1.49 | 8.67 | 10.9 | ||||||||||||||||||||||
| Shareholders' Equity Growth | % | ... | 10.1 | 114 | 20.3 | 5.75 | 4.97 | ||||||||||||||||||||||
| Customer Deposit Growth | % | ... | 1.32 | 91.9 | -3.18 | 8.55 | 17.4 | ||||||||||||||||||||||
| market share | |||||||||||||||||||||||||||||
| Market Share in Customer Loans | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 3.34 | 5.88 | 5.67 | 5.73 | 5.89 | ... | |||||||||
| Market Share in Consumer Loans | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 85.1 | ... | ... | ... | ... | ... |
| Market Share in Total Assets | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 4.87 | 7.17 | 6.39 | 6.33 | 6.18 | ... | ||||||||||||
| Market Share in Customer Deposits | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 5.19 | 7.63 | 6.58 | 6.50 | 6.50 | ... |
| ratios | Unit | 1991 | 1992 | 1993 | 1994 | 1995 | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
| ratios | |||||||||||||||||||||||||||||
| ROE | % | ... | 12.8 | 8.52 | 5.91 | 6.02 | 6.64 | ||||||||||||||||||||||
| ROA | % | ... | 1.47 | 1.09 | 0.863 | 0.940 | 0.994 | ||||||||||||||||||||||
| Costs (As % Of Assets) | % | ... | 3.16 | 3.87 | 2.71 | 2.98 | 2.38 | ||||||||||||||||||||||
| Costs (As % Of Income) | % | 61.4 | 70.8 | 66.9 | 76.0 | 61.3 | |||||||||||||||||||||||
| Capital Adequacy Ratio | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 16.6 | 19.7 | 20.6 | 19.2 | 16.7 | ||||||||||
| Tier 1 Ratio | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 11.4 | 16.5 | 17.4 | 16.2 | 15.8 | |||||||
| Net Interest Margin | % | ... | 2.17 | 2.91 | 2.65 | 2.71 | 2.73 | ||||||||||||||||||||||
| Interest Spread | % | ... | 2.00 | 2.76 | 2.55 | 2.60 | 2.61 | ||||||||||||||||||||||
| Asset Yield | % | ... | 3.54 | 3.91 | 3.24 | 3.33 | 3.40 | ||||||||||||||||||||||
| Cost Of Liabilities | % | ... | 1.54 | 1.15 | 0.688 | 0.728 | 0.784 | ||||||||||||||||||||||
| Payout Ratio | % | ... | ... | 0 | 0 | 0 | 0 | 18.2 | |||||||||||||||||||||
| Interest Income (As % Of Revenues) | % | 42.3 | 53.2 | 65.5 | 69.0 | 70.2 | |||||||||||||||||||||||
| Fee Income (As % Of Revenues) | % | ... | ... | 11.4 | 9.32 | 11.5 | 14.0 | 9.53 | |||||||||||||||||||||
| Other Income (As % Of Revenues) | % | ... | ... | 46.3 | 37.5 | 23.0 | 16.9 | 20.3 | |||||||||||||||||||||
| Cost Per Employee | USD per month | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1,361 | 1,619 | 1,789 | 1,762 | |||||||||||
| Cost Per Employee (Local Currency) | PHP per month | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 57,796 | 72,121 | 82,195 | 85,457 | |||||||||||
| Staff Cost (As % Of Total Cost) | % | ... | 36.6 | 32.7 | 44.2 | 42.3 | 50.2 | ||||||||||||||||||||||
| Equity (As % Of Assets) | % | 11.7 | 13.4 | 15.8 | 15.4 | 14.6 | |||||||||||||||||||||||
| Loans (As % Of Deposits) | % | 47.7 | 51.9 | 64.6 | 68.2 | 69.8 | |||||||||||||||||||||||
| Loans (As % Assets) | % | 34.8 | 39.0 | 46.3 | 48.8 | 52.8 | |||||||||||||||||||||||
| NPLs (As % Of Loans) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 5.05 | 4.24 | 3.29 | 2.60 | 2.12 | ||||||||||
| Provisions (As % Of NPLs) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 205 | 114 | 125 | 150 | 170 | ||||||||||
| Provisions (As % Of Loans) | % | 11.5 | 5.07 | 4.30 | 4.05 | 3.74 | |||||||||||||||||||||||
| Cost of Provisions (As % Of Loans) | % | ... | 0.758 | 0.470 | 0.855 | 0.183 | 0.880 |
| other data | Unit | 1991 | 1992 | 1993 | 1994 | 1995 | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
| other data | |||||||||||||||||||||||||||||
| Branches | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 737 | 734 | 740 | 675 | ... | ||||||||
| Employees | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 8,634 | 8,585 | 8,349 | 8,357 | |||||||||||||
