By Helgi Library - October 31, 2023
Erste Group Bank made a net profit of EUR 1,052 mil in the third quarter of 2023, up 65.6% when compared to the same period of la...
By Helgi Library - October 31, 2023
Erste Group Bank made a net profit of EUR 1,052 mil in the third quarter of 2023, up 65.6% when compared to the same period of la...
By Helgi Library - October 31, 2023
Erste Group Bank made a net profit of EUR 1,052 mil under revenues of EUR 2,692 mil in the third quarter of 2023, up 65.6% and ...
| Profit Statement | 2020 | 2021 | 2022 | |
| Net Interest Income | EUR mil | 4,795 | 4,976 | 5,951 |
| Net Fee Income | EUR mil | 1,977 | 2,304 | 2,452 |
| Other Income | EUR mil | 757 | 463 | 168 |
| Total Revenues | EUR mil | 7,529 | 7,742 | 8,571 |
| Staff Cost | EUR mil | 2,521 | 2,578 | 2,668 |
| Operating Profit | EUR mil | 3,034 | 3,436 | 3,996 |
| Provisions | EUR mil | 1,295 | 159 | 300 |
| Net Profit | EUR mil | 786 | 2,408 | 2,666 |
| Balance Sheet | 2020 | 2021 | 2022 | |
| Interbank Loans | EUR mil | 21,466 | 21,001 | 18,435 |
| Customer Loans | EUR mil | 160,582 | 180,268 | 202,109 |
| Investments | EUR mil | 49,303 | 53,211 | 59,833 |
| Total Assets | EUR mil | 277,394 | 307,428 | 323,865 |
| Shareholders' Equity | EUR mil | 22,410 | 23,513 | 25,305 |
| Interbank Borrowing | EUR mil | 25,877 | 31,886 | 28,821 |
| Customer Deposits | EUR mil | 191,070 | 210,523 | 223,973 |
| Issued Debt Securities | EUR mil | 31,236 | 32,130 | 35,904 |
| Ratios | 2020 | 2021 | 2022 | |
| ROE | % | 3.67 | 10.5 | 10.9 |
| ROA | % | 0.301 | 0.824 | 0.845 |
| Costs (As % Of Assets) | % | 1.72 | 1.47 | 1.45 |
| Costs (As % Of Income) | % | 59.7 | 55.6 | 53.4 |
| Capital Adequacy Ratio | % | 19.7 | 19.5 | 18.2 |
| Net Interest Margin | % | 1.83 | 1.70 | 1.89 |
| Loans (As % Of Deposits) | % | 84.0 | 85.6 | 90.2 |
| NPLs (As % Of Loans) | % | 6.13 | 5.26 | 5.44 |
| Provisions (As % Of NPLs) | % | 39.7 | 38.8 | 34.4 |
| Valuation | 2020 | 2021 | 2022 | |
| Market Capitalisation | USD mil | 13,104 | 20,036 | 14,531 |
| Number Of Shares | mil | 430 | 426 | 427 |
| Share Price | EUR | 24.9 | 41.4 | 29.9 |
| Price/Earnings (P/E) | 13.6 | 9.16 | 5.90 | |
| Price/Book Value (P/BV) | 0.618 | 0.979 | 0.661 | |
| Dividend Yield | % | 2.00 | 3.87 | 6.35 |
| Earnings Per Share (EPS) | EUR | 1.83 | 4.51 | 5.06 |
| Book Value Per Share | EUR | 40.3 | 42.2 | 45.3 |
| Dividend Per Share | EUR | 0.500 | 1.60 | 1.90 |
Get all company financials in excel:
| summary | Unit | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| income statement | |||||||||||||||||||||||||
| Net Interest Income | EUR mil | 4,420 | 4,397 | 4,611 | 4,775 | 4,795 | |||||||||||||||||||
| Total Revenues | EUR mil | 7,255 | 7,378 | 7,377 | 7,710 | 7,529 | |||||||||||||||||||
| Operating Profit | EUR mil | 2,837 | 2,864 | 3,095 | 3,146 | 3,034 | |||||||||||||||||||
| Net Profit | EUR mil | 1,473 | 1,460 | 1,946 | 1,772 | 786 | |||||||||||||||||||
| balance sheet | |||||||||||||||||||||||||
| Interbank Loans | EUR mil | 3,469 | 9,126 | 19,103 | 23,055 | 21,466 | |||||||||||||||||||
| Customer Loans | EUR mil | 130,654 | 139,532 | 144,240 | 154,827 | 160,582 | |||||||||||||||||||
| Investments | EUR mil | 44,134 | 40,531 | 45,815 | 46,790 | 49,303 | |||||||||||||||||||
| Total Assets | EUR mil | 208,227 | 220,659 | 236,792 | 245,693 | 277,394 | |||||||||||||||||||
| Shareholders' Equity | EUR mil | 16,602 | 18,288 | 18,869 | 20,477 | 22,410 | |||||||||||||||||||
| Interbank Borrowing | EUR mil | 15,365 | 17,905 | 20,135 | 15,638 | 25,877 | |||||||||||||||||||
| Customer Deposits | EUR mil | 137,857 | 149,903 | 161,155 | 171,826 | 191,070 | |||||||||||||||||||
| Issued Debt Securities | EUR mil | 28,028 | 26,194 | 29,738 | 30,886 | 31,236 | |||||||||||||||||||
| ratios | |||||||||||||||||||||||||
| ROE | % | ... | 9.38 | 8.37 | 10.5 | 9.01 | 3.67 | ||||||||||||||||||
| ROA | % | ... | 0.722 | 0.681 | 0.851 | 0.735 | 0.301 | ||||||||||||||||||
| Costs (As % Of Assets) | % | ... | 2.17 | 2.11 | 1.87 | 1.89 | 1.72 | ||||||||||||||||||
| Costs (As % Of Income) | % | 60.9 | 61.2 | 58.0 | 59.2 | 59.7 | |||||||||||||||||||
| Capital Adequacy Ratio | % | 18.5 | 18.5 | 18.2 | 18.6 | 19.7 | |||||||||||||||||||
| Net Interest Margin | % | ... | 2.17 | 2.05 | 2.02 | 1.98 | 1.83 | ||||||||||||||||||
| Interest Income (As % Of Revenues) | % | 60.9 | 59.6 | 62.5 | 61.9 | 63.7 | |||||||||||||||||||
| Fee Income (As % Of Revenues) | % | ... | ... | ... | 24.6 | 25.1 | 25.9 | 25.9 | 26.3 | ||||||||||||||||
| Staff Cost (As % Of Total Cost) | % | 53.0 | 52.9 | 57.8 | 55.6 | 56.1 | |||||||||||||||||||
| Equity (As % Of Assets) | % | 7.97 | 8.29 | 7.97 | 8.33 | 8.08 | |||||||||||||||||||
| Loans (As % Of Deposits) | % | 94.8 | 93.1 | 89.5 | 90.1 | 84.0 | |||||||||||||||||||
| Loans (As % Assets) | % | 62.7 | 63.2 | 60.9 | 63.0 | 57.9 | |||||||||||||||||||
| NPLs (As % Of Loans) | % | ... | 6.47 | 5.56 | 7.45 | 6.63 | 6.13 | ||||||||||||||||||
| Provisions (As % Of NPLs) | % | ... | 52.7 | 49.8 | 32.4 | 30.3 | 39.7 | ||||||||||||||||||
| valuation | |||||||||||||||||||||||||
| Market Capitalisation | USD mil | 12,018 | 17,762 | 13,594 | 15,380 | 13,104 | |||||||||||||||||||
| Number Of Shares | mil | 427 | 427 | 427 | 427 | 430 | |||||||||||||||||||
| Share Price | EUR | 27.8 | 36.1 | 29.1 | 33.6 | 24.9 | |||||||||||||||||||
| Earnings Per Share (EPS) | EUR | 3.42 | 3.28 | 4.38 | 3.94 | 1.83 | |||||||||||||||||||
| Book Value Per Share | EUR | 29.2 | 32.5 | 33.7 | 36.6 | 40.3 | |||||||||||||||||||
| Dividend Per Share | EUR | 1.00 | 1.20 | 1.40 | 0.750 | 0.500 | |||||||||||||||||||
| Price/Earnings (P/E) | 8.14 | 11.0 | 6.64 | 8.52 | 13.6 | ||||||||||||||||||||
| Price/Book Value (P/BV) | 0.953 | 1.11 | 0.862 | 0.916 | 0.618 | ||||||||||||||||||||
| Dividend Yield | % | 3.59 | 3.32 | 4.82 | 2.23 | 2.00 | |||||||||||||||||||
| Earnings Per Share Growth | % | ... | 24.3 | -4.11 | 33.6 | -10.0 | -53.5 | ||||||||||||||||||
| Book Value Per Share Growth | % | ... | 13.2 | 11.3 | 3.62 | 8.70 | 10.2 |
| income statement | Unit | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| income statement | |||||||||||||||||||||||||
| Interest Income | EUR mil | 5,955 | 5,668 | 6,976 | 7,227 | 6,590 | |||||||||||||||||||
| Interest Cost | EUR mil | 1,536 | 1,271 | 2,365 | 2,452 | 1,795 | |||||||||||||||||||
| Net Interest Income | EUR mil | 4,420 | 4,397 | 4,611 | 4,775 | 4,795 | |||||||||||||||||||
| Net Fee Income | EUR mil | ... | ... | ... | 1,783 | 1,852 | 1,908 | 2,000 | 1,977 | ||||||||||||||||
| Fee Income | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 2,226 | 2,329 | 2,377 | 2,374 | 2,355 | ||||||
| Fee Expense | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 443 | 478 | 469 | 373 | 378 | |||
| Other Income | EUR mil | ... | ... | ... | 1,052 | 1,130 | 857 | 935 | 757 | ||||||||||||||||
| Total Revenues | EUR mil | 7,255 | 7,378 | 7,377 | 7,710 | 7,529 | |||||||||||||||||||
| Staff Cost | EUR mil | 2,339 | 2,389 | 2,474 | 2,537 | 2,521 | |||||||||||||||||||
| Depreciation | EUR mil | 282 | 284 | 279 | 344 | ... | |||||||||||||||||||
| Other Cost | EUR mil | 1,797 | 1,843 | 1,529 | 1,683 | ... | |||||||||||||||||||
| Operating Cost | EUR mil | 4,418 | 4,515 | 4,282 | 4,564 | 4,495 | |||||||||||||||||||
| Operating Profit | EUR mil | 2,837 | 2,864 | 3,095 | 3,146 | 3,034 | |||||||||||||||||||
| Provisions | EUR mil | 196 | 132 | -59.3 | 113 | 1,295 | |||||||||||||||||||
| Extra and Other Cost | EUR mil | 434 | 462 | 455 | 356 | 367 | |||||||||||||||||||
| Pre-Tax Profit | EUR mil | 2,208 | 2,270 | 2,698 | 2,678 | 1,372 | |||||||||||||||||||
| Tax | EUR mil | 463 | 458 | 383 | 464 | 344 | |||||||||||||||||||
| Minorities | EUR mil | 272 | 352 | 369 | 441 | 242 | |||||||||||||||||||
| Net Profit | EUR mil | 1,473 | 1,460 | 1,946 | 1,772 | 786 | |||||||||||||||||||
| Net Profit Avail. to Common | EUR mil | 1,457 | 1,399 | 1,869 | 1,680 | 786 | |||||||||||||||||||
| Dividends | EUR mil | 409 | 491 | 572 | 306 | 215 | |||||||||||||||||||
| growth rates | |||||||||||||||||||||||||
| Net Interest Income Growth | % | ... | -1.67 | -0.516 | 4.87 | 3.55 | 0.420 | ||||||||||||||||||
| Net Fee Income Growth | % | ... | ... | ... | ... | ... | 3.85 | 3.07 | 4.80 | -1.17 | |||||||||||||||
| Total Revenue Growth | % | ... | 5.69 | 1.70 | -0.020 | 4.52 | -2.35 | ||||||||||||||||||
| Operating Cost Growth | % | ... | 4.18 | 2.19 | -5.15 | 6.57 | -1.51 | ||||||||||||||||||
| Operating Profit Growth | % | ... | 8.14 | 0.941 | 8.07 | 1.67 | -3.56 | ||||||||||||||||||
| Pre-Tax Profit Growth | % | ... | 15.5 | 2.81 | 18.9 | -0.772 | -48.8 | ||||||||||||||||||
| Net Profit Growth | % | ... | 25.6 | -0.866 | 33.3 | -8.93 | -55.6 |
| balance sheet | Unit | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| balance sheet | |||||||||||||||||||||||||
| Cash & Cash Equivalents | EUR mil | 18,353 | 21,796 | 17,549 | 10,693 | 35,839 | |||||||||||||||||||
| Interbank Loans | EUR mil | 3,469 | 9,126 | 19,103 | 23,055 | 21,466 | |||||||||||||||||||
