By Helgi Library - August 17, 2019
Gazprombank's capital adequacy ratio reached 15.1% at the end of first quarter of 2019, up from 12.4% when compared to the previo...
By Helgi Library - August 17, 2019
Gazprombank's capital adequacy ratio reached 15.1% at the end of first quarter of 2019, up from 12.4% when compared to the previo...
By Helgi Library - August 17, 2019
Gazprombank's loans reached RUB 3,915 bil in the first quarter of 2019, down from RUB 4,132 bil when compared to the previou...
Profit Statement | 2016 | 2017 | 2018 | |
Net Interest Income | RUB bil | 122 | 132 | 139 |
Net Fee Income | RUB bil | 14.6 | 15.7 | 18.4 |
Other Income | RUB bil | 19.6 | 6.77 | -1.38 |
Total Revenues | RUB bil | 156 | 154 | 156 |
Staff Cost | RUB bil | 38.5 | 41.1 | 50.7 |
Operating Profit | RUB bil | 83.5 | 75.1 | 57.4 |
Provisions | RUB bil | 30.1 | 26.5 | 6.76 |
Net Profit | RUB bil | 31.2 | 33.8 | 39.5 |
Balance Sheet | 2016 | 2017 | 2018 | |
Interbank Loans | RUB bil | 65.3 | 86.0 | 97.2 |
Customer Loans | RUB bil | 3,248 | 3,581 | 4,035 |
Total Assets | RUB bil | 4,879 | 5,534 | 6,532 |
Shareholders' Equity | RUB bil | 495 | 577 | 617 |
Interbank Borrowing | RUB bil | 378 | 307 | 406 |
Customer Deposits | RUB bil | 3,331 | 3,915 | 4,813 |
Issued Debt Securities | RUB bil | 500 | 504 | 546 |
Ratios | 2016 | 2017 | 2018 | |
ROE | % | 6.08 | 6.31 | 6.63 |
ROA | % | 0.623 | 0.650 | 0.655 |
Costs (As % Of Assets) | % | 1.45 | 1.51 | 1.63 |
Costs (As % Of Income) | % | 46.5 | 51.2 | 63.1 |
Capital Adequacy Ratio | % | 13.5 | 13.1 | 12.4 |
Net Interest Margin | % | 2.44 | 2.53 | 2.30 |
Loans (As % Of Deposits) | % | 97.5 | 91.4 | 83.8 |
NPLs (As % Of Loans) | % | 2.74 | 2.29 | 2.47 |
Provisions (As % Of NPLs) | % | 256 | 210 | 201 |
Growth Rates | 2016 | 2017 | 2018 | |
Total Revenue Growth | % | -14.3 | -1.50 | 1.15 |
Operating Cost Growth | % | -19.0 | 8.32 | 24.8 |
Operating Profit Growth | % | -9.82 | -10.0 | -23.6 |
Net Profit Growth | % | -165 | 8.57 | 16.9 |
Customer Loan Growth | % | 1.47 | 10.2 | 12.7 |
Total Asset Growth | % | -4.74 | 13.4 | 18.0 |
Customer Deposit Growth | % | 1.50 | 17.6 | 22.9 |
Shareholders' Equity Growth | % | -6.77 | 16.6 | 6.92 |
Employees | ... | ... | ... |
Get all company financials in excel:
summary | Unit | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
income statement | ||||||||||||||||||||
Net Interest Income | RUB bil | 61.1 | 84.7 | 96.6 | 96.1 | 122 | ||||||||||||||
Total Revenues | RUB bil | 117 | 126 | 130 | 182 | 156 | ||||||||||||||
Operating Profit | RUB bil | 53.4 | 58.1 | 56.6 | 92.6 | 83.5 | ||||||||||||||
Net Profit | RUB bil | 31.3 | 32.1 | -13.7 | -47.7 | 31.2 | ||||||||||||||
balance sheet | ||||||||||||||||||||
Interbank Loans | RUB bil | 6.57 | 7.35 | 7.92 | 51.2 | 65.3 | ||||||||||||||
Customer Loans | RUB bil | 1,758 | 2,356 | 3,023 | 3,201 | 3,248 | ||||||||||||||
Debt Securities | RUB bil | 473 | 583 | 399 | 640 | 427 | ||||||||||||||