| ATMs | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 937 | 1,051 | |||
| Sight (As % Of Customer Deposits) | % | 11.7 | 27.1 | 22.7 | 22.6 | 20.6 | |||||||||||||||||||||||
| Risk-Weighted Assets | PHP mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 210,239 | 378,196 | 375,026 | 415,049 | 504,101 | |||||||
| Return on Loans | % | 4.34 | 2.90 | 2.02 | 1.97 | 1.95 | |||||||||||||||||||||||
| Operating Profit (As % of Loans) | % | ... | 5.86 | 4.26 | 3.14 | 1.98 | 2.96 | ||||||||||||||||||||||
| Costs (As % Of Loans) | % | ... | 9.33 | 10.3 | 6.35 | 6.27 | 4.68 | ||||||||||||||||||||||
| Equity (As % Of Loans) | % | 33.5 | 34.3 | 34.2 | 31.6 | 27.6 |
Get all company financials in excel:
By Helgi Library - February 20, 2020
Philippine National Bank's capital adequacy ratio reached 14.6% at the end of third quarter of 2019, up from 14.0% when compared to the previous quarter. Historically, the bank’s capital ratio hit an all time high of 21.7% in 4Q2011 and an all time low of 14.0% in ...
By Helgi Library - February 20, 2020
Philippine National Bank generated total banking revenues of PHP 12,218 mil in the third quarter of 2019, up 18.3% when compared to the same period of last year and 22.6% when compared to the previous quarter. Historically, the bank’s revenues containing of i...
By Helgi Library - February 20, 2020
Philippine National Bank made a net profit of PHP 1,809 mil under revenues of PHP 12,218 mil in the third quarter of 2019, down 3.03% and up 18.3% respectively when compared to the same period last year. Historically, the bank’s net profit reached an all ...
By Helgi Library - February 20, 2020
Philippine National Bank generated total banking revenues of PHP 12,218 mil in the third quarter of 2019, up 18.3% when compared to the same period of last year and 22.6% when compared to the previous quarter. Historically, the bank’s revenues containing of i...
By Helgi Library - February 20, 2020
Philippine National Bank made a net profit of PHP 1,809 mil under revenues of PHP 12,218 mil in the third quarter of 2019, down 3.03% and up 18.3% respectively when compared to the same period last year. Historically, the bank’s net profit reached an all ...
By Helgi Library - February 21, 2020
Philippine National Bank's net interest margin amounted to 3.06% in the third quarter of 2019, up from 2.89% when compared to the previous quarter. Historically, the bank’s net interest margin reached an all time high of 3.63% in 4Q2000 and an all time low o...
By Helgi Library - February 21, 2020
Philippine National Bank's net interest margin amounted to 3.06% in the third quarter of 2019, up from 2.89% when compared to the previous quarter. Historically, the bank’s net interest margin reached an all time high of 3.63% in 4Q2000 and an all time low o...
By Helgi Library - February 20, 2020
Philippine National Bank stock traded at PHP 43.6 per share at the end third quarter of 2019 implying a market capitalization of USD 1,284 mil. Since the end of 3Q2014, the stock has depreciated by -48.9 % implying an annual average growth of -12.6 %. In absolute term...
By Helgi Library - February 20, 2020
Philippine National Bank stock traded at PHP 43.6 per share at the end third quarter of 2019 implying a market capitalization of USD 1,284 mil. Since the end of 3Q2014, the stock has depreciated by -48.9 % implying an annual average growth of -12.6 %. In absolute term...
By Helgi Library - February 20, 2020
Philippine National Bank stock traded at PHP 43.6 per share at the end of third quarter of 2019 implying a market capitalization of USD 1,284 mil. Over the last five years, the stock has depreciated by 48.9 implying an annual average growth of -12.6% In a...
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