By Helgi Library - August 5, 2018
Croatia Banka's non-performing loans reached 23.1% of total loans at the end of 2017, up from 17.8% compared to the previous year...
By Helgi Library - August 5, 2018
Croatia Banka's non-performing loans reached 23.1% of total loans at the end of 2017, up from 17.8% compared to the previous year...
By Helgi Library - August 5, 2018
Croatia Banka generated total banking revenues of HRK 91.0 mil in 2017, up 4.71% compared to the previous year. Croatian b...
| Profit Statement | 2015 | 2016 | 2017 | |
| Net Interest Income | HRK mil | 66.1 | 61.9 | 58.7 |
| Net Fee Income | HRK mil | 8.46 | 7.70 | 5.70 |
| Other Income | HRK mil | 14.3 | 17.3 | 26.6 |
| Total Revenues | HRK mil | 88.8 | 86.9 | 91.0 |
| Staff Cost | HRK mil | 36.6 | 35.1 | 33.3 |
| Operating Profit | HRK mil | 23.9 | 24.8 | 23.3 |
| Provisions | HRK mil | 21.7 | 22.1 | 54.3 |
| Net Profit | HRK mil | -15.1 | 1.64 | -30.6 |
| Balance Sheet | 2015 | 2016 | 2017 | |
| Interbank Loans | HRK mil | 48.0 | 53.3 | 23.1 |
| Customer Loans | HRK mil | 1,893 | 1,591 | 1,153 |
| Total Assets | HRK mil | 3,109 | 3,110 | 2,491 |
| Shareholders' Equity | HRK mil | 182 | 190 | 152 |
| Interbank Borrowing | HRK mil | 110 | 92.1 | 62.2 |
| Customer Deposits | HRK mil | 2,506 | 2,517 | 2,094 |
| Issued Debt Securities | HRK mil | 293 | 292 | 163 |
| Ratios | 2015 | 2016 | 2017 | |
| ROE | % | -7.92 | 0.881 | -17.9 |
| ROA | % | -0.492 | 0.053 | -1.09 |
| Costs (As % Of Assets) | % | 2.11 | 2.00 | 2.42 |
| Costs (As % Of Income) | % | 73.1 | 71.5 | 74.4 |
| Capital Adequacy Ratio | % | 15.9 | 16.8 | 15.9 |
| Net Interest Margin | % | 2.15 | 1.99 | 2.09 |
| Loans (As % Of Deposits) | % | 75.5 | 63.2 | 55.1 |
| NPLs (As % Of Loans) | % | 16.1 | 17.8 | 23.1 |
| Provisions (As % Of NPLs) | % | 72.2 | 77.3 | 79.6 |
| Growth Rates | 2015 | 2016 | 2017 | |
| Total Revenue Growth | % | 4.31 | -2.20 | 4.71 |
| Operating Cost Growth | % | -4.36 | -4.31 | 8.91 |
| Operating Profit Growth | % | 38.3 | 3.53 | -5.83 |
| Net Profit Growth | % | -486 | -111 | -1,970 |
| Customer Loan Growth | % | -0.734 | -16.0 | -27.5 |
| Total Asset Growth | % | 2.34 | 0.047 | -19.9 |
| Customer Deposit Growth | % | 1.58 | 0.421 | -16.8 |
| Shareholders' Equity Growth | % | -9.06 | 4.18 | -19.8 |
| Employees | 219 | 213 | 191 | |
Get all company financials in excel:
| summary | Unit | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
| income statement | ||||||||||||||||||
| Net Interest Income | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 47.4 | 39.0 | 43.8 | 60.1 | 66.1 | |||
| Total Revenues | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 70.6 | 54.7 | 67.2 | 85.2 | 88.8 | |||
| Operating Profit | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | -0.569 | -15.9 | -8.00 | 17.3 | 23.9 | |||
| Net Profit | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | -8.03 | -104 | -24.6 | 3.92 | -15.1 | |||
| balance sheet | ||||||||||||||||||
| Interbank Loans | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 244 | 139 | 57.5 | 38.2 | 48.0 | |||
| Customer Loans | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 974 | 1,042 | 1,630 | 1,906 | 1,893 | |||
| Debt Securities | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 285 | 439 | 341 | 655 | 726 | |||
| Total Assets | HRK mil | 1,885 | 1,984 | 2,629 | 3,037 | 3,109 | ||||||||||||
| Shareholders' Equity | HRK mil | 115 | 220 | 195 | 200 | 182 | ||||||||||||
| Interbank Borrowing | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 24.7 | 174 | 154 | 126 | 110 | |||
| Customer Deposits | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1,296 | 1,312 | 1,943 | 2,467 | 2,506 | |||
| Issued Debt Securities | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 275 | 246 | 302 | 203 | 293 | |||
| ratios | ||||||||||||||||||
| ROE | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | -6.65 | -61.8 | -11.9 | 1.98 | -7.92 | |||
| ROA | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | -0.425 | -5.36 | -1.07 | 0.138 | -0.492 | |||
| Costs (As % Of Assets) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 3.77 | 3.65 | 3.26 | 2.40 | 2.11 | |||
