By Helgi Library - February 19, 2020
Credito Valtellinese's capital adequacy ratio reached 22.1% at the end of fourth quarter of 2019, up from 21.1% when compared to ...
By Helgi Library - February 19, 2020
Credito Valtellinese's capital adequacy ratio reached 22.1% at the end of fourth quarter of 2019, up from 21.1% when compared to ...
By Helgi Library - February 19, 2020
Credito Valtellinese's non-performing loans reached 7.52% of total loans at the end of 2019-12-31, down from 8.91% compared to th...
| Profit Statement | 2017 | 2018 | 2019 | |
| Net Interest Income | EUR mil | 395 | 397 | 349 |
| Net Fee Income | EUR mil | 292 | 275 | ... |
| Other Income | EUR mil | -178 | -7.65 | ... |
| Total Revenues | EUR mil | 508 | 664 | 613 |
| Staff Cost | EUR mil | 270 | 327 | 266 |
| Operating Profit | EUR mil | -22.5 | 123 | 156 |
| Provisions | EUR mil | 359 | 139 | 157 |
| Net Profit | EUR mil | -343 | 42.9 | 44.4 |
| Balance Sheet | 2017 | 2018 | 2019 | |
| Interbank Loans | EUR mil | 2,745 | 1,642 | 1,836 |
| Customer Loans | EUR mil | 15,969 | 20,977 | 19,524 |
| Total Assets | EUR mil | 24,957 | 26,473 | 24,340 |
| Shareholders' Equity | EUR mil | 1,447 | 1,566 | 1,656 |
| Interbank Borrowing | EUR mil | 6,272 | 7,798 | 2,897 |
| Customer Deposits | EUR mil | 13,712 | 14,694 | 18,969 |
| Issued Debt Securities | EUR mil | 2,790 | 1,549 | ... |
| Ratios | 2017 | 2018 | 2019 | |
| ROE | % | -21.4 | 2.85 | 2.76 |
| ROA | % | -0.135 | 0.664 | 0.771 |
| Costs (As % Of Assets) | % | 3.19 | 2.93 | 2.26 |
| Costs (As % Of Income) | % | 104 | 81.5 | 74.6 |
| Capital Adequacy Ratio | % | 12.5 | 20.3 | 22.1 |
| Net Interest Margin | % | 1.57 | 1.54 | 1.37 |
| Loans (As % Of Deposits) | % | 116 | 143 | 103 |
| NPLs (As % Of Loans) | % | 22.5 | 8.91 | 7.52 |
| Provisions (As % Of NPLs) | % | 46.9 | 60.8 | 57.7 |
| Valuation | 2017 | 2018 | 2019 | |
| Price/Earnings (P/E) | ... | 9.42 | 11.3 | |
| Price/Book Value (P/BV) | 0.093 | 0.257 | 0.302 | |
| Dividend Yield | % | 0 | 0 | ... |
| Earnings Per Share (EPS) | EUR | -0.445 | 0.008 | 0.006 |
| Book Value Per Share | EUR | 1.88 | 0.286 | 0.236 |
| Dividend Per Share | EUR | 0 | 0 | ... |
Get all company financials in excel:
| summary | Unit | 1990 | 1991 | 1992 | 1993 | 1994 | 1995 | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 |
| income statement | |||||||||||||||||||||||||||||||
| Net Interest Income | EUR mil | 464 | 481 | 467 | 426 | 395 | |||||||||||||||||||||||||
| Total Revenues | EUR mil | 895 | 986 | 920 | 780 | 508 | |||||||||||||||||||||||||
| Operating Profit | EUR mil | 336 | 365 | 334 | 202 | -22.5 | |||||||||||||||||||||||||
| Net Profit | EUR mil | 11.7 | -193 | 190 | -216 | -343 | |||||||||||||||||||||||||
| balance sheet | |||||||||||||||||||||||||||||||
| Interbank Loans | EUR mil | 1,051 | 1,658 | 1,499 | 949 | 2,745 | |||||||||||||||||||||||||
| Customer Loans | EUR mil | 20,023 | 18,187 | 18,264 | 17,302 | 15,969 | |||||||||||||||||||||||||
| Debt Securities | EUR mil | ... | 3,962 | 6,849 | 5,372 | 5,454 | 4,440 | ||||||||||||||||||||||||
| Total Assets | EUR mil | 27,199 | 28,814 | 26,902 | 25,470 | 24,957 | |||||||||||||||||||||||||
