By Helgi Library - February 20, 2020
Landbank made a net profit of PHP 16,144 mil under revenues of PHP 54,225 mil in 2018, up 5.71% and 22.5% respectively compared to th...
By Helgi Library - February 20, 2020
Landbank made a net profit of PHP 16,144 mil under revenues of PHP 54,225 mil in 2018, up 5.71% and 22.5% respectively compared to th...
By Helgi Library - February 20, 2020
Landbank generated total banking revenues of PHP 54,225 mil in 2018, up 22.5% compared to the previous year. Historically...
| Profit Statement | 2016 | 2017 | 2018 | |
| Net Interest Income | PHP mil | 33,316 | 39,756 | 48,033 |
| Net Fee Income | PHP mil | 1,710 | 1,892 | 1,873 |
| Other Income | PHP mil | 2,488 | 2,606 | 4,319 |
| Total Revenues | PHP mil | 37,514 | 44,253 | 54,225 |
| Staff Cost | PHP mil | 8,683 | 11,310 | 13,853 |
| Operating Profit | PHP mil | 14,969 | 16,820 | 20,695 |
| Provisions | PHP mil | 144 | 1,137 | 4,295 |
| Net Profit | PHP mil | 14,356 | 15,271 | 16,144 |
| Balance Sheet | 2016 | 2017 | 2018 | |
| Interbank Loans | PHP mil | 42,098 | 78,378 | 73,535 |
| Customer Loans | PHP mil | 501,161 | 614,454 | 798,740 |
| Total Assets | PHP mil | 1,405,270 | 1,627,130 | 1,888,780 |
| Shareholders' Equity | PHP mil | 95,792 | 116,614 | 137,017 |
| Interbank Borrowing | PHP mil | 1.72 | 0 | 0 |
| Customer Deposits | PHP mil | 1,250,650 | 1,440,200 | 1,675,530 |
| Issued Debt Securities | PHP mil | 30,251 | 25,375 | 32,431 |
| Ratios | 2016 | 2017 | 2018 | |
| ROE | % | 15.6 | 14.4 | 12.7 |
| ROA | % | 1.10 | 1.01 | 0.918 |
| Costs (As % Of Assets) | % | 1.73 | 1.81 | 1.91 |
| Costs (As % Of Income) | % | 60.1 | 62.0 | 61.8 |
| Capital Adequacy Ratio | % | ... | ... | ... |
| Net Interest Margin | % | 2.55 | 2.62 | 2.73 |
| Loans (As % Of Deposits) | % | 40.1 | 42.7 | 47.7 |
| Growth Rates | 2016 | 2017 | 2018 | |
| Total Revenue Growth | % | 5.72 | 18.0 | 22.5 |
| Operating Cost Growth | % | 6.80 | 21.7 | 22.2 |
| Operating Profit Growth | % | 4.14 | 12.4 | 23.0 |
| Net Profit Growth | % | 2.77 | 6.38 | 5.71 |
| Customer Loan Growth | % | 11.3 | 22.6 | 30.0 |
| Total Asset Growth | % | 16.5 | 15.8 | 16.1 |
| Customer Deposit Growth | % | 18.8 | 15.2 | 16.3 |
| Shareholders' Equity Growth | % | 7.94 | 21.7 | 17.5 |
| Employees | 7,834 | 7,985 | 8,599 | |
Get all company financials in excel:
| summary | Unit | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
| income statement | ||||||||||||||
| Net Interest Income | PHP mil | ... | ... | ... | 22,668 | 26,473 | 29,801 | 33,316 | ||||||
| Total Revenues | PHP mil | ... | ... | ... | 36,078 | 32,611 | 35,483 | 37,514 | ||||||
| Operating Profit | PHP mil | ... | ... | ... | 16,390 | 13,853 | 14,374 | 14,969 | ||||||
| Net Profit | PHP mil | ... | ... | ... | 11,790 | 12,642 | 13,969 | 14,356 | ||||||
| balance sheet | ||||||||||||||
| Interbank Loans | PHP mil | ... | ... | ... | 16,355 | 80,019 | 107,344 | 42,098 | ||||||
| Customer Loans | PHP mil | ... | ... | ... | 322,411 | 402,187 | 450,482 | 501,161 | ||||||
| Debt Securities | PHP mil | ... | ... | ... | 230,375 | 308,777 | 291,613 | 459,408 | ||||||
