By Helgi Library - August 18, 2019
Otkritie Financial Corporation Bank's non-performing loans reached 23.2% of total loans at the end of 2018, down from 31.8% compa...
By Helgi Library - August 18, 2019
Otkritie Financial Corporation Bank's non-performing loans reached 23.2% of total loans at the end of 2018, down from 31.8% compa...
By Helgi Library - August 18, 2019
Otkritie Financial Corporation Bank made a net profit of RUB 35.1 bil under revenues of RUB 107 bil in 2018, up 108% and 64.2% respec...
| Profit Statement | 2016 | 2017 | 2018 | |
| Net Interest Income | RUB bil | 34.8 | 46.0 | 73.2 |
| Net Fee Income | RUB bil | 12.9 | 16.1 | 16.5 |
| Other Income | RUB bil | 68.0 | 3.03 | 17.2 |
| Total Revenues | RUB bil | 116 | 65.1 | 107 |
| Staff Cost | RUB bil | 21.4 | 22.1 | 31.1 |
| Operating Profit | RUB bil | 67.1 | 3.33 | 23.9 |
| Provisions | RUB bil | 36.7 | 457 | 2.76 |
| Net Profit | RUB bil | 3.59 | -426 | 35.1 |
| Balance Sheet | 2016 | 2017 | 2018 | |
| Interbank Loans | RUB bil | 151 | 203 | 298 |
| Customer Loans | RUB bil | 1,829 | 716 | 523 |
| Total Assets | RUB bil | 2,703 | 2,515 | 2,199 |
| Shareholders' Equity | RUB bil | 232 | 151 | 316 |
| Interbank Borrowing | RUB bil | 1,060 | 621 | 253 |
| Customer Deposits | RUB bil | 1,187 | 870 | 854 |
| Issued Debt Securities | RUB bil | 155 | 61.5 | 70.8 |
| Ratios | 2016 | 2017 | 2018 | |
| ROE | % | 1.60 | -222 | 15.0 |
| ROA | % | 0.118 | -16.3 | 1.49 |
| Costs (As % Of Assets) | % | 1.60 | 2.37 | 3.52 |
| Costs (As % Of Income) | % | 42.0 | 94.9 | 77.6 |
| Capital Adequacy Ratio | % | 17.4 | 4.25 | 13.1 |
| Net Interest Margin | % | 1.15 | 1.76 | 3.10 |
| Loans (As % Of Deposits) | % | 154 | 82.3 | 61.2 |
| NPLs (As % Of Loans) | % | 8.57 | 31.8 | 23.2 |
| Provisions (As % Of NPLs) | % | 65.5 | 103 | 95.4 |
| Growth Rates | 2016 | 2017 | 2018 | |
| Total Revenue Growth | % | 13.0 | -43.7 | 64.2 |
| Operating Cost Growth | % | 8.63 | 27.2 | 34.3 |
| Operating Profit Growth | % | 16.4 | -95.0 | 620 |
| Net Profit Growth | % | -72.0 | -11,962 | -108 |
| Customer Loan Growth | % | -28.7 | -60.8 | -27.0 |
| Total Asset Growth | % | -19.6 | -6.94 | -12.6 |
| Customer Deposit Growth | % | -5.46 | -26.7 | -1.82 |
| Shareholders' Equity Growth | % | 7.39 | -34.7 | 108 |
| Employees | 16,904 | 17,000 | ... | |
Get all company financials in excel:
| summary | Unit | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
| income statement | |||||||||||||||||||||||
| Net Interest Income | RUB bil | ... | ... | ... | ... | ... | ... | 31.4 | 40.7 | 65.6 | 49.9 | 34.8 | |||||||||||
| Total Revenues | RUB bil | ... | ... | ... | ... | ... | ... | 44.5 | 53.2 | 80.6 | 102 | 116 | |||||||||||
| Operating Profit | RUB bil | ... | ... | ... | ... | ... | ... | 23.1 | 30.4 | 29.2 | 57.7 | 67.1 | |||||||||||
| Net Profit | RUB bil | ... | ... | ... | ... | ... | ... | 12.6 | 14.9 | 7.08 | 12.8 | 3.59 | |||||||||||
| balance sheet | |||||||||||||||||||||||
| Interbank Loans | RUB bil | ... | ... | ... | ... | ... | ... | 112 | 24.7 | 35.7 | 62.9 | 151 | |||||||||||