Total Assets | RUB bil | 2,841 | 3,647 | 4,769 | 5,122 | 4,879 | ||||||||||||||
Shareholders' Equity | RUB bil | 363 | 403 | 439 | 530 | 495 | ||||||||||||||
Interbank Borrowing | RUB bil | 304 | 430 | 586 | 449 | 378 | ||||||||||||||
Customer Deposits | RUB bil | 1,743 | 2,261 | 2,868 | 3,282 | 3,331 | ||||||||||||||
Issued Debt Securities | RUB bil | 320 | 438 | 693 | 677 | 500 | ||||||||||||||
ratios | ||||||||||||||||||||
ROE | % | 10.3 | 8.37 | -3.25 | -9.85 | 6.08 | ||||||||||||||
ROA | % | 1.18 | 0.988 | -0.326 | -0.965 | 0.623 | ||||||||||||||
Costs (As % Of Assets) | % | 2.38 | 2.11 | 1.74 | 1.82 | 1.45 | ||||||||||||||
Costs (As % Of Income) | % | 54.2 | 54.1 | 56.4 | 49.2 | 46.5 | ||||||||||||||
Capital Adequacy Ratio | % | ... | ... | ... | ... | 13.9 | 13.2 | 12.4 | 14.2 | 13.5 | ||||||||||
Net Interest Margin | % | 2.30 | 2.61 | 2.30 | 1.94 | 2.44 | ||||||||||||||
Interest Income (As % Of Revenues) | % | 52.4 | 67.0 | 74.4 | 52.6 | 78.1 | ||||||||||||||
Fee Income (As % Of Revenues) | % | 10.4 | 9.70 | 11.1 | 8.72 | 9.36 | ||||||||||||||
Staff Cost (As % Of Total Cost) | % | 51.8 | 50.7 | 41.0 | 43.4 | 52.9 | ||||||||||||||
Equity (As % Of Assets) | % | 12.8 | 11.1 | 9.21 | 10.4 | 10.1 | ||||||||||||||
Loans (As % Of Deposits) | % | 101 | 104 | 105 | 97.5 | 97.5 | ||||||||||||||
Loans (As % Assets) | % | 61.9 | 64.6 | 63.4 | 62.5 | 66.6 | ||||||||||||||
NPLs (As % Of Loans) | % | ... | ... | ... | ... | 1.16 | 0.905 | 1.20 | 2.24 | 2.74 | ||||||||||
Provisions (As % Of NPLs) | % | ... | ... | ... | ... | 311 | 357 | 428 | 435 | 256 | ||||||||||
valuation | ||||||||||||||||||||
Book Value Per Share Growth | % | ... | 5.01 | 38.6 | 14.0 | -0.580 | 27.1 |
income statement | Unit | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
income statement | ||||||||||||||||||||
Interest Income | RUB bil | 176 | 213 | 270 | 371 | 380 | ||||||||||||||
Interest Cost | RUB bil | 115 | 128 | 173 | 275 | 258 | ||||||||||||||
Net Interest Income | RUB bil | 61.1 | 84.7 | 96.6 | 96.1 | 122 | ||||||||||||||
Net Fee Income | RUB bil | 12.1 | 12.3 | 14.4 | 15.9 | 14.6 | ||||||||||||||
Other Income | RUB bil | 43.3 | 29.5 | 18.8 | 70.5 | 19.6 | ||||||||||||||
Total Revenues | RUB bil | 117 | 126 | 130 | 182 | 156 | ||||||||||||||
Staff Cost | RUB bil | 32.7 | 34.7 | 30.0 | 39.0 | 38.5 | ||||||||||||||
Depreciation | RUB bil | 18.0 | 21.7 | 24.3 | 28.3 | 0 | ||||||||||||||
Other Cost | RUB bil | 12.5 | 12.0 | 18.9 | 22.5 | 34.3 | ||||||||||||||
Operating Cost | RUB bil | 63.2 | 68.4 | 73.2 | 89.8 | 72.8 | ||||||||||||||
Operating Profit | RUB bil | 53.4 | 58.1 | 56.6 | 92.6 | 83.5 | ||||||||||||||
Provisions | RUB bil | 18.9 | 23.3 | 54.2 | 140 | 30.1 | ||||||||||||||
Extra and Other Cost | RUB bil | -8.54 | -8.80 | 2.46 | -2.91 | 0 | ||||||||||||||
Pre-Tax Profit | RUB bil | 43.0 | 43.6 | < -0.001 | -44.0 | 53.4 | ||||||||||||||
