By Helgi Library - February 20, 2020
Bank of the Philippine Islands made a net profit of PHP 8,293 mil under revenues of PHP 25,100 mil in the third quarter of 2019, up 3...
By Helgi Library - February 20, 2020
Bank of the Philippine Islands made a net profit of PHP 8,293 mil under revenues of PHP 25,100 mil in the third quarter of 2019, up 3...
By Helgi Library - February 20, 2020
Bank of the Philippine Islands's customer deposits reached PHP 1,320,150 mil in 2016-09-30, down 0.500% compared to the previous year...
| Profit Statement | 2016 | 2017 | 2018 | |
| Net Interest Income | PHP mil | 44,362 | 50,243 | 55,843 |
| Net Fee Income | PHP mil | 7,998 | 8,340 | 8,224 |
| Other Income | PHP mil | 17,666 | 16,135 | 14,457 |
| Total Revenues | PHP mil | 70,026 | 74,718 | 78,524 |
| Staff Cost | PHP mil | 13,463 | 13,897 | 15,315 |
| Operating Profit | PHP mil | 30,898 | 31,235 | 33,679 |
| Provisions | PHP mil | 4,800 | 3,795 | 4,923 |
| Net Profit | PHP mil | 21,552 | 21,540 | 22,208 |
| Balance Sheet | 2016 | 2017 | 2018 | |
| Interbank Loans | PHP mil | 38,273 | 32,992 | 46,800 |
| Customer Loans | PHP mil | 1,036,240 | 1,196,880 | 1,346,440 |
| Total Assets | PHP mil | 1,725,700 | 1,903,900 | 2,085,230 |
| Shareholders' Equity | PHP mil | 167,684 | 183,551 | 251,538 |
| Interbank Borrowing | PHP mil | 62,643 | 84,735 | 170,889 |
| Customer Deposits | PHP mil | 1,431,300 | 1,562,200 | 1,585,750 |
| Issued Debt Securities | PHP mil | 0 | 0 | 0 |
| Ratios | 2016 | 2017 | 2018 | |
| ROE | % | 13.5 | 12.3 | 10.2 |
| ROA | % | 1.33 | 1.19 | 1.11 |
| Costs (As % Of Assets) | % | 2.41 | 2.40 | 2.25 |
| Costs (As % Of Income) | % | 55.9 | 58.2 | 57.1 |
| Capital Adequacy Ratio | % | 13.0 | 12.7 | 16.1 |
| Net Interest Margin | % | 2.74 | 2.77 | 2.80 |
| Loans (As % Of Deposits) | % | 72.4 | 76.6 | 84.9 |
| NPLs (As % Of Loans) | % | 1.50 | 1.34 | 1.85 |
| Provisions (As % Of NPLs) | % | 118 | 127 | 90.2 |
| Valuation | 2016 | 2017 | 2018 | |
| Price/Earnings (P/E) | 16.2 | 19.8 | 19.1 | |
| Price/Book Value (P/BV) | 2.08 | 2.32 | 1.68 | |
| Dividend Yield | % | 2.03 | 1.67 | 1.91 |
| Earnings Per Share (EPS) | PHP | 5.32 | 5.32 | 4.93 |
| Book Value Per Share | PHP | 41.4 | 45.3 | 55.9 |
| Dividend Per Share | PHP | 1.75 | 1.75 | 1.80 |
Get all company financials in excel:
| summary | Unit | 1990 | 1991 | 1992 | 1993 | 1994 | 1995 | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
| income statement | ||||||||||||||||||||||||||||||
| Net Interest Income | PHP mil | 28,827 | 31,766 | 36,404 | 40,369 | 44,362 | ||||||||||||||||||||||||
| Total Revenues | PHP mil | 50,100 | 55,495 | 58,818 | 62,514 | 70,026 | ||||||||||||||||||||||||
| Operating Profit | PHP mil | 21,391 | 24,499 | 24,464 | 24,959 | 30,898 | ||||||||||||||||||||||||
| Net Profit | PHP mil | 15,518 | 17,904 | 17,085 | 16,463 | 21,552 | ||||||||||||||||||||||||
| balance sheet | ||||||||||||||||||||||||||||||
| Interbank Loans | PHP mil | 46,509 | 29,476 | 28,009 | 35,140 | 38,273 | ||||||||||||||||||||||||
| Customer Loans | PHP mil | 524,678 | 632,999 | 797,417 | 869,583 | 1,036,240 | ||||||||||||||||||||||||
| Debt Securities | PHP mil | 211,006 | 194,098 | 282,172 | 302,366 | 314,874 | ||||||||||||||||||||||||
| Total Assets | PHP mil | 985,241 | 1,195,360 | 1,450,200 | 1,516,360 | 1,725,700 | ||||||||||||||||||||||||
| Shareholders' Equity | PHP mil | 98,122 | 105,807 | 146,679 | 152,730 | 167,684 | ||||||||||||||||||||||||
