By Helgi Library - August 2, 2018
OTP Bank Croatia's corporate deposits reached HRK 2,352 mil in 2017, up 31.7% compared to the previous year. Croatian banking s...
By Helgi Library - August 2, 2018
OTP Bank Croatia's corporate deposits reached HRK 2,352 mil in 2017, up 31.7% compared to the previous year. Croatian banking s...
By Helgi Library - August 2, 2018
OTP Bank Croatia generated total banking revenues of HRK 774 mil in 2017, down 2.15% compared to the previous year. Croati...
| Profit Statement | 2015 | 2016 | 2017 | |
| Net Interest Income | HRK mil | 497 | 546 | 558 |
| Net Fee Income | HRK mil | 123 | 122 | 124 |
| Other Income | HRK mil | 74.9 | 124 | 91.6 |
| Total Revenues | HRK mil | 695 | 791 | 774 |
| Staff Cost | HRK mil | 179 | 188 | 294 |
| Operating Profit | HRK mil | 267 | 364 | 217 |
| Provisions | HRK mil | 416 | 211 | 152 |
| Net Profit | HRK mil | -79.6 | 123 | 52.2 |
| Balance Sheet | 2015 | 2016 | 2017 | |
| Interbank Loans | HRK mil | 767 | 134 | 117 |
| Customer Loans | HRK mil | 10,508 | 10,319 | 10,739 |
| Total Assets | HRK mil | 15,883 | 15,749 | 19,599 |
| Shareholders' Equity | HRK mil | 1,698 | 1,799 | 5,037 |
| Interbank Borrowing | HRK mil | 22.1 | 20.6 | 27.3 |
| Customer Deposits | HRK mil | 12,527 | 12,599 | 13,182 |
| Issued Debt Securities | HRK mil | 1,177 | 1,060 | 950 |
| Ratios | 2015 | 2016 | 2017 | |
| ROE | % | -4.62 | 7.06 | 1.53 |
| ROA | % | -0.501 | 0.780 | 0.295 |
| Costs (As % Of Assets) | % | 2.69 | 2.70 | 3.15 |
| Costs (As % Of Income) | % | 61.5 | 54.0 | 72.0 |
| Capital Adequacy Ratio | % | 15.6 | 16.7 | 16.9 |
| Net Interest Margin | % | 3.13 | 3.45 | 3.16 |
| Loans (As % Of Deposits) | % | 83.9 | 81.9 | 81.5 |
| NPLs (As % Of Loans) | % | 19.6 | 17.4 | 14.5 |
| Provisions (As % Of NPLs) | % | 59.6 | 73.9 | 73.8 |
| Growth Rates | 2015 | 2016 | 2017 | |
| Total Revenue Growth | % | -5.84 | 13.8 | -2.15 |
| Operating Cost Growth | % | 1.28 | < 0.001 | 30.3 |
| Operating Profit Growth | % | -15.3 | 36.0 | -40.4 |
| Net Profit Growth | % | -151 | -255 | -57.7 |
| Customer Loan Growth | % | 0.018 | -1.80 | 4.07 |
| Total Asset Growth | % | 0.081 | -0.840 | 24.4 |
| Customer Deposit Growth | % | -1.38 | 0.579 | 4.63 |
| Shareholders' Equity Growth | % | -3.05 | 5.96 | 180 |
| Employees | 1,157 | 1,150 | 1,162 | |
Get all company financials in excel:
| summary | Unit | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
| income statement | ||||||||||||||||||
| Net Interest Income | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 414 | 425 | 418 | 404 | 497 | |||
| Total Revenues | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 710 | 582 | 580 | 738 | 695 | |||
| Operating Profit | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 346 | 227 | 214 | 316 | 267 | |||
| Net Profit | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 99.6 | 100 | 64.8 | 155 | -79.6 | |||
| balance sheet | ||||||||||||||||||
| Interbank Loans | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1,070 | 615 | 329 | 752 | 767 | |||
| Customer Loans | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 8,659 | 8,574 | 9,101 | 10,506 | 10,508 | |||
| Debt Securities | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1,129 | 1,854 | 2,120 | 2,042 | 2,064 | |||
| Total Assets | HRK mil | 12,774 | 13,375 | 13,739 | 15,870 | 15,883 | ||||||||||||
| Shareholders' Equity | HRK mil | 1,393 | 1,529 | 1,603 | 1,751 | 1,698 | ||||||||||||
| Interbank Borrowing | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 21.3 | 21.1 | 20.8 | 11.1 | 22.1 | |||
| Customer Deposits | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 10,318 | 10,671 | 10,922 | 12,702 | 12,527 | |||
| Issued Debt Securities | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 895 | 911 | 982 | 1,151 | 1,177 | |||
| ratios | ||||||||||||||||||
| ROE | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 6.92 | 6.85 | 4.14 | 9.26 | -4.62 | |||
| ROA | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0.780 | 0.765 | 0.478 | 1.05 | -0.501 | |||
| Costs (As % Of Assets) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 2.85 | 2.72 | 2.70 | 2.85 | 2.69 | |||
