By Helgi Library - November 24, 2019
HSBC's non-performing loans reached 1.27% of total loans at the end of 2019-09-30, down from 1.40% compared to the previous year....
By Helgi Library - November 24, 2019
HSBC's non-performing loans reached 1.27% of total loans at the end of 2019-09-30, down from 1.40% compared to the previous year....
By Helgi Library - November 24, 2019
HSBC's capital adequacy ratio reached 20.2% at the end of third quarter of 2019, up from 20.1% when compared to the previous quar...
| Profit Statement | 2016 | 2017 | 2018 | |
| Net Interest Income | USD mil | 29,908 | 28,282 | 30,564 |
| Net Fee Income | USD mil | 15,669 | 15,853 | 16,044 |
| Other Income | USD mil | 6,620 | 10,087 | 10,563 |
| Total Revenues | USD mil | 52,197 | 54,222 | 57,171 |
| Operating Profit | USD mil | 21,613 | 23,139 | 24,294 |
| Provisions | USD mil | 3,400 | 1,769 | 1,767 |
| Net Profit | USD mil | 2,479 | 10,798 | 13,727 |
| Balance Sheet | 2016 | 2017 | 2018 | |
| Interbank Loans | USD mil | 249,100 | 291,946 | 314,971 |
| Customer Loans | USD mil | 861,504 | 962,964 | 981,696 |
| Total Assets | USD mil | 2,375,000 | 2,521,800 | 2,558,100 |
| Shareholders' Equity | USD mil | 182,578 | 197,871 | 194,249 |
| Interbank Borrowing | USD mil | 302,588 | 384,285 | 306,646 |
| Customer Deposits | USD mil | 1,272,400 | 1,364,500 | 1,362,600 |
| Issued Debt Securities | USD mil | 86,899 | 84,372 | 107,779 |
| Ratios | 2016 | 2017 | 2018 | |
| ROE | % | 1.30 | 5.68 | 7.00 |
| ROA | % | 0.104 | 0.441 | 0.540 |
| Costs (As % Of Assets) | % | 1.28 | 1.27 | 1.29 |
| Costs (As % Of Income) | % | 58.6 | 57.3 | 57.5 |
| Capital Adequacy Ratio | % | 20.1 | 20.9 | 20.0 |
| Net Interest Margin | % | 1.25 | 1.16 | 1.20 |
| Loans (As % Of Deposits) | % | 67.7 | 70.6 | 72.0 |
| NPLs (As % Of Loans) | % | 2.10 | 1.59 | 1.35 |
| Provisions (As % Of NPLs) | % | 43.1 | 48.4 | 64.7 |
| Valuation | 2016 | 2017 | 2018 | |
| Price/Earnings (P/E) | 65.0 | 19.2 | 12.0 | |
| Price/Book Value (P/BV) | 0.882 | 1.05 | 0.850 | |
| Dividend Yield | % | 6.29 | 4.92 | 6.17 |
| Earnings Per Share (EPS) | 0.125 | 0.538 | 0.687 | |
| Book Value Per Share | 9.20 | 9.86 | 9.72 | |
| Dividend Per Share | 0.511 | 0.508 | 0.510 | |
Get all company financials in excel:
| summary | Unit | 1991 | 1992 | 1993 | 1994 | 1995 | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
| income statement | |||||||||||||||||||||||||||||
| Net Interest Income | USD mil | 37,893 | 35,861 | 35,016 | 32,654 | 29,908 | |||||||||||||||||||||||
| Total Revenues | USD mil | 70,240 | 68,323 | 64,401 | 61,897 | 52,197 | |||||||||||||||||||||||
| Operating Profit | USD mil | 33,092 | 31,528 | 26,572 | 25,715 | 21,613 | |||||||||||||||||||||||