| Customer Loans | EUR mil | 130,654 | 139,532 | 144,240 | 154,827 | 160,582 | |||||||||||||||||||
| Retail Loans | EUR mil | ... | ... | 65,909 | 70,169 | 74,623 | 79,146 | ... | |||||||||||||||||
| Corporate Loans | EUR mil | ... | ... | 61,916 | 66,292 | 65,562 | 71,386 | ... | |||||||||||||||||
| Investments | EUR mil | 44,134 | 40,531 | 45,815 | 46,790 | 49,303 | |||||||||||||||||||
| Property and Equipment | EUR mil | 2,477 | 2,387 | 2,293 | 2,629 | 2,552 | |||||||||||||||||||
| Intangible Assets | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1,390 | 1,524 | 1,507 | 1,368 | 1,359 | ||||||
| Goodwill | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 710 | 712 | 712 | 547 | ... | ... | ... | ||||
| Total Assets | EUR mil | 208,227 | 220,659 | 236,792 | 245,693 | 277,394 | |||||||||||||||||||
| Shareholders' Equity | EUR mil | 16,602 | 18,288 | 18,869 | 20,477 | 22,410 | |||||||||||||||||||
| Of Which Minority Interest | EUR mil | 4,142 | 4,416 | 4,494 | 4,857 | 5,073 | |||||||||||||||||||
| Liabilities | EUR mil | 191,625 | 202,371 | 217,923 | 225,216 | 254,983 | |||||||||||||||||||
| Interbank Borrowing | EUR mil | 15,365 | 17,905 | 20,135 | 15,638 | 25,877 | |||||||||||||||||||
| Customer Deposits | EUR mil | 137,857 | 149,903 | 161,155 | 171,826 | 191,070 | |||||||||||||||||||
| Retail Deposits | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 97,829 | 78,138 | 83,853 | 88,992 | 97,710 | |||||||||
| Corporate Deposits | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ||||||
| Sight Deposits | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 63,834 | 74,785 | 82,508 | 105,435 | ... | ... | ... | |||
| Term Deposits | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 73,949 | 75,070 | 78,435 | 66,126 | ... | ... | ... | ||||
| Issued Debt Securities | EUR mil | 28,028 | 26,194 | 29,738 | 30,886 | 31,236 | |||||||||||||||||||
| Other Liabilities | EUR mil | 10,376 | 8,369 | 6,895 | 6,866 | 6,800 | |||||||||||||||||||
| asset quality | |||||||||||||||||||||||||
| Non-Performing Loans | EUR mil | ... | 8,750 | 7,983 | 11,011 | 10,480 | 10,085 | ||||||||||||||||||
| Gross Loans | EUR mil | ... | 135,267 | 143,509 | 147,803 | 158,001 | 164,584 | ||||||||||||||||||
| Risk-Weighted Assets | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 101,808 | 110,029 | 114,599 | 118,105 | 120,200 | ||||||
| Total Provisions | EUR mil | ... | 4,613 | 3,977 | 3,563 | 3,174 | 4,002 | ||||||||||||||||||
| growth rates | |||||||||||||||||||||||||
| Customer Loan Growth | % | ... | 3.78 | 6.79 | 3.37 | 7.34 | 3.72 | ||||||||||||||||||
| Retail Loan Growth | % | ... | ... | ... | ... | 4.37 | 6.46 | 6.35 | 6.06 | ... | ... | ||||||||||||||
| Corporate Loan Growth | % | ... | ... | ... | ... | 1.27 | 7.07 | -1.10 | 8.88 | ... | ... | ||||||||||||||
| Total Asset Growth | % | ... | 4.25 | 5.97 | 7.31 | 3.76 | 12.9 | ||||||||||||||||||
| Shareholders' Equity Growth | % | ... | 12.1 | 10.2 | 3.17 | 8.53 | 9.44 | ||||||||||||||||||
| Customer Deposit Growth | % | ... | 8.09 | 8.74 | 7.51 | 6.62 | 11.2 | ||||||||||||||||||
| Retail Deposit Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 6.39 | -20.1 | 7.31 | 6.13 | 9.80 | |||||||
| Corporate Deposit Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
| ratios | Unit | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| ROE | % | ... | 9.38 | 8.37 | 10.5 | 9.01 | 3.67 | ||||||||||||||||||
| ROTE | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 10.3 | 9.13 | 11.4 | 9.72 | 3.92 | |||||
| ROE (@ 15% of RWA) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 9.81 | 9.19 | 11.6 | 10.2 | 4.40 | |||||
| ROA | % | ... | 0.722 | 0.681 | 0.851 | 0.735 | 0.301 | ||||||||||||||||||
| Return on Loans | % | 1.15 | 1.08 | 1.37 | 1.19 | 0.499 | |||||||||||||||||||
| Operating Profit (As % of RWA) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 2.84 | 2.70 | 2.76 | 2.70 | 2.55 | |||||
| Costs (As % Of Assets) | % | ... | 2.17 | 2.11 | 1.87 | 1.89 | 1.72 | ||||||||||||||||||
| Costs (As % Of Income) | % | 60.9 | 61.2 | 58.0 | 59.2 | 59.7 | |||||||||||||||||||
| Costs (As % Of Loans) | % | ... | 3.44 | 3.34 | 3.02 | 3.05 | 2.85 | ||||||||||||||||||
| Costs (As % Of Loans & Deposits) | % | ... | 1.69 | 1.62 | 1.44 | 1.44 | 1.33 | ||||||||||||||||||
| Capital Adequacy Ratio | % | 18.5 | 18.5 | 18.2 | 18.6 | 19.7 | |||||||||||||||||||
| Tier 1 Ratio | % | 13.4 | 14.0 | 14.4 | 15.0 | 16.5 | |||||||||||||||||||
| Net Interest Margin | % | ... | 2.17 | 2.05 | 2.02 | 1.98 | 1.83 | ||||||||||||||||||
| Interest Spread | % | ... | 2.10 | 2.00 | 1.92 | 1.89 | 1.77 | ||||||||||||||||||
| Asset Yield | % | ... | 2.92 | 2.64 | 3.05 | 3.00 | 2.52 | ||||||||||||||||||
| Revenues (As % of RWA) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 7.25 | 6.97 | 6.57 | 6.63 | 6.32 | |||||
| Cost Of Liabilities | % | ... | 0.816 | 0.645 | 1.13 | 1.11 | 0.748 | ||||||||||||||||||
| Payout Ratio | % | 27.8 | 33.6 | 29.4 | 17.3 | 27.3 | |||||||||||||||||||
| Interest Income (As % Of Revenues) | % | 60.9 | 59.6 | 62.5 | 61.9 | 63.7 | |||||||||||||||||||
| Fee Income (As % Of Revenues) | % | ... | ... | ... | 24.6 | 25.1 | 25.9 | 25.9 | 26.3 | ||||||||||||||||
| Other Income (As % Of Revenues) | % | ... | ... | ... | 14.5 | 15.3 | 11.6 | 12.1 | 10.1 | ||||||||||||||||
| Staff Cost (As % Of Total Cost) | % | 53.0 | 52.9 | 57.8 | 55.6 | 56.1 | |||||||||||||||||||
| Equity (As % Of Assets) | % | 7.97 | 8.29 | 7.97 | 8.33 | 8.08 | |||||||||||||||||||
| Equity (As % Of Loans) | % | 12.7 | 13.1 | 13.1 | 13.2 | 14.0 | |||||||||||||||||||
| Loans (As % Of Deposits) | % | 94.8 | 93.1 | 89.5 | 90.1 | 84.0 | |||||||||||||||||||
| Loans (As % Assets) | % | 62.7 | 63.2 | 60.9 | 63.0 | 57.9 | |||||||||||||||||||
| NPLs (As % Of Loans) | % | ... | 6.47 | 5.56 | 7.45 | 6.63 | 6.13 | ||||||||||||||||||
| Provisions (As % Of NPLs) | % | ... | 52.7 | 49.8 | 32.4 | 30.3 | 39.7 | ||||||||||||||||||
| Provisions (As % Of Loans) | % | ... | 3.53 | 2.85 | 2.47 | 2.05 | 2.49 | ||||||||||||||||||
| Cost of Provisions (As % Of Loans) | % | ... | 0.153 | 0.098 | -0.042 | 0.075 | 0.821 |
| other data | Unit | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| Branches | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 2,648 | 2,565 | 2,507 | 2,373 | 2,193 | |||||||
| Employees | ... | ... | ... | ... | ... | ... | ... | ... | ... | 47,034 | 47,702 | 47,397 | 47,284 | 45,690 | |||||||||||
| Employees Per Bank Branch | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 17.8 | 18.6 | 18.9 | 19.9 | 20.8 | |||||||
| Cost Per Employee | USD per month | ... | ... | ... | ... | ... | ... | ... | ... | ... | 4,444 | 4,685 | 5,095 | 5,067 | 5,210 | ||||||||||
| Cost Per Employee (Local Currency) | EUR per month | ... | ... | ... | ... | ... | ... | ... | ... | ... | 4,145 | 4,173 | 4,350 | 4,471 | 4,598 | ||||||||||
| Employee Turnover | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 14.6 | 12.2 | 12.1 | ... | ... | ... |
| Women (As % of Workforce) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 65.4 | 62.8 | 62.4 | 62.1 | ... | ... | ... |
| Women (As % of Management) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 29.0 | 31.0 | 30.0 | 27.4 | ... | ... | ... | |||
| Revenues From Abroad | EUR mil | ... | ... | ... | 3,405 | 3,450 | 3,682 | 3,849 | 3,663 | ||||||||||||||||
| Profit From Abroad | EUR mil | ... | ... | ... | 1,511 | 1,346 | 1,600 | 1,570 | 887 | ||||||||||||||||
| Revenues From Abroad (As % Of Total) | % | ... | ... | ... | 46.9 | 46.8 | 49.9 | 49.9 | 48.7 | ||||||||||||||||
| Profit From Abroad (As % Of Total) | % | ... | ... | ... | 68.4 | 59.3 | 59.3 | 58.6 | 64.7 |
| customer breakdown | Unit | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| Customers | mil | ... | 15.9 | 16.1 | 16.1 | 16.1 | 16.1 | ||||||||||||||||||
| Market Value per Customer (Local Currency) | EUR | ... | 716 | 920 | 737 | 852 | 726 | ||||||||||||||||||
| Revenue per Customer (Local Currency) | EUR | ... | 456 | 458 | 458 | 479 | 468 | ||||||||||||||||||
| Net Profit per Customer (Local Currency) | EUR | ... | 92.6 | 90.7 | 121 | 110 | 48.8 | ||||||||||||||||||
| Loan per Customer (Local Currency) | EUR | ... | 8,217 | 8,667 | 8,959 | 9,617 | 9,974 | ||||||||||||||||||
| Deposit per Customer (Local Currency) | EUR | ... | 8,670 | 9,311 | 10,010 | 10,672 | 11,868 | ||||||||||||||||||
| Market Value per Customer | USD | ... | 756 | 1,103 | 844 | 955 | 814 | ||||||||||||||||||
| Revenue per Customer | USD | ... | 489 | 515 | 537 | 543 | 530 | ||||||||||||||||||
| Net Profit per Customer | USD | ... | 99.3 | 102 | 142 | 125 | 55.3 | ||||||||||||||||||
| Loan per Customer | USD | ... | 8,677 | 10,389 | 10,258 | 10,787 | 11,188 | ||||||||||||||||||
| Deposit per Customer | USD | ... | 9,156 | 11,161 | 11,461 | 11,971 | 13,312 |
| austria | Unit | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| Net Interest Income in Austria | EUR mil | ... | ... | ... | ... | ... | ... | 2,018 | 1,985 | 2,050 | 2,101 | 2,159 | |||||||||||||