| Total Assets | PHP mil | ... | ... | ... | 849,328 | 1,058,640 | 1,205,760 | 1,405,270 | ||||||
| Shareholders' Equity | PHP mil | ... | ... | ... | 82,141 | 84,985 | 88,748 | 95,792 | ||||||
| Interbank Borrowing | PHP mil | ... | ... | ... | 23,860 | 20,250 | 21,767 | 1.72 | ||||||
| Customer Deposits | PHP mil | ... | ... | ... | 704,311 | 912,894 | 1,052,390 | 1,250,650 | ||||||
| Issued Debt Securities | PHP mil | ... | ... | ... | 17,434 | 10,500 | 10,500 | 30,251 | ||||||
| ratios | ||||||||||||||
| ROE | % | ... | ... | ... | ... | ... | 15.1 | 16.1 | 15.6 | |||||
| ROA | % | ... | ... | ... | ... | ... | 1.33 | 1.23 | 1.10 | |||||
| Costs (As % Of Assets) | % | ... | ... | ... | ... | ... | 1.97 | 1.86 | 1.73 | |||||
| Costs (As % Of Income) | % | ... | ... | ... | 54.6 | 57.5 | 59.5 | 60.1 | ||||||
| Capital Adequacy Ratio | % | ... | ... | ... | ... | ... | ... | ... | ... | 14.8 | 12.9 | ... | ... | ... |
| Net Interest Margin | % | ... | ... | ... | ... | ... | 2.78 | 2.63 | 2.55 | |||||
| Interest Income (As % Of Revenues) | % | ... | ... | ... | 62.8 | 81.2 | 84.0 | 88.8 | ||||||
| Fee Income (As % Of Revenues) | % | ... | ... | ... | 2.69 | 3.99 | 4.37 | 4.56 | ||||||
| Staff Cost (As % Of Total Cost) | % | ... | ... | ... | ... | 38.0 | 40.4 | 39.3 | 38.5 | |||||
| Equity (As % Of Assets) | % | ... | ... | ... | 9.67 | 8.03 | 7.36 | 6.82 | ||||||
| Loans (As % Of Deposits) | % | ... | ... | ... | 45.8 | 44.1 | 42.8 | 40.1 | ||||||
| Loans (As % Assets) | % | ... | ... | ... | 38.0 | 38.0 | 37.4 | 35.7 | ||||||
| valuation | ||||||||||||||
| Dividend Per Share | PHP | ... | ... | ... | ... | 0 | 0 | 0 | 0 | |||||
| Book Value Per Share Growth | % | ... | ... | ... | ... | ... | 16.8 | 12.6 | 11.8 |
| income statement | Unit | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
| income statement | ||||||||||||||
| Interest Income | PHP mil | ... | ... | ... | 29,141 | 33,078 | 38,618 | 43,625 | ||||||
| Interest Cost | PHP mil | ... | ... | ... | 6,473 | 6,605 | 8,817 | 10,309 | ||||||
| Net Interest Income | PHP mil | ... | ... | ... | 22,668 | 26,473 | 29,801 | 33,316 | ||||||
| Net Fee Income | PHP mil | ... | ... | ... | 971 | 1,300 | 1,550 | 1,710 | ||||||
| Other Income | PHP mil | ... | ... | ... | 12,438 | 4,838 | 4,133 | 2,488 | ||||||
| Total Revenues | PHP mil | ... | ... | ... | 36,078 | 32,611 | 35,483 | 37,514 | ||||||
| Staff Cost | PHP mil | ... | ... | ... | ... | 7,480 | 7,586 | 8,305 | 8,683 | |||||
| Operating Cost | PHP mil | ... | ... | ... | 19,688 | 18,758 | 21,109 | 22,545 | ||||||
| Operating Profit | PHP mil | ... | ... | ... | 16,390 | 13,853 | 14,374 | 14,969 | ||||||
| Provisions | PHP mil | ... | ... | ... | 1,478 | 65.8 | 134 | 144 | ||||||
| Extra and Other Cost | PHP mil | ... | ... | ... | 0 | 0 | < -0.001 | 0 | ||||||
| Pre-Tax Profit | PHP mil | ... | ... | ... | 14,912 | 13,787 | 14,241 | 14,824 | ||||||
| Tax | PHP mil | ... | ... | ... | 3,122 | 1,145 | 272 | 468 | ||||||
| Minorities | PHP mil | ... | ... | ... | 0 | 0 | 0 | 0 | ||||||
| Net Profit | PHP mil | ... | ... | ... | 11,790 | 12,642 | 13,969 | 14,356 | ||||||
| Dividends | PHP mil | ... | ... | ... | ... | 0 | 0 | 0 | 0 | |||||
