By Helgi Library - March 4, 2020
Oto Multiartha generated total banking revenues of IDR 2,487 bil in 2018, up 14.4% compared to the previous year. Histori...
By Helgi Library - March 4, 2020
Oto Multiartha generated total banking revenues of IDR 2,487 bil in 2018, up 14.4% compared to the previous year. Histori...
By Helgi Library - September 27, 2019
Oto Multiartha made a net profit of IDR 425 bil under revenues of IDR 2,487 bil in 2018, up 55.7% and 14.4% respectively compared to ...
| Profit Statement | 2016 | 2017 | 2018 | |
| Net Interest Income | IDR bil | 1,146 | 1,501 | 1,721 |
| Net Fee Income | IDR bil | 335 | 329 | 292 |
| Other Income | IDR bil | 288 | 344 | 475 |
| Total Revenues | IDR bil | 1,768 | 2,174 | 2,487 |
| Staff Cost | IDR bil | 385 | 417 | 443 |
| Operating Profit | IDR bil | 812 | 844 | 1,189 |
| Provisions | IDR bil | 197 | 397 | 586 |
| Net Profit | IDR bil | 452 | 273 | 425 |
| Balance Sheet | 2016 | 2017 | 2018 | |
| Customer Loans | IDR bil | 20,856 | 21,663 | 21,474 |
| Total Assets | IDR bil | 22,957 | 23,502 | 24,259 |
| Shareholders' Equity | IDR bil | 5,144 | 5,223 | 5,883 |
| Interbank Borrowing | IDR bil | 7,100 | 6,337 | 7,316 |
| Issued Debt Securities | IDR bil | 9,687 | 9,824 | 8,407 |
| Ratios | 2016 | 2017 | 2018 | |
| ROE | % | 8.92 | 5.26 | 7.65 |
| ROA | % | 2.00 | 1.17 | 1.78 |
| Costs (As % Of Assets) | % | 4.22 | 5.73 | 5.44 |
| Costs (As % Of Income) | % | 54.1 | 61.2 | 52.2 |
| Net Interest Margin | % | 5.06 | 6.46 | 7.21 |
| Growth Rates | 2016 | 2017 | 2018 | |
| Total Revenue Growth | % | 23.2 | 22.9 | 14.4 |
| Operating Cost Growth | % | 22.8 | 39.2 | -2.39 |
| Operating Profit Growth | % | 23.8 | 3.87 | 40.9 |
| Net Profit Growth | % | 15.2 | -39.7 | 55.7 |
| Customer Loan Growth | % | 5.78 | 3.87 | -0.872 |
| Total Asset Growth | % | 3.00 | 2.38 | 3.22 |
| Shareholders' Equity Growth | % | 3.17 | 1.53 | 12.6 |
| Employees | 2,880 | 1,897 | 1,800 | |
Get all company financials in excel:
| summary | Unit | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
| income statement | ||||||||
| Net Interest Income | IDR bil | ... | 488 | 568 | 898 | 1,146 | ||
| Total Revenues | IDR bil | ... | 1,450 | 1,351 | 1,435 | 1,768 | ||
| Operating Profit | IDR bil | ... | 821 | 620 | 656 | 812 | ||
| Net Profit | IDR bil | ... | 463 | 304 | 392 | 452 | ||
| balance sheet | ||||||||
| Customer Loans | IDR bil | ... | 14,373 | 18,754 | 19,717 | 20,856 | ||
| Total Assets | IDR bil | ... | 16,671 | 20,741 | 22,288 | 22,957 | ||
| Shareholders' Equity | IDR bil | ... | 4,062 | 4,511 | 4,986 | 5,144 | ||
| Interbank Borrowing | IDR bil | ... | 4,414 | 6,410 | 7,519 | 7,100 | ||
| Issued Debt Securities | IDR bil | ... | 7,606 | 8,574 | 9,123 | 9,687 | ||
| ratios | ||||||||
| ROE | % | ... | ... | 7.08 | 8.26 | 8.92 | ||
| ROA | % | ... | ... | 1.62 | 1.82 | 2.00 | ||
| Costs (As % Of Assets) | % | ... | ... | 3.90 | 3.62 | 4.22 | ||
| Costs (As % Of Income) | % | ... | 43.4 | 54.1 | 54.3 | 54.1 | ||
