By Helgi Library - August 11, 2018
Imex Banka's non-performing loans reached 25.3% of total loans at the end of 2017, up from 18.7% compared to the previous year. ...
By Helgi Library - August 11, 2018
Imex Banka's non-performing loans reached 25.3% of total loans at the end of 2017, up from 18.7% compared to the previous year. ...
By Helgi Library - August 11, 2018
Imex Banka's customer loans reached HRK 1,000 mil in 2017, down 4.01% compared to the previous year. Croatian banking sector pr...
| Profit Statement | 2015 | 2016 | 2017 | |
| Net Interest Income | HRK mil | 49.5 | 46.9 | 51.5 |
| Net Fee Income | HRK mil | 8.18 | 3.88 | 4.95 |
| Other Income | HRK mil | 24.8 | 5.34 | 1.11 |
| Total Revenues | HRK mil | 82.5 | 56.1 | 57.5 |
| Staff Cost | HRK mil | 19.8 | 22.2 | 23.0 |
| Operating Profit | HRK mil | 40.6 | 6.57 | 7.77 |
| Provisions | HRK mil | 86.6 | 11.9 | 22.0 |
| Net Profit | HRK mil | -46.2 | -5.36 | -14.2 |
| Balance Sheet | 2015 | 2016 | 2017 | |
| Interbank Loans | HRK mil | 0.683 | 0.676 | 0.673 |
| Customer Loans | HRK mil | 1,133 | 1,042 | 1,000 |
| Total Assets | HRK mil | 2,034 | 2,011 | 1,747 |
| Shareholders' Equity | HRK mil | 150 | 143 | 129 |
| Interbank Borrowing | HRK mil | 50.2 | 1.92 | 0.572 |
| Customer Deposits | HRK mil | 1,656 | 1,697 | 1,503 |
| Issued Debt Securities | HRK mil | 140 | 140 | 82.9 |
| Ratios | 2015 | 2016 | 2017 | |
| ROE | % | -28.2 | -3.66 | -10.4 |
| ROA | % | -2.13 | -0.265 | -0.755 |
| Costs (As % Of Assets) | % | 1.93 | 2.45 | 2.65 |
| Costs (As % Of Income) | % | 50.8 | 88.3 | 86.5 |
| Capital Adequacy Ratio | % | 13.5 | 16.4 | 15.3 |
| Net Interest Margin | % | 2.28 | 2.32 | 2.74 |
| Loans (As % Of Deposits) | % | 68.4 | 61.4 | 66.5 |
| NPLs (As % Of Loans) | % | 16.0 | 18.7 | 25.3 |
| Provisions (As % Of NPLs) | % | 81.2 | 73.5 | 62.9 |
| Growth Rates | 2015 | 2016 | 2017 | |
| Total Revenue Growth | % | -2.36 | -32.0 | 2.59 |
| Operating Cost Growth | % | 4.97 | 18.1 | 0.513 |
| Operating Profit Growth | % | -8.93 | -83.8 | 18.3 |
| Net Profit Growth | % | -388 | -88.4 | 165 |
| Customer Loan Growth | % | -13.0 | -8.06 | -4.01 |
| Total Asset Growth | % | -11.9 | -1.13 | -13.2 |
| Customer Deposit Growth | % | -7.65 | 2.46 | -11.4 |
| Shareholders' Equity Growth | % | -16.2 | -4.38 | -10.1 |
| Employees | 152 | 157 | 165 | |
Get all company financials in excel:
| summary | Unit | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
| income statement | ||||||||||||||||||
| Net Interest Income | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 76.9 | 51.3 | 57.9 | 64.5 | 49.5 | |||
| Total Revenues | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 87.5 | 61.5 | 76.9 | 84.5 | 82.5 | |||
| Operating Profit | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 48.1 | 24.4 | 36.4 | 44.6 | 40.6 | |||
| Net Profit | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 20.1 | 10.3 | 9.49 | 16.1 | -46.2 | |||
| balance sheet | ||||||||||||||||||
| Interbank Loans | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 187 | 53.0 | 0.472 | 0.820 | 0.683 | |||
| Customer Loans | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1,043 | 1,226 | 1,304 | 1,303 | 1,133 | |||
| Debt Securities | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 28.3 | 258 | 279 | 363 | 16.0 | |||
| Total Assets | HRK mil | 1,905 | 2,100 | 2,249 | 2,309 | 2,034 | ||||||||||||
| Shareholders' Equity | HRK mil | 140 | 130 | 140 | 179 | 150 | ||||||||||||
| Interbank Borrowing | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 113 | 161 | 155 | 107 | 50.2 | |||
| Customer Deposits | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1,436 | 1,553 | 1,700 | 1,794 | 1,656 | |||
| Issued Debt Securities | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 171 | 218 | 215 | 190 | 140 | |||
| ratios | ||||||||||||||||||
| ROE | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 16.2 | 7.60 | 7.03 | 10.1 | -28.2 | |||
| ROA | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1.16 | 0.512 | 0.436 | 0.705 | -2.13 | |||
| Costs (As % Of Assets) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 2.26 | 1.85 | 1.86 | 1.75 | 1.93 | |||
| Costs (As % Of Income) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 45.0 | 60.4 | 52.6 | 47.3 | 50.8 | |||
| Capital Adequacy Ratio | % | 14.6 | 14.7 | 14.3 | 14.0 | 13.5 | ||||||||||||
| Net Interest Margin | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 4.42 | 2.56 | 2.66 | 2.83 | 2.28 | |||
| Interest Income (As % Of Revenues) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 88.0 | 83.4 | 75.4 | 76.4 | 60.0 | |||