Tax | RUB bil | 12.1 | 10.5 | 9.91 | -5.67 | 24.4 | ||||||||||||||
Minorities | RUB bil | -0.448 | 0.980 | 2.85 | 9.39 | -2.14 | ||||||||||||||
Net Profit | RUB bil | 31.3 | 32.1 | -13.7 | -47.7 | 31.2 | ||||||||||||||
Dividends | RUB bil | 5.93 | 6.42 | 1.16 | ... | ... | ... | ... | ||||||||||||
growth rates | ||||||||||||||||||||
Net Interest Income Growth | % | ... | 5.01 | 38.6 | 14.0 | -0.580 | 27.1 | |||||||||||||
Net Fee Income Growth | % | ... | -44.6 | 1.19 | 17.2 | 10.7 | -8.10 | |||||||||||||
Total Revenue Growth | % | ... | 3.75 | 8.48 | 2.67 | 40.5 | -14.3 | |||||||||||||
Operating Cost Growth | % | ... | 42.8 | 8.20 | 7.05 | 22.7 | -19.0 | |||||||||||||
Operating Profit Growth | % | ... | -21.7 | 8.80 | -2.49 | 63.6 | -9.82 | |||||||||||||
Pre-Tax Profit Growth | % | ... | -20.2 | 1.29 | -100 | 4,661,130 | -221 | |||||||||||||
Net Profit Growth | % | ... | -25.8 | 2.34 | -143 | 248 | -165 | |||||||||||||
market share | ||||||||||||||||||||
Market Share in Revenues | % | ... | ... | ... | ... | 2.94 | 2.79 | 2.16 | 2.73 | 1.19 | ... | |||||||||
Market Share in Net Profit | % | ... | ... | ... | ... | ... | 3.97 | 4.42 | ... | ... | 4.75 | ... | ||||||||
Market Share in Employees | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1.42 | ... | ... | ... | ... |
Market Share in Bank Cards | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
balance sheet | Unit | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
balance sheet | ||||||||||||||||||||
Cash | RUB bil | 460 | 548 | 863 | 658 | 505 | ||||||||||||||
Interbank Loans | RUB bil | 6.57 | 7.35 | 7.92 | 51.2 | 65.3 | ||||||||||||||
Customer Loans | RUB bil | 1,758 | 2,356 | 3,023 | 3,201 | 3,248 | ||||||||||||||
Retail Loans | RUB bil | ... | ... | 288 | 210 | 330 | 314 | 329 | ||||||||||||
Mortgage Loans | RUB bil | ... | ... | ... | ... | ... | ... | 147 | 196 | 224 | 222 | 235 | ||||||||
Consumer Loans | RUB bil | ... | ... | ... | ... | ... | ... | 44.2 | 64.6 | 80.3 | 75.6 | 94.4 | ||||||||
Corporate Loans | RUB bil | ... | ... | 1,551 | 2,074 | 2,847 | 3,198 | 3,175 | ||||||||||||
Debt Securities | RUB bil | 473 | 583 | 399 | 640 | 427 | ||||||||||||||
Fixed Assets | RUB bil | 129 | 139 | 195 | 220 | 215 | ||||||||||||||
Total Assets | RUB bil | 2,841 | 3,647 | 4,769 | 5,122 | 4,879 | ||||||||||||||
Shareholders' Equity | RUB bil | 363 | 403 | 439 | 530 | 495 | ||||||||||||||
Of Which Minority Interest | RUB bil | 3.70 | 5.59 | 14.0 | 20.6 | -5.40 | ||||||||||||||
Liabilities | RUB bil | 2,478 | 3,244 | 4,330 | 4,592 | 4,385 | ||||||||||||||
Interbank Borrowing | RUB bil | 304 | 430 | 586 | 449 | 378 | ||||||||||||||
Customer Deposits | RUB bil | 1,743 | 2,261 | 2,868 | 3,282 | 3,331 | ||||||||||||||
Retail Deposits | RUB bil | 315 | 393 | 492 | 659 | 678 | ||||||||||||||
Corporate Deposits | RUB bil | 727 | 840 | 1,069 | 1,353 | 1,437 | ||||||||||||||
Sight Deposits | RUB bil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1,283 | 1,638 | 676 | ||