| Customer Loans | RUB bil | ... | ... | ... | ... | ... | ... | 591 | 879 | 1,785 | 2,566 | 1,829 | |||||||||||
| Debt Securities | RUB bil | ... | ... | ... | ... | ... | ... | 121 | 236 | 364 | 478 | 454 | |||||||||||
| Total Assets | RUB bil | 900 | 1,379 | 2,596 | 3,364 | 2,703 | |||||||||||||||||
| Shareholders' Equity | RUB bil | ... | ... | ... | ... | ... | ... | 90.4 | 139 | 158 | 216 | 232 | |||||||||||
| Interbank Borrowing | RUB bil | ... | ... | ... | ... | ... | ... | 214 | 257 | 1,042 | 1,631 | 1,060 | |||||||||||
| Customer Deposits | RUB bil | ... | ... | ... | ... | ... | ... | 472 | 781 | 1,023 | 1,256 | 1,187 | |||||||||||
| Issued Debt Securities | RUB bil | ... | ... | ... | ... | ... | ... | 115 | 189 | 306 | 233 | 155 | |||||||||||
| ratios | |||||||||||||||||||||||
| ROE | % | ... | ... | ... | ... | ... | ... | 15.1 | 13.0 | 4.76 | 6.87 | 1.60 | |||||||||||
| ROA | % | ... | ... | ... | ... | ... | ... | 1.61 | 1.31 | 0.356 | 0.431 | 0.118 | |||||||||||
| Costs (As % Of Assets) | % | ... | ... | ... | ... | ... | ... | 2.74 | 2.00 | 2.59 | 1.50 | 1.60 | |||||||||||
| Costs (As % Of Income) | % | ... | ... | ... | ... | ... | ... | 48.1 | 42.8 | 63.8 | 43.6 | 42.0 | |||||||||||
| Capital Adequacy Ratio | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 16.3 | 14.4 | 12.4 | 15.7 | 17.4 | ||||||
| Net Interest Margin | % | ... | ... | ... | ... | ... | ... | 4.02 | 3.57 | 3.30 | 1.68 | 1.15 | |||||||||||
| Interest Income (As % Of Revenues) | % | ... | ... | ... | ... | ... | ... | 70.6 | 76.5 | 81.4 | 48.8 | 30.1 | |||||||||||
| Fee Income (As % Of Revenues) | % | ... | ... | ... | ... | ... | ... | 17.8 | 16.9 | 16.4 | 11.4 | 11.1 | |||||||||||
| Staff Cost (As % Of Total Cost) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 54.5 | 53.4 | 35.8 | 46.1 | 44.1 | ||||||
| Equity (As % Of Assets) | % | ... | ... | ... | ... | ... | ... | 10.0 | 10.1 | 6.08 | 6.42 | 8.58 | |||||||||||
| Loans (As % Of Deposits) | % | ... | ... | ... | ... | ... | ... | 125 | 113 | 174 | 204 | 154 | |||||||||||
| Loans (As % Assets) | % | ... | ... | ... | ... | ... | ... | 65.6 | 63.8 | 68.8 | 76.3 | 67.7 | |||||||||||
| NPLs (As % Of Loans) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 3.98 | 2.88 | 2.63 | 5.05 | 8.57 | ||||||
| Provisions (As % Of NPLs) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 89.8 | 125 | 84.3 | 70.3 | 65.5 | ||||||
| valuation | |||||||||||||||||||||||
| Book Value Per Share Growth | % | ... | ... | ... | ... | ... | ... | ... | 11.9 | 29.7 | 61.1 | -23.9 | -30.3 |
| income statement | Unit | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
| income statement | |||||||||||||||||||||||
| Interest Income | RUB bil | ... | ... | ... | ... | ... | ... | 66.7 | 97.8 | 152 | 240 | 209 | |||||||||||
| Interest Cost | RUB bil | ... | ... | ... | ... | ... | ... | 35.2 | 57.1 | 86.6 | 190 | 174 | |||||||||||
| Net Interest Income | RUB bil | ... | ... | ... | ... | ... | ... | 31.4 | 40.7 | 65.6 | 49.9 | 34.8 | |||||||||||