| Shareholders' Equity | EUR mil | 1,913 | 2,025 | 2,188 | 1,757 | 1,447 | |||||||||||||||||||||||||
| Interbank Borrowing | EUR mil | 4,650 | 5,080 | 4,194 | 3,947 | 6,272 | |||||||||||||||||||||||||
| Customer Deposits | EUR mil | 14,830 | 15,310 | 15,458 | 15,749 | 13,712 | |||||||||||||||||||||||||
| Issued Debt Securities | EUR mil | 4,672 | 5,193 | 4,083 | 3,074 | 2,790 | ... | ||||||||||||||||||||||||
| ratios | |||||||||||||||||||||||||||||||
| ROE | % | ... | 0.600 | -9.78 | 9.04 | -10.9 | -21.4 | ||||||||||||||||||||||||
| ROA | % | ... | 1.60 | 1.91 | 1.83 | 1.14 | -0.135 | ||||||||||||||||||||||||
| Costs (As % Of Assets) | % | ... | 2.66 | 3.25 | 3.22 | 3.25 | 3.19 | ||||||||||||||||||||||||
| Costs (As % Of Income) | % | 62.5 | 63.0 | 63.7 | 74.1 | 104 | |||||||||||||||||||||||||
| Capital Adequacy Ratio | % | ... | ... | ... | ... | ... | ... | ... | ... | 12.2 | 14.0 | 15.2 | 13.0 | 12.5 | |||||||||||||||||
| Net Interest Margin | % | ... | 1.63 | 1.72 | 1.67 | 1.63 | 1.57 | ||||||||||||||||||||||||
| Interest Income (As % Of Revenues) | % | 51.8 | 48.7 | 50.7 | 54.6 | 77.7 | |||||||||||||||||||||||||
| Fee Income (As % Of Revenues) | % | ... | ... | ... | 29.8 | 27.3 | 30.5 | 36.0 | 57.4 | ... | |||||||||||||||||||||
| Staff Cost (As % Of Total Cost) | % | 53.2 | 55.2 | 50.3 | 59.9 | 51.0 | |||||||||||||||||||||||||
| Equity (As % Of Assets) | % | 9.56 | 11.1 | 12.0 | 10.2 | 9.06 | |||||||||||||||||||||||||
| Loans (As % Of Deposits) | % | 135 | 119 | 118 | 110 | 116 | |||||||||||||||||||||||||
| Loans (As % Assets) | % | 73.6 | 63.1 | 67.9 | 67.9 | 64.0 | |||||||||||||||||||||||||
| NPLs (As % Of Loans) | % | ... | ... | ... | 19.2 | 25.2 | 27.2 | 27.5 | 22.5 | ||||||||||||||||||||||
| Provisions (As % Of NPLs) | % | ... | ... | ... | ... | 36.2 | 39.7 | 42.3 | 43.1 | 46.9 | |||||||||||||||||||||
| valuation | |||||||||||||||||||||||||||||||
| Market Capitalisation (End Of Period) | USD mil | ... | 886 | 1,064 | 1,314 | 436 | 162 | ||||||||||||||||||||||||
| Number Of Shares (Average) | mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 462 | 555 | 771 | 771 | 771 | |||||||||
| Share Price (End Of Period) | EUR | 1.36 | 1.14 | 1.57 | 0.536 | 0.175 | |||||||||||||||||||||||||
| Earnings Per Share (EPS) | EUR | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0.025 | -0.347 | 0.247 | -0.280 | -0.445 | |||||||||
| Book Value Per Share | EUR | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 4.14 | 3.65 | 2.84 | 2.28 | 1.88 | |||||||||
| Dividend Per Share | EUR | 0 | 0 | 0 | 0 | 0 | ... | ||||||||||||||||||||||||
| Price/Earnings (P/E) | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 53.7 | ... | 6.35 | ... | ... | |||||||||
| Price/Book Value (P/BV) | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0.328 | 0.313 | 0.553 | 0.235 | 0.093 | ||||||||||
| Dividend Yield | % | 0 | 0 | 0 | 0 | 0 | ... | ||||||||||||||||||||||||
| Earnings Per Share Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | -119 | -1,471 | -171 | -213 | 59.3 | ||||||||
| Book Value Per Share Growth | % | ... | -25.7 | -11.9 | -22.2 | -19.7 | -17.6 |