| Fee Income in Austria | EUR mil | ... | ... | ... | ... | ... | ... | 962 | 1,017 | 1,071 | 1,130 | 1,176 | |||||||||||||
| Other Income in Austria | EUR mil | ... | ... | ... | ... | ... | ... | 205 | 253 | 113 | 217 | 162 | |||||||||||||
| Total Revenues in Austria | EUR mil | ... | ... | ... | ... | ... | ... | 3,185 | 3,255 | 3,234 | 3,448 | 3,496 | |||||||||||||
| Operating Cost in Austria | EUR mil | ... | ... | ... | ... | ... | ... | 2,044 | 2,105 | 2,122 | 2,215 | 2,185 | |||||||||||||
| Operating Profit in Austria | EUR mil | ... | ... | ... | ... | ... | ... | 1,141 | 1,150 | 1,112 | 1,232 | 1,312 | |||||||||||||
| Provisions in Austria | EUR mil | ... | ... | ... | ... | ... | ... | 107 | 14.4 | -106 | 12.2 | 605 | |||||||||||||
| Other Cost in Austria | EUR mil | ... | ... | ... | ... | ... | ... | 49.8 | 48.9 | 2.36 | -54.4 | 27.9 | |||||||||||||
| Pre-Tax Profit in Austria | EUR mil | ... | ... | ... | ... | ... | ... | 984 | 1,087 | 1,216 | 1,275 | 678 | |||||||||||||
| Net Profit in Austria | EUR mil | ... | ... | ... | ... | ... | ... | 698 | 818 | 952 | 994 | 583 | |||||||||||||
| Net Profit Avail. to Common in Austria | EUR mil | ... | ... | ... | ... | ... | ... | 510 | 534 | 645 | 606 | 367 | |||||||||||||
| Total Assets in Austria | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 138,778 | 143,757 | 156,325 | 158,921 | 182,528 | |||||
| Loans in Austria | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | 71,185 | 86,900 | 91,413 | 97,639 | 84,886 | |||||||||||
| Deposits in Austria | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | 75,811 | 80,811 | 88,970 | 94,532 | 104,553 | |||||||||||
| Equity in Austria | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 24,573 | 25,494 | 29,553 | 32,737 | 36,456 | |||||
| Risk-Weighted Assets in Austria | EUR mil | ... | ... | ... | ... | ... | ... | 46,970 | 47,237 | 50,053 | 51,812 | 52,187 | |||||||||||||
| Allocated Capital in Austria | EUR mil | ... | ... | ... | ... | ... | ... | 4,976 | 5,067 | 6,194 | 7,331 | 6,692 | |||||||||||||
| Net Interest Margin in Austria | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1.49 | 1.41 | 1.37 | 1.33 | 1.26 | |||||
| Costs (As % Of Income) in Austria | % | ... | ... | ... | ... | ... | ... | 64.2 | 64.7 | 65.6 | 64.3 | 62.5 | |||||||||||||
| Loans (As % Of Deposits) in Austria | % | ... | ... | ... | ... | ... | ... | ... | ... | 93.9 | 108 | 103 | 103 | 81.2 | |||||||||||
| ROE in Austria | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 2.87 | 3.27 | 3.46 | 3.19 | 1.69 | |||||
| Return on Allocated Equity in Austria | % | ... | ... | ... | ... | ... | ... | 10.3 | 10.6 | 11.5 | 8.97 | 5.23 | |||||||||||||
| Provisions (As % Of NPLs) in Austria | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 56.6 | 56.2 | 60.8 | 63.0 | 66.2 | ||||||||||
| NPLs (As % Of Loans) in Austria | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 3.15 | 3.58 | 2.88 | 2.24 | 2.02 | ||||||||||
| Cost of Provisions (As % Of Loans) in Austria | % | ... | ... | ... | ... | ... | ... | ... | ... | 0.153 | 0.018 | -0.119 | 0.013 | 0.663 | |||||||||||
| Revenues in Austria (as % of Total) | % | ... | ... | ... | ... | ... | ... | 43.9 | 44.1 | 43.8 | 44.7 | 46.4 | |||||||||||||
| Operating Profit in Austria (as % of Total) | % | ... | ... | ... | ... | ... | ... | 40.2 | 40.2 | 35.9 | 39.2 | 43.2 | |||||||||||||
| Net Profit in Austria (as % of Total) | % | ... | ... | ... | ... | ... | ... | 34.7 | 36.6 | 33.1 | 34.2 | 46.7 | |||||||||||||
| Assets in Austria (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 66.6 | 65.1 | 66.0 | 64.7 | 65.8 | |||||
| RWA in Austria (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | 56.6 | 54.4 | 53.7 | 53.5 | 53.0 | |||||||||||
| Loans in Austria (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | 54.5 | 62.3 | 63.4 | 63.1 | 52.9 | |||||||||||
| Deposits in Austria (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | 55.0 | 53.9 | 55.2 | 55.0 | 54.7 |
| erste austria & subsidiaries | Unit | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| Net Interest Income in Erste Austria | EUR mil | ... | ... | ... | ... | ... | ... | 660 | 631 | 644 | 642 | 638 | |||||||||||||
| Fee Income in Erste Austria | EUR mil | ... | ... | ... | ... | ... | ... | 335 | 354 | 386 | 399 | 407 | |||||||||||||
| Other Income in Erste Austria | EUR mil | ... | ... | ... | ... | ... | ... | 62.4 | 68.7 | 57.4 | 77.0 | 81.3 | |||||||||||||
| Total Revenues in Erste Austria | EUR mil | ... | ... | ... | ... | ... | ... | 1,057 | 1,054 | 1,088 | 1,118 | 1,126 | |||||||||||||
| Operating Cost in Erste Austria | EUR mil | ... | ... | ... | ... | ... | ... | 667 | 680 | 679 | 717 | 711 | |||||||||||||
| Operating Profit in Erste Austria | EUR mil | ... | ... | ... | ... | ... | ... | 391 | 374 | 409 | 401 | 415 | |||||||||||||
| Provisions in Erste Austria | EUR mil | ... | ... | ... | ... | ... | ... | 29.3 | -27.8 | -14.5 | 7.12 | 136 | |||||||||||||
| Other Cost in Erste Austria | EUR mil | ... | ... | ... | ... | ... | ... | 18.5 | 29.2 | 39.8 | 17.8 | 9.53 | |||||||||||||
| Pre-Tax Profit in Erste Austria | EUR mil | ... | ... | ... | ... | ... | ... | 343 | 373 | 384 | 376 | 269 | |||||||||||||
| Net Profit in Erste Austria | EUR mil | ... | ... | ... | ... | ... | ... | 248 | 271 | 296 | 287 | 258 | |||||||||||||
| Net Profit Avail. to Common in Erste Austria | EUR mil | ... | ... | ... | ... | ... | ... | 228 | 253 | 278 | 263 | 222 | |||||||||||||
| Total Assets in Erste Austria | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 41,484 | 43,141 | 44,948 | 46,504 | 52,572 | |||||
| Loans in Erste Austria | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | 39,025 | 31,787 | 33,256 | 34,645 | 35,634 | |||||||||||
| Deposits in Erste Austria | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | 31,821 | 33,732 | 35,450 | 37,280 | 42,088 | |||||||||||
| Equity in Erste Austria | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1,747 | 1,881 | 1,936 | 2,184 | 2,209 | |||||
| Risk-Weighted Assets in Erste Austria | EUR mil | ... | ... | ... | ... | ... | ... | 11,523 | 11,621 | 12,162 | 12,536 | 12,578 | |||||||||||||
| Allocated Capital in Erste Austria | EUR mil | ... | ... | ... | ... | ... | ... | 1,326 | 1,356 | 1,555 | 1,795 | 1,569 | |||||||||||||
| Net Interest Margin in Erste Austria | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1.61 | 1.49 | 1.46 | 1.40 | 1.29 | |||||
| Costs (As % Of Income) in Erste Austria | % | ... | ... | ... | ... | ... | ... | 63.1 | 64.5 | 62.4 | 64.1 | 63.2 | |||||||||||||
| Loans (As % Of Deposits) in Erste Austria | % | ... | ... | ... | ... | ... | ... | ... | ... | 123 | 94.2 | 93.8 | 92.9 | 84.7 | |||||||||||
| ROE in Erste Austria | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 14.2 | 14.9 | 15.5 | 14.0 | 11.7 | |||||
| Return on Allocated Equity in Erste Austria | % | ... | ... | ... | ... | ... | ... | 17.7 | 18.9 | 19.1 | 15.7 | 13.2 | |||||||||||||
| Provisions (As % Of NPLs) in Erste Austria | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 61.0 | 57.1 | 61.4 | 58.0 | 63.4 | ||||||||||
| NPLs (As % Of Loans) in Erste Austria | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 2.12 | 1.99 | 1.81 | 1.44 | 1.62 | ||||||||||
| Cost of Provisions (As % Of Loans) in Erste Austria | % | ... | ... | ... | ... | ... | ... | ... | ... | 0.076 | -0.079 | -0.045 | 0.021 | 0.386 | |||||||||||
| Revenues in Erste Austria (as % of Total) | % | ... | ... | ... | ... | ... | ... | 14.6 | 14.3 | 14.7 | 14.5 | 15.0 | |||||||||||||
| Operating Profit in Erste Austria (as % of Total) | % | ... | ... | ... | ... | ... | ... | 13.8 | 13.1 | 13.2 | 12.7 | 13.7 | |||||||||||||
| Net Profit in Erste Austria (as % of Total) | % | ... | ... | ... | ... | ... | ... | 15.5 | 17.3 | 14.3 | 14.9 | 28.2 | |||||||||||||
| Assets in Erste Austria (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 19.9 | 19.6 | 19.0 | 18.9 | 19.0 | |||||
| RWA in Erste Austria (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | 13.9 | 13.4 | 13.0 | 12.9 | 12.8 | |||||||||||
| Loans in Erste Austria (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | 29.9 | 22.8 | 23.1 | 22.4 | 22.2 | |||||||||||
| Deposits in Erste Austria (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | 23.1 | 22.5 | 22.0 | 21.7 | 22.0 |
| savings banks | Unit | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| Net Interest Income in Savings Banks | EUR mil | ... | ... | ... | ... | ... | ... | 956 | 982 | 1,016 | 1,052 | 1,069 | |||||||||||||
| Fee Income in Savings Banks | EUR mil | ... | ... | ... | ... | ... | ... | 430 | 446 | 460 | 491 | 520 | |||||||||||||
| Other Income in Savings Banks | EUR mil | ... | ... | ... | ... | ... | ... | 60.5 | 64.7 | 21.2 | 97.5 | 59.6 | |||||||||||||
| Total Revenues in Savings Banks | EUR mil | ... | ... | ... | ... | ... | ... | 1,446 | 1,493 | 1,497 | 1,640 | 1,649 | |||||||||||||