| Costs (As % Of Income) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 51.3 | 61.1 | 63.1 | 57.2 | 61.5 | |||
| Capital Adequacy Ratio | % | 14.8 | 16.0 | 16.7 | 16.5 | 15.6 | ||||||||||||
| Net Interest Margin | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 3.24 | 3.25 | 3.08 | 2.73 | 3.13 | |||
| Interest Income (As % Of Revenues) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 58.3 | 72.9 | 72.1 | 54.8 | 71.4 | |||
| Fee Income (As % Of Revenues) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 15.5 | 20.0 | 20.5 | 16.2 | 17.8 | |||
| Staff Cost (As % Of Total Cost) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 41.8 | 41.8 | 42.7 | 45.8 | 41.8 | |||
| Equity (As % Of Assets) | % | 10.9 | 11.4 | 11.7 | 11.0 | 10.7 | ||||||||||||
| Loans (As % Of Deposits) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 83.9 | 80.3 | 83.3 | 82.7 | 83.9 | |||
| Loans (As % Assets) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 67.8 | 64.1 | 66.2 | 66.2 | 66.2 | |||
| NPLs (As % Of Loans) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 11.4 | 13.5 | 16.2 | 19.1 | 19.6 | |||
| Provisions (As % Of NPLs) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 61.9 | 58.3 | 52.1 | 55.6 | 59.6 | |||
| valuation | ||||||||||||||||||
| Book Value Per Share Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 9.65 | 2.68 | -1.62 | -3.22 | 22.8 |
| income statement | Unit | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
| income statement | ||||||||||||||||||
| Interest Income | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 725 | 725 | 696 | 650 | 723 | |||
| Interest Cost | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 312 | 301 | 278 | 246 | 226 | |||
| Net Interest Income | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 414 | 425 | 418 | 404 | 497 | |||
| Net Fee Income | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 110 | 116 | 119 | 119 | 123 | |||
| Other Income | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 186 | 41.6 | 43.3 | 214 | 74.9 | |||
| Total Revenues | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 710 | 582 | 580 | 738 | 695 | |||
| Staff Cost | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 152 | 149 | 156 | 193 | 179 | |||
| Depreciation | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 40.6 | 35.0 | 34.4 | 32.3 | 35.9 | |||
| Other Cost | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 171 | 172 | 175 | 197 | 213 | |||
| Operating Cost | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 364 | 356 | 366 | 422 | 428 | |||
| Operating Profit | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 346 | 227 | 214 | 316 | 267 | |||
| Provisions | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 220 | 99.1 | 134 | 150 | 416 | |||
| Extra and Other Cost | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0 | 0 | 0 | 0 | 0 | |||
| Pre-Tax Profit | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 125 | 128 | 80.1 | 165 | -149 | |||
| Tax | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 25.6 | 27.5 | 15.2 | 10.2 | 69.4 | |||
| Minorities | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0 | 0 | 0 | 0 | 0 | |||
| Net Profit | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 99.6 | 100 | 64.8 | 155 | -79.6 | |||
| Dividends | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ||
| growth rates | ||||||||||||||||||
| Net Interest Income Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 9.65 | 2.68 | -1.62 | -3.22 | 22.8 | ||
| Net Fee Income Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 2.25 | 5.52 | 2.03 | 0.523 | 3.56 | ||
| Total Revenue Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 28.6 | -17.9 | -0.485 | 27.3 | -5.84 | ||
| Operating Cost Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1.77 | -2.34 | 2.88 | 15.4 | 1.28 | ||
| Operating Profit Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 78.0 | -34.4 | -5.76 | 47.8 | -15.3 | ||
| Pre-Tax Profit Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 34.9 | 1.95 | -37.2 | 107 | -190 | ||
| Net Profit Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 35.9 | 0.473 | -35.2 | 139 | -151 | ||