| income statement | Unit | 1990 | 1991 | 1992 | 1993 | 1994 | 1995 | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 |
| income statement | |||||||||||||||||||||||||||||||
| Interest Income | EUR mil | 941 | 821 | 701 | 597 | 528 | ... | ||||||||||||||||||||||||
| Interest Cost | EUR mil | 477 | 341 | 234 | 171 | 134 | ... | ||||||||||||||||||||||||
| Net Interest Income | EUR mil | 464 | 481 | 467 | 426 | 395 | |||||||||||||||||||||||||
| Net Fee Income | EUR mil | ... | ... | ... | 267 | 269 | 281 | 280 | 292 | ... | |||||||||||||||||||||
| Other Income | EUR mil | ... | ... | ... | 165 | 237 | 173 | 73.5 | -178 | ... | |||||||||||||||||||||
| Total Revenues | EUR mil | 895 | 986 | 920 | 780 | 508 | |||||||||||||||||||||||||
| Staff Cost | EUR mil | 297 | 343 | 295 | 346 | 270 | |||||||||||||||||||||||||
| Depreciation | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 21.3 | 21.6 | 21.8 | 21.4 | 18.5 | ... | ||||||||||
| Other Cost | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 240 | 257 | 269 | 210 | 242 | ... | ||||||||||
| Operating Cost | EUR mil | 559 | 621 | 586 | 578 | 531 | |||||||||||||||||||||||||
| Operating Profit | EUR mil | 336 | 365 | 334 | 202 | -22.5 | |||||||||||||||||||||||||
| Provisions | EUR mil | 266 | 649 | 440 | 467 | 359 | |||||||||||||||||||||||||
| Extra and Other Cost | EUR mil | 29.8 | 18.1 | -233 | -4.18 | -41.0 | |||||||||||||||||||||||||
| Pre-Tax Profit | EUR mil | 39.9 | -302 | 127 | -261 | -340 | |||||||||||||||||||||||||
| Tax | EUR mil | 25.6 | -112 | -67.9 | -49.5 | -0.623 | |||||||||||||||||||||||||
| Minorities | EUR mil | 2.60 | 2.77 | 3.98 | 4.37 | 3.65 | |||||||||||||||||||||||||
| Net Profit | EUR mil | 11.7 | -193 | 190 | -216 | -343 | |||||||||||||||||||||||||
| Dividends | EUR mil | 0 | 0 | 0 | 0 | 0 | ... | ||||||||||||||||||||||||
| growth rates | |||||||||||||||||||||||||||||||
| Net Interest Income Growth | % | ... | -3.03 | 3.58 | -2.91 | -8.70 | -7.29 | ||||||||||||||||||||||||
| Net Fee Income Growth | % | ... | ... | ... | ... | 0.457 | 0.723 | 4.40 | -0.035 | 4.03 | ... | ||||||||||||||||||||
| Total Revenue Growth | % | ... | 5.41 | 10.1 | -6.68 | -15.2 | -34.8 | ||||||||||||||||||||||||
| Operating Cost Growth | % | ... | -5.16 | 11.0 | -5.55 | -1.46 | -8.13 | ||||||||||||||||||||||||
| Operating Profit Growth | % | ... | 29.4 | 8.62 | -8.59 | -39.4 | -111 | ||||||||||||||||||||||||
| Pre-Tax Profit Growth | % | ... | -133 | -855 | -142 | -306 | 30.6 | ||||||||||||||||||||||||
| Net Profit Growth | % | ... | -125 | -1,745 | -199 | -213 | 59.3 |
| balance sheet | Unit | 1990 | 1991 | 1992 | 1993 | 1994 | 1995 | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 |
| balance sheet | |||||||||||||||||||||||||||||||
| Cash | EUR mil | 205 | 194 | 175 | 171 | 198 | |||||||||||||||||||||||||
| Interbank Loans | EUR mil | 1,051 | 1,658 | 1,499 | 949 | 2,745 | |||||||||||||||||||||||||
| Customer Loans | EUR mil | 20,023 | 18,187 | 18,264 | 17,302 | 15,969 | |||||||||||||||||||||||||
| Retail Loans | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 16,476 | 15,451 | 15,428 | 14,804 | 13,576 | ... | |||||
| Mortgage Loans | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 10,169 | 9,707 | 10,435 | 10,641 | 10,514 | ... | |||||