| Interbank Borrowing | PHP mil | ... | 28,315 | 28,230 | 33,680 | 21,372 | 62,643 | |||||||||||||||||||||||
| Customer Deposits | PHP mil | 802,274 | 988,586 | 1,176,210 | 1,275,700 | 1,431,300 | ||||||||||||||||||||||||
| Issued Debt Securities | PHP mil | 5,000 | 0 | 0 | 0 | 0 | ||||||||||||||||||||||||
| ratios | ||||||||||||||||||||||||||||||
| ROE | % | ... | 16.5 | 17.6 | 13.5 | 11.0 | 13.5 | |||||||||||||||||||||||
| ROA | % | ... | 1.70 | 1.64 | 1.29 | 1.11 | 1.33 | |||||||||||||||||||||||
| Costs (As % Of Assets) | % | ... | 3.14 | 2.84 | 2.60 | 2.53 | 2.41 | |||||||||||||||||||||||
| Costs (As % Of Income) | % | 57.3 | 55.9 | 58.4 | 60.1 | 55.9 | ||||||||||||||||||||||||
| Capital Adequacy Ratio | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 14.2 | 13.7 | 14.9 | 13.6 | 13.0 | |||||||||
| Net Interest Margin | % | ... | 3.15 | 2.91 | 2.75 | 2.72 | 2.74 | |||||||||||||||||||||||
| Interest Income (As % Of Revenues) | % | 57.5 | 57.2 | 61.9 | 64.6 | 63.4 | ||||||||||||||||||||||||
| Fee Income (As % Of Revenues) | % | 10.2 | 10.6 | 12.5 | 12.0 | 11.4 | ||||||||||||||||||||||||
| Staff Cost (As % Of Total Cost) | % | 36.5 | 34.3 | 34.5 | 33.2 | 34.4 | ||||||||||||||||||||||||
| Equity (As % Of Assets) | % | 9.96 | 8.85 | 10.1 | 10.1 | 9.72 | ||||||||||||||||||||||||
| Loans (As % Of Deposits) | % | 65.4 | 64.0 | 67.8 | 68.2 | 72.4 | ||||||||||||||||||||||||
| Loans (As % Assets) | % | 53.3 | 53.0 | 55.0 | 57.3 | 60.0 | ||||||||||||||||||||||||
| NPLs (As % Of Loans) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 2.16 | 1.77 | 1.55 | 1.66 | 1.50 | ||||||||||
| Provisions (As % Of NPLs) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 95.8 | 110 | 109 | 111 | 118 | ||||||||||
| valuation | ||||||||||||||||||||||||||||||
| Market Capitalisation (End Of Period) | USD mil | 8,229 | 6,816 | 8,262 | 7,037 | 7,048 | ||||||||||||||||||||||||
| Number Of Shares (Average) | mil | ... | ... | ... | ... | ... | ... | 3,727 | 3,801 | 4,015 | 4,043 | 4,048 | ||||||||||||||||||
| Share Price (End Of Period) | PHP | 90.7 | 81.1 | 91.4 | 81.5 | 86.4 | ||||||||||||||||||||||||
| Earnings Per Share (EPS) | PHP | ... | ... | ... | ... | ... | ... | 4.16 | 4.71 | 4.25 | 4.07 | 5.32 | ||||||||||||||||||
| Book Value Per Share | PHP | ... | ... | ... | ... | ... | ... | 26.3 | 27.8 | 36.5 | 37.8 | 41.4 | ||||||||||||||||||
| Dividend Per Share | PHP | 1.72 | 1.72 | 1.75 | 1.75 | 1.75 | ||||||||||||||||||||||||
| Price/Earnings (P/E) | ... | ... | ... | ... | ... | ... | 21.8 | 17.2 | 21.5 | 20.0 | 16.2 | |||||||||||||||||||
| Price/Book Value (P/BV) | ... | ... | ... | ... | ... | ... | 3.44 | 2.91 | 2.50 | 2.16 | 2.08 | |||||||||||||||||||
| Dividend Yield | % | 1.89 | 2.12 | 1.91 | 2.15 | 2.03 | ||||||||||||||||||||||||
| Earnings Per Share Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | 24.6 | 13.2 | -9.74 | -4.30 | 30.7 | ||||||||||||||||
| Book Value Per Share Growth | % | ... | 8.39 | 5.72 | 31.2 | 3.41 | 9.65 |
| income statement | Unit | 1990 | 1991 | 1992 | 1993 | 1994 | 1995 | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
| income statement | ||||||||||||||||||||||||||||||
| Interest Income | PHP mil | 41,482 | 42,244 | 47,588 | 54,027 | 60,297 | ||||||||||||||||||||||||
| Interest Cost | PHP mil | 12,655 | 10,478 | 11,184 | 13,658 | 15,935 | ||||||||||||||||||||||||