| Net Fee Income | RUB bil | ... | ... | ... | ... | ... | ... | 7.94 | 8.99 | 13.2 | 11.7 | 12.9 | |||||||||||
| Other Income | RUB bil | ... | ... | ... | ... | ... | ... | 5.15 | 3.49 | 1.79 | 40.8 | 68.0 | |||||||||||
| Total Revenues | RUB bil | ... | ... | ... | ... | ... | ... | 44.5 | 53.2 | 80.6 | 102 | 116 | |||||||||||
| Staff Cost | RUB bil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 11.7 | 12.1 | 18.4 | 20.6 | 21.4 | ||||||
| Depreciation | RUB bil | ... | ... | ... | ... | ... | ... | ... | ... | 0.796 | 1.57 | 2.57 | 3.00 | 2.89 | |||||||||
| Other Cost | RUB bil | ... | ... | ... | ... | ... | ... | 8.93 | 9.04 | 30.5 | 21.1 | 24.3 | |||||||||||
| Operating Cost | RUB bil | ... | ... | ... | ... | ... | ... | 21.4 | 22.8 | 51.4 | 44.7 | 48.5 | |||||||||||
| Operating Profit | RUB bil | ... | ... | ... | ... | ... | ... | 23.1 | 30.4 | 29.2 | 57.7 | 67.1 | |||||||||||
| Provisions | RUB bil | ... | ... | ... | ... | ... | ... | 5.89 | 9.39 | 21.8 | 49.2 | 36.7 | |||||||||||
| Extra and Other Cost | RUB bil | ... | ... | ... | ... | ... | ... | -1.03 | -1.13 | 0 | 0 | 28.1 | |||||||||||
| Pre-Tax Profit | RUB bil | ... | ... | ... | ... | ... | ... | 18.3 | 22.2 | 7.32 | 8.47 | 2.26 | |||||||||||
| Tax | RUB bil | ... | ... | ... | ... | ... | ... | 3.24 | 4.89 | 1.86 | 2.06 | 0.760 | |||||||||||
| Minorities | RUB bil | ... | ... | ... | ... | ... | ... | 2.44 | 2.40 | -1.20 | -6.23 | -2.09 | |||||||||||
| Net Profit | RUB bil | ... | ... | ... | ... | ... | ... | 12.6 | 14.9 | 7.08 | 12.8 | 3.59 | |||||||||||
| growth rates | |||||||||||||||||||||||
| Net Interest Income Growth | % | ... | ... | ... | ... | ... | ... | ... | 11.9 | 29.7 | 61.1 | -23.9 | -30.3 | ||||||||||
| Net Fee Income Growth | % | ... | ... | ... | ... | ... | ... | ... | 30.4 | 13.2 | 46.8 | -11.6 | 10.3 | ||||||||||
| Total Revenue Growth | % | ... | ... | ... | ... | ... | ... | ... | 21.2 | 19.6 | 51.5 | 27.1 | 13.0 | ||||||||||
| Operating Cost Growth | % | ... | ... | ... | ... | ... | ... | ... | 22.9 | 6.43 | 126 | -13.1 | 8.63 | ||||||||||
| Operating Profit Growth | % | ... | ... | ... | ... | ... | ... | ... | 19.6 | 31.7 | -4.23 | 97.9 | 16.4 | ||||||||||
| Pre-Tax Profit Growth | % | ... | ... | ... | ... | ... | ... | ... | 17.5 | 21.6 | -67.0 | 15.7 | -73.3 | ||||||||||
| Net Profit Growth | % | ... | ... | ... | ... | ... | ... | ... | 25.7 | 18.5 | -52.5 | 81.5 | -72.0 | ||||||||||
| market share | |||||||||||||||||||||||
| Market Share in Revenues | % | ... | ... | ... | ... | ... | ... | ... | 1.12 | 1.17 | 1.34 | 1.53 | 0.882 | ... | |||||||||
| Market Share in Net Profit | % | ... | ... | ... | ... | ... | ... | ... | 1.59 | 2.05 | 1.45 | 15.1 | 0.547 | ... | ... | ||||||||
| Market Share in Employees | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1.78 | 1.87 | ... | ... | ... |
| Market Share in Branches | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0.697 | 0.879 | 1.16 | 1.35 | 1.23 | ... |