| growth rates | ||||||||||||||
| Net Interest Income Growth | % | ... | ... | ... | ... | ... | 16.8 | 12.6 | 11.8 | |||||
| Net Fee Income Growth | % | ... | ... | ... | ... | ... | 33.9 | 19.2 | 10.3 | |||||
| Total Revenue Growth | % | ... | ... | ... | ... | ... | -9.61 | 8.81 | 5.72 | |||||
| Operating Cost Growth | % | ... | ... | ... | ... | ... | -4.72 | 12.5 | 6.80 | |||||
| Operating Profit Growth | % | ... | ... | ... | ... | ... | -15.5 | 3.76 | 4.14 | |||||
| Pre-Tax Profit Growth | % | ... | ... | ... | ... | ... | -7.54 | 3.29 | 4.10 | |||||
| Net Profit Growth | % | ... | ... | ... | ... | ... | 7.23 | 10.5 | 2.77 | |||||
| market share | ||||||||||||||
| Market Share in Revenues | % | ... | ... | ... | 9.11 | 7.96 | 8.37 | 7.71 | ... | |||||
| Market Share in Net Profit | % | ... | ... | ... | 9.83 | 10.8 | 12.2 | 11.3 | ... |
| balance sheet | Unit | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
| balance sheet | ||||||||||||||
| Cash | PHP mil | ... | ... | ... | 269,936 | 253,601 | 341,825 | 383,657 | ||||||
| Interbank Loans | PHP mil | ... | ... | ... | 16,355 | 80,019 | 107,344 | 42,098 | ||||||
| Customer Loans | PHP mil | ... | ... | ... | 322,411 | 402,187 | 450,482 | 501,161 | ||||||
| Retail Loans | PHP mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | |||
| Corporate Loans | PHP mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | |||
| Debt Securities | PHP mil | ... | ... | ... | 230,375 | 308,777 | 291,613 | 459,408 | ||||||
| Fixed Assets | PHP mil | ... | ... | ... | 5,070 | 5,943 | 6,780 | 7,145 | ||||||
| Intangible Assets | PHP mil | ... | ... | ... | 380 | 534 | 900 | 995 | ||||||
| Goodwill | PHP mil | ... | ... | ... | ... | ... | ... | 0 | 0 | 0 | 0 | |||
| Total Assets | PHP mil | ... | ... | ... | 849,328 | 1,058,640 | 1,205,760 | 1,405,270 | ||||||
| Shareholders' Equity | PHP mil | ... | ... | ... | 82,141 | 84,985 | 88,748 | 95,792 | ||||||
| Of Which Minority Interest | PHP mil | ... | ... | ... | 0 | 0 | 0 | 0 | ||||||
| Liabilities | PHP mil | ... | ... | ... | 767,187 | 973,651 | 1,117,010 | 1,309,480 | ||||||
| Interbank Borrowing | PHP mil | ... | ... | ... | 23,860 | 20,250 | 21,767 | 1.72 | ||||||
| Customer Deposits | PHP mil | ... | ... | ... | 704,311 | 912,894 | 1,052,390 | 1,250,650 | ||||||
| Sight Deposits | PHP mil | ... | ... | ... | ... | 0 | 392,016 | 474,530 | 558,434 | |||||
| Term Deposits | PHP mil | ... | ... | ... | ... | 0 | 520,564 | 571,330 | 605,432 | |||||
| Issued Debt Securities | PHP mil | ... | ... | ... | 17,434 | 10,500 | 10,500 | 30,251 | ||||||
| Subordinated Debt | PHP mil | ... | ... | ... | ... | ... | ... | 17,434 | 10,500 | 10,500 | ... | ... | ... | |
| Other Liabilities | PHP mil | ... | ... | ... | 21,583 | 30,007 | 32,358 | 28,576 | ||||||
| asset quality | ||||||||||||||
| Gross Loans | PHP mil | ... | ... | ... | ... | 327,773 | 407,545 | 456,950 | 508,364 | |||||
| Total Provisions | PHP mil | ... | ... | ... | ... | 5,362 | 5,359 | 6,469 | 7,203 | |||||
| growth rates | ||||||||||||||
| Customer Loan Growth | % | ... | ... | ... | ... | ... | 24.7 | 12.0 | 11.3 | |||||