| Costs (As % Of Income) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 101 | 129 | 112 | 79.7 | 73.1 | |||
| Capital Adequacy Ratio | % | 15.2 | 17.4 | 14.0 | 13.3 | 15.9 | ||||||||||||
| Net Interest Margin | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 2.51 | 2.02 | 1.90 | 2.12 | 2.15 | |||
| Interest Income (As % Of Revenues) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 67.2 | 71.3 | 65.1 | 70.6 | 74.4 | |||
| Fee Income (As % Of Revenues) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 8.08 | 10.0 | 7.18 | 6.57 | 9.53 | |||
| Staff Cost (As % Of Total Cost) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 55.5 | 54.7 | 55.6 | 53.4 | 56.4 | |||
| Equity (As % Of Assets) | % | 6.12 | 11.1 | 7.43 | 6.59 | 5.86 | ||||||||||||
| Loans (As % Of Deposits) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 75.2 | 79.4 | 83.9 | 77.3 | 75.5 | |||
| Loans (As % Assets) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 51.7 | 52.5 | 62.0 | 62.8 | 60.9 | |||
| NPLs (As % Of Loans) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 19.7 | 15.2 | 17.2 | 16.1 | ||
| Provisions (As % Of NPLs) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 91.6 | 85.0 | 68.0 | 72.2 | ||
| valuation | ||||||||||||||||||
| Book Value Per Share Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 13.6 | -17.8 | 12.2 | 37.3 | 9.94 |
| income statement | Unit | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
| income statement | ||||||||||||||||||
| Interest Income | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 101 | 91.5 | 113 | 142 | 149 | |||
| Interest Cost | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 53.9 | 52.5 | 69.1 | 82.1 | 83.0 | |||
| Net Interest Income | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 47.4 | 39.0 | 43.8 | 60.1 | 66.1 | |||
| Net Fee Income | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 5.71 | 5.49 | 4.82 | 5.59 | 8.46 | |||
| Other Income | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 17.4 | 10.2 | 18.6 | 19.5 | 14.3 | |||
| Total Revenues | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 70.6 | 54.7 | 67.2 | 85.2 | 88.8 | |||
| Staff Cost | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 39.5 | 38.6 | 41.8 | 36.2 | 36.6 | |||
| Depreciation | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 5.84 | 5.56 | 4.48 | 3.52 | 3.34 | |||
| Other Cost | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 25.8 | 26.4 | 28.9 | 28.1 | 24.9 | |||
| Operating Cost | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 71.1 | 70.6 | 75.2 | 67.9 | 64.9 | |||
| Operating Profit | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | -0.569 | -15.9 | -8.00 | 17.3 | 23.9 | |||
| Provisions | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 7.46 | 110 | 16.6 | 12.2 | 21.7 | |||
| Extra and Other Cost | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | -0.001 | < 0.001 | < 0.001 | < -0.001 | 0 | |||
| Pre-Tax Profit | HRK mil | -8.03 | -126 | -24.6 | 5.14 | 2.26 | ||||||||||||
| Tax | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0 | -22.6 | 0 | 1.22 | 17.4 | |||
| Minorities | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0 | 0 | 0 | 0 | 0 | |||
| Net Profit | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | -8.03 | -104 | -24.6 | 3.92 | -15.1 | |||
| growth rates | ||||||||||||||||||
| Net Interest Income Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 13.6 | -17.8 | 12.2 | 37.3 | 9.94 | ||
| Net Fee Income Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0.956 | -3.70 | -12.2 | 16.0 | 51.3 | ||
| Total Revenue Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 17.8 | -22.5 | 22.8 | 26.8 | 4.31 | ||
| Operating Cost Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | -2.07 | -0.801 | 6.54 | -9.73 | -4.36 | ||
| Operating Profit Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | -95.5 | 2,691 | -49.6 | -316 | 38.3 | ||
| Pre-Tax Profit Growth | % | ... | -80.9 | 1,473 | -80.5 | -121 | -55.9 | |||||||||||
| Net Profit Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | -80.9 | 1,190 | -76.2 | -116 | -486 | ||
| market share | ||||||||||||||||||
| Market Share in Revenues | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0.439 | 0.368 | 0.467 | 0.588 | 0.611 | |||