| Net Profit | USD mil | 14,027 | 16,204 | 13,688 | 13,522 | 2,479 | |||||||||||||||||||||||
| balance sheet | |||||||||||||||||||||||||||||
| Interbank Loans | USD mil | 152,546 | 211,521 | 273,862 | 236,656 | 249,100 | |||||||||||||||||||||||
| Customer Loans | USD mil | 997,623 | 1,080,300 | 974,660 | 924,454 | 861,504 | |||||||||||||||||||||||
| Debt Securities | USD mil | 886,237 | 792,767 | 776,371 | 706,054 | 718,533 | |||||||||||||||||||||||
| Total Assets | USD mil | 2,692,500 | 2,671,300 | 2,634,100 | 2,409,700 | 2,375,000 | |||||||||||||||||||||||
| Shareholders' Equity | USD mil | 183,129 | 190,459 | 199,978 | 197,518 | 182,578 | |||||||||||||||||||||||
| Interbank Borrowing | USD mil | 411,992 | 336,237 | 375,430 | 276,385 | 302,588 | |||||||||||||||||||||||
| Customer Deposits | USD mil | 1,340,000 | 1,482,800 | 1,350,600 | 1,289,600 | 1,272,400 | |||||||||||||||||||||||
| Issued Debt Securities | USD mil | 148,940 | 133,056 | 122,611 | 111,651 | 86,899 | |||||||||||||||||||||||
| ratios | |||||||||||||||||||||||||||||
| ROE | % | 8.03 | 8.67 | 7.01 | 6.80 | 1.30 | |||||||||||||||||||||||
| ROA | % | 0.535 | 0.604 | 0.516 | 0.536 | 0.104 | |||||||||||||||||||||||
| Costs (As % Of Assets) | % | 1.42 | 1.37 | 1.43 | 1.43 | 1.28 | |||||||||||||||||||||||
| Costs (As % Of Income) | % | 52.9 | 53.9 | 58.7 | 58.5 | 58.6 | |||||||||||||||||||||||
| Capital Adequacy Ratio | % | 16.1 | 14.9 | 15.6 | 17.2 | 20.1 | |||||||||||||||||||||||
| Net Interest Margin | % | 1.44 | 1.34 | 1.32 | 1.29 | 1.25 | |||||||||||||||||||||||
| Interest Income (As % Of Revenues) | % | 53.9 | 52.5 | 54.4 | 52.8 | 57.3 | |||||||||||||||||||||||
| Fee Income (As % Of Revenues) | % | 28.7 | 29.2 | 30.3 | 29.1 | 30.0 | |||||||||||||||||||||||
| Equity (As % Of Assets) | % | 6.80 | 7.13 | 7.59 | 8.20 | 7.69 | |||||||||||||||||||||||
| Loans (As % Of Deposits) | % | 74.4 | 72.9 | 72.2 | 71.7 | 67.7 | |||||||||||||||||||||||
| Loans (As % Assets) | % | 37.1 | 40.4 | 37.0 | 38.4 | 36.3 | |||||||||||||||||||||||
| NPLs (As % Of Loans) | % | ... | 3.81 | 3.33 | 2.97 | 2.54 | 2.10 | ||||||||||||||||||||||
| Provisions (As % Of NPLs) | % | ... | 41.7 | 41.6 | 42.1 | 40.2 | 43.1 | ||||||||||||||||||||||
| valuation | |||||||||||||||||||||||||||||
| Market Capitalisation (End Of Period) | USD mil | ... | 194,126 | 206,628 | 182,235 | 155,520 | 161,104 | ||||||||||||||||||||||
| Number Of Shares (Average) | mil | 18,271 | 18,654 | 19,056 | 19,517 | 19,845 | |||||||||||||||||||||||
| Share Price (End Of Period) | ... | 10.6 | 11.1 | 9.56 | 7.97 | 8.12 | |||||||||||||||||||||||
| Earnings Per Share (EPS) | 0.768 | 0.869 | 0.718 | 0.693 | 0.125 | ||||||||||||||||||||||||
| Book Value Per Share | 10.0 | 10.2 | 10.5 | 10.1 | 9.20 | ||||||||||||||||||||||||