| Fee Income (As % Of Revenues) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 6.97 | 12.2 | 19.5 | 21.2 | 9.92 | |||
| Staff Cost (As % Of Total Cost) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 41.4 | 48.2 | 47.1 | 46.1 | 47.3 | |||
| Equity (As % Of Assets) | % | 7.35 | 6.20 | 6.21 | 7.74 | 7.36 | ||||||||||||
| Loans (As % Of Deposits) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 72.7 | 79.0 | 76.7 | 72.6 | 68.4 | |||
| Loans (As % Assets) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 54.8 | 58.4 | 58.0 | 56.4 | 55.7 | |||
| NPLs (As % Of Loans) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 21.2 | 7.11 | 10.4 | 9.21 | 16.0 | |||
| Provisions (As % Of NPLs) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 18.7 | 76.8 | 59.3 | 79.7 | 81.2 | |||
| valuation | ||||||||||||||||||
| Book Value Per Share Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 31.0 | -33.4 | 13.0 | 11.4 | -23.3 |
| income statement | Unit | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
| income statement | ||||||||||||||||||
| Interest Income | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 154 | 133 | 144 | 143 | 114 | |||
| Interest Cost | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 76.8 | 82.0 | 86.1 | 78.8 | 64.3 | |||
| Net Interest Income | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 76.9 | 51.3 | 57.9 | 64.5 | 49.5 | |||
| Net Fee Income | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 6.10 | 7.49 | 15.0 | 17.9 | 8.18 | |||
| Other Income | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 4.43 | 2.73 | 3.94 | 2.10 | 24.8 | |||
| Total Revenues | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 87.5 | 61.5 | 76.9 | 84.5 | 82.5 | |||
| Staff Cost | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 16.3 | 17.9 | 19.1 | 18.4 | 19.8 | |||
| Depreciation | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 3.79 | 3.74 | 3.44 | 3.19 | 3.11 | |||
| Other Cost | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 19.3 | 15.5 | 17.9 | 18.3 | 19.0 | |||
| Operating Cost | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 39.4 | 37.1 | 40.4 | 39.9 | 41.9 | |||
| Operating Profit | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 48.1 | 24.4 | 36.4 | 44.6 | 40.6 | |||
| Provisions | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 22.8 | 11.4 | 24.3 | 24.5 | 86.6 | |||
| Extra and Other Cost | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0 | -0.001 | < 0.001 | 0 | 0.001 | |||
| Pre-Tax Profit | HRK mil | 25.3 | 13.0 | 12.1 | 20.1 | -46.0 | ||||||||||||
| Tax | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 5.18 | 2.70 | 2.63 | 4.05 | 0 | |||
| Minorities | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0 | 0 | 0 | 0 | 0 | |||
| Net Profit | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 20.1 | 10.3 | 9.49 | 16.1 | -46.2 | |||
| growth rates | ||||||||||||||||||
| Net Interest Income Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 31.0 | -33.4 | 13.0 | 11.4 | -23.3 | ||
| Net Fee Income Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | -7.37 | 22.8 | 100 | 19.1 | -54.2 | ||
| Total Revenue Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 26.1 | -29.7 | 25.0 | 9.92 | -2.36 | ||
| Operating Cost Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 8.51 | -5.78 | 8.91 | -1.20 | 4.97 | ||
| Operating Profit Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 45.3 | -49.3 | 49.6 | 22.2 | -8.93 | ||
| Pre-Tax Profit Growth | % | ... | 147 | -48.8 | -6.54 | 65.8 | -329 | |||||||||||
| Net Profit Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 150 | -49.1 | -7.55 | 69.4 | -388 | ||
| market share | ||||||||||||||||||
| Market Share in Revenues | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0.544 | 0.414 | 0.534 | 0.584 | 0.567 | |||
| Market Share in Net Profit | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0.532 | 0.377 | 2.00 | 1.17 | ... | ... | ... | |
| Market Share in Employees | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0.581 | 0.642 | 0.659 | 0.713 | 0.727 |
| balance sheet | Unit | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
| balance sheet | ||||||||||||||||||
| Cash | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 283 | 482 | 562 | 548 | 584 | |||
| Interbank Loans | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 187 | 53.0 | 0.472 | 0.820 | 0.683 | |||
| Customer Loans | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1,043 | 1,226 | 1,304 | 1,303 | 1,133 | |||