| Operating Cost in Savings Banks | EUR mil | ... | ... | ... | ... | ... | ... | 1,022 | 1,051 | 1,073 | 1,120 | 1,106 | |||||||||||||
| Operating Profit in Savings Banks | EUR mil | ... | ... | ... | ... | ... | ... | 424 | 442 | 424 | 520 | 542 | |||||||||||||
| Provisions in Savings Banks | EUR mil | ... | ... | ... | ... | ... | ... | 54.2 | -5.24 | -20.2 | -1.81 | 267 | |||||||||||||
| Other Cost in Savings Banks | EUR mil | ... | ... | ... | ... | ... | ... | 56.8 | 30.6 | 4.94 | -25.2 | 3.97 | |||||||||||||
| Pre-Tax Profit in Savings Banks | EUR mil | ... | ... | ... | ... | ... | ... | 313 | 416 | 439 | 547 | 271 | |||||||||||||
| Net Profit in Savings Banks | EUR mil | ... | ... | ... | ... | ... | ... | 197 | 315 | 333 | 419 | 217 | |||||||||||||
| Net Profit Avail. to Common in Savings Banks | EUR mil | ... | ... | ... | ... | ... | ... | 34.1 | 51.9 | 53.6 | 64.8 | 41.6 | |||||||||||||
| Total Assets in Savings Banks | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 58,357 | 60,108 | 63,364 | 67,360 | 73,219 | |||||
| Loans in Savings Banks | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | 40,611 | 42,122 | 44,647 | 47,823 | 50,393 | |||||||||||
| Deposits in Savings Banks | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | 39,922 | 42,561 | 46,350 | 50,787 | 56,636 | |||||||||||
| Equity in Savings Banks | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 4,319 | 4,621 | 4,716 | 5,084 | 5,236 | |||||
| Risk-Weighted Assets in Savings Banks | EUR mil | ... | ... | ... | ... | ... | ... | 20,930 | 21,625 | 23,334 | 24,670 | 24,185 | |||||||||||||
| Allocated Capital in Savings Banks | EUR mil | ... | ... | ... | ... | ... | ... | 2,193 | 2,231 | 2,825 | 3,306 | 2,988 | |||||||||||||
| Net Interest Margin in Savings Banks | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1.64 | 1.66 | 1.65 | 1.61 | 1.52 | |||||
| Costs (As % Of Income) in Savings Banks | % | ... | ... | ... | ... | ... | ... | 70.7 | 70.4 | 71.7 | 68.3 | 67.1 | |||||||||||||
| Loans (As % Of Deposits) in Savings Banks | % | ... | ... | ... | ... | ... | ... | ... | ... | 102 | 99.0 | 96.3 | 94.2 | 89.0 | |||||||||||
| ROE in Savings Banks | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 4.67 | 7.05 | 7.14 | 8.56 | 4.20 | |||||
| Return on Allocated Equity in Savings Banks | % | ... | ... | ... | ... | ... | ... | 1.59 | 2.35 | 2.12 | 2.11 | 1.32 | |||||||||||||
| Provisions (As % Of NPLs) in Savings Banks | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 58.1 | 58.3 | 61.4 | 63.9 | 70.2 | ||||||||||
| NPLs (As % Of Loans) in Savings Banks | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 4.88 | 4.17 | 3.55 | 2.82 | 2.77 | ||||||||||
| Cost of Provisions (As % Of Loans) in Savings Banks | % | ... | ... | ... | ... | ... | ... | ... | ... | 0.136 | -0.013 | -0.047 | -0.004 | 0.544 | |||||||||||
| Revenues in Savings Banks (as % of Total) | % | ... | ... | ... | ... | ... | ... | 19.9 | 20.2 | 20.3 | 21.3 | 21.9 | |||||||||||||
| Operating Profit in Savings Banks (as % of Total) | % | ... | ... | ... | ... | ... | ... | 15.0 | 15.4 | 13.7 | 16.5 | 17.9 | |||||||||||||
| Net Profit in Savings Banks (as % of Total) | % | ... | ... | ... | ... | ... | ... | 2.31 | 3.56 | 2.75 | 3.65 | 5.30 | |||||||||||||
| Assets in Savings Banks (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 28.0 | 27.2 | 26.8 | 27.4 | 26.4 | |||||
| RWA in Savings Banks (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | 25.2 | 24.9 | 25.0 | 25.5 | 24.6 | |||||||||||
| Loans in Savings Banks (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | 31.1 | 30.2 | 31.0 | 30.9 | 31.4 | |||||||||||
| Deposits in Savings Banks (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | 29.0 | 28.4 | 28.8 | 29.6 | 29.6 |
| other austria | Unit | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| Net Interest Income in Other Austria | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 402 | 372 | 389 | 407 | 451 | ||||
| Fee Income in Other Austria | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 198 | 217 | 225 | 241 | 250 | ||||
| Other Income in Other Austria | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 82.3 | 119 | 34.8 | 42.0 | 20.8 | ||||
| Total Revenues in Other Austria | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 682 | 708 | 648 | 690 | 722 | ||||
| Operating Cost in Other Austria | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 356 | 374 | 369 | 378 | 367 | ||||
| Operating Profit in Other Austria | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 326 | 334 | 279 | 312 | 355 | ||||
| Provisions in Other Austria | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 23.5 | 47.5 | -71.2 | 6.88 | 202 | ||||
| Other Cost in Other Austria | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | -25.6 | -11.0 | -42.4 | -47.0 | 14.4 | ||||
| Pre-Tax Profit in Other Austria | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 328 | 298 | 393 | 352 | 138 | ||||
| Net Profit in Other Austria | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 253 | 232 | 322 | 287 | 108 | ||||
| Net Profit Avail. to Common in Other Austria | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 248 | 229 | 313 | 278 | 103 | ||||
| Total Assets in Other Austria | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 38,936 | 40,509 | 48,012 | 45,057 | 56,737 | |||||
| Loans in Other Austria | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 12,529 | 12,991 | 13,511 | 15,172 | 15,349 | |||||
| Deposits in Other Austria | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 4,068 | 4,518 | 7,170 | 6,465 | 5,829 | |||||
| Equity in Other Austria | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 4,068 | 18,992 | 22,901 | 25,469 | 29,011 | |||||
| Risk-Weighted Assets in Other Austria | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 14,517 | 13,992 | 14,557 | 14,607 | 15,424 | |||||
| Allocated Capital in Other Austria | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1,457 | 1,480 | 1,813 | 2,230 | 2,135 | |||||
| Net Interest Margin in Other Austria | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1.10 | 0.937 | 0.879 | 0.874 | 0.886 | ||||
| Costs (As % Of Income) in Other Austria | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 52.2 | 52.8 | 57.0 | 54.8 | 50.9 | ||||
| Loans (As % Of Deposits) in Other Austria | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 308 | 288 | 188 | 235 | 263 | |||||
| ROE in Other Austria | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 6.51 | 2.02 | 1.54 | 1.19 | 0.398 | ||||
| Return on Allocated Equity in Other Austria | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 16.3 | 15.6 | 19.0 | 13.8 | 4.73 | ||||
| Provisions (As % Of NPLs) in Other Austria | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 63.9 | 50.2 | 57.9 | 66.8 | 78.1 | |||||
| NPLs (As % Of Loans) in Other Austria | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 5.48 | 5.56 | 3.32 | 2.25 | 2.79 | |||||
| Cost of Provisions (As % Of Loans) in Other Austria | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0.186 | 0.372 | -0.538 | 0.048 | 1.33 | ||||
| Revenues in Other Austria (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 9.40 | 9.60 | 8.79 | 8.95 | 9.59 | ||||
| Operating Profit in Other Austria (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 11.5 | 11.7 | 9.01 | 9.90 | 11.7 | ||||
| Net Profit in Other Austria (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 16.8 | 15.7 | 16.1 | 15.7 | 13.1 | ||||
| Assets in Other Austria (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 18.7 | 18.4 | 20.3 | 18.3 | 20.5 | |||||
| RWA in Other Austria (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 17.5 | 16.1 | 15.6 | 15.1 | 15.7 | |||||
| Loans in Other Austria (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 9.59 | 9.31 | 9.37 | 9.80 | 9.56 | |||||
| Deposits in Other Austria (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 2.95 | 3.01 | 4.45 | 3.76 | 3.05 |
| cee | Unit | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| Net Interest Income in CEE | EUR mil | ... | ... | ... | ... | ... | ... | 2,227 | 2,262 | 2,419 | 2,550 | 2,475 | |||||||||||||
| Fee Income in CEE | EUR mil | ... | ... | ... | ... | ... | ... | 865 | 865 | 896 | 956 | 895 | |||||||||||||
| Other Income in CEE | EUR mil | ... | ... | ... | ... | ... | ... | 313 | 322 | 341 | 344 | 293 | |||||||||||||
| Total Revenues in CEE | EUR mil | ... | ... | ... | ... | ... | ... | 3,405 | 3,450 | 3,656 | 3,849 | 3,663 | |||||||||||||
| Operating Cost in CEE | EUR mil | ... | ... | ... | ... | ... | ... | 1,726 | 1,784 | 1,823 | 1,900 | 1,843 | |||||||||||||
| Operating Profit in CEE | EUR mil | ... | ... | ... | ... | ... | ... | 1,679 | 1,666 | 1,833 | 1,949 | 1,820 | |||||||||||||
| Provisions in CEE | EUR mil | ... | ... | ... | ... | ... | ... | 17.2 | 204 | 111 | 38.8 | 720 | |||||||||||||