| Market Share in Net Profit | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0.284 | ... | ... | |
| Market Share in Employees | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1.33 | 1.28 | 1.23 | 1.08 | 1.05 |
| balance sheet | Unit | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
| balance sheet | ||||||||||||||||||
| Cash | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 259 | 220 | 459 | 296 | 330 | |||
| Interbank Loans | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 244 | 139 | 57.5 | 38.2 | 48.0 | |||
| Customer Loans | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 974 | 1,042 | 1,630 | 1,906 | 1,893 | |||
| Retail Loans | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 321 | 288 | 275 | 353 | 367 | |||
| Mortgage Loans | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 15.9 | 27.6 | 51.1 | 61.7 | ||
| Consumer Loans | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 273 | 248 | 302 | 305 | ||
| Corporate Loans | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 975 | 1,586 | 1,791 | 1,762 | ||
| Debt Securities | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 285 | 439 | 341 | 655 | 726 | |||
| Fixed Assets | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 59.3 | 24.6 | 23.6 | 22.0 | 19.9 | |||
| Total Assets | HRK mil | 1,885 | 1,984 | 2,629 | 3,037 | 3,109 | ||||||||||||
| Shareholders' Equity | HRK mil | 115 | 220 | 195 | 200 | 182 | ||||||||||||
| Of Which Minority Interest | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0 | 0 | 0 | 0 | 0 | |||
| Liabilities | HRK mil | 1,769 | 1,764 | 2,433 | 2,837 | 2,927 | ||||||||||||
| Interbank Borrowing | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 24.7 | 174 | 154 | 126 | 110 | |||
| Customer Deposits | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1,296 | 1,312 | 1,943 | 2,467 | 2,506 | |||
| Retail Deposits | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 861 | 793 | 1,178 | 1,435 | 1,687 | |||
| Corporate Deposits | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 435 | 518 | 765 | 1,032 | 819 | |||
| Sight Deposits | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 269 | 278 | 338 | 568 | 473 | |||
| Term Deposits | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1,027 | 1,034 | 1,605 | 1,899 | 2,033 | |||
| Issued Debt Securities | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 275 | 246 | 302 | 203 | 293 | |||
| Other Liabilities | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 174 | 31.5 | 34.4 | 40.5 | 18.0 | |||
| asset quality | ||||||||||||||||||
| Non-Performing Loans | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 251 | 285 | 371 | 346 | ||
| Gross Loans | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1,092 | 1,271 | 1,872 | 2,159 | 2,142 | |||
| Total Provisions | HRK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 118 | 230 | 242 | 252 | 250 | |||
| growth rates | ||||||||||||||||||
| Customer Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | -1.40 | 7.00 | 56.4 | 17.0 | -0.734 | ||
| Retail Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | -9.87 | -10.2 | -4.57 | 28.2 | 3.94 | ||
| Mortgage Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 73.4 | 85.3 | 20.8 | ||
| Consumer Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | -9.11 | 21.9 | 1.09 | ||
| Corporate Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 62.8 | 12.9 | -1.63 | ||
| Total Asset Growth | % | ... | -0.397 | 5.28 | 32.5 | 15.6 | 2.34 | |||||||||||
| Shareholders' Equity Growth | % | ... | -8.47 | 90.7 | -11.3 | 2.53 | -9.06 | |||||||||||
| Customer Deposit Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0.955 | 1.25 | 48.1 | 27.0 | 1.58 | ||
| Retail Deposit Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 6.59 | -7.86 | 48.5 | 21.9 | 17.6 | ||
| Corporate Deposit Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | -8.61 | 19.3 | 47.5 | 34.9 | -20.6 | ||
| market share | ||||||||||||||||||
| Market Share in Customer Loans | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0.386 | 0.441 | 0.696 | 0.830 | 0.851 | |||
| Market Share in Corporate Loans | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1.01 | 1.66 | 1.95 | 2.02 | ||