| Debt Securities | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 28.3 | 258 | 279 | 363 | 16.0 | |||
| Fixed Assets | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 46.8 | 43.8 | 43.4 | 41.3 | 32.8 | |||
| Total Assets | HRK mil | 1,905 | 2,100 | 2,249 | 2,309 | 2,034 | ||||||||||||
| Shareholders' Equity | HRK mil | 140 | 130 | 140 | 179 | 150 | ||||||||||||
| Of Which Minority Interest | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0 | 0 | 0 | 0 | ||
| Liabilities | HRK mil | 1,765 | 1,970 | 2,109 | 2,130 | 1,884 | ||||||||||||
| Interbank Borrowing | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 113 | 161 | 155 | 107 | 50.2 | |||
| Customer Deposits | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1,436 | 1,553 | 1,700 | 1,794 | 1,656 | |||
| Sight Deposits | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 113 | 161 | 155 | 155 | 130 | |||
| Term Deposits | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1,323 | 1,391 | 1,545 | 1,639 | 1,527 | |||
| Issued Debt Securities | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 171 | 218 | 215 | 190 | 140 | |||
| Other Liabilities | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 45.0 | 38.5 | 38.9 | 39.6 | 38.2 | |||
| asset quality | ||||||||||||||||||
| Non-Performing Loans | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 230 | 92.2 | 145 | 129 | 209 | |||
| Gross Loans | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1,087 | 1,297 | 1,390 | 1,406 | 1,303 | |||
| Total Provisions | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 43.1 | 70.8 | 85.9 | 103 | 170 | |||
| growth rates | ||||||||||||||||||
| Customer Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | -18.2 | 17.5 | 6.37 | -0.098 | -13.0 | ||
| Total Asset Growth | % | ... | 20.9 | 10.3 | 7.07 | 2.66 | -11.9 | |||||||||||
| Shareholders' Equity Growth | % | ... | 28.6 | -7.06 | 7.29 | 28.0 | -16.2 | |||||||||||
| Customer Deposit Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 19.6 | 8.12 | 9.52 | 5.48 | -7.65 | ||
| market share | ||||||||||||||||||
| Market Share in Customer Loans | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0.414 | 0.519 | 0.557 | 0.568 | 0.509 | |||
| Market Share in Total Assets | % | 0.457 | 0.512 | 0.542 | 0.551 | 0.489 | ||||||||||||
| Market Share in Customer Deposits | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0.651 | 0.684 | 0.719 | 0.734 | 0.644 |
| ratios | Unit | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
| ratios | ||||||||||||||||||
| ROE | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 16.2 | 7.60 | 7.03 | 10.1 | -28.2 | |||
| ROA | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1.16 | 0.512 | 0.436 | 0.705 | -2.13 | |||
| Costs (As % Of Assets) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 2.26 | 1.85 | 1.86 | 1.75 | 1.93 | |||
| Costs (As % Of Income) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 45.0 | 60.4 | 52.6 | 47.3 | 50.8 | |||
| Capital Adequacy Ratio | % | 14.6 | 14.7 | 14.3 | 14.0 | 13.5 | ||||||||||||
| Net Interest Margin | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 4.42 | 2.56 | 2.66 | 2.83 | 2.28 | |||
| Interest Spread | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 4.08 | 2.26 | 2.40 | 2.57 | 2.04 | |||
| Asset Yield | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 8.83 | 6.65 | 6.62 | 6.29 | 5.24 | |||
| Cost Of Liabilities | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 4.75 | 4.39 | 4.22 | 3.72 | 3.20 | |||
| Interest Income (As % Of Revenues) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 88.0 | 83.4 | 75.4 | 76.4 | 60.0 | |||
| Fee Income (As % Of Revenues) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 6.97 | 12.2 | 19.5 | 21.2 | 9.92 | |||
| Other Income (As % Of Revenues) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 5.06 | 4.44 | 5.12 | 2.49 | 30.1 | |||
| Cost Per Employee | USD per month | ... | ... | ... | ... | ... | ... | ... | ... | ... | 2,002 | 1,832 | 1,945 | 1,714 | 1,633 | |||
| Cost Per Employee (Local Currency) | HRK per month | ... | ... | ... | ... | ... | ... | ... | ... | ... | 10,711 | 10,721 | 11,104 | 10,164 | 10,881 | |||
| Staff Cost (As % Of Total Cost) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 41.4 | 48.2 | 47.1 | 46.1 | 47.3 | |||
| Equity (As % Of Assets) | % | 7.35 | 6.20 | 6.21 | 7.74 | 7.36 | ||||||||||||
| Loans (As % Of Deposits) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 72.7 | 79.0 | 76.7 | 72.6 | 68.4 | |||
| Loans (As % Assets) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 54.8 | 58.4 | 58.0 | 56.4 | 55.7 | |||