| Dividend Per Share | 0.452 | 0.492 | 0.489 | 0.498 | 0.511 | ||||||||||||||||||||||||
| Price/Earnings (P/E) | ... | 13.8 | 12.8 | 13.3 | 11.5 | 65.0 | |||||||||||||||||||||||
| Price/Book Value (P/BV) | ... | 1.06 | 1.08 | 0.911 | 0.787 | 0.882 | |||||||||||||||||||||||
| Dividend Yield | % | ... | 4.26 | 4.44 | 5.11 | 6.24 | 6.29 | ||||||||||||||||||||||
| Earnings Per Share Growth | % | ... | -18.1 | 13.1 | -17.3 | -3.55 | -82.0 | ||||||||||||||||||||||
| Book Value Per Share Growth | % | ... | 8.15 | 1.87 | 2.78 | -3.56 | -9.09 |
| income statement | Unit | 1991 | 1992 | 1993 | 1994 | 1995 | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
| income statement | |||||||||||||||||||||||||||||
| Interest Income | USD mil | 56,923 | 51,514 | 51,266 | 47,312 | 42,509 | |||||||||||||||||||||||
| Interest Cost | USD mil | 19,030 | 15,653 | 16,250 | 14,658 | 12,601 | |||||||||||||||||||||||
| Net Interest Income | USD mil | 37,893 | 35,861 | 35,016 | 32,654 | 29,908 | |||||||||||||||||||||||
| Net Fee Income | USD mil | 20,149 | 19,973 | 19,545 | 18,016 | 15,669 | |||||||||||||||||||||||
| Other Income | USD mil | 12,198 | 12,489 | 9,840 | 11,227 | 6,620 | |||||||||||||||||||||||
| Total Revenues | USD mil | 70,240 | 68,323 | 64,401 | 61,897 | 52,197 | |||||||||||||||||||||||
| Operating Cost | USD mil | 37,148 | 36,795 | 37,829 | 36,182 | 30,584 | |||||||||||||||||||||||
| Operating Profit | USD mil | 33,092 | 31,528 | 26,572 | 25,715 | 21,613 | |||||||||||||||||||||||
| Provisions | USD mil | 8,311 | 5,849 | 3,851 | 3,721 | 3,400 | |||||||||||||||||||||||
| Extra and Other Cost | USD mil | 4,132 | 3,114 | 4,041 | 3,127 | 11,101 | |||||||||||||||||||||||
| Pre-Tax Profit | USD mil | 20,649 | 22,565 | 18,680 | 18,867 | 7,112 | |||||||||||||||||||||||
| Tax | USD mil | 5,315 | 4,765 | 3,975 | 3,771 | 3,666 | |||||||||||||||||||||||
| Minorities | USD mil | 1,307 | 1,596 | 1,017 | 1,574 | 967 | |||||||||||||||||||||||
| Net Profit | USD mil | 14,027 | 16,204 | 13,688 | 13,522 | 2,479 | |||||||||||||||||||||||
| Dividends | USD mil | 8,261 | 9,176 | 9,320 | 9,710 | 10,134 | |||||||||||||||||||||||
| growth rates | |||||||||||||||||||||||||||||
| Net Interest Income Growth | % | ... | -7.15 | -5.36 | -2.36 | -6.75 | -8.41 | ||||||||||||||||||||||
| Net Fee Income Growth | % | ... | -6.27 | -0.873 | -2.14 | -7.82 | -13.0 | ||||||||||||||||||||||
| Total Revenue Growth | % | ... | -3.36 | -2.73 | -5.74 | -3.89 | -15.7 | ||||||||||||||||||||||
| Operating Cost Growth | % | ... | -3.67 | -0.950 | 2.81 | -4.35 | -15.5 | ||||||||||||||||||||||
| Operating Profit Growth | % | ... | -3.01 | -4.73 | -15.7 | -3.23 | -16.0 | ||||||||||||||||||||||
| Pre-Tax Profit Growth | % | ... | -5.59 | 9.28 | -17.2 | 1.00 | -62.3 | ||||||||||||||||||||||