| Total Asset Growth | % | ... | ... | ... | ... | ... | 24.6 | 13.9 | 16.5 | |||||
| Shareholders' Equity Growth | % | ... | ... | ... | ... | ... | 3.46 | 4.43 | 7.94 | |||||
| Customer Deposit Growth | % | ... | ... | ... | ... | ... | 29.6 | 15.3 | 18.8 | |||||
| market share | ||||||||||||||
| Market Share in Customer Loans | % | ... | ... | ... | 7.89 | 7.88 | 7.78 | 7.41 | ... | |||||
| Market Share in Total Assets | % | ... | ... | ... | 9.89 | 10.8 | 11.2 | 11.5 | ... | |||||
| Market Share in Customer Deposits | % | ... | ... | ... | 11.6 | 13.4 | 14.1 | 14.3 | ... |
| ratios | Unit | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
| ratios | ||||||||||||||
| ROE | % | ... | ... | ... | ... | ... | 15.1 | 16.1 | 15.6 | |||||
| ROA | % | ... | ... | ... | ... | ... | 1.33 | 1.23 | 1.10 | |||||
| Costs (As % Of Assets) | % | ... | ... | ... | ... | ... | 1.97 | 1.86 | 1.73 | |||||
| Costs (As % Of Income) | % | ... | ... | ... | 54.6 | 57.5 | 59.5 | 60.1 | ||||||
| Capital Adequacy Ratio | % | ... | ... | ... | ... | ... | ... | ... | ... | 14.8 | 12.9 | ... | ... | ... |
| Net Interest Margin | % | ... | ... | ... | ... | ... | 2.78 | 2.63 | 2.55 | |||||
| Interest Spread | % | ... | ... | ... | ... | ... | 2.71 | 2.57 | 2.49 | |||||
| Asset Yield | % | ... | ... | ... | ... | ... | 3.47 | 3.41 | 3.34 | |||||
| Cost Of Liabilities | % | ... | ... | ... | ... | ... | 0.759 | 0.843 | 0.850 | |||||
| Payout Ratio | % | ... | ... | ... | ... | 0 | 0 | 0 | 0 | |||||
| Interest Income (As % Of Revenues) | % | ... | ... | ... | 62.8 | 81.2 | 84.0 | 88.8 | ||||||
| Fee Income (As % Of Revenues) | % | ... | ... | ... | 2.69 | 3.99 | 4.37 | 4.56 | ||||||
| Other Income (As % Of Revenues) | % | ... | ... | ... | 34.5 | 14.8 | 11.6 | 6.63 | ||||||
| Cost Per Employee | USD per month | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1,905 | ||
| Cost Per Employee (Local Currency) | PHP per month | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 92,366 | ||
| Staff Cost (As % Of Total Cost) | % | ... | ... | ... | ... | 38.0 | 40.4 | 39.3 | 38.5 | |||||
| Equity (As % Of Assets) | % | ... | ... | ... | 9.67 | 8.03 | 7.36 | 6.82 | ||||||
| Loans (As % Of Deposits) | % | ... | ... | ... | 45.8 | 44.1 | 42.8 | 40.1 | ||||||
| Loans (As % Assets) | % | ... | ... | ... | 38.0 | 38.0 | 37.4 | 35.7 | ||||||
| Provisions (As % Of Loans) | % | ... | ... | ... | ... | 1.66 | 1.33 | 1.44 | 1.44 | |||||
| Cost of Provisions (As % Of Loans) | % | ... | ... | ... | ... | ... | 0.018 | 0.031 | 0.030 |
| other data | Unit | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
| other data | ||||||||||||||
| Employees | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 7,834 | |||
| Sight (As % Of Customer Deposits) | % | ... | ... | ... | ... | 0 | 42.9 | 45.1 | 44.7 | |||||
| Risk-Weighted Assets | PHP mil | ... | ... | ... | ... | ... | ... | ... | ... | 469,533 | 513,059 | ... | ... | ... |
| Return on Loans | % | ... | ... | ... | 3.66 | 3.49 | 3.28 | 3.02 | ||||||
| Operating Profit (As % of Loans) | % | ... | ... | ... | ... | ... | 3.82 | 3.37 | 3.15 | |||||
| Costs (As % Of Loans) | % | ... | ... | ... | ... | ... | 5.18 | 4.95 | 4.74 | |||||