| Consumer Loans | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 6,307 | 5,744 | 4,993 | 4,162 | 3,061 | ... | |||||
| Debt Securities | EUR mil | ... | 3,962 | 6,849 | 5,372 | 5,454 | 4,440 | ||||||||||||||||||||||||
| Fixed Assets | EUR mil | 458 | 454 | 454 | 438 | 395 | ... | ||||||||||||||||||||||||
| Intangible Assets | EUR mil | ... | ... | ... | ... | ... | 356 | 210 | 119 | 45.6 | 44.6 | ... | |||||||||||||||||||
| Goodwill | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 305 | 172 | 102 | 30.4 | 30.4 | ... | ||||||||||||||
| Total Assets | EUR mil | 27,199 | 28,814 | 26,902 | 25,470 | 24,957 | |||||||||||||||||||||||||
| Shareholders' Equity | EUR mil | 1,913 | 2,025 | 2,188 | 1,757 | 1,447 | |||||||||||||||||||||||||
| Of Which Minority Interest | EUR mil | 5.19 | 4.45 | 4.38 | 4.04 | 5.35 | |||||||||||||||||||||||||
| Liabilities | EUR mil | 25,285 | 26,789 | 24,714 | 23,712 | 23,509 | |||||||||||||||||||||||||
| Interbank Borrowing | EUR mil | 4,650 | 5,080 | 4,194 | 3,947 | 6,272 | |||||||||||||||||||||||||
| Customer Deposits | EUR mil | 14,830 | 15,310 | 15,458 | 15,749 | 13,712 | |||||||||||||||||||||||||
| Sight Deposits | EUR mil | ... | ... | 12,336 | 13,096 | 13,470 | 13,521 | 12,273 | ... | ||||||||||||||||||||||
| Term Deposits | EUR mil | ... | ... | 2,374 | 2,009 | 1,536 | 1,628 | 809 | ... | ||||||||||||||||||||||
| Issued Debt Securities | EUR mil | 4,672 | 5,193 | 4,083 | 3,074 | 2,790 | ... | ||||||||||||||||||||||||
| Subordinated Debt | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ||
| Other Liabilities | EUR mil | 1,134 | 1,206 | 979 | 942 | 735 | ... | ||||||||||||||||||||||||
| asset quality | |||||||||||||||||||||||||||||||
| Non-Performing Loans | EUR mil | ... | ... | ... | 4,132 | 5,083 | 5,620 | 5,387 | 4,021 | ||||||||||||||||||||||
| Gross Loans | EUR mil | ... | ... | 21,517 | 20,206 | 20,641 | 19,623 | 17,854 | |||||||||||||||||||||||
| Total Provisions | EUR mil | ... | ... | ... | 1,495 | 2,019 | 2,377 | 2,321 | 1,886 | ||||||||||||||||||||||
| growth rates | |||||||||||||||||||||||||||||||
| Customer Loan Growth | % | ... | -9.02 | -9.17 | 0.423 | -5.26 | -7.71 | ||||||||||||||||||||||||
| Retail Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | -7.61 | -6.22 | -0.149 | -4.05 | -8.30 | ... | ||||
| Mortgage Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | -4.90 | -4.54 | 7.50 | 1.98 | -1.19 | ... | ||||
| Consumer Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | -11.7 | -8.93 | -13.1 | -16.6 | -26.5 | ... | ||||
| Total Asset Growth | % | ... | -9.02 | 5.94 | -6.64 | -5.32 | -2.01 | ||||||||||||||||||||||||
| Shareholders' Equity Growth | % | ... | -3.71 | 5.82 | 8.06 | -19.7 | -17.6 | ||||||||||||||||||||||||
| Customer Deposit Growth | % | ... | -2.96 | 3.24 | 0.965 | 1.88 | -12.9 |
| ratios | Unit | 1990 | 1991 | 1992 | 1993 | 1994 | 1995 | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 |
| ratios | |||||||||||||||||||||||||||||||
| ROE | % | ... | 0.600 | -9.78 | 9.04 | -10.9 | -21.4 | ||||||||||||||||||||||||
| ROA | % | ... | 1.60 | 1.91 | 1.83 | 1.14 | -0.135 | ||||||||||||||||||||||||