| market share | ||||||||||||||||||
| Market Share in Revenues | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 4.42 | 3.92 | 4.03 | 5.10 | 4.78 | |||
| Market Share in Net Profit | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 2.63 | 3.67 | 13.7 | 11.3 | ... | |||
| Market Share in Employees | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 4.70 | 4.74 | 4.71 | 5.92 | 5.53 |
| balance sheet | Unit | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
| balance sheet | ||||||||||||||||||
| Cash | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1,483 | 1,840 | 1,730 | 2,053 | 1,993 | |||
| Interbank Loans | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1,070 | 615 | 329 | 752 | 767 | |||
| Customer Loans | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 8,659 | 8,574 | 9,101 | 10,506 | 10,508 | |||
| Retail Loans | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 5,883 | 5,972 | 6,040 | 7,398 | 7,469 | |||
| Corporate Loans | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 3,432 | 3,336 | 3,901 | 4,360 | 4,433 | |||
| Debt Securities | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1,129 | 1,854 | 2,120 | 2,042 | 2,064 | |||
| Fixed Assets | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 250 | 243 | 236 | 277 | 279 | |||
| Total Assets | HRK mil | 12,774 | 13,375 | 13,739 | 15,870 | 15,883 | ||||||||||||
| Shareholders' Equity | HRK mil | 1,393 | 1,529 | 1,603 | 1,751 | 1,698 | ||||||||||||
| Of Which Minority Interest | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0.384 | 0 | 0 | 0 | 0 | |||
| Liabilities | HRK mil | 11,381 | 11,846 | 12,136 | 14,119 | 14,185 | ||||||||||||
| Interbank Borrowing | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 21.3 | 21.1 | 20.8 | 11.1 | 22.1 | |||
| Customer Deposits | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 10,318 | 10,671 | 10,922 | 12,702 | 12,527 | |||
| Retail Deposits | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 9,143 | 9,407 | 9,611 | 11,218 | 10,946 | |||
| Corporate Deposits | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1,175 | 1,264 | 1,311 | 1,484 | 1,580 | |||
| Sight Deposits | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 2,698 | 2,777 | 3,022 | 3,628 | 4,342 | |||
| Term Deposits | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 7,620 | 7,894 | 7,899 | 9,074 | 8,185 | |||
| Issued Debt Securities | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 895 | 911 | 982 | 1,151 | 1,177 | |||
| Other Liabilities | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 147 | 243 | 211 | 254 | 460 | |||
| asset quality | ||||||||||||||||||
| Non-Performing Loans | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1,059 | 1,259 | 1,609 | 2,251 | 2,338 | |||
| Gross Loans | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 9,315 | 9,308 | 9,940 | 11,758 | 11,902 | |||
| Total Provisions | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 655 | 734 | 839 | 1,252 | 1,394 | |||
| growth rates | ||||||||||||||||||
| Customer Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0.775 | -0.988 | 6.15 | 15.4 | 0.018 | ||
| Retail Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 3.04 | 1.51 | 1.14 | 22.5 | 0.959 | ||
| Corporate Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 2.38 | -2.79 | 16.9 | 11.8 | 1.68 | ||
| Total Asset Growth | % | ... | 0.087 | 4.70 | 2.72 | 15.5 | 0.081 | |||||||||||
| Shareholders' Equity Growth | % | ... | -6.25 | 9.75 | 4.83 | 9.25 | -3.05 | |||||||||||
| Customer Deposit Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 3.12 | 3.42 | 2.35 | 16.3 | -1.38 | ||
| Retail Deposit Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 3.45 | 2.89 | 2.17 | 16.7 | -2.43 | ||
| Corporate Deposit Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0.647 | 7.56 | 3.72 | 13.2 | 6.52 | ||
| market share | ||||||||||||||||||
| Market Share in Customer Loans | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 3.44 | 3.63 | 3.89 | 4.58 | 4.72 | |||
| Market Share in Corporate Loans | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 3.07 | 3.46 | 4.08 | 4.74 | 5.08 | |||