| Net Interest Margin | % | ... | ... | 3.04 | 4.17 | 5.06 | ||
| Interest Income (As % Of Revenues) | % | ... | 33.7 | 42.1 | 62.6 | 64.8 | ||
| Fee Income (As % Of Revenues) | % | ... | 61.1 | 38.8 | 21.6 | 18.9 | ||
| Staff Cost (As % Of Total Cost) | % | ... | 42.1 | 41.7 | 44.7 | 40.2 | ||
| Equity (As % Of Assets) | % | ... | 24.4 | 21.8 | 22.4 | 22.4 | ||
| Loans (As % Assets) | % | ... | 86.2 | 90.4 | 88.5 | 90.8 | ||
| valuation | ||||||||
| Number Of Shares (Average) | mil | ... | ... | ... | ... | ... | ||
| Earnings Per Share (EPS) | IDR | ... | ... | ... | ... | ... | ||
| Book Value Per Share | IDR | ... | ... | ... | ... | ... | ||
| Dividend Per Share | IDR | ... | ... | ... | ... | ... | ||
| Earnings Per Share Growth | % | ... | ... | ... | ... | ... | ... | |
| Book Value Per Share Growth | % | ... | ... | 16.4 | 58.0 | 27.6 |
| income statement | Unit | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
| income statement | ||||||||
| Interest Income | IDR bil | ... | 1,311 | 1,834 | 2,481 | 2,843 | ||
| Interest Cost | IDR bil | ... | 822 | 1,266 | 1,583 | 1,697 | ||
| Net Interest Income | IDR bil | ... | 488 | 568 | 898 | 1,146 | ||
| Net Fee Income | IDR bil | ... | 886 | 525 | 310 | 335 | ||
| Other Income | IDR bil | ... | 75.5 | 258 | 226 | 288 | ||
| Total Revenues | IDR bil | ... | 1,450 | 1,351 | 1,435 | 1,768 | ||
| Staff Cost | IDR bil | ... | 265 | 304 | 348 | 385 | ||
| Depreciation | IDR bil | ... | ... | 26.7 | 37.8 | 60.2 | ||
| Other Cost | IDR bil | ... | ... | 399 | 393 | 511 | ||
| Operating Cost | IDR bil | ... | 629 | 730 | 779 | 956 | ||
| Operating Profit | IDR bil | ... | 821 | 620 | 656 | 812 | ||
| Provisions | IDR bil | ... | 145 | 198 | 118 | 197 | ||
| Extra and Other Cost | IDR bil | ... | 3.71 | 15.2 | 15.9 | 8.92 | ||
| Pre-Tax Profit | IDR bil | ... | 672 | 408 | 522 | 606 | ||
| Tax | IDR bil | ... | 209 | 104 | 130 | 154 | ||
| Minorities | IDR bil | ... | 0 | 0 | 0 | 0 | ||
| Net Profit | IDR bil | ... | 463 | 304 | 392 | 452 | ||
| Dividends | IDR bil | ... | ... | ... | ... | ... | ||
| growth rates | ||||||||
| Net Interest Income Growth | % | ... | ... | 16.4 | 58.0 | 27.6 | ||
| Net Fee Income Growth | % | ... | ... | -40.8 | -40.8 | 7.80 | ||
| Total Revenue Growth | % | ... | ... | -6.82 | 6.21 | 23.2 | ||
| Operating Cost Growth | % | ... | ... | 16.1 | 6.60 | 22.8 | ||
| Operating Profit Growth | % | ... | ... | -24.4 | 5.74 | 23.8 | ||
| Pre-Tax Profit Growth | % | ... | ... | -39.3 | 28.2 | 16.1 | ||
| Net Profit Growth | % | ... | ... | -34.4 | 29.3 | 15.2 | ||
| market share | ||||||||
| Market Share in Revenues | % | ... | 0.411 | 0.340 | 0.327 | 0.351 | ... | |
| Market Share in Net Profit | % | ... | 0.414 | 0.266 | 0.395 | 0.478 | ... |
| balance sheet | Unit | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
| balance sheet | ||||||||
| Cash | IDR bil | ... | 629 | 417 | 542 | 841 | ||
| Customer Loans | IDR bil | ... | 14,373 | 18,754 | 19,717 | 20,856 | ||
| Retail Loans | IDR bil | ... | 14,373 | 19,093 | 20,014 | 21,121 | ||