| Net Interest Income | PHP mil | 28,827 | 31,766 | 36,404 | 40,369 | 44,362 | ||||||||||||||||||||||||
| Net Fee Income | PHP mil | 5,111 | 5,885 | 7,370 | 7,530 | 7,998 | ||||||||||||||||||||||||
| Other Income | PHP mil | 16,162 | 17,844 | 15,044 | 14,615 | 17,666 | ||||||||||||||||||||||||
| Total Revenues | PHP mil | 50,100 | 55,495 | 58,818 | 62,514 | 70,026 | ||||||||||||||||||||||||
| Staff Cost | PHP mil | 10,470 | 10,641 | 11,850 | 12,463 | 13,463 | ||||||||||||||||||||||||
| Operating Cost | PHP mil | 28,709 | 30,996 | 34,354 | 37,555 | 39,128 | ||||||||||||||||||||||||
| Operating Profit | PHP mil | 21,391 | 24,499 | 24,464 | 24,959 | 30,898 | ||||||||||||||||||||||||
| Provisions | PHP mil | 2,923 | 2,648 | 2,807 | 3,976 | 4,800 | ||||||||||||||||||||||||
| Extra and Other Cost | PHP mil | 0 | 0 | 0 | 0 | 0 | ||||||||||||||||||||||||
| Pre-Tax Profit | PHP mil | 18,468 | 21,851 | 21,657 | 20,983 | 26,098 | ||||||||||||||||||||||||
| Tax | PHP mil | 2,800 | 3,764 | 4,549 | 4,379 | 4,321 | ||||||||||||||||||||||||
| Minorities | PHP mil | 150 | 183 | 23.0 | 141 | 225 | ||||||||||||||||||||||||
| Net Profit | PHP mil | 15,518 | 17,904 | 17,085 | 16,463 | 21,552 | ||||||||||||||||||||||||
| Dividends | PHP mil | ... | 8,180 | 6,222 | 7,076 | 7,078 | 7,086 | |||||||||||||||||||||||
| growth rates | ||||||||||||||||||||||||||||||
| Net Interest Income Growth | % | ... | 5.79 | 10.2 | 14.6 | 10.9 | 9.89 | |||||||||||||||||||||||
| Net Fee Income Growth | % | ... | 10.9 | 15.1 | 25.2 | 2.17 | 6.22 | |||||||||||||||||||||||
| Total Revenue Growth | % | ... | 13.3 | 10.8 | 5.99 | 6.28 | 12.0 | |||||||||||||||||||||||
| Operating Cost Growth | % | ... | 8.57 | 7.97 | 10.8 | 9.32 | 4.19 | |||||||||||||||||||||||
| Operating Profit Growth | % | ... | 20.4 | 14.5 | -0.143 | 2.02 | 23.8 | |||||||||||||||||||||||
| Pre-Tax Profit Growth | % | ... | 18.3 | 18.3 | -0.888 | -3.11 | 24.4 | |||||||||||||||||||||||
| Net Profit Growth | % | ... | 24.6 | 15.4 | -4.57 | -3.64 | 30.9 | |||||||||||||||||||||||
| market share | ||||||||||||||||||||||||||||||
| Market Share in Revenues | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 14.6 | 14.0 | 14.3 | 14.7 | 14.4 | ... | ||||||||||||
| Market Share in Net Profit | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 15.3 | 14.9 | 14.7 | 14.3 | 17.0 | ... | ||||||||||||
| Market Share in Branches | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 9.41 | ... | ... | ... | ... | ... | ... |
| balance sheet | Unit | 1990 | 1991 | 1992 | 1993 | 1994 | 1995 | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
| balance sheet | ||||||||||||||||||||||||||||||
| Cash | PHP mil | 142,372 | 270,179 | 250,373 | 250,641 | 275,206 | ||||||||||||||||||||||||
| Interbank Loans | PHP mil | 46,509 | 29,476 | 28,009 | 35,140 | 38,273 | ||||||||||||||||||||||||
| Customer Loans | PHP mil | 524,678 | 632,999 | 797,417 | 869,583 | 1,036,240 | ||||||||||||||||||||||||
| Retail Loans | PHP mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 121,138 | 133,635 | 154,975 | 135,398 | 156,074 | ||||||
| Mortgage Loans | PHP mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 95,914 | 106,413 | 123,965 | 99,519 | 116,079 | |||||
| Consumer Loans | PHP mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 25,224 | 27,222 | 31,010 | 35,879 | 39,995 | |||||
| Corporate Loans | PHP mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 409,023 | 506,234 | 645,429 | 699,163 | 840,817 | |||||