| Costs (As % Of Assets) | % | ... | 2.66 | 3.25 | 3.22 | 3.25 | 3.19 | ||||||||||||||||||||||||
| Costs (As % Of Income) | % | 62.5 | 63.0 | 63.7 | 74.1 | 104 | |||||||||||||||||||||||||
| Capital Adequacy Ratio | % | ... | ... | ... | ... | ... | ... | ... | ... | 12.2 | 14.0 | 15.2 | 13.0 | 12.5 | |||||||||||||||||
| Tier 1 Ratio | % | ... | ... | ... | ... | ... | ... | ... | 8.63 | 11.0 | 13.1 | 11.8 | 10.6 | ||||||||||||||||||
| Net Interest Margin | % | ... | 1.63 | 1.72 | 1.67 | 1.63 | 1.57 | ||||||||||||||||||||||||
| Interest Spread | % | ... | 1.50 | 1.62 | 1.61 | 1.57 | 1.53 | ... | |||||||||||||||||||||||
| Asset Yield | % | ... | 3.30 | 2.93 | 2.51 | 2.28 | 2.10 | ||||||||||||||||||||||||
| Cost Of Liabilities | % | ... | 1.80 | 1.31 | 0.909 | 0.706 | 0.566 | ... | |||||||||||||||||||||||
| Payout Ratio | % | 0 | 0 | 0 | 0 | 0 | ... | ||||||||||||||||||||||||
| Interest Income (As % Of Revenues) | % | 51.8 | 48.7 | 50.7 | 54.6 | 77.7 | |||||||||||||||||||||||||
| Fee Income (As % Of Revenues) | % | ... | ... | ... | 29.8 | 27.3 | 30.5 | 36.0 | 57.4 | ... | |||||||||||||||||||||
| Other Income (As % Of Revenues) | % | ... | ... | ... | 18.4 | 24.0 | 18.8 | 9.43 | -35.1 | ... | |||||||||||||||||||||
| Cost Per Employee | USD per month | 7,856 | 13,890 | 6,836 | 7,627 | 6,675 | |||||||||||||||||||||||||
| Cost Per Employee (Local Currency) | EUR per month | 5,918 | 10,776 | 5,963 | 7,114 | 5,945 | |||||||||||||||||||||||||
| Staff Cost (As % Of Total Cost) | % | 53.2 | 55.2 | 50.3 | 59.9 | 51.0 | |||||||||||||||||||||||||
| Equity (As % Of Assets) | % | 9.56 | 11.1 | 12.0 | 10.2 | 9.06 | |||||||||||||||||||||||||
| Loans (As % Of Deposits) | % | 135 | 119 | 118 | 110 | 116 | |||||||||||||||||||||||||
| Loans (As % Assets) | % | 73.6 | 63.1 | 67.9 | 67.9 | 64.0 | |||||||||||||||||||||||||
| NPLs (As % Of Loans) | % | ... | ... | ... | 19.2 | 25.2 | 27.2 | 27.5 | 22.5 | ||||||||||||||||||||||
| Provisions (As % Of NPLs) | % | ... | ... | ... | ... | 36.2 | 39.7 | 42.3 | 43.1 | 46.9 | |||||||||||||||||||||
| Provisions (As % Of Loans) | % | ... | ... | ... | 7.46 | 11.1 | 13.0 | 13.4 | 11.8 | ||||||||||||||||||||||
| Cost of Provisions (As % Of Loans) | % | ... | 1.27 | 3.39 | 2.41 | 2.63 | 2.16 |
| other data | Unit | 1990 | 1991 | 1992 | 1993 | 1994 | 1995 | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 |
| other data | |||||||||||||||||||||||||||||||
| Branches | ... | ... | ... | ... | ... | ... | ... | ... | 543 | 363 | 526 | 503 | 412 | ||||||||||||||||||
| Employees | 4,188 | 2,649 | 4,123 | 4,055 | 3,791 | ||||||||||||||||||||||||||
| Sight (As % Of Customer Deposits) | % | ... | ... | 83.2 | 85.5 | 87.1 | 85.9 | 89.5 | ... | ||||||||||||||||||||||
| Risk-Weighted Assets | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 17,499 | 16,635 | 15,479 | 14,539 | 12,944 | ||||||||
| Return on Loans | % | 0.056 | -1.01 | 1.04 | -1.21 | -2.06 | |||||||||||||||||||||||||
| Operating Profit (As % of Loans) | % | ... | 1.60 | 1.91 | 1.83 | 1.14 | -0.135 | ||||||||||||||||||||||||
| Costs (As % Of Loans) | % | ... | 2.66 | 3.25 | 3.22 | 3.25 | 3.19 | ||||||||||||||||||||||||