| Market Share in Consumer Loans | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 4.59 | 4.73 | 4.89 | 6.05 | 6.20 | |||
| Market Share in Total Assets | % | 3.07 | 3.26 | 3.31 | 3.79 | 3.81 | ||||||||||||
| Market Share in Customer Deposits | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 4.68 | 4.70 | 4.62 | 5.20 | 4.87 | |||
| Market Share in Retail Deposits | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 5.36 | 5.29 | 5.36 | 6.13 | 5.83 | |||
| Market Share in Corporate Deposits | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 2.44 | 2.81 | 3.10 | 3.39 | 2.98 |
| ratios | Unit | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
| ratios | ||||||||||||||||||
| ROE | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 6.92 | 6.85 | 4.14 | 9.26 | -4.62 | |||
| ROA | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0.780 | 0.765 | 0.478 | 1.05 | -0.501 | |||
| Costs (As % Of Assets) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 2.85 | 2.72 | 2.70 | 2.85 | 2.69 | |||
| Costs (As % Of Income) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 51.3 | 61.1 | 63.1 | 57.2 | 61.5 | |||
| Capital Adequacy Ratio | % | 14.8 | 16.0 | 16.7 | 16.5 | 15.6 | ||||||||||||
| Tier 1 Ratio | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 14.8 | 16.0 | 16.7 | 16.5 | 15.6 | |||
| Net Interest Margin | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 3.24 | 3.25 | 3.08 | 2.73 | 3.13 | |||
| Interest Spread | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 2.93 | 2.96 | 2.81 | 2.52 | 2.95 | |||
| Asset Yield | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 5.68 | 5.55 | 5.13 | 4.39 | 4.55 | |||
| Cost Of Liabilities | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 2.75 | 2.59 | 2.32 | 1.87 | 1.60 | |||
| Payout Ratio | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ||
| Interest Income (As % Of Revenues) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 58.3 | 72.9 | 72.1 | 54.8 | 71.4 | |||
| Fee Income (As % Of Revenues) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 15.5 | 20.0 | 20.5 | 16.2 | 17.8 | |||
| Other Income (As % Of Revenues) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 26.2 | 7.14 | 7.47 | 29.1 | 10.8 | |||
| Cost Per Employee | USD per month | ... | ... | ... | ... | ... | ... | ... | ... | ... | 2,307 | 2,067 | 2,228 | 2,164 | 1,932 | |||
| Cost Per Employee (Local Currency) | HRK per month | ... | ... | ... | ... | ... | ... | ... | ... | ... | 12,340 | 12,094 | 12,718 | 12,834 | 12,873 | |||
| Staff Cost (As % Of Total Cost) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 41.8 | 41.8 | 42.7 | 45.8 | 41.8 | |||
| Equity (As % Of Assets) | % | 10.9 | 11.4 | 11.7 | 11.0 | 10.7 | ||||||||||||
| Loans (As % Of Deposits) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 83.9 | 80.3 | 83.3 | 82.7 | 83.9 | |||
| Loans (As % Assets) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 67.8 | 64.1 | 66.2 | 66.2 | 66.2 | |||
| NPLs (As % Of Loans) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 11.4 | 13.5 | 16.2 | 19.1 | 19.6 | |||
| Provisions (As % Of NPLs) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 61.9 | 58.3 | 52.1 | 55.6 | 59.6 | |||
| Provisions (As % Of Loans) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 7.57 | 8.56 | 9.22 | 11.9 | 13.3 | |||
| Cost of Provisions (As % Of Loans) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 2.55 | 1.15 | 1.51 | 1.53 | 3.96 |
| other data | Unit | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
| other data | ||||||||||||||||||
| Employees | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1,028 | 1,025 | 1,023 | 1,255 | 1,157 | ||||
| Sight (As % Of Customer Deposits) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 26.1 | 26.0 | 27.7 | 28.6 | 34.7 |
Get all company financials in excel:
By Helgi Library - August 2, 2018
OTP Bank Croatia generated total banking revenues of HRK 774 mil in 2017, down 2.15% compared to the previous year. Croatian banking sector banking sector generated total revenues of HRK 16,001 mil in 2017, down 1.51% when compared to the last year. ...