Term Deposits | RUB bil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1,471 | 1,592 | 2,655 | ||
Issued Debt Securities | RUB bil | 320 | 438 | 693 | 677 | 500 | ||||||||||||||
Other Liabilities | RUB bil | 111 | 115 | 183 | 184 | 175 | ||||||||||||||
asset quality | ||||||||||||||||||||
Non-Performing Loans | RUB bil | ... | ... | ... | ... | 21.1 | 22.0 | 36.2 | 71.7 | 95.5 | ||||||||||
Gross Loans | RUB bil | 1,823 | 2,435 | 3,023 | 3,201 | 3,493 | ||||||||||||||
Total Provisions | RUB bil | 65.8 | 78.7 | 155 | 312 | 245 | ||||||||||||||
growth rates | ||||||||||||||||||||
Customer Loan Growth | % | ... | 25.9 | 34.0 | 28.3 | 5.88 | 1.47 | |||||||||||||
Retail Loan Growth | % | ... | ... | ... | 102 | -26.9 | 57.1 | -4.85 | 4.69 | |||||||||||
Mortgage Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | 43.4 | 33.3 | 14.6 | -1.08 | 5.77 | |||||||
Consumer Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | 68.8 | 46.2 | 24.3 | -5.75 | 24.9 | |||||||
Corporate Loan Growth | % | ... | ... | ... | 18.3 | 33.7 | 37.3 | 12.3 | -0.726 | |||||||||||
Total Asset Growth | % | ... | 14.7 | 28.4 | 30.8 | 7.42 | -4.74 | |||||||||||||
Shareholders' Equity Growth | % | ... | 49.6 | 10.9 | 8.91 | 20.8 | -6.77 | |||||||||||||
Customer Deposit Growth | % | ... | 21.9 | 29.7 | 26.8 | 14.4 | 1.50 | |||||||||||||
Retail Deposit Growth | % | ... | ... | ... | ... | ... | 18.4 | 24.7 | 25.1 | 33.9 | 2.98 | |||||||||
Corporate Deposit Growth | % | ... | ... | ... | ... | ... | 8.86 | 15.6 | 27.3 | 26.5 | 6.22 | |||||||||
market share | ||||||||||||||||||||
Market Share in Customer Loans | % | 5.88 | 6.63 | 6.65 | 6.51 | 6.95 | ... | |||||||||||||
Market Share in Corporate Loans | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 8.34 | 9.81 | 10.4 | 10.5 | 11.6 | ... | |||
Market Share in Retail Loans | % | ... | ... | ... | ... | ... | ... | ... | ... | 0.771 | 0.883 | 1.03 | 1.13 | 1.50 | ... | |||||
Market Share in Consumer Loans | % | ... | ... | ... | ... | 3.72 | 2.11 | 2.92 | 2.94 | 3.05 | ... | |||||||||
Market Share in Mortgage Loans | % | ... | ... | ... | ... | ... | ... | ... | ... | 7.35 | 7.39 | 6.36 | 5.57 | 5.23 | ... | |||||
Market Share in Total Assets | % | ... | ... | ... | ... | 6.09 | 6.73 | 6.53 | 6.66 | 6.60 | ... | |||||||||
Market Share in Customer Deposits | % | ... | ... | ... | ... | 8.48 | 9.49 | 9.12 | 8.76 | 9.47 | ... | |||||||||
Market Share in Retail Deposits | % | ... | ... | ... | ... | 2.21 | 2.32 | 2.65 | 2.84 | 2.80 | ... | |||||||||
Market Share in Corporate Deposits | % | ... | ... | ... | ... | 7.55 | 7.75 | 6.29 | 7.11 | 8.77 | ... |
ratios | Unit | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
ratios | ||||||||||||||||||||
ROE | % | 10.3 | 8.37 | -3.25 | -9.85 | 6.08 | ||||||||||||||
ROA | % | 1.18 | 0.988 | -0.326 | -0.965 | 0.623 | ||||||||||||||
