Institutional Sign In

Go

BNP Paribas Personal Finance

Created with Highcharts 6.0.4Sales and Profits (EUR mil)Total RevenuesNet Profit200720082009201020112012201320142015201620172018300035004000450050000250500750

BNP Paribas Personal Finance's net interest margin rose 7.97% to 4.10% in 2018

By Helgi Library - June 30, 2019

BNP Paribas Personal Finance's net interest margin amounted to 4.10% in 2018, up from 3.80% compared to the previous year. ...

BNP Paribas Personal Finance's net interest margin rose 7.97% to 4.10% in 2018

By Helgi Library - June 30, 2019

BNP Paribas Personal Finance's net interest margin amounted to 4.10% in 2018, up from 3.80% compared to the previous year. ...

BNP Paribas Personal Finance's net profit fell 0.432% to EUR 691 mil in 2018

By Helgi Library - June 30, 2019

BNP Paribas Personal Finance made a net profit of EUR 691 mil under revenues of EUR 4,615 mil in 2018, up -0.432% and 7.68% respectiv...

Profit Statement 2016 2017 2018
Net Interest Income EUR mil 3,442 3,530 3,892
Net Fee Income EUR mil 782 731 690
Other Income EUR mil 53.0 25.0 33.0
Total Revenues EUR mil 4,277 4,286 4,615
Staff Cost EUR mil 983 1,027 1,162
Operating Profit EUR mil 2,068 1,964 2,111
Provisions EUR mil 980 955 1,027
Net Profit EUR mil 618 694 691
Balance Sheet 2016 2017 2018
Interbank Loans EUR mil 11,689 11,210 6,997
Customer Loans EUR mil 73,042 75,385 81,043
Total Assets EUR mil 91,583 94,117 95,519
Shareholders' Equity EUR mil 8,229 8,214 8,739
Interbank Borrowing EUR mil 76,976 71,220 76,372
Customer Deposits EUR mil 1,342 3,500 2,965
Issued Debt Securities EUR mil 4,062 8,195 4,420
Ratios 2016 2017 2018
ROE % 7.78 8.44 8.15
ROA % 0.679 0.747 0.729
Costs (As % Of Assets) % 2.43 2.50 2.64
Costs (As % Of Income) % 51.6 54.2 54.3
Net Interest Margin % 3.78 3.80 4.10
Loans (As % Of Deposits) % 5,443 2,154 2,733
NPLs (As % Of Loans) % 7.58 7.41 7.02
Provisions (As % Of NPLs) % 80.9 70.0 67.6
Growth Rates 2016 2017 2018
Total Revenue Growth % -4.57 0.210 7.68
Operating Cost Growth % -3.96 5.12 7.84
Operating Profit Growth % -5.22 -5.03 7.48
Net Profit Growth % 9.57 12.3 -0.432
Customer Loan Growth % 3.88 3.21 7.51
Total Asset Growth % 1.24 2.77 1.49
Customer Deposit Growth % -3.38 161 -15.3
Shareholders' Equity Growth % 7.57 -0.182 6.39
Employees ... ... ...

Get all company financials in excel:

Download Sample   $19.99