Institutional Sign In

Go

Jadranska Banka

Created with Highcharts 6.0.4Sales and Profits (HRK mil)Total RevenuesNet Profit20042005200620072008200920102011201220132014201520162017255075100125-400-2000200

Jadranska Banka's customer loans fell 26.1% to HRK 407 mil in 2017

By Helgi Library - August 11, 2018

Jadranska Banka's customer loans reached HRK 407 mil in 2017, down 26.1% compared to the previous year. Croatian banking sector...

Jadranska Banka's customer loans fell 26.1% to HRK 407 mil in 2017

By Helgi Library - August 11, 2018

Jadranska Banka's customer loans reached HRK 407 mil in 2017, down 26.1% compared to the previous year. Croatian banking sector...

Jadranska Banka's npls (as % of loans) rose 21.1% to 40.0% in 2017

By Helgi Library - August 11, 2018

Jadranska Banka's non-performing loans reached 40.0% of total loans at the end of 2017, up from 33.0% compared to the previous ye...

Profit Statement 2015 2016 2017
Net Interest Income HRK mil 33.8 40.6 26.0
Net Fee Income HRK mil 10.6 9.78 9.97
Other Income HRK mil 8.31 12.7 24.5
Total Revenues HRK mil 52.7 63.1 60.4
Staff Cost HRK mil 30.1 24.1 24.7
Operating Profit HRK mil -62.6 -39.2 6.89
Provisions HRK mil 209 117 37.9
Net Profit HRK mil -272 -156 -31.0
Balance Sheet 2015 2016 2017
Interbank Loans HRK mil 67.3 71.3 57.3
Customer Loans HRK mil 1,047 551 407
Total Assets HRK mil 1,818 1,974 1,729
Shareholders' Equity HRK mil -295 60.1 40.6
Interbank Borrowing HRK mil 0 0 0
Customer Deposits HRK mil 1,964 1,735 1,542
Issued Debt Securities HRK mil 112 156 118
Ratios 2015 2016 2017
ROE % 173 133 -61.6
ROA % -12.8 -8.21 -1.67
Costs (As % Of Assets) % 5.41 5.39 2.89
Costs (As % Of Income) % 219 162 88.6
Capital Adequacy Ratio % -20.3 2.85 1.95
Net Interest Margin % 1.58 2.14 1.40
Loans (As % Of Deposits) % 53.3 31.7 26.4
NPLs (As % Of Loans) % 56.9 33.0 40.0
Provisions (As % Of NPLs) % 70.7 41.0 51.8
Growth Rates 2015 2016 2017
Total Revenue Growth % -29.0 19.7 -4.24
Operating Cost Growth % 9.03 -11.3 -47.7
Operating Profit Growth % 98.7 -37.4 -118
Net Profit Growth % -13.5 -42.8 -80.1
Customer Loan Growth % -23.4 -47.4 -26.1
Total Asset Growth % -25.6 8.56 -12.4
Customer Deposit Growth % -14.1 -11.7 -11.1
Shareholders' Equity Growth % 1,366 -120 -32.4
Employees 226 205 193

Get all company financials in excel:

Download Sample   $19.99