Finance
Halbank Serbia has been growing its revenues and asset by
6.57% and 9.22%
a year on average in the last 3 years.
Its loans and deposits have grown by
9.17% and 0.331%
a year during that time and loans to deposits ratio reached
123% at the end of 2017.
The company achieved an average return on equity of
0.684%
in the last three years with net profit growing
%
a year on average.
In terms of operating efficiency, its cost to income ratio reached
78.4% in 2017,
compared to 73.6% average in the last three years.
Equity represented 14.8% of total assets or
21.2% of loans at the end of 2017.
Halbank Serbia's non-performing loans were 13.3% of total loans
while provisions covered some 108% of NPLs
at the end of 2017.
Helgi Library 