| Other Cost in CEE | EUR mil | ... | ... | ... | ... | ... | ... | 151 | 116 | 122 | 340 | 213 | |||||||||||||
| Pre-Tax Profit in CEE | EUR mil | ... | ... | ... | ... | ... | ... | 1,511 | 1,346 | 1,600 | 1,570 | 887 | |||||||||||||
| Net Profit in CEE | EUR mil | ... | ... | ... | ... | ... | ... | 1,246 | 1,079 | 1,318 | 1,262 | 699 | |||||||||||||
| Net Profit Avail. to Common in CEE | EUR mil | ... | ... | ... | ... | ... | ... | 1,185 | 1,039 | 1,270 | 1,217 | 677 | |||||||||||||
| Total Assets in CEE | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 85,624 | 101,036 | 107,377 | 112,600 | 119,760 | |||||
| Loans in CEE | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | 83,329 | 56,396 | 61,172 | 65,709 | 68,404 | |||||||||||
| Deposits in CEE | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | 62,175 | 70,109 | 75,623 | 80,573 | 87,067 | |||||||||||
| Equity in CEE | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 9,649 | 10,220 | 10,587 | 11,589 | 12,203 | |||||
| Risk-Weighted Assets in CEE | EUR mil | ... | ... | ... | ... | ... | ... | 34,061 | 37,909 | 40,914 | 43,021 | 43,346 | |||||||||||||
| Allocated Capital in CEE | EUR mil | ... | ... | ... | ... | ... | ... | 4,586 | 5,180 | 6,585 | 7,117 | 7,353 | |||||||||||||
| Net Interest Margin in CEE | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 2.70 | 2.42 | 2.32 | 2.32 | 2.13 | |||||
| Costs (As % Of Income) in CEE | % | ... | ... | ... | ... | ... | ... | 50.7 | 51.7 | 49.9 | 49.4 | 50.3 | |||||||||||||
| Loans (As % Of Deposits) in CEE | % | ... | ... | ... | ... | ... | ... | ... | ... | 134 | 80.4 | 80.9 | 81.6 | 78.6 | |||||||||||
| ROE in CEE | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 13.6 | 10.9 | 12.7 | 11.4 | 5.88 | |||||
| Return on Allocated Equity in CEE | % | ... | ... | ... | ... | ... | ... | 25.7 | 21.3 | 21.6 | 17.8 | 9.36 | |||||||||||||
| Provisions (As % Of NPLs) in CEE | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 79.1 | 83.9 | 88.6 | 92.7 | 110 | ||||||||||
| NPLs (As % Of Loans) in CEE | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 6.27 | 4.68 | 3.62 | 2.95 | 3.09 | ||||||||||
| Cost of Provisions (As % Of Loans) in CEE | % | ... | ... | ... | ... | ... | ... | ... | ... | 0.021 | 0.292 | 0.189 | 0.061 | 1.07 | |||||||||||
| Revenues in CEE (as % of Total) | % | ... | ... | ... | ... | ... | ... | 46.9 | 46.8 | 49.6 | 49.9 | 48.7 | |||||||||||||
| Operating Profit in CEE (as % of Total) | % | ... | ... | ... | ... | ... | ... | 59.2 | 58.2 | 59.2 | 61.9 | 60.0 | |||||||||||||
| Net Profit in CEE (as % of Total) | % | ... | ... | ... | ... | ... | ... | 80.4 | 71.2 | 65.3 | 68.7 | 86.1 | |||||||||||||
| Assets in CEE (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 41.1 | 45.8 | 45.3 | 45.8 | 43.2 | |||||
| RWA in CEE (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | 41.0 | 43.7 | 43.9 | 44.4 | 44.0 | |||||||||||
| Loans in CEE (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | 63.8 | 40.4 | 42.4 | 42.4 | 42.6 | |||||||||||
| Deposits in CEE (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | 45.1 | 46.8 | 46.9 | 46.9 | 45.6 |
| czechia | Unit | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| Net Interest Income in Czechia | EUR mil | ... | ... | ... | ... | ... | ... | 914 | 942 | 1,062 | 1,141 | 1,049 | |||||||||||||
| Fee Income in Czechia | EUR mil | ... | ... | ... | ... | ... | ... | 344 | 334 | 333 | 335 | 312 | |||||||||||||
| Other Income in Czechia | EUR mil | ... | ... | ... | ... | ... | ... | 126 | 117 | 106 | 125 | 106 | |||||||||||||
| Total Revenues in Czechia | EUR mil | ... | ... | ... | ... | ... | ... | 1,385 | 1,393 | 1,501 | 1,601 | 1,467 | |||||||||||||
| Operating Cost in Czechia | EUR mil | ... | ... | ... | ... | ... | ... | 671 | 693 | 714 | 754 | 722 | |||||||||||||
| Operating Profit in Czechia | EUR mil | ... | ... | ... | ... | ... | ... | 713 | 701 | 787 | 847 | 744 | |||||||||||||
| Provisions in Czechia | EUR mil | ... | ... | ... | ... | ... | ... | 70.5 | 31.5 | 36.8 | -4.81 | 301 | |||||||||||||
| Other Cost in Czechia | EUR mil | ... | ... | ... | ... | ... | ... | -27.7 | 4.89 | 23.9 | 26.2 | 24.6 | |||||||||||||
| Pre-Tax Profit in Czechia | EUR mil | ... | ... | ... | ... | ... | ... | 671 | 664 | 726 | 825 | 419 | |||||||||||||
| Net Profit in Czechia | EUR mil | ... | ... | ... | ... | ... | ... | 548 | 538 | 582 | 667 | 335 | |||||||||||||
| Net Profit Avail. to Common in Czechia | EUR mil | ... | ... | ... | ... | ... | ... | 542 | 533 | 583 | 666 | 335 | |||||||||||||
| Total Assets in Czechia | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 39,470 | 52,055 | 55,455 | 57,412 | 58,600 | |||||
| Loans in Czechia | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | 22,367 | 25,592 | 26,936 | 28,606 | 28,819 | |||||||||||
| Deposits in Czechia | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | 29,195 | 34,589 | 37,103 | 39,358 | 41,935 | |||||||||||
| Equity in Czechia | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 4,505 | 4,738 | 4,771 | 5,408 | 5,691 | |||||
| Risk-Weighted Assets in Czechia | EUR mil | ... | ... | ... | ... | ... | ... | 15,285 | 17,615 | 18,373 | 17,815 | 17,666 | |||||||||||||
| Allocated Capital in Czechia | EUR mil | ... | ... | ... | ... | ... | ... | 1,825 | 2,130 | 2,410 | 2,554 | 2,599 | |||||||||||||
| Net Interest Margin in Czechia | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 2.44 | 2.06 | 1.98 | 2.02 | 1.81 | |||||
| Costs (As % Of Income) in Czechia | % | ... | ... | ... | ... | ... | ... | 48.5 | 49.7 | 47.6 | 47.1 | 49.3 | |||||||||||||
| Loans (As % Of Deposits) in Czechia | % | ... | ... | ... | ... | ... | ... | ... | ... | 76.6 | 74.0 | 72.6 | 72.7 | 68.7 | |||||||||||
| ROE in Czechia | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 12.4 | 11.7 | 12.2 | 13.1 | 6.03 | |||||
| Return on Allocated Equity in Czechia | % | ... | ... | ... | ... | ... | ... | 30.2 | 26.9 | 25.7 | 26.9 | 13.0 | |||||||||||||
| Provisions (As % Of NPLs) in Czechia | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 73.9 | 76.2 | 86.7 | 84.8 | 115 | ||||||||||
| NPLs (As % Of Loans) in Czechia | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 3.82 | 2.86 | 2.33 | 2.22 | 2.20 | ||||||||||
| Cost of Provisions (As % Of Loans) in Czechia | % | ... | ... | ... | ... | ... | ... | ... | ... | 0.324 | 0.131 | 0.140 | -0.017 | 1.05 | |||||||||||
| Revenues in Czechia (as % of Total) | % | ... | ... | ... | ... | ... | ... | 19.1 | 18.9 | 20.4 | 20.8 | 19.5 | |||||||||||||
| Operating Profit in Czechia (as % of Total) | % | ... | ... | ... | ... | ... | ... | 25.1 | 24.5 | 25.4 | 26.9 | 24.5 | |||||||||||||
| Net Profit in Czechia (as % of Total) | % | ... | ... | ... | ... | ... | ... | 36.8 | 36.5 | 29.9 | 37.6 | 42.6 | |||||||||||||
| Assets in Czechia (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 19.0 | 23.6 | 23.4 | 23.4 | 21.1 | |||||
| RWA in Czechia (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | 18.4 | 20.3 | 19.7 | 18.4 | 17.9 | |||||||||||
| Loans in Czechia (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | 17.1 | 18.3 | 18.7 | 18.5 | 17.9 | |||||||||||
| Deposits in Czechia (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | 21.2 | 23.1 | 23.0 | 22.9 | 21.9 |
| romania | Unit | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| Net Interest Income in Romania | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | 375 | 366 | 394 | 428 | 436 | |||||||||||
| Fee Income in Romania | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | 158 | 153 | 152 | 164 | 147 | |||||||||||
| Other Income in Romania | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | 83.0 | 92.6 | 114 | 95.5 | 96.2 | |||||||||||
| Total Revenues in Romania | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | 616 | 611 | 661 | 688 | 679 | |||||||||||
| Operating Cost in Romania | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | 350 | 338 | 355 | 359 | 345 | |||||||||||
| Operating Profit in Romania | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | 266 | 273 | 306 | 329 | 334 | |||||||||||
| Provisions in Romania | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | -62.4 | 45.4 | 49.0 | 9.35 | 115 | |||||||||||
| Other Cost in Romania | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | 90.7 | 50.6 | -4.55 | 178 | 52.8 | |||||||||||
| Pre-Tax Profit in Romania | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | 238 | 178 | 262 | 141 | 166 | |||||||||||
| Net Profit in Romania | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | 213 | 129 | 220 | 85.1 | 123 | |||||||||||
| Net Profit Avail. to Common in Romania | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | 199 | 121 | 220 | 85.0 | 122 | |||||||||||
| Total Assets in Romania | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 14,875 | 15,228 | 15,340 | 15,673 | 16,841 | |||||
| Loans in Romania | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | 8,463 | 8,251 | 8,762 | 9,734 | 9,316 | |||||||||||