By Helgi Library - August 2, 2018
OTP Bank Croatia's customer deposits reached HRK 13,182 mil in 2017, up 4.63% compared to the previous year. Croatian banking sector accepted customer deposits of HRK 273 bil in 2017, up 2.57% when compared to the last year. OTP Bank Croatia accounted for...
By Helgi Library - August 2, 2018
OTP Bank Croatia's customer deposits reached HRK 13,182 mil in 2017, up 4.63% compared to the previous year. Croatian banking sector accepted customer deposits of HRK 273 bil in 2017, up 2.57% when compared to the last year. OTP Bank Croatia accounted for...
By Helgi Library - August 2, 2018
OTP Bank Croatia's customer loans reached HRK 10,739 mil in 2017, up 4.07% compared to the previous year. Croatian banking sector provided customer loans of HRK 213 bil in 2017, down 0.828% when compared to the last year. OTP Bank Croatia accounted for 5....
By Helgi Library - August 2, 2018
OTP Bank Croatia's customer loans reached HRK 10,739 mil in 2017, up 4.07% compared to the previous year. Croatian banking sector provided customer loans of HRK 213 bil in 2017, down 0.828% when compared to the last year. OTP Bank Croatia accounted for 5....
By Helgi Library - August 2, 2018
OTP Bank Croatia's capital adequacy ratio reached 16.9% at the end of 2017, up from 16.7% compared to the previous year. Historically, the bank’s capital ratio hit an all time high of 16.9% in 2017 and an all time low of 14.8% in 2011. The Tier 1 ratio amount...
By Helgi Library - August 2, 2018
OTP Bank Croatia's capital adequacy ratio reached 16.9% at the end of 2017, up from 16.7% compared to the previous year. Historically, the bank’s capital ratio hit an all time high of 16.9% in 2017 and an all time low of 14.8% in 2011. The Tier 1 ratio amount...
By Helgi Library - August 2, 2018
OTP Bank Croatia's non-performing loans reached 14.5% of total loans at the end of 2017, down from 17.4% compared to the previous year. Historically, the NPL ratio hit an all time high of 19.6% in 2015 and an all time low of 10.3% in 2010. Provision coverag...
By Helgi Library - August 2, 2018
OTP Bank Croatia's non-performing loans reached 14.5% of total loans at the end of 2017, down from 17.4% compared to the previous year. Historically, the NPL ratio hit an all time high of 19.6% in 2015 and an all time low of 10.3% in 2010. Provision coverag...
By Helgi Library - August 2, 2018
OTP Bank Croatia generated total banking revenues of HRK 774 mil in 2017, down 2.15% compared to the previous year. Historically, the bank’s revenues containing of interest, fee and other non-interest income reached an all time high of HRK 791 mil in 2016 and a...
OTP Bank Croatia has been growing its revenues and asset by 5.86% and 7.94% a year on average in the last 5 years. Its loans and deposits have grown by 4.61% and 4.32% a year during that time and loans to deposits ratio reached 81.5% at the end of 2017. The company achieved an average return on equity of 3.47% in the last five years with net profit growing -12.2% a year on average. In terms of operating efficiency, its cost to income ratio reached 72.0% in 2017, compared to 61.6% average in the last five years.
Equity represented 25.7% of total assets or 46.9% of loans at the end of 2017. OTP Bank Croatia's non-performing loans were 14.5% of total loans while provisions covered some 73.8% of NPLs at the end of 2017.
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