| Net Profit Growth | % | ... | -16.5 | 15.5 | -15.5 | -1.21 | -81.7 |
| balance sheet | Unit | 1991 | 1992 | 1993 | 1994 | 1995 | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
| balance sheet | |||||||||||||||||||||||||||||
| Cash | USD mil | 148,835 | 172,620 | 134,884 | 104,702 | 133,012 | |||||||||||||||||||||||
| Interbank Loans | USD mil | 152,546 | 211,521 | 273,862 | 236,656 | 249,100 | |||||||||||||||||||||||
| Customer Loans | USD mil | 997,623 | 1,080,300 | 974,660 | 924,454 | 861,504 | |||||||||||||||||||||||
| Mortgage Loans | USD mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 301,862 | 299,875 | 286,524 | 274,511 | 249,778 | |||||
| Consumer Loans | USD mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 113,231 | 110,853 | 107,030 | 99,571 | 90,020 | |||||
| Corporate Loans | USD mil | 594,751 | 682,003 | 591,374 | 559,927 | 529,556 | |||||||||||||||||||||||
| Debt Securities | USD mil | 886,237 | 792,767 | 776,371 | 706,054 | 718,533 | |||||||||||||||||||||||
| Fixed Assets | USD mil | 10,588 | 10,847 | 10,532 | 9,923 | 9,373 | |||||||||||||||||||||||
| Total Assets | USD mil | 2,692,500 | 2,671,300 | 2,634,100 | 2,409,700 | 2,375,000 | |||||||||||||||||||||||
| Shareholders' Equity | USD mil | 183,129 | 190,459 | 199,978 | 197,518 | 182,578 | |||||||||||||||||||||||
| Of Which Minority Interest | USD mil | 5,159 | 5,900 | 7,104 | 6,981 | 6,932 | |||||||||||||||||||||||
| Liabilities | USD mil | 2,509,370 | 2,480,840 | 2,434,120 | 2,212,180 | 2,192,420 | |||||||||||||||||||||||
| Interbank Borrowing | USD mil | 411,992 | 336,237 | 375,430 | 276,385 | 302,588 | |||||||||||||||||||||||
| Customer Deposits | USD mil | 1,340,000 | 1,482,800 | 1,350,600 | 1,289,600 | 1,272,400 | |||||||||||||||||||||||
| Issued Debt Securities | USD mil | 148,940 | 133,056 | 122,611 | 111,651 | 86,899 | |||||||||||||||||||||||
| Other Liabilities | USD mil | 608,439 | 528,748 | 585,481 | 534,546 | 530,535 | |||||||||||||||||||||||
| asset quality | |||||||||||||||||||||||||||||
| Non-Performing Loans | USD mil | ... | 38,671 | 36,428 | 29,283 | 23,758 | 18,228 | ||||||||||||||||||||||
| Gross Loans | USD mil | 1,013,700 | 1,095,400 | 986,997 | 934,009 | 869,354 | |||||||||||||||||||||||
| Provisions | USD mil | 8,311 | 5,849 | 3,851 | 3,721 | 3,400 | |||||||||||||||||||||||
| growth rates | |||||||||||||||||||||||||||||
| Customer Loan Growth | % | ... | 6.08 | 8.29 | -9.78 | -5.15 | -6.81 | ||||||||||||||||||||||
| Retail Loan Growth | % | ... | 5.45 | -1.05 | -4.18 | -4.95 | -9.16 | ||||||||||||||||||||||
| Mortgage Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 8.21 | -0.658 | -4.45 | -4.19 | -9.01 | ||||
| Consumer Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | -1.25 | -2.10 | -3.45 | -6.97 | -9.59 | ||||