| balance sheet | Unit | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
| balance sheet | |||||||||||||||||||||||
| Cash | RUB bil | ... | ... | ... | ... | ... | ... | 58.1 | 206 | 264 | 184 | 111 | |||||||||||
| Interbank Loans | RUB bil | ... | ... | ... | ... | ... | ... | 112 | 24.7 | 35.7 | 62.9 | 151 | |||||||||||
| Customer Loans | RUB bil | ... | ... | ... | ... | ... | ... | 591 | 879 | 1,785 | 2,566 | 1,829 | |||||||||||
| Retail Loans | RUB bil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 91.7 | 182 | 209 | 201 | 150 | ||||||
| Mortgage Loans | RUB bil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 38.2 | 54.7 | 69.0 | 76.3 | 71.6 | ||||||
| Consumer Loans | RUB bil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 47.1 | 111 | 125 | 112 | 78.7 | ||||||
| Corporate Loans | RUB bil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 471 | 623 | 839 | 862 | 817 | ||||||
| Debt Securities | RUB bil | ... | ... | ... | ... | ... | ... | 121 | 236 | 364 | 478 | 454 | |||||||||||
| Fixed Assets | RUB bil | ... | ... | ... | ... | ... | ... | 14.4 | 21.7 | 19.0 | 27.7 | 26.4 | |||||||||||
| Total Assets | RUB bil | 900 | 1,379 | 2,596 | 3,364 | 2,703 | |||||||||||||||||
| Shareholders' Equity | RUB bil | ... | ... | ... | ... | ... | ... | 90.4 | 139 | 158 | 216 | 232 | |||||||||||
| Of Which Minority Interest | RUB bil | ... | ... | ... | ... | ... | ... | 15.7 | 33.1 | 26.6 | 31.5 | 0 | |||||||||||
| Liabilities | RUB bil | ... | ... | ... | ... | ... | ... | 810 | 1,240 | 2,438 | 3,148 | 2,471 | |||||||||||
| Interbank Borrowing | RUB bil | ... | ... | ... | ... | ... | ... | 214 | 257 | 1,042 | 1,631 | 1,060 | |||||||||||
| Customer Deposits | RUB bil | ... | ... | ... | ... | ... | ... | 472 | 781 | 1,023 | 1,256 | 1,187 | |||||||||||
| Retail Deposits | RUB bil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 267 | 302 | 479 | 521 | ||
| Corporate Deposits | RUB bil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 515 | 721 | 777 | 666 | ||
| Sight Deposits | RUB bil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 187 | 218 | 222 | 237 | ||
| Term Deposits | RUB bil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 586 | 799 | 1,019 | 951 | ||
| Issued Debt Securities | RUB bil | ... | ... | ... | ... | ... | ... | 115 | 189 | 306 | 233 | 155 | |||||||||||
| Other Liabilities | RUB bil | ... | ... | ... | ... | ... | ... | 9.67 | 12.0 | 67.7 | 27.9 | 69.0 | |||||||||||
| asset quality | |||||||||||||||||||||||
| Non-Performing Loans | RUB bil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 24.4 | 26.3 | 48.0 | 130 | 166 | ||||||
| Gross Loans | RUB bil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 612 | 912 | 1,825 | 2,567 | 1,937 | ||||||
| Total Provisions | RUB bil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 21.9 | 32.8 | 40.4 | 91.2 | 109 | ||||||
| growth rates | |||||||||||||||||||||||
| Customer Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | 31.9 | 48.9 | 103 | 43.8 | -28.7 | ||||||||||