| Market Share in Retail Loans | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0.426 | 0.393 | 0.476 | 0.486 | ||
| Market Share in Consumer Loans | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0.251 | 0.228 | 0.223 | 0.289 | 0.305 | |||
| Market Share in Mortgage Loans | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0.026 | 0.045 | 0.087 | 0.107 | ||
| Market Share in Total Assets | % | 0.452 | 0.483 | 0.633 | 0.725 | 0.747 | ||||||||||||
| Market Share in Customer Deposits | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0.587 | 0.578 | 0.822 | 1.01 | 0.975 | |||
| Market Share in Retail Deposits | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0.505 | 0.446 | 0.657 | 0.784 | 0.899 | |||
| Market Share in Corporate Deposits | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0.903 | 1.15 | 1.81 | 2.36 | 1.54 |
| ratios | Unit | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
| ratios | ||||||||||||||||||
| ROE | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | -6.65 | -61.8 | -11.9 | 1.98 | -7.92 | |||
| ROA | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | -0.425 | -5.36 | -1.07 | 0.138 | -0.492 | |||
| Costs (As % Of Assets) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 3.77 | 3.65 | 3.26 | 2.40 | 2.11 | |||
| Costs (As % Of Income) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 101 | 129 | 112 | 79.7 | 73.1 | |||
| Capital Adequacy Ratio | % | 15.2 | 17.4 | 14.0 | 13.3 | 15.9 | ||||||||||||
| Net Interest Margin | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 2.51 | 2.02 | 1.90 | 2.12 | 2.15 | |||
| Interest Spread | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 2.32 | 1.76 | 1.60 | 1.90 | 1.97 | |||
| Asset Yield | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 5.37 | 4.73 | 4.89 | 5.02 | 4.85 | |||
| Cost Of Liabilities | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 3.05 | 2.97 | 3.29 | 3.12 | 2.88 | |||
| Interest Income (As % Of Revenues) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 67.2 | 71.3 | 65.1 | 70.6 | 74.4 | |||
| Fee Income (As % Of Revenues) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 8.08 | 10.0 | 7.18 | 6.57 | 9.53 | |||
| Other Income (As % Of Revenues) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 24.7 | 18.7 | 27.7 | 22.9 | 16.1 | |||
| Cost Per Employee | USD per month | ... | ... | ... | ... | ... | ... | ... | ... | ... | 2,116 | 1,986 | 2,277 | 2,234 | 2,091 | |||
| Cost Per Employee (Local Currency) | HRK per month | ... | ... | ... | ... | ... | ... | ... | ... | ... | 11,316 | 11,622 | 12,995 | 13,248 | 13,934 | |||
| Staff Cost (As % Of Total Cost) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 55.5 | 54.7 | 55.6 | 53.4 | 56.4 | |||
| Equity (As % Of Assets) | % | 6.12 | 11.1 | 7.43 | 6.59 | 5.86 | ||||||||||||
| Loans (As % Of Deposits) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 75.2 | 79.4 | 83.9 | 77.3 | 75.5 | |||
| Loans (As % Assets) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 51.7 | 52.5 | 62.0 | 62.8 | 60.9 | |||
| NPLs (As % Of Loans) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 19.7 | 15.2 | 17.2 | 16.1 | ||
| Provisions (As % Of NPLs) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 91.6 | 85.0 | 68.0 | 72.2 | ||
| Provisions (As % Of Loans) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 12.1 | 22.0 | 14.9 | 13.2 | 13.2 | |||
| Cost of Provisions (As % Of Loans) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0.761 | 11.0 | 1.25 | 0.688 | 1.14 |
| other data | Unit | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
| other data | ||||||||||||||||||
| Employees | ... | ... | ... | ... | ... | ... | ... | ... | ... | 291 | 277 | 268 | 228 | 219 | ||||
| Sight (As % Of Customer Deposits) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 20.7 | 21.2 | 17.4 | 23.0 | 18.9 |
Get all company financials in excel:
By Helgi Library - August 5, 2018
Croatia Banka generated total banking revenues of HRK 91.0 mil in 2017, up 4.71% compared to the previous year. Croatian banking sector banking sector generated total revenues of HRK 16,001 mil in 2017, down 1.51% when compared to the last year. ...