Costs (As % Of Assets) | % | 2.38 | 2.11 | 1.74 | 1.82 | 1.45 | ||||||||||||||
Costs (As % Of Income) | % | 54.2 | 54.1 | 56.4 | 49.2 | 46.5 | ||||||||||||||
Capital Adequacy Ratio | % | ... | ... | ... | ... | 13.9 | 13.2 | 12.4 | 14.2 | 13.5 | ||||||||||
Tier 1 Ratio | % | ... | ... | ... | ... | 11.0 | 9.90 | 9.20 | 10.2 | 9.99 | ||||||||||
Net Interest Margin | % | 2.30 | 2.61 | 2.30 | 1.94 | 2.44 | ||||||||||||||
Interest Spread | % | ... | 1.74 | 2.08 | 1.84 | 1.34 | 1.85 | |||||||||||||
Asset Yield | % | 6.61 | 6.57 | 6.41 | 7.50 | 7.60 | ||||||||||||||
Cost Of Liabilities | % | ... | 4.86 | 4.49 | 4.57 | 6.16 | 5.75 | |||||||||||||
Payout Ratio | % | 18.9 | 20.0 | -8.48 | ... | ... | ... | ... | ||||||||||||
Interest Income (As % Of Revenues) | % | 52.4 | 67.0 | 74.4 | 52.6 | 78.1 | ||||||||||||||
Fee Income (As % Of Revenues) | % | 10.4 | 9.70 | 11.1 | 8.72 | 9.36 | ||||||||||||||
Other Income (As % Of Revenues) | % | 37.2 | 23.3 | 14.5 | 38.6 | 12.6 | ||||||||||||||
Cost Per Employee | USD per month | ... | ... | ... | ... | ... | ... | ... | ... | ... | 7,144 | 3,962 | ... | ... | ... | ... | ||||
Cost Per Employee (Local Currency) | RUB per month | ... | ... | ... | ... | ... | ... | ... | ... | ... | 227,605 | 185,451 | ... | ... | ... | ... | ||||
Staff Cost (As % Of Total Cost) | % | 51.8 | 50.7 | 41.0 | 43.4 | 52.9 | ||||||||||||||
Equity (As % Of Assets) | % | 12.8 | 11.1 | 9.21 | 10.4 | 10.1 | ||||||||||||||
Loans (As % Of Deposits) | % | 101 | 104 | 105 | 97.5 | 97.5 | ||||||||||||||
Loans (As % Assets) | % | 61.9 | 64.6 | 63.4 | 62.5 | 66.6 | ||||||||||||||
NPLs (As % Of Loans) | % | ... | ... | ... | ... | 1.16 | 0.905 | 1.20 | 2.24 | 2.74 | ||||||||||
Provisions (As % Of NPLs) | % | ... | ... | ... | ... | 311 | 357 | 428 | 435 | 256 | ||||||||||
Provisions (As % Of Loans) | % | 3.74 | 3.34 | 5.11 | 9.74 | 7.54 | ||||||||||||||
Cost of Provisions (As % Of Loans) | % | 1.20 | 1.13 | 2.01 | 4.48 | 0.934 |
other data | Unit | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
other data | ||||||||||||||||||||
Branches | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ||
Employees | ... | ... | ... | ... | ... | ... | ... | ... | ... | 12,700 | 13,500 | ... | ... | ... | ... | |||||
ATMs | ... | ... | ... | ... | ... | ... | ... | 5,090 | 5,859 | 5,900 | ... | ... | ... | |||||||
Payment Cards | '000 | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ||||||
Sight (As % Of Customer Deposits) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 44.7 | 49.9 | 20.3 | ||
Risk-Weighted Assets | RUB bil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 4,583 | ... |
Get all company financials in excel:
By Helgi Library - August 17, 2019
Gazprombank's loans reached RUB 3,915 bil in the first quarter of 2019, down from RUB 4,132 bil when compared to the previous quarter and up from RUB 3,646 bil when compared to the same period of last year. Historically, the bank’s loans reached an ...
