By Helgi Library - December 12, 2019
CSOB Slovakia's mortgage loans reached EUR 3,004 mil in 2017, up 12.0% compared to the previous year. Slovak banking sector pro...
By Helgi Library - December 12, 2019
CSOB Slovakia's customer deposits reached EUR 6,052 mil in 2017, up 7.72% compared to the previous year. Slovak banking sector ...
By Helgi Library - December 12, 2019
CSOB Slovakia's customer loans reached EUR 6,576 mil in 2017, up 7.87% compared to the previous year. Slovak banking sector pro...
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By Helgi Library - May 26, 2018
CSOB Slovakia's non-performing loans reached 2.81% of total loans at the end of 2017, down from 3.27% compared to the previous year. Historically, the NPL ratio hit an all time high of 8.47% in 2010 and an all time low of 2.81% in 2017. Provision coverage a...
By Helgi Library - July 16, 2018
CSOB Slovakia generated total banking revenues of EUR 289 mil in 2017, down 3.87% compared to the previous year. Slovak banking sector banking sector generated total revenues of EUR 2,324 mil in 2017, down 10.6% when compared to the last year. A...
By Helgi Library - May 26, 2018
CSOB Slovakia employed 2,572 persons in 2017, up 0.351% when compared to the previous year. Historically, the bank's workforce hit an all time high of 2,572 persons in 2017 and an all time low of 1,672 in 2007. Average cost reached USD 2,963 per month per employe...
By Helgi Library - May 26, 2018
CSOB Slovakia's loans reached EUR 6,714 mil in the 2017, up from EUR 6,235 mil compared to the previous year. Historically, the bank’s loans reached an all time high of EUR 6,714 mil in 2017 and an all time low of EUR 3,626 mil in 2010. In the last deca...
By Helgi Library - July 16, 2018
CSOB Slovakia has issued total of 349 '000 payment cards at the end of 2017, up 1.05% compared to the previous year. Slovak banking sector banking sector issued total of 5,183 thous. of bank cards in 2017, down 5.69% when compared to the last year...
By Helgi Library - December 12, 2019
CSOB Slovakia's consumer loans reached EUR 1,212 mil in 2017, up 5.35% compared to the previous year. Slovak banking sector provided consumer loans of EUR 7.45 bil in 2017, up 8.46% when compared to the last year. CSOB Slovakia accounted for 12.8% of all ...
By Helgi Library - May 26, 2018
CSOB Slovakia made a net profit of EUR 70.0 mil in 2017, down 15.9% compared to the previous year. This implies a return on equity of 9.22%. Historically, the bank’s net profit reached an all time high of EUR 83.2 mil in 2016 and an all time low of EUR -8.4...
By Helgi Library - May 26, 2018
CSOB Slovakia's net interest margin amounted to 2.32% in 2017, down from 2.58% compared to the previous year. Historically, the bank’s net interest margin reached an all time high of 3.27% in 2010 and an all time low of 2.12% in 2008. The average margin...
By Helgi Library - May 25, 2018
CSOB Slovakia employed 2,572 persons in 2017, up 0.351% compared to the previous year. Historically, the bank's workforce hit an all time high of 2,572 persons in 2017 and an all time low of 1,672 in 2007. The bank operated a network of 133 branches and 26...
By Helgi Library - May 26, 2018
CSOB Slovakia's cost to income ratio reached 64.1% in 2017, up from 60.2% compared to the previous year. Historically, the bank’s costs reached an all time high of 66.8% of income in 2012 and an all time low of 58.9% in 2013. When compared to total assets,...
Československá obchodná banka (or ČSOB) is a Slovakia-based bank. The Bank offers its financial products and services to private customers, small and medium size enterprises, and large corporates. The Bank's deposit products include fixed deposits, fixed foreign exchange deposits, current accounts, and savings accounts. The Bank’s loan portfolio primarily comprises personal, mortgage, housing, investment, short-term, subsidized, refinanced investment, and real estate project financing loans, as well as overdrafts, trade finance, and credit guarantees. Until 2008, ČSOB Slovakia was a part of the Czech Republic-based ČSOB Group. In 2008, the new company Československá obchodná banka, a.s. (ČSOB Slovakia) was created under direct control of KBC Bank.
CSOB Slovakia has been growing its revenues and asset by 6.13% and 5.12% a year on average in the last 10 years. Its loans and deposits have grown by 11.8% and 11.1% a year during that time and loans to deposits ratio reached 109% at the end of 2017. The company achieved an average return on equity of 8.83% in the last decade with net profit growing 5.14% a year on average. In terms of operating efficiency, its cost to income ratio reached 64.1% in 2017, compared to 62.5% average in the last decade.
Equity represented 8.86% of total assets or 12.4% of loans at the end of 2017. CSOB Slovakia's non-performing loans were 2.81% of total loans while provisions covered some 75.7% of NPLs at the end of 2017.
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