| Deposits in Romania | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | 10,627 | 11,269 | 11,815 | 12,151 | 13,326 | |||||||||||
| Equity in Romania | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1,500 | 1,597 | 1,794 | 1,771 | 1,920 | |||||
| Risk-Weighted Assets in Romania | EUR mil | ... | ... | ... | ... | ... | ... | ... | 5,369 | 5,409 | 5,954 | 6,521 | 6,786 | ||||||||||||
| Allocated Capital in Romania | EUR mil | ... | ... | ... | ... | ... | ... | ... | 990 | 1,018 | 1,355 | 1,457 | 1,507 | ||||||||||||
| Net Interest Margin in Romania | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 2.62 | 2.43 | 2.58 | 2.76 | 2.68 | |||||
| Costs (As % Of Income) in Romania | % | ... | ... | ... | ... | ... | ... | ... | ... | 56.8 | 55.3 | 53.7 | 52.2 | 50.8 | |||||||||||
| Loans (As % Of Deposits) in Romania | % | ... | ... | ... | ... | ... | ... | ... | ... | 79.6 | 73.2 | 74.2 | 80.1 | 69.9 | |||||||||||
| ROE in Romania | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 15.2 | 8.33 | 13.0 | 4.77 | 6.64 | |||||
| Return on Allocated Equity in Romania | % | ... | ... | ... | ... | ... | ... | ... | ... | 19.3 | 12.0 | 18.5 | 6.04 | 8.26 | |||||||||||
| Provisions (As % Of NPLs) in Romania | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 84.9 | 89.8 | 97.0 | 118 | 123 | ||||||||||
| NPLs (As % Of Loans) in Romania | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 11.7 | 8.08 | 5.56 | 3.66 | 4.49 | ||||||||||
| Cost of Provisions (As % Of Loans) in Romania | % | ... | ... | ... | ... | ... | ... | ... | ... | -0.704 | 0.543 | 0.576 | 0.101 | 1.21 | |||||||||||
| Revenues in Romania (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | 8.49 | 8.29 | 8.95 | 8.92 | 9.01 | |||||||||||
| Operating Profit in Romania (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | 9.38 | 9.55 | 9.89 | 10.5 | 11.0 | |||||||||||
| Net Profit in Romania (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | 13.5 | 8.27 | 11.3 | 4.79 | 15.6 | |||||||||||
| Assets in Romania (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 7.14 | 6.90 | 6.48 | 6.38 | 6.07 | |||||
| RWA in Romania (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | 6.46 | 6.23 | 6.39 | 6.73 | 6.89 | |||||||||||
| Loans in Romania (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | 6.48 | 5.91 | 6.07 | 6.29 | 5.80 | |||||||||||
| Deposits in Romania (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | 7.71 | 7.52 | 7.33 | 7.07 | 6.97 |
| slovakia | Unit | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| Net Interest Income in Slovakia | EUR mil | ... | ... | ... | ... | ... | ... | 453 | 434 | 439 | 434 | 438 | |||||||||||||
| Fee Income in Slovakia | EUR mil | ... | ... | ... | ... | ... | ... | 122 | 113 | 129 | 145 | 147 | |||||||||||||
| Other Income in Slovakia | EUR mil | ... | ... | ... | ... | ... | ... | 20.7 | 21.7 | 18.6 | 27.0 | 15.6 | |||||||||||||
| Total Revenues in Slovakia | EUR mil | ... | ... | ... | ... | ... | ... | 595 | 569 | 586 | 606 | 601 | |||||||||||||
| Operating Cost in Slovakia | EUR mil | ... | ... | ... | ... | ... | ... | 275 | 281 | 280 | 289 | 287 | |||||||||||||
| Operating Profit in Slovakia | EUR mil | ... | ... | ... | ... | ... | ... | 320 | 288 | 307 | 317 | 314 | |||||||||||||
| Provisions in Slovakia | EUR mil | ... | ... | ... | ... | ... | ... | 48.2 | 38.7 | 24.2 | 41.8 | 107 | |||||||||||||
| Other Cost in Slovakia | EUR mil | ... | ... | ... | ... | ... | ... | -11.0 | 30.8 | 39.6 | 40.0 | 50.2 | |||||||||||||
| Pre-Tax Profit in Slovakia | EUR mil | ... | ... | ... | ... | ... | ... | 283 | 218 | 243 | 235 | 157 | |||||||||||||
| Net Profit in Slovakia | EUR mil | ... | ... | ... | ... | ... | ... | 213 | 166 | 189 | 188 | 116 | |||||||||||||
| Net Profit Avail. to Common in Slovakia | EUR mil | ... | ... | ... | ... | ... | ... | 213 | 166 | 189 | 188 | 116 | |||||||||||||
| Total Assets in Slovakia | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 14,819 | 16,338 | 17,435 | 18,614 | 20,705 | |||||
| Loans in Slovakia | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | 11,180 | 12,699 | 14,171 | 15,142 | 15,289 | |||||||||||
| Deposits in Slovakia | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | 11,384 | 12,478 | 13,653 | 14,411 | 14,869 | |||||||||||
| Equity in Slovakia | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1,556 | 1,531 | 1,506 | 1,615 | 1,791 | |||||
| Risk-Weighted Assets in Slovakia | EUR mil | ... | ... | ... | ... | ... | ... | 4,737 | 5,560 | 6,310 | 7,209 | 7,624 | |||||||||||||
| Allocated Capital in Slovakia | EUR mil | ... | ... | ... | ... | ... | ... | 582 | 718 | 983 | 1,086 | 1,088 | |||||||||||||
| Net Interest Margin in Slovakia | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 3.15 | 2.79 | 2.60 | 2.41 | 2.23 | |||||
| Costs (As % Of Income) in Slovakia | % | ... | ... | ... | ... | ... | ... | 46.2 | 49.4 | 47.7 | 47.7 | 47.8 | |||||||||||||
| Loans (As % Of Deposits) in Slovakia | % | ... | ... | ... | ... | ... | ... | ... | ... | 98.2 | 102 | 104 | 105 | 103 | |||||||||||
| ROE in Slovakia | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 13.8 | 10.8 | 12.5 | 12.0 | 6.80 | |||||
| Return on Allocated Equity in Slovakia | % | ... | ... | ... | ... | ... | ... | 34.2 | 25.6 | 22.3 | 18.2 | 10.7 | |||||||||||||
| Provisions (As % Of NPLs) in Slovakia | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 69.1 | 76.4 | 80.4 | 80.5 | 107 | ||||||||||
| NPLs (As % Of Loans) in Slovakia | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 5.18 | 4.30 | 3.55 | 2.85 | 2.38 | ||||||||||
| Cost of Provisions (As % Of Loans) in Slovakia | % | ... | ... | ... | ... | ... | ... | ... | ... | 0.450 | 0.324 | 0.180 | 0.285 | 0.703 | |||||||||||
| Revenues in Slovakia (as % of Total) | % | ... | ... | ... | ... | ... | ... | 8.21 | 7.71 | 7.95 | 7.86 | 7.98 | |||||||||||||
| Operating Profit in Slovakia (as % of Total) | % | ... | ... | ... | ... | ... | ... | 11.3 | 10.0 | 9.91 | 10.1 | 10.4 | |||||||||||||
| Net Profit in Slovakia (as % of Total) | % | ... | ... | ... | ... | ... | ... | 14.5 | 11.4 | 9.73 | 10.6 | 14.7 | |||||||||||||
| Assets in Slovakia (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 7.12 | 7.40 | 7.36 | 7.58 | 7.46 | |||||
| RWA in Slovakia (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | 5.70 | 6.41 | 6.77 | 7.44 | 7.74 | |||||||||||
| Loans in Slovakia (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | 8.56 | 9.10 | 9.82 | 9.78 | 9.52 | |||||||||||
| Deposits in Slovakia (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | 8.26 | 8.32 | 8.47 | 8.39 | 7.78 |
| hungary | Unit | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| Net Interest Income in Hungary | EUR mil | ... | ... | ... | ... | ... | ... | 173 | 198 | 199 | 213 | 218 | |||||||||||||
| Fee Income in Hungary | EUR mil | ... | ... | ... | ... | ... | ... | 142 | 157 | 170 | 188 | 181 | |||||||||||||
| Other Income in Hungary | EUR mil | ... | ... | ... | ... | ... | ... | 25.1 | 39.2 | 49.4 | 44.0 | 32.4 | |||||||||||||
| Total Revenues in Hungary | EUR mil | ... | ... | ... | ... | ... | ... | 340 | 395 | 418 | 446 | 431 | |||||||||||||
| Operating Cost in Hungary | EUR mil | ... | ... | ... | ... | ... | ... | 196 | 221 | 212 | 217 | 213 | |||||||||||||
| Operating Profit in Hungary | EUR mil | ... | ... | ... | ... | ... | ... | 145 | 174 | 206 | 229 | 218 | |||||||||||||
| Provisions in Hungary | EUR mil | ... | ... | ... | ... | ... | ... | -91.7 | -28.7 | -32.2 | -16.8 | 78.8 | |||||||||||||
| Other Cost in Hungary | EUR mil | ... | ... | ... | ... | ... | ... | 93.4 | 22.1 | 63.1 | 59.8 | 64.7 | |||||||||||||
| Pre-Tax Profit in Hungary | EUR mil | ... | ... | ... | ... | ... | ... | 143 | 181 | 175 | 186 | 74.6 | |||||||||||||
| Net Profit in Hungary | EUR mil | ... | ... | ... | ... | ... | ... | 134 | 165 | 167 | 173 | 56.1 | |||||||||||||
| Net Profit Avail. to Common in Hungary | EUR mil | ... | ... | ... | ... | ... | ... | 134 | 165 | 167 | 173 | 56.1 | |||||||||||||
| Total Assets in Hungary | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 6,606 | 7,151 | 7,987 | 8,932 | 10,162 | |||||
| Loans in Hungary | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | 4,180 | 4,423 | 4,739 | 5,524 | 4,947 | |||||||||||
| Deposits in Hungary | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | 4,580 | 4,965 | 5,391 | 6,566 | 7,374 | |||||||||||
| Equity in Hungary | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 907 | 1,093 | 1,115 | 1,217 | 1,165 | |||||
| Risk-Weighted Assets in Hungary | EUR mil | ... | ... | ... | ... | ... | ... | 3,470 | 3,826 | 3,816 | 4,226 | 3,967 | |||||||||||||
| Allocated Capital in Hungary | EUR mil | ... | ... | ... | ... | ... | ... | 517 | 576 | 862 | 965 | 1,000 | |||||||||||||
| Net Interest Margin in Hungary | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 2.73 | 2.88 | 2.63 | 2.52 | 2.28 | |||||