| Equity (As % Of Loans) | % | 9.56 | 11.1 | 12.0 | 10.2 | 9.06 |
Get all company financials in excel:
By Helgi Library - February 19, 2020
Credito Valtellinese's non-performing loans reached 7.52% of total loans at the end of 2019-12-31, down from 8.91% compared to the previous year. Historically, the NPL ratio hit an all time high of 28.1% in 2016-09-30 and an all time low of 7.03% in 2007-12-31. ...
By Helgi Library - February 19, 2020
Credito Valtellinese made a net profit of EUR 8.81 mil under revenues of EUR 130 mil in the fourth quarter of 2019, up 192% and down 44% respectively when compared to the same period last year. Historically, the bank’s net profit reached an all time high ...
By Helgi Library - February 19, 2020
Credito Valtellinese made a net profit of EUR 8.81 mil under revenues of EUR 130 mil in the fourth quarter of 2019, up 192% and down 44% respectively when compared to the same period last year. Historically, the bank’s net profit reached an all time high ...
By Helgi Library - February 19, 2020
Credito Valtellinese stock traded at EUR 0.071 per share at the end fourth quarter of 2019 implying a market capitalization of USD 561 mil. Since the end of 4Q2014, the stock has depreciated by -93.8 % implying an annual average growth of -42.6 %. In absolute terms, t...
By Helgi Library - February 19, 2020
Credito Valtellinese stock traded at EUR 0.071 per share at the end fourth quarter of 2019 implying a market capitalization of USD 561 mil. Since the end of 4Q2014, the stock has depreciated by -93.8 % implying an annual average growth of -42.6 %. In absolute terms, t...
By Helgi Library - February 19, 2020
Credito Valtellinese employed 3,634 persons in 2019-12-31, down 0% when compared to the previous year. Historically, the bank's workforce hit an all time high of 6,854 persons in 2012-12-31 and an all time low of 2,649 in 2014-12-31. Average cost reached USD 6,456...
By Helgi Library - February 19, 2020
Credito Valtellinese employed 3,634 persons in 2019-12-31, down 0% when compared to the previous year. Historically, the bank's workforce hit an all time high of 6,854 persons in 2012-12-31 and an all time low of 2,649 in 2014-12-31. Average cost reached USD 6,456...
By Helgi Library - February 19, 2020
Credito Valtellinese stock traded at EUR 0.071 per share at the end of fourth quarter of 2019 implying a market capitalization of USD 561 mil. Over the last five years, the stock has depreciated by 93.8 implying an annual average growth of -42.6% In absol...
By Helgi Library - February 19, 2020
Credito Valtellinese stock traded at EUR 0.071 per share at the end of fourth quarter of 2019 implying a market capitalization of USD 561 mil. Over the last five years, the stock has depreciated by 93.8 implying an annual average growth of -42.6% In absol...
By Helgi Library - February 19, 2020
Credito Valtellinese's customer loan growth reached -6.93% in 2019-12-31, down from 31.4% compared to the previous year. Historically, the bank’s loans growth reached an all time high of 34.1% in 2008-12-31 and an all time low of -10.6% in 2017-06-30. In ...
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