| NPLs (As % Of Loans) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 21.2 | 7.11 | 10.4 | 9.21 | 16.0 | |||
| Provisions (As % Of NPLs) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 18.7 | 76.8 | 59.3 | 79.7 | 81.2 | |||
| Provisions (As % Of Loans) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 4.14 | 5.77 | 6.59 | 7.91 | 15.0 | |||
| Cost of Provisions (As % Of Loans) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1.96 | 1.00 | 1.92 | 1.88 | 7.11 |
| other data | Unit | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
| other data | ||||||||||||||||||
| Employees | ... | ... | ... | ... | ... | ... | ... | ... | ... | 127 | 139 | 143 | 151 | 152 | ||||
| Sight (As % Of Customer Deposits) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 7.87 | 10.4 | 9.14 | 8.64 | 7.83 |
Get all company financials in excel:
By Helgi Library - August 11, 2018
Imex Banka's customer loans reached HRK 1,000 mil in 2017, down 4.01% compared to the previous year. Croatian banking sector provided customer loans of HRK 213 bil in 2017, down 0.828% when compared to the last year. Imex Banka accounted for 0.470% of all...
By Helgi Library - August 11, 2018
Imex Banka generated total banking revenues of HRK 57.5 mil in 2017, up 2.59% compared to the previous year. Croatian banking sector banking sector generated total revenues of HRK 16,001 mil in 2017, down 1.51% when compared to the last year. As...
By Helgi Library - August 11, 2018
Imex Banka generated total banking revenues of HRK 57.5 mil in 2017, up 2.59% compared to the previous year. Croatian banking sector banking sector generated total revenues of HRK 16,001 mil in 2017, down 1.51% when compared to the last year. As...
By Helgi Library - August 11, 2018
Imex Banka made a net profit of HRK -14.2 mil under revenues of HRK 57.5 mil in 2017, up -165% and 2.59% respectively compared to the previous year. Historically, the bank’s net profit reached an all time high of HRK 20.1 mil in 2011 and an all time low of HRK -46.2 ...
By Helgi Library - August 11, 2018
Imex Banka made a net profit of HRK -14.2 mil under revenues of HRK 57.5 mil in 2017, up -165% and 2.59% respectively compared to the previous year. Historically, the bank’s net profit reached an all time high of HRK 20.1 mil in 2011 and an all time low of HRK -46.2 ...
By Helgi Library - August 11, 2018
Imex Banka's customer deposits reached HRK 1,503 mil in 2017, down 11.4% compared to the previous year. Croatian banking sector accepted customer deposits of HRK 273 bil in 2017, up 2.57% when compared to the last year. Imex Banka accounted for 0.550% of ...
By Helgi Library - August 11, 2018
Imex Banka's customer deposits reached HRK 1,503 mil in 2017, down 11.4% compared to the previous year. Croatian banking sector accepted customer deposits of HRK 273 bil in 2017, up 2.57% when compared to the last year. Imex Banka accounted for 0.550% of ...
By Helgi Library - August 11, 2018
Imex Banka's net interest margin amounted to 2.74% in 2017, up from 2.32% compared to the previous year. Historically, the bank’s net interest margin reached an all time high of 4.42% in 2011 and an all time low of 2.28% in 2015. The average margin in t...
By Helgi Library - August 11, 2018
Imex Banka's net interest margin amounted to 2.74% in 2017, up from 2.32% compared to the previous year. Historically, the bank’s net interest margin reached an all time high of 4.42% in 2011 and an all time low of 2.28% in 2015. The average margin in t...
By Helgi Library - August 11, 2018
Imex Banka generated total banking revenues of HRK 57.5 mil in 2017, up 2.59% compared to the previous year. Historically, the bank’s revenues containing of interest, fee and other non-interest income reached an all time high of HRK 87.5 mil in 2011 and an all ...
Imex Banka has been growing its revenues and asset by -1.31% and -3.62% a year on average in the last 5 years. Its loans and deposits have grown by -3.99% and -0.643% a year during that time and loans to deposits ratio reached 66.5% at the end of 2017. The company achieved an average return on equity of -5.02% in the last five years with net profit growing % a year on average. In terms of operating efficiency, its cost to income ratio reached 86.5% in 2017, compared to 65.1% average in the last five years.
Equity represented 7.37% of total assets or 12.9% of loans at the end of 2017. Imex Banka's non-performing loans were 25.3% of total loans while provisions covered some 62.9% of NPLs at the end of 2017.
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