| Retail Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 53.7 | 98.7 | 14.6 | -3.53 | -25.4 | |||||
| Mortgage Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 32.7 | 43.1 | 26.0 | 10.6 | -6.20 | |||||
| Consumer Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 72.2 | 136 | 12.0 | -10.4 | -29.5 | |||||
| Corporate Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 15.4 | 32.2 | 34.6 | 2.72 | -5.25 | |||||
| Total Asset Growth | % | ... | 35.9 | 53.2 | 88.2 | 29.6 | -19.6 | ||||||||||||||||
| Shareholders' Equity Growth | % | ... | ... | ... | ... | ... | ... | ... | 19.4 | 54.2 | 13.3 | 36.9 | 7.39 | ||||||||||
| Customer Deposit Growth | % | ... | ... | ... | ... | ... | ... | ... | 23.3 | 65.7 | 30.9 | 22.8 | -5.46 | ||||||||||
| Retail Deposit Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 13.1 | 58.6 | 8.91 | ||
| Corporate Deposit Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 40.1 | 7.77 | -14.3 | ||
| market share | |||||||||||||||||||||||
| Market Share in Customer Loans | % | ... | ... | ... | ... | ... | ... | 1.98 | 2.47 | 3.93 | 5.22 | 3.91 | ... | ||||||||||
| Market Share in Corporate Loans | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 2.54 | 2.95 | 3.06 | 2.84 | 2.98 | ... | |||
| Market Share in Retail Loans | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0.822 | 1.52 | 1.60 | 1.67 | 1.25 | ... | |||||
| Market Share in Consumer Loans | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1.19 | 1.83 | 1.84 | 1.89 | 1.39 | ... | |||||
| Market Share in Mortgage Loans | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1.92 | 2.07 | 1.95 | 1.92 | 1.59 | ... | |||||
| Market Share in Total Assets | % | ... | ... | ... | ... | ... | ... | ... | 1.93 | 2.54 | 3.55 | 4.37 | 3.66 | ... | |||||||||
| Market Share in Customer Deposits | % | ... | ... | ... | ... | ... | ... | ... | 2.30 | 3.28 | 3.25 | 3.35 | 3.38 | ... | |||||||||
| Market Share in Retail Deposits | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1.57 | 1.63 | 2.06 | 2.15 | ... | |
| Market Share in Corporate Deposits | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 4.75 | 4.24 | 4.09 | 4.07 | ... |
| ratios | Unit | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
| ratios | |||||||||||||||||||||||
| ROE | % | ... | ... | ... | ... | ... | ... | 15.1 | 13.0 | 4.76 | 6.87 | 1.60 | |||||||||||
| ROA | % | ... | ... | ... | ... | ... | ... | 1.61 | 1.31 | 0.356 | 0.431 | 0.118 | |||||||||||
| Costs (As % Of Assets) | % | ... | ... | ... | ... | ... | ... | 2.74 | 2.00 | 2.59 | 1.50 | 1.60 | |||||||||||
| Costs (As % Of Income) | % | ... | ... | ... | ... | ... | ... | 48.1 | 42.8 | 63.8 | 43.6 | 42.0 | |||||||||||
| Capital Adequacy Ratio | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 16.3 | 14.4 | 12.4 | 15.7 | 17.4 | ||||||
| Tier 1 Ratio | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 10.8 | 10.2 | 8.30 | 10.6 | 12.0 | ||||||
| Net Interest Margin | % | ... | ... | ... | ... | ... | ... | 4.02 | 3.57 | 3.30 | 1.68 | 1.15 | |||||||||||