| Costs (As % Of Income) in Hungary | % | ... | ... | ... | ... | ... | ... | 57.5 | 55.9 | 50.8 | 48.6 | 49.4 | |||||||||||||
| Loans (As % Of Deposits) in Hungary | % | ... | ... | ... | ... | ... | ... | ... | ... | 91.3 | 89.1 | 87.9 | 84.1 | 67.1 | |||||||||||
| ROE in Hungary | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 18.9 | 16.5 | 15.1 | 14.9 | 4.71 | |||||
| Return on Allocated Equity in Hungary | % | ... | ... | ... | ... | ... | ... | 26.5 | 30.2 | 23.2 | 19.0 | 5.71 | |||||||||||||
| Provisions (As % Of NPLs) in Hungary | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 71.2 | 82.9 | 80.6 | 84.6 | 111 | ||||||||||
| NPLs (As % Of Loans) in Hungary | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 9.44 | 5.68 | 3.87 | 2.67 | 3.04 | ||||||||||
| Cost of Provisions (As % Of Loans) in Hungary | % | ... | ... | ... | ... | ... | ... | ... | ... | -2.18 | -0.667 | -0.703 | -0.327 | 1.50 | |||||||||||
| Revenues in Hungary (as % of Total) | % | ... | ... | ... | ... | ... | ... | 4.69 | 5.35 | 5.67 | 5.78 | 5.73 | |||||||||||||
| Operating Profit in Hungary (as % of Total) | % | ... | ... | ... | ... | ... | ... | 5.10 | 6.08 | 6.66 | 7.28 | 7.19 | |||||||||||||
| Net Profit in Hungary (as % of Total) | % | ... | ... | ... | ... | ... | ... | 9.07 | 11.3 | 8.57 | 9.77 | 7.14 | |||||||||||||
| Assets in Hungary (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 3.17 | 3.24 | 3.37 | 3.64 | 3.66 | |||||
| RWA in Hungary (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | 4.18 | 4.41 | 4.09 | 4.36 | 4.03 | |||||||||||
| Loans in Hungary (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | 3.20 | 3.17 | 3.29 | 3.57 | 3.08 | |||||||||||
| Deposits in Hungary (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | 3.32 | 3.31 | 3.35 | 3.82 | 3.86 |
| croatia | Unit | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| Net Interest Income in Croatia | EUR mil | ... | ... | ... | ... | ... | ... | 265 | 270 | 274 | 275 | 271 | |||||||||||||
| Fee Income in Croatia | EUR mil | ... | ... | ... | ... | ... | ... | 88.0 | 95.8 | 98.9 | 108 | 92.0 | |||||||||||||
| Other Income in Croatia | EUR mil | ... | ... | ... | ... | ... | ... | 54.5 | 47.7 | 47.7 | 46.9 | 38.7 | |||||||||||||
| Total Revenues in Croatia | EUR mil | ... | ... | ... | ... | ... | ... | 407 | 414 | 420 | 430 | 402 | |||||||||||||
| Operating Cost in Croatia | EUR mil | ... | ... | ... | ... | ... | ... | 194 | 206 | 213 | 223 | 215 | |||||||||||||
| Operating Profit in Croatia | EUR mil | ... | ... | ... | ... | ... | ... | 213 | 208 | 208 | 207 | 187 | |||||||||||||
| Provisions in Croatia | EUR mil | ... | ... | ... | ... | ... | ... | 48.4 | 118 | 35.2 | 8.47 | 105 | |||||||||||||
| Other Cost in Croatia | EUR mil | ... | ... | ... | ... | ... | ... | 5.20 | 7.27 | -0.704 | 35.5 | 16.3 | |||||||||||||
| Pre-Tax Profit in Croatia | EUR mil | ... | ... | ... | ... | ... | ... | 160 | 82.6 | 173 | 163 | 66.0 | |||||||||||||
| Net Profit in Croatia | EUR mil | ... | ... | ... | ... | ... | ... | 122 | 59.7 | 140 | 132 | 64.4 | |||||||||||||
| Net Profit Avail. to Common in Croatia | EUR mil | ... | ... | ... | ... | ... | ... | 83.7 | 37.7 | 95.7 | 90.3 | 43.9 | |||||||||||||
| Total Assets in Croatia | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 8,654 | 8,840 | 9,378 | 9,905 | 10,899 | |||||
| Loans in Croatia | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | 6,647 | 6,558 | 7,069 | 7,241 | 7,511 | |||||||||||
| Deposits in Croatia | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | 5,731 | 5,964 | 6,637 | 6,912 | 7,963 | |||||||||||
| Equity in Croatia | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1,033 | 1,082 | 1,199 | 1,304 | 1,352 | |||||
| Risk-Weighted Assets in Croatia | EUR mil | ... | ... | ... | ... | ... | ... | 4,256 | 4,357 | 5,005 | 5,638 | 5,814 | |||||||||||||
| Allocated Capital in Croatia | EUR mil | ... | ... | ... | ... | ... | ... | 549 | 598 | 752 | 805 | 911 | |||||||||||||
| Net Interest Margin in Croatia | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 3.02 | 3.09 | 3.01 | 2.85 | 2.60 | |||||
| Costs (As % Of Income) in Croatia | % | ... | ... | ... | ... | ... | ... | 47.7 | 49.8 | 50.6 | 51.9 | 53.4 | |||||||||||||
| Loans (As % Of Deposits) in Croatia | % | ... | ... | ... | ... | ... | ... | ... | ... | 116 | 110 | 107 | 105 | 94.3 | |||||||||||
| ROE in Croatia | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 12.6 | 5.65 | 12.3 | 10.6 | 4.85 | |||||
| Return on Allocated Equity in Croatia | % | ... | ... | ... | ... | ... | ... | 15.3 | 6.57 | 14.2 | 11.6 | 5.11 | |||||||||||||
| Provisions (As % Of NPLs) in Croatia | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 73.3 | 66.4 | 69.4 | 73.9 | 89.7 | ||||||||||
| NPLs (As % Of Loans) in Croatia | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 12.1 | 14.0 | 10.6 | 8.12 | 6.74 | ||||||||||
| Cost of Provisions (As % Of Loans) in Croatia | % | ... | ... | ... | ... | ... | ... | ... | ... | 0.697 | 1.78 | 0.516 | 0.118 | 1.42 | |||||||||||
| Revenues in Croatia (as % of Total) | % | ... | ... | ... | ... | ... | ... | 5.62 | 5.61 | 5.70 | 5.58 | 5.33 | |||||||||||||
| Operating Profit in Croatia (as % of Total) | % | ... | ... | ... | ... | ... | ... | 7.51 | 7.25 | 6.71 | 6.58 | 6.16 | |||||||||||||
| Net Profit in Croatia (as % of Total) | % | ... | ... | ... | ... | ... | ... | 5.68 | 2.58 | 4.92 | 5.09 | 5.58 | |||||||||||||
| Assets in Croatia (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 4.16 | 4.01 | 3.96 | 4.03 | 3.93 | |||||
| RWA in Croatia (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | 5.12 | 5.02 | 5.37 | 5.82 | 5.90 | |||||||||||
| Loans in Croatia (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | 5.09 | 4.70 | 4.90 | 4.68 | 4.68 | |||||||||||
| Deposits in Croatia (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | 4.16 | 3.98 | 4.12 | 4.02 | 4.17 |
| serbia | Unit | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| Net Interest Income in Serbia | EUR mil | ... | ... | ... | ... | ... | ... | 46.8 | 51.3 | 50.7 | 58.4 | 63.6 | |||||||||||||
| Fee Income in Serbia | EUR mil | ... | ... | ... | ... | ... | ... | 11.1 | 11.3 | 13.4 | 14.7 | 16.1 | |||||||||||||
| Other Income in Serbia | EUR mil | ... | ... | ... | ... | ... | ... | 3.78 | 4.40 | 5.20 | 5.43 | 4.05 | |||||||||||||
| Total Revenues in Serbia | EUR mil | ... | ... | ... | ... | ... | ... | 61.7 | 67.0 | 69.3 | 78.5 | 83.8 | |||||||||||||
| Operating Cost in Serbia | EUR mil | ... | ... | ... | ... | ... | ... | 40.2 | 45.1 | 49.6 | 58.7 | 60.3 | |||||||||||||
| Operating Profit in Serbia | EUR mil | ... | ... | ... | ... | ... | ... | 21.5 | 21.9 | 19.7 | 19.9 | 23.4 | |||||||||||||
| Provisions in Serbia | EUR mil | ... | ... | ... | ... | ... | ... | 4.15 | -0.978 | -1.69 | 0.843 | 13.5 | |||||||||||||
| Other Cost in Serbia | EUR mil | ... | ... | ... | ... | ... | ... | 0.640 | 0.093 | 0.517 | 0.361 | 4.76 | |||||||||||||
| Pre-Tax Profit in Serbia | EUR mil | ... | ... | ... | ... | ... | ... | 16.7 | 22.8 | 20.8 | 18.7 | 5.17 | |||||||||||||
| Net Profit in Serbia | EUR mil | ... | ... | ... | ... | ... | ... | 16.0 | 21.2 | 19.4 | 17.6 | 5.38 | |||||||||||||
| Net Profit Avail. to Common in Serbia | EUR mil | ... | ... | ... | ... | ... | ... | 12.8 | 17.0 | 15.5 | 14.0 | 4.22 | |||||||||||||
| Total Assets in Serbia | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1,199 | 1,423 | 1,782 | 2,064 | 2,553 | |||||
| Loans in Serbia | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | 997 | 1,137 | 1,540 | 1,906 | 1,744 | |||||||||||
| Deposits in Serbia | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | 658 | 844 | 1,024 | 1,175 | 1,600 | |||||||||||
| Equity in Serbia | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 148 | 179 | 202 | 274 | 284 | |||||
| Risk-Weighted Assets in Serbia | EUR mil | ... | ... | ... | ... | ... | ... | 943 | 1,143 | 1,456 | 1,612 | 1,489 | |||||||||||||
| Allocated Capital in Serbia | EUR mil | ... | ... | ... | ... | ... | ... | 123 | 141 | 224 | 250 | 248 | |||||||||||||
| Net Interest Margin in Serbia | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 4.26 | 3.91 | 3.17 | 3.04 | 2.76 | |||||
| Costs (As % Of Income) in Serbia | % | ... | ... | ... | ... | ... | ... | 65.2 | 67.3 | 71.6 | 74.7 | 72.0 | |||||||||||||
| Loans (As % Of Deposits) in Serbia | % | ... | ... | ... | ... | ... | ... | ... | ... | 152 | 135 | 150 | 162 | 109 | |||||||||||
| ROE in Serbia | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 11.4 | 13.0 | 10.2 | 7.37 | 1.93 | |||||
| Return on Allocated Equity in Serbia | % | ... | ... | ... | ... | ... | ... | 11.2 | 12.9 | 8.49 | 5.90 | 1.69 | |||||||||||||
| Provisions (As % Of NPLs) in Serbia | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 85.6 | 85.6 | 139 | 151 | 168 | ||||||||||
| NPLs (As % Of Loans) in Serbia | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 13.6 | 7.07 | 1.47 | 1.11 | 1.46 | ||||||||||