| Fixed Assets | IDR bil | ... | 91.0 | 128 | 214 | 387 | ||
| Intangible Assets | IDR bil | ... | 0 | 0 | 0 | 0 | ||
| Goodwill | IDR bil | ... | ... | ... | ... | ... | ... | |
| Total Assets | IDR bil | ... | 16,671 | 20,741 | 22,288 | 22,957 | ||
| Shareholders' Equity | IDR bil | ... | 4,062 | 4,511 | 4,986 | 5,144 | ||
| Of Which Minority Interest | IDR bil | ... | 0 | 0 | 0 | 0 | ||
| Liabilities | IDR bil | ... | 12,609 | 16,229 | 17,301 | 17,813 | ||
| Interbank Borrowing | IDR bil | ... | 4,414 | 6,410 | 7,519 | 7,100 | ||
| Issued Debt Securities | IDR bil | ... | 7,606 | 8,574 | 9,123 | 9,687 | ||
| asset quality | ||||||||
| Gross Loans | IDR bil | ... | 14,660 | 19,093 | 20,014 | 21,121 | ||
| Total Provisions | IDR bil | ... | 286 | 338 | 297 | 265 | ||
| growth rates | ||||||||
| Customer Loan Growth | % | ... | ... | 30.5 | 5.13 | 5.78 | ||
| Retail Loan Growth | % | ... | ... | 32.8 | 4.83 | 5.53 | ||
| Total Asset Growth | % | ... | ... | 24.4 | 7.46 | 3.00 | ||
| Shareholders' Equity Growth | % | ... | ... | 11.1 | 10.5 | 3.17 | ||
| market share | ||||||||
| Market Share in Customer Loans | % | ... | 0.419 | 0.495 | 0.482 | 0.479 | ... | |
| Market Share in Consumer Loans | % | ... | 1.54 | 1.15 | 1.12 | 0.960 | ... | |
| Market Share in Total Assets | % | ... | 0.337 | 0.370 | 0.365 | 0.346 | ... |
| ratios | Unit | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
| ratios | ||||||||
| ROE | % | ... | ... | 7.08 | 8.26 | 8.92 | ||
| ROA | % | ... | ... | 1.62 | 1.82 | 2.00 | ||
| Costs (As % Of Assets) | % | ... | ... | 3.90 | 3.62 | 4.22 | ||
| Costs (As % Of Income) | % | ... | 43.4 | 54.1 | 54.3 | 54.1 | ||
| Net Interest Margin | % | ... | ... | 3.04 | 4.17 | 5.06 | ||
| Interest Spread | % | ... | ... | 1.03 | 2.09 | 2.90 | ||
| Asset Yield | % | ... | ... | 9.81 | 11.5 | 12.6 | ||
| Cost Of Liabilities | % | ... | ... | 8.78 | 9.44 | 9.67 | ||
| Payout Ratio | % | ... | ... | ... | ... | ... | ||
| Interest Income (As % Of Revenues) | % | ... | 33.7 | 42.1 | 62.6 | 64.8 | ||
| Fee Income (As % Of Revenues) | % | ... | 61.1 | 38.8 | 21.6 | 18.9 | ||
| Other Income (As % Of Revenues) | % | ... | 5.21 | 19.1 | 15.8 | 16.3 | ||
| Cost Per Employee | USD per month | ... | 1,253 | 816 | 769 | 817 | ||
| Cost Per Employee (Local Currency) | IDR per month | ... | 13,059,500 | 10,019,400 | 10,062,800 | 11,129,500 | ||
| Staff Cost (As % Of Total Cost) | % | ... | 42.1 | 41.7 | 44.7 | 40.2 | ||
| Equity (As % Of Assets) | % | ... | 24.4 | 21.8 | 22.4 | 22.4 | ||
| Loans (As % Assets) | % | ... | 86.2 | 90.4 | 88.5 | 90.8 | ||
| Provisions (As % Of Loans) | % | ... | 1.99 | 1.80 | 1.51 | 1.27 | ||
| Cost of Provisions (As % Of Loans) | % | ... | ... | 1.19 | 0.612 | 0.971 |
| other data | Unit | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
| other data | ||||||||
| Employees | 2,065 | 1,689 | 2,532 | 2,880 | 2,880 | |||
| Return on Loans | % | ... | 3.22 | 1.83 | 2.04 | 2.23 | ||