By Helgi Library - December 12, 2019
Croatia Banka's corporate loans reached HRK 993 mil in 2017, down 30.0% compared to the previous year. Croatian banking sector provided corporate loans of HRK 70.6 bil in 2017, up 2.98% when compared to the last year. Croatia Banka accounted for 1.21% of ...
By Helgi Library - December 12, 2019
Croatia Banka's corporate loans reached HRK 993 mil in 2017, down 30.0% compared to the previous year. Croatian banking sector provided corporate loans of HRK 70.6 bil in 2017, up 2.98% when compared to the last year. Croatia Banka accounted for 1.21% of ...
By Helgi Library - November 29, 2018
Croatia Banka's mortgage loans reached HRK 63.6 mil in 2017, down 3.38% compared to the previous year. Croatian banking sector provided mortgage loans of HRK 50.7 bil in 2017, up 2.37% when compared to the last year. Croatia Banka accounted for 0.126% of ...
By Helgi Library - November 29, 2018
Croatia Banka's mortgage loans reached HRK 63.6 mil in 2017, down 3.38% compared to the previous year. Croatian banking sector provided mortgage loans of HRK 50.7 bil in 2017, up 2.37% when compared to the last year. Croatia Banka accounted for 0.126% of ...
By Helgi Library - August 5, 2018
Croatia Banka made a net profit of HRK -30.6 mil under revenues of HRK 91.0 mil in 2017, up -1970% and 4.71% respectively compared to the previous year. Historically, the bank’s net profit reached an all time high of HRK 3.92 mil in 2014 and an all time low of HRK -1...
By Helgi Library - August 5, 2018
Croatia Banka made a net profit of HRK -30.6 mil under revenues of HRK 91.0 mil in 2017, up -1970% and 4.71% respectively compared to the previous year. Historically, the bank’s net profit reached an all time high of HRK 3.92 mil in 2014 and an all time low of HRK -1...
By Helgi Library - August 5, 2018
Croatia Banka's consumer loans reached HRK 350 mil in 2017, up 0.861% compared to the previous year. Croatian banking sector provided consumer loans of HRK 64.2 bil in 2017, up 2.15% when compared to the last year. Croatia Banka accounted for 0.361% of al...
By Helgi Library - August 5, 2018
Croatia Banka's consumer loans reached HRK 350 mil in 2017, up 0.861% compared to the previous year. Croatian banking sector provided consumer loans of HRK 64.2 bil in 2017, up 2.15% when compared to the last year. Croatia Banka accounted for 0.361% of al...
By Helgi Library - August 5, 2018
Croatia Banka's net interest margin amounted to 2.09% in 2017, up from 1.99% compared to the previous year. Historically, the bank’s net interest margin reached an all time high of 2.51% in 2011 and an all time low of 1.90% in 2013. The average margin i...
Croatia Banka has been growing its revenues and asset by 10.7% and 4.65% a year on average in the last 5 years. Its loans and deposits have grown by 2.05% and 9.81% a year during that time and loans to deposits ratio reached 55.1% at the end of 2017. The company achieved an average return on equity of -6.97% in the last five years with net profit growing -21.6% a year on average. In terms of operating efficiency, its cost to income ratio reached 74.4% in 2017, compared to 82.1% average in the last five years.
Equity represented 6.10% of total assets or 13.2% of loans at the end of 2017. Croatia Banka's non-performing loans were 23.1% of total loans while provisions covered some 79.6% of NPLs at the end of 2017.
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