| Corporate Loan Growth | % | ... | 6.39 | 14.7 | -13.3 | -5.32 | -5.42 | ||||||||||||||||||||||
| Total Asset Growth | % | ... | 5.36 | -0.787 | -1.39 | -8.52 | -1.44 | ||||||||||||||||||||||
| Shareholders' Equity Growth | % | ... | 10.3 | 4.00 | 5.00 | -1.23 | -7.56 | ||||||||||||||||||||||
| Customer Deposit Growth | % | ... | 6.87 | 10.7 | -8.92 | -4.52 | -1.33 |
| ratios | Unit | 1991 | 1992 | 1993 | 1994 | 1995 | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
| ratios | |||||||||||||||||||||||||||||
| ROE | % | 8.03 | 8.67 | 7.01 | 6.80 | 1.30 | |||||||||||||||||||||||
| ROA | % | 0.535 | 0.604 | 0.516 | 0.536 | 0.104 | |||||||||||||||||||||||
| Costs (As % Of Assets) | % | 1.42 | 1.37 | 1.43 | 1.43 | 1.28 | |||||||||||||||||||||||
| Costs (As % Of Income) | % | 52.9 | 53.9 | 58.7 | 58.5 | 58.6 | |||||||||||||||||||||||
| Capital Adequacy Ratio | % | 16.1 | 14.9 | 15.6 | 17.2 | 20.1 | |||||||||||||||||||||||
| Tier 1 Ratio | % | 13.4 | 12.0 | 12.5 | 13.9 | 16.1 | |||||||||||||||||||||||
| Net Interest Margin | % | 1.44 | 1.34 | 1.32 | 1.29 | 1.25 | |||||||||||||||||||||||
| Interest Spread | % | ... | 1.39 | 1.29 | 1.27 | 1.25 | 1.20 | ||||||||||||||||||||||
| Asset Yield | % | 2.17 | 1.92 | 1.93 | 1.88 | 1.78 | |||||||||||||||||||||||
| Cost Of Liabilities | % | ... | 0.777 | 0.627 | 0.661 | 0.631 | 0.572 | ||||||||||||||||||||||
| Payout Ratio | % | 76.3 | 86.6 | 76.6 | 75.7 | 75.4 | |||||||||||||||||||||||
| Interest Income (As % Of Revenues) | % | 53.9 | 52.5 | 54.4 | 52.8 | 57.3 | |||||||||||||||||||||||
| Fee Income (As % Of Revenues) | % | 28.7 | 29.2 | 30.3 | 29.1 | 30.0 | |||||||||||||||||||||||
| Other Income (As % Of Revenues) | % | 17.4 | 18.3 | 15.3 | 18.1 | 12.7 | |||||||||||||||||||||||
| Equity (As % Of Assets) | % | 6.80 | 7.13 | 7.59 | 8.20 | 7.69 | |||||||||||||||||||||||
| Loans (As % Of Deposits) | % | 74.4 | 72.9 | 72.2 | 71.7 | 67.7 | |||||||||||||||||||||||
| Loans (As % Assets) | % | 37.1 | 40.4 | 37.0 | 38.4 | 36.3 | |||||||||||||||||||||||
| NPLs (As % Of Loans) | % | ... | 3.81 | 3.33 | 2.97 | 2.54 | 2.10 | ||||||||||||||||||||||
| Provisions (As % Of NPLs) | % | ... | 41.7 | 41.6 | 42.1 | 40.2 | 43.1 | ||||||||||||||||||||||
| Provisions (As % Of Loans) | % | 1.62 | 1.40 | 1.27 | 1.03 | 0.911 | |||||||||||||||||||||||
| Cost of Provisions (As % Of Loans) | % | 0.858 | 0.563 | 0.375 | 0.392 | 0.381 |
Get all company financials in excel:
By Helgi Library - November 24, 2019
HSBC's capital adequacy ratio reached 20.2% at the end of third quarter of 2019, up from 20.1% when compared to the previous quarter. Historically, the bank’s capital ratio hit an all time high of 21.0% in 2Q2017 and an all time low of 14.1% in 4Q2011. The Ti...