| Interest Spread | % | ... | ... | ... | ... | ... | ... | ... | 3.48 | 3.01 | 2.95 | 1.25 | 0.689 | ||||||||||
| Asset Yield | % | ... | ... | ... | ... | ... | ... | 8.53 | 8.59 | 7.66 | 8.05 | 6.90 | |||||||||||
| Cost Of Liabilities | % | ... | ... | ... | ... | ... | ... | ... | 5.05 | 5.57 | 4.71 | 6.81 | 6.21 | ||||||||||
| Interest Income (As % Of Revenues) | % | ... | ... | ... | ... | ... | ... | 70.6 | 76.5 | 81.4 | 48.8 | 30.1 | |||||||||||
| Fee Income (As % Of Revenues) | % | ... | ... | ... | ... | ... | ... | 17.8 | 16.9 | 16.4 | 11.4 | 11.1 | |||||||||||
| Other Income (As % Of Revenues) | % | ... | ... | ... | ... | ... | ... | 11.6 | 6.56 | 2.22 | 39.9 | 58.8 | |||||||||||
| Cost Per Employee | USD per month | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1,885 | 1,776 | 1,937 | 1,636 | 1,580 | ... | |||
| Cost Per Employee (Local Currency) | RUB per month | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 58,556 | 56,573 | 90,679 | 109,307 | 105,463 | ... | |||
| Staff Cost (As % Of Total Cost) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 54.5 | 53.4 | 35.8 | 46.1 | 44.1 | ||||||
| Equity (As % Of Assets) | % | ... | ... | ... | ... | ... | ... | 10.0 | 10.1 | 6.08 | 6.42 | 8.58 | |||||||||||
| Loans (As % Of Deposits) | % | ... | ... | ... | ... | ... | ... | 125 | 113 | 174 | 204 | 154 | |||||||||||
| Loans (As % Assets) | % | ... | ... | ... | ... | ... | ... | 65.6 | 63.8 | 68.8 | 76.3 | 67.7 | |||||||||||
| NPLs (As % Of Loans) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 3.98 | 2.88 | 2.63 | 5.05 | 8.57 | ||||||
| Provisions (As % Of NPLs) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 89.8 | 125 | 84.3 | 70.3 | 65.5 | ||||||
| Provisions (As % Of Loans) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 3.71 | 3.73 | 2.27 | 3.56 | 5.95 | ||||||
| Cost of Provisions (As % Of Loans) | % | ... | ... | ... | ... | ... | ... | 1.13 | 1.28 | 1.64 | 2.26 | 1.67 |
| other data | Unit | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
| other data | |||||||||||||||||||||||
| Branches | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 297 | 380 | 481 | 500 | 416 | ... | ||||
| Employees | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 16,591 | 17,890 | 16,904 | 15,705 | 16,904 | ... | ||||
| ATMs | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1,825 | 2,670 | 3,700 | 3,200 | 3,000 | ... | ||||
| Clients | mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 3.20 | 3.59 | ... | ... | ... | ||
| Sight (As % Of Customer Deposits) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 23.9 | 21.3 | 17.7 | 19.9 |
Get all company financials in excel:
By Helgi Library - August 18, 2019
Otkritie Financial Corporation Bank made a net profit of RUB 35.1 bil under revenues of RUB 107 bil in 2018, up 108% and 64.2% respectively compared to the previous year. Historically, the bank’s net profit reached an all time high of RUB 35.1 bil in 2018 and an all time...