| Operating Profit (As % of Loans) | % | ... | ... | 3.75 | 3.41 | 4.00 | ||
| Costs (As % Of Loans) | % | ... | ... | 4.41 | 4.05 | 4.71 | ||
| Equity (As % Of Loans) | % | ... | 28.3 | 24.1 | 25.3 | 24.7 |
Get all company financials in excel:
By Helgi Library - September 27, 2019
Oto Multiartha made a net profit of IDR 425 bil under revenues of IDR 2,487 bil in 2018, up 55.7% and 14.4% respectively compared to the previous year. Historically, the bank’s net profit reached an all time high of IDR 463 bil in 2013 and an all time low of IDR 273 ...
By Helgi Library - September 27, 2019
Oto Multiartha's net interest margin amounted to 7.21% in 2018, up from 6.46% compared to the previous year. Historically, the bank’s net interest margin reached an all time high of 7.21% in 2018 and an all time low of 3.04% in 2014. The average margin ...
By Helgi Library - September 27, 2019
Oto Multiartha's net interest margin amounted to 7.21% in 2018, up from 6.46% compared to the previous year. Historically, the bank’s net interest margin reached an all time high of 7.21% in 2018 and an all time low of 3.04% in 2014. The average margin ...
By Helgi Library - March 4, 2020
Oto Multiartha's customer loans reached IDR 21,663 bil in 2017, up 3.87% compared to the previous year. Indonesian banking sector provided customer loans of IDR 4,736,963 bil in 2017, up 8.70% when compared to the last year. Oto Multiartha accounted for 0...
By Helgi Library - March 4, 2020
Oto Multiartha generated total banking revenues of IDR 2,174 bil in 2017, up 22.9% compared to the previous year. Indonesian banking sector banking sector generated total revenues of IDR 516,680,067 mil in 2017, up 2.44% when compared to the last year...
By Helgi Library - March 4, 2020
Oto Multiartha's customer loans reached IDR 21,663 bil in 2017, up 3.87% compared to the previous year. Indonesian banking sector provided customer loans of IDR 4,736,963 bil in 2017, up 8.70% when compared to the last year. Oto Multiartha accounted for 0...
By Helgi Library - March 4, 2020
Oto Multiartha generated total banking revenues of IDR 2,174 bil in 2017, up 22.9% compared to the previous year. Indonesian banking sector banking sector generated total revenues of IDR 516,680,067 mil in 2017, up 2.44% when compared to the last year...
Oto Multiartha has been growing its revenues and asset by 20.1% and 2.87% a year on average in the last 3 years. Its loans and deposits have grown by 2.89% and % a year during that time and loans to deposits ratio reached at the end of 2018. The company achieved an average return on equity of 7.28% in the last three years with net profit growing 2.67% a year on average. In terms of operating efficiency, its cost to income ratio reached 52.2% in 2018, compared to 55.8% average in the last three years.
Equity represented 24.2% of total assets or 27.4% of loans at the end of 2018. Oto Multiartha's non-performing loans were of total loans while provisions covered some of NPLs at the end of 2018.
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