By Helgi Library - November 24, 2019
HSBC made a net profit of USD 3,477 mil under revenues of USD 13,355 mil in the third quarter of 2019, down 16.9% and 3.21% respectively when compared to the same period last year. Historically, the bank’s net profit reached an all time high of USD 6,353 mil ...
By Helgi Library - November 24, 2019
HSBC made a net profit of USD 3,477 mil under revenues of USD 13,355 mil in the third quarter of 2019, down 16.9% and 3.21% respectively when compared to the same period last year. Historically, the bank’s net profit reached an all time high of USD 6,353 mil ...
By Helgi Library - December 22, 2019
HSBC stock traded at 7.85 per share at the end third quarter of 2019 implying a market capitalization of USD 155,542 mil. Since the end of 3Q2014, the stock has depreciated by -22.8 % implying an annual average growth of -5.05 %. In absolute terms, the value of the co...
By Helgi Library - December 22, 2019
HSBC stock traded at 7.85 per share at the end third quarter of 2019 implying a market capitalization of USD 155,542 mil. Since the end of 3Q2014, the stock has depreciated by -22.8 % implying an annual average growth of -5.05 %. In absolute terms, the value of the co...
By Helgi Library - December 22, 2019
HSBC stock traded at 7.85 per share at the end of third quarter of 2019 implying a market capitalization of USD 155,542 mil. Over the last five years, the stock has depreciated by 22.8 implying an annual average growth of -5.05% In absolute terms, the valu...
By Helgi Library - December 22, 2019
HSBC stock traded at 7.85 per share at the end of third quarter of 2019 implying a market capitalization of USD 155,542 mil. Over the last five years, the stock has depreciated by 22.8 implying an annual average growth of -5.05% In absolute terms, the valu...
By Helgi Library - December 22, 2019
HSBC stock traded at 7.85 per share at the end of third quarter of 2019 implying a market capitalization of USD 155,542 mil. Over the last five years, the stock has depreciated by -22.8 % implying an annual average growth of -5.05 %. In absolute terms, the value of th...
By Helgi Library - December 22, 2019
HSBC stock traded at 7.85 per share at the end of third quarter of 2019 implying a market capitalization of USD 155,542 mil. Over the last five years, the stock has depreciated by -22.8 % implying an annual average growth of -5.05 %. In absolute terms, the value of th...
By Helgi Library - November 24, 2019
HSBC generated total banking revenues of USD 13,355 mil in the third quarter of 2019, down 3.21% when compared to the same period of last year and 10.6% when compared to the previous quarter. Historically, the bank’s revenues containing of interest, fee a...
HSBC has been growing its revenues and asset by -4.05% and 0.120% a year on average in the last 10 years. Its loans and deposits have grown by 0.511% and 1.91% a year during that time and loans to deposits ratio reached 72.0% at the end of 2018. The company achieved an average return on equity of 6.90% in the last decade with net profit growing 9.13% a year on average. In terms of operating efficiency, its cost to income ratio reached 57.5% in 2018, compared to 54.8% average in the last decade.
Equity represented 7.59% of total assets or 19.8% of loans at the end of 2018. HSBC's non-performing loans were 1.35% of total loans while provisions covered some 64.7% of NPLs at the end of 2018.
HSBC stock traded at 8.27 per share at the end of 2018 resulting in a market capitalization of USD 165,201 mil. Over the previous five years, stock price fell by 25.4% or 5.68% a year on average. That’s compared to an average ROE of 5.56% the bank generated for its shareholders. This closing price put stock at a 12-month trailing price to earnings (PE) of 12.0x and price to book value (PBV) of 0.850x in 2018.
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