| Cost of Provisions (As % Of Loans) in Serbia | % | ... | ... | ... | ... | ... | ... | ... | ... | 0.436 | -0.092 | -0.126 | 0.049 | 0.739 | |||||||||||
| Revenues in Serbia (as % of Total) | % | ... | ... | ... | ... | ... | ... | 0.851 | 0.908 | 0.939 | 1.02 | 1.11 | |||||||||||||
| Operating Profit in Serbia (as % of Total) | % | ... | ... | ... | ... | ... | ... | 0.758 | 0.766 | 0.636 | 0.632 | 0.772 | |||||||||||||
| Net Profit in Serbia (as % of Total) | % | ... | ... | ... | ... | ... | ... | 0.871 | 1.17 | 0.798 | 0.790 | 0.536 | |||||||||||||
| Assets in Serbia (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0.576 | 0.645 | 0.753 | 0.840 | 0.920 | |||||
| RWA in Serbia (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | 1.14 | 1.32 | 1.56 | 1.66 | 1.51 | |||||||||||
| Loans in Serbia (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | 0.763 | 0.815 | 1.07 | 1.23 | 1.09 | |||||||||||
| Deposits in Serbia (as % of Total) | % | ... | ... | ... | ... | ... | ... | ... | ... | 0.477 | 0.563 | 0.635 | 0.684 | 0.837 |
| other | Unit | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| Net Interest Income in Other | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 129 | 105 | 114 | 96.0 | 141 | ||||||||||
| Fee Income in Other | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | -43.9 | -30.0 | -58.4 | -85.6 | -94.1 | ||||||||||
| Other Income in Other | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 15.5 | -111 | -29.6 | -51.1 | -51.3 | ||||||||||
| Total Revenues in Other | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 101 | -35.2 | 25.8 | -40.7 | -4.42 | ||||||||||
| Operating Cost in Other | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 258 | 270 | 236 | 168 | 193 | ||||||||||
| Operating Profit in Other | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | -157 | -305 | -211 | -208 | -198 | ||||||||||
| Provisions in Other | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 71.5 | 22.5 | 37.0 | 232 | -1.75 | ||||||||||
| Other Cost in Other | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 316 | 27.6 | 73.1 | 74.3 | 1.73 | ||||||||||
| Pre-Tax Profit in Other | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | -544 | -355 | -321 | -515 | -198 | ||||||||||
| Net Profit in Other | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | -406 | -230 | -107 | -345 | -257 | ||||||||||
| Net Profit Avail. to Common in Other | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | -431 | -257 | -122 | -353 | -261 | ||||||||||
| Total Assets in Other | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | -16,175 | -24,134 | -26,910 | -25,828 | -24,894 | |||||
| Loans in Other | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | |||
| Deposits in Other | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | 26.6 | 48.5 | -1,955 | -1,259 | -550 | |||||||||||
| Equity in Other | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | -17,619 | -17,426 | -21,271 | -23,849 | -26,249 | |||||
| Risk-Weighted Assets in Other | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | 2,025 | 1,637 | 2,242 | 2,060 | 2,933 | |||||||||||
| Allocated Capital in Other | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | 6,991 | 7,911 | 5,735 | 5,914 | 8,059 | |||||||||||
| Net Interest Margin in Other | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | -0.921 | -0.523 | -0.446 | -0.364 | -0.556 | |||||
| Costs (As % Of Income) in Other | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 256 | -767 | 917 | -412 | -4,370 | ||||||||||
| Loans (As % Of Deposits) in Other | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ||
| ROE in Other | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 2.28 | 1.31 | 0.554 | 1.53 | 1.02 | |||||
| Return on Allocated Equity in Other | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | -7.11 | -3.45 | -1.78 | -6.06 | -3.73 | ||||||||||
| Cost of Provisions (As % Of Loans) in Other | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
Get all company financials in excel:
By Helgi Library - October 31, 2023
Erste Group Bank made a net profit of EUR 1,052 mil under revenues of EUR 2,692 mil in the third quarter of 2023, up 65.6% and 26.7% respectively when compared to the same period last year. Historically, the bank’s net profit reached an all time high of EUR 1...
By Helgi Library - August 23, 2023
Erste Group Bank's customer deposits reached EUR 137,939 mil in 2016-12-31, up 2.98% compared to the previous year. Austrian banking sector accepted customer deposits of EUR 395 bil in 2016-12-31, up 0.573% when compared to the last year. Erste Group Bank...
By Helgi Library - August 23, 2023
Erste Group Bank's customer deposits reached EUR 137,939 mil in 2016-12-31, up 2.98% compared to the previous year. Austrian banking sector accepted customer deposits of EUR 395 bil in 2016-12-31, up 0.573% when compared to the last year. Erste Group Bank...
By Helgi Library - October 31, 2023
Erste Group Bank's capital adequacy ratio reached 18.7% at the end of third quarter of 2023, down from 19.0% when compared to the previous quarter. Historically, the bank’s capital ratio hit an all time high of 20.0% in 4Q2020 and an all time low of 9.40% in 3Q2008...
By Helgi Library - October 31, 2023
Erste Group Bank's capital adequacy ratio reached 18.7% at the end of third quarter of 2023, down from 19.0% when compared to the previous quarter. Historically, the bank’s capital ratio hit an all time high of 20.0% in 4Q2020 and an all time low of 9.40% in 3Q2008...
By Helgi Library - October 31, 2023
Erste Group Bank generated total banking revenues of EUR 2,692 mil in the third quarter of 2023, up 26.7% when compared to the same period of last year and 1.1% when compared to the previous quarter. Historically, the bank’s revenues containing of interest, ...
By Helgi Library - October 31, 2023
Erste Group Bank generated total banking revenues of EUR 2,692 mil in the third quarter of 2023, up 26.7% when compared to the same period of last year and 1.1% when compared to the previous quarter. Historically, the bank’s revenues containing of interest, ...
By Helgi Library - October 31, 2023
Erste Group Bank's cost to income ratio reached 44.7% in the third quarter of 2023, down from 46.2% when compared to the previous quarter. Historically, the bank’s costs reached an all time high of 80.3% of income in 4Q2008 and an all time low of 44.7% in 3Q...
By Helgi Library - October 31, 2023
Erste Group Bank's cost to income ratio reached 44.7% in the third quarter of 2023, down from 46.2% when compared to the previous quarter. Historically, the bank’s costs reached an all time high of 80.3% of income in 4Q2008 and an all time low of 44.7% in 3Q...
By Helgi Library - October 31, 2023
Erste Group Bank's non-performing loans reached 5.52% of total loans at the end of 2023-09-30, up from 5.18% compared to the previous year. Historically, the NPL ratio hit an all time high of 9.69% in 2013-06-30 and an all time low of 4.01% in 2007-06-30. P...
Erste Group Bank is the second largest commercial bank in Austria. The Group was founded in 1819 as the first Austrian savings bank. In 1997, Erste Group went public with a strategy to expand its retail business into Central and Eastern Europe (CEE). Since then Erste Group's customer base has grown through numerous acquisitions and organic growth from 600,000 to around 16.4 million. With 2,900 branches and 46,000 employees, Erste Group is today one of the largest financial services providers in the Eastern part of EU in terms of clients and total assets. It is the largest retail bank in the Czech Republic, Slovakia and Romania and is among the TOP5 players in number of other countries such as Hungary, or Croatia
Erste Group Bank has been growing its revenues and asset by 0.985% and 4.24% a year on average in the last 10 years. Its loans and deposits have grown by 4.98% and 6.17% a year during that time and loans to deposits ratio reached 90.2% at the end of 2022. The company achieved an average return on equity of 7.29% in the last decade with net profit growing 11.8% a year on average. In terms of operating efficiency, its cost to income ratio reached 53.4% in 2022, compared to 59.1% average in the last decade.
Equity represented 7.81% of total assets or 12.5% of loans at the end of 2022. Erste Group Bank's non-performing loans were 5.44% of total loans while provisions covered some 34.4% of NPLs at the end of 2022.
Erste Group Bank stock traded at per share at the end of 2022 resulting in a market capitalization of . Over the previous three years, stock price rose by 0% or 0% a year on average. That’s compared to an average ROE of 8.36% the bank generated for its shareholders. This closing price put stock at a 12-month trailing price to earnings (PE) of 5.90x and price to book value (PBV) of 0.661x in 2022.
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