By Helgi Library - August 17, 2019
Gazprombank made a net profit of RUB 13.5 bil under revenues of RUB 51.4 bil in the first quarter of 2019, down 9.89% and up 39.1% respectively when compared to the same period last year. Historically, the bank’s net profit reached an all time high of ...
By Helgi Library - August 17, 2019
Gazprombank made a net profit of RUB 13.5 bil under revenues of RUB 51.4 bil in the first quarter of 2019, down 9.89% and up 39.1% respectively when compared to the same period last year. Historically, the bank’s net profit reached an all time high of ...
By Helgi Library - August 17, 2019
Gazprombank's non-performing loans reached 2.68% of total loans at the end of 2019-03-31, up from 2.51% compared to the previous year. Historically, the NPL ratio hit an all time high of 3.26% in 2017-06-30 and an all time low of 2.24% in 2015-12-31. Provis...
By Helgi Library - August 17, 2019
Gazprombank's non-performing loans reached 2.68% of total loans at the end of 2019-03-31, up from 2.51% compared to the previous year. Historically, the NPL ratio hit an all time high of 3.26% in 2017-06-30 and an all time low of 2.24% in 2015-12-31. Provis...
By Helgi Library - August 17, 2019
Gazprombank's net interest margin amounted to 2.25% in the first quarter of 2019, up from 2.19% when compared to the previous quarter. Historically, the bank’s net interest margin reached an all time high of 2.70% in 4Q2017 and an all time low of 2.15% ...
By Helgi Library - August 17, 2019
Gazprombank's net interest margin amounted to 2.25% in the first quarter of 2019, up from 2.19% when compared to the previous quarter. Historically, the bank’s net interest margin reached an all time high of 2.70% in 4Q2017 and an all time low of 2.15% ...
By Helgi Library - August 17, 2019
Gazprombank generated total banking revenues of RUB 51.4 bil in the first quarter of 2019, up 39.1% when compared to the same period of last year and 27.2% when compared to the previous quarter. Historically, the bank’s revenues containing of interest, fe...
By Helgi Library - August 17, 2019
Gazprombank generated total banking revenues of RUB 51.4 bil in the first quarter of 2019, up 39.1% when compared to the same period of last year and 27.2% when compared to the previous quarter. Historically, the bank’s revenues containing of interest, fe...
By Helgi Library - October 7, 2019
Gazprombank's Equity reached 13.0% of total assets in the 1Q2019, down from 13.1% for the previous year. As a share of net customer loans, the ratio amounted to 21.0% at the end of the first quarter of 2019. ...
Gamzprombank OAO is a Russia-based commercial bank. It is the third largest Bank in the country. The Bank provides banking services and products to retail and corporate customers such as private banking, cash settlements, money transfers, consulting services, deposits, travel checks, cards issuance, corporate finance services, finance advisory, M&A buy-side and sell-side consulting, capital markets consulting, joint ventures consulting, etc. Further, the Company is engaged in TV and radio broadcasting, publishing, and distribution activities; and produces nuclear power plant, machinery, manufacturing, and mining equipment. At the end of 2014, the bank operated more than 350 branches and 5,900 ATMs and employed more than 13,000 people. The Bank was founded in 1990 and is based in Moscow, the Russian Federation
Gazprombank has been growing its revenues and asset by % and 13.4% a year on average in the last 10 years. Its loans and deposits have grown by 20.4% and 22.3% a year during that time and loans to deposits ratio reached 83.8% at the end of 2018. The company achieved an average return on equity of 10.4% in the last decade with net profit growing % a year on average. In terms of operating efficiency, its cost to income ratio reached 63.1% in 2018, compared to 47.8% average in the last decade.
Equity represented 9.44% of total assets or 15.3% of loans at the end of 2018. Gazprombank's non-performing loans were 2.47% of total loans while provisions covered some 201% of NPLs at the end of 2018.