| Equity (As % Of Loans) | % | ... | ... | ... | 25.5 | 21.1 | 19.7 | 19.1 |
Get all company financials in excel:
By Helgi Library - February 20, 2020
Landbank generated total banking revenues of PHP 54,225 mil in 2018, up 22.5% compared to the previous year. Historically, the bank’s revenues containing of interest, fee and other non-interest income reached an all time high of PHP 54,225 mil in 2018 and an al...
By Helgi Library - February 20, 2020
Landbank's net interest margin amounted to 2.73% in 2018, up from 2.62% compared to the previous year. Historically, the bank’s net interest margin reached an all time high of 3.92% in 2009 and an all time low of 2.55% in 2016. The average margin in the...
By Helgi Library - February 20, 2020
Landbank's net interest margin amounted to 2.73% in 2018, up from 2.62% compared to the previous year. Historically, the bank’s net interest margin reached an all time high of 3.92% in 2009 and an all time low of 2.55% in 2016. The average margin in the...
By Helgi Library - February 20, 2020
Landbank's customer loan growth reached 30.0% in 2018, up from 22.6% compared to the previous year. Historically, the bank’s loans growth reached an all time high of 47.7% in 2008 and an all time low of 11.3% in 2016. In the last decade, the average annua...
By Helgi Library - February 20, 2020
Landbank's customer loan growth reached 30.0% in 2018, up from 22.6% compared to the previous year. Historically, the bank’s loans growth reached an all time high of 47.7% in 2008 and an all time low of 11.3% in 2016. In the last decade, the average annua...
By Helgi Library - February 20, 2020
Landbank's customer deposits reached PHP 1,440,200 mil in 2017, up 15.2% compared to the previous year. Filipino banking sector accepted customer deposits of PHP 9,931 bil in 2017, up 13.2% when compared to the last year. Landbank accounted for 14.5% of a...
By Helgi Library - February 20, 2020
Landbank generated total banking revenues of PHP 44,253 mil in 2017, up 18.0% compared to the previous year. Filipino banking sector banking sector generated total revenues of PHP 535,003 mil in 2017, up 10.0% when compared to the last year. As ...
By Helgi Library - February 20, 2020
Landbank's customer deposits reached PHP 1,440,200 mil in 2017, up 15.2% compared to the previous year. Filipino banking sector accepted customer deposits of PHP 9,931 bil in 2017, up 13.2% when compared to the last year. Landbank accounted for 14.5% of a...
By Helgi Library - February 20, 2020
Landbank's customer loans reached PHP 614,454 mil in 2017, up 22.6% compared to the previous year. Filipino banking sector provided customer loans of PHP 7,915 bil in 2017, up 17.0% when compared to the last year. Landbank accounted for 7.76% of all custo...
By Helgi Library - February 20, 2020
Landbank's customer loans reached PHP 614,454 mil in 2017, up 22.6% compared to the previous year. Filipino banking sector provided customer loans of PHP 7,915 bil in 2017, up 17.0% when compared to the last year. Landbank accounted for 7.76% of all custo...
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