By Helgi Library - August 1, 2018
Hrvatska Postanska Banka's customer deposits reached HRK 16,808 mil in 2017, up 4.89% compared to the previous year. Croatian b...
By Helgi Library - August 1, 2018
Hrvatska Postanska Banka's customer loans reached HRK 11,141 mil in 2017, down 3.57% compared to the previous year. Croatian ba...
By Helgi Library - August 1, 2018
Hrvatska Postanska Banka's customer deposits reached HRK 16,808 mil in 2017, up 4.89% compared to the previous year. Croatian b...
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By Helgi Library - August 1, 2018
Hrvatska Postanska Banka's customer loans reached HRK 11,141 mil in 2017, down 3.57% compared to the previous year. Croatian banking sector provided customer loans of HRK 213 bil in 2017, down 0.828% when compared to the last year. Hrvatska Postanska Bank...
By Helgi Library - August 1, 2018
Hrvatska Postanska Banka generated total banking revenues of HRK 832 mil in 2017, down 0.663% compared to the previous year. Croatian banking sector banking sector generated total revenues of HRK 16,001 mil in 2017, down 1.51% when compared to the las...
By Helgi Library - August 1, 2018
Hrvatska Postanska Banka generated total banking revenues of HRK 832 mil in 2017, down 0.663% compared to the previous year. Croatian banking sector banking sector generated total revenues of HRK 16,001 mil in 2017, down 1.51% when compared to the las...
By Helgi Library - August 1, 2018
Hrvatska Postanska Banka's retail deposits reached HRK 9,442 mil in 2017, up 1.15% compared to the previous year. Croatian banking sector accepted retail deposits of HRK 190 bil in 2017, up 0.432% when compared to the last year. Hrvatska Postanska Banka a...
By Helgi Library - August 1, 2018
Hrvatska Postanska Banka's retail deposits reached HRK 9,442 mil in 2017, up 1.15% compared to the previous year. Croatian banking sector accepted retail deposits of HRK 190 bil in 2017, up 0.432% when compared to the last year. Hrvatska Postanska Banka a...
By Helgi Library - August 10, 2018
Hrvatska Postanska Banka's cost to income ratio reached 55.2% in 2017, up from 54.3% compared to the previous year. Historically, the bank’s costs reached an all time high of 88.5% of income in 2009 and an all time low of 54.3% in 2016. When compared to to...
By Helgi Library - August 10, 2018
Hrvatska Postanska Banka's cost to income ratio reached 55.2% in 2017, up from 54.3% compared to the previous year. Historically, the bank’s costs reached an all time high of 88.5% of income in 2009 and an all time low of 54.3% in 2016. When compared to to...
By Helgi Library - August 1, 2018
Hrvatska Postanska Banka's non-performing loans reached 16.3% of total loans at the end of 2017, down from 18.3% compared to the previous year. Historically, the NPL ratio hit an all time high of 26.2% in 2015 and an all time low of 3.59% in 2006. Provision...
By Helgi Library - August 1, 2018
Hrvatska Postanska Banka's non-performing loans reached 16.3% of total loans at the end of 2017, down from 18.3% compared to the previous year. Historically, the NPL ratio hit an all time high of 26.2% in 2015 and an all time low of 3.59% in 2006. Provision...
By Helgi Library - August 1, 2018
Hrvatska Postanska Banka made a net profit of HRK 7.90 mil in 2017, down 95.7% compared to the previous year. This implies a return on equity of 0.415%. Historically, the bank’s net profit reached an all time high of HRK 183 mil in 2016 and an all time low of ...
Hrvatska poštanska banka (or Croatian Postal Bank) is the largest state-owned bank in Croatia. The Bank is the seventh largest bank in the country with a 4-5% market share by assets. The Bank was founded in 1991 by Hrvatska pošta, the Croatian national postal service, currently the second largest shareholder in the Bank. The Bank offers a typical range of banking services and products such as savings, foreign currency, and current accounts; cash, housing, tourist, mortgage, consumer, car, education, and revolving loans; debit and credit cards; safety deposit boxes; and Internet banking services for retail segment. It also provides banking services for small, medium and large enterprises as well as investment banking and treasury services, asset management, or leasing, for example.
Hrvatska Postanska Banka has been growing its revenues and asset by 2.13% and 3.25% a year on average in the last 10 years. Its loans and deposits have grown by 4.34% and 5.08% a year during that time and loans to deposits ratio reached 66.3% at the end of 2017. The company achieved an average return on equity of -6.86% in the last decade with net profit growing -24.4% a year on average. In terms of operating efficiency, its cost to income ratio reached 55.2% in 2017, compared to 66.4% average in the last decade.
Equity represented 9.53% of total assets or 17.2% of loans at the end of 2017. Hrvatska Postanska Banka's non-performing loans were 16.3% of total loans while provisions covered some 67.7% of NPLs at the end of 2017.
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