By Helgi Library - August 18, 2019
Otkritie Financial Corporation Bank generated total banking revenues of RUB 107 bil in 2018, up 64.2% compared to the previous year. Historically, the bank’s revenues containing of interest, fee and other non-interest income reached an all time high of RUB 116 ...
By Helgi Library - August 18, 2019
Otkritie Financial Corporation Bank generated total banking revenues of RUB 107 bil in 2018, up 64.2% compared to the previous year. Historically, the bank’s revenues containing of interest, fee and other non-interest income reached an all time high of RUB 116 ...
By Helgi Library - August 18, 2019
Otkritie Financial Corporation Bank's net interest margin amounted to 3.10% in 2018, up from 1.76% compared to the previous year. Historically, the bank’s net interest margin reached an all time high of 6.31% in 2009 and an all time low of 1.15% in 2016. ...
By Helgi Library - August 18, 2019
Otkritie Financial Corporation Bank's net interest margin amounted to 3.10% in 2018, up from 1.76% compared to the previous year. Historically, the bank’s net interest margin reached an all time high of 6.31% in 2009 and an all time low of 1.15% in 2016. ...
By Helgi Library - August 18, 2019
Otkritie Financial Corporation Bank's capital adequacy ratio reached 13.1% at the end of 2018, up from 4.25% compared to the previous year. Historically, the bank’s capital ratio hit an all time high of 22.6% in 2009 and an all time low of 4.25% in 2017. The ...
By Helgi Library - August 18, 2019
Otkritie Financial Corporation Bank's capital adequacy ratio reached 13.1% at the end of 2018, up from 4.25% compared to the previous year. Historically, the bank’s capital ratio hit an all time high of 22.6% in 2009 and an all time low of 4.25% in 2017. The ...
By Helgi Library - August 18, 2019
Otkritie Financial Corporation Bank's loans reached RUB 607 bil in the 2018, down from RUB 1,065 bil compared to the previous year. Historically, the bank’s loans reached an all time high of RUB 2,567 bil in 2015 and an all time low of RUB 180 bil in 2009. ...
By Helgi Library - August 18, 2019
Otkritie Financial Corporation Bank's loans reached RUB 607 bil in the 2018, down from RUB 1,065 bil compared to the previous year. Historically, the bank’s loans reached an all time high of RUB 2,567 bil in 2015 and an all time low of RUB 180 bil in 2009. ...
By Helgi Library - August 18, 2019
Otkritie Financial Corporation Bank's customer loan growth reached -27.0% in 2018, up from -60.8% compared to the previous year. Historically, the bank’s loans growth reached an all time high of 130% in 2005 and an all time low of -60.8% in 2017. In the l...
Otkritie Financial Corporation Bank (formerly Nomos Bank) is a Russia-based private commercial bank. The Group offers corporate and retail banking products and services, including loans, deposits, and credit cards; SME, trade, and structured finance; leasing; and factoring. The Bank also provides investment banking services comprising advisory and brokerage services, such as proprietary research, equity and derivatives transactions, fixed income sales and trading, and corporate finance. At the end of 2013, the Bank serviced some 3.2 million retail and over 18,600 corporate clients through a network of 809 branches with a help of nearly 18,000 employees. The Bank was incorporated in 1992 and is headquartered in Moscow, the Russian Federation.
Otkritie Financial Corporation Bank has been growing its revenues and asset by 21.3% and 23.0% a year on average in the last 10 years. Its loans and deposits have grown by 10.8% and 22.1% a year during that time and loans to deposits ratio reached 61.2% at the end of 2018. The company achieved an average return on equity of -12.3% in the last decade with net profit growing 26.0% a year on average. In terms of operating efficiency, its cost to income ratio reached 77.6% in 2018, compared to 52.7% average in the last decade.
Equity represented 14.4% of total assets or 60.4% of loans at the end of 2018. Otkritie Financial Corporation Bank's non-performing loans were 23.2% of total loans while provisions covered some 95.4% of NPLs at the end of 2018.
Helgi Library 