| Debt Securities | PHP mil | 211,006 | 194,098 | 282,172 | 302,366 | 314,874 | ||||||||||||||||||||||||
| Fixed Assets | PHP mil | 12,421 | 12,205 | 12,760 | 12,826 | 13,809 | ||||||||||||||||||||||||
| Intangible Assets | PHP mil | ... | ... | ... | ... | ... | ... | ... | ... | 2,865 | 2,744 | 2,334 | 2,054 | 2,336 | ||||||||||||||||
| Goodwill | PHP mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0 | 0 | 0 | 0 | 0 | ||||||||||
| Total Assets | PHP mil | 985,241 | 1,195,360 | 1,450,200 | 1,516,360 | 1,725,700 | ||||||||||||||||||||||||
| Shareholders' Equity | PHP mil | 98,122 | 105,807 | 146,679 | 152,730 | 167,684 | ||||||||||||||||||||||||
| Of Which Minority Interest | PHP mil | 1,426 | 1,272 | 2,616 | 2,446 | 2,550 | ||||||||||||||||||||||||
| Liabilities | PHP mil | 887,119 | 1,089,560 | 1,303,520 | 1,363,630 | 1,558,010 | ||||||||||||||||||||||||
| Interbank Borrowing | PHP mil | ... | 28,315 | 28,230 | 33,680 | 21,372 | 62,643 | |||||||||||||||||||||||
| Customer Deposits | PHP mil | 802,274 | 988,586 | 1,176,210 | 1,275,700 | 1,431,300 | ||||||||||||||||||||||||
| Sight Deposits | PHP mil | 149,092 | 179,681 | 199,690 | 214,597 | 231,525 | ||||||||||||||||||||||||
| Term Deposits | PHP mil | 653,182 | 808,905 | 976,523 | 1,061,100 | 1,199,780 | ||||||||||||||||||||||||
| Issued Debt Securities | PHP mil | 5,000 | 0 | 0 | 0 | 0 | ||||||||||||||||||||||||
| Subordinated Debt | PHP mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 5,000 | 0 | ... | ... | ... | ... | ... | ||||
| Other Liabilities | PHP mil | ... | 51,530 | 72,741 | 93,625 | 66,555 | 64,069 | |||||||||||||||||||||||
| asset quality | ||||||||||||||||||||||||||||||
| Non-Performing Loans | PHP mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 11,578 | 11,452 | 12,540 | 14,727 | 15,792 | ||||||||||
| Gross Loans | PHP mil | 535,775 | 645,628 | 811,123 | 885,945 | 1,054,920 | ||||||||||||||||||||||||
| Total Provisions | PHP mil | 11,097 | 12,629 | 13,706 | 16,362 | 18,676 | ||||||||||||||||||||||||
| growth rates | ||||||||||||||||||||||||||||||
| Customer Loan Growth | % | ... | 15.9 | 20.6 | 26.0 | 9.05 | 19.2 | |||||||||||||||||||||||
| Retail Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 15.3 | 10.3 | 16.0 | -12.6 | 15.3 | ||||
| Mortgage Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 14.9 | 10.9 | 16.5 | -19.7 | 16.6 | ||||
| Consumer Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 16.9 | 7.92 | 13.9 | 15.7 | 11.5 | ||||
| Corporate Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 18.4 | 23.8 | 27.5 | 8.33 | 20.3 | ||||
| Total Asset Growth | % | ... | 16.9 | 21.3 | 21.3 | 4.56 | 13.8 | |||||||||||||||||||||||
| Shareholders' Equity Growth | % | ... | 8.39 | 7.83 | 38.6 | 4.13 | 9.79 | |||||||||||||||||||||||
| Customer Deposit Growth | % | ... | 17.8 | 23.2 | 19.0 | 8.46 | 12.2 | |||||||||||||||||||||||
| market share | ||||||||||||||||||||||||||||||
| Market Share in Customer Loans | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 15.3 | 15.5 | 15.6 | 15.0 | 15.3 | ... | |||||||||
| Market Share in Corporate Loans | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 24.8 | 25.4 | 26.3 | 24.6 | 24.8 | ... | |||
| Market Share in Consumer Loans | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 47.9 | ... | ... | ... | ... | ... |
| Market Share in Mortgage Loans | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 38.8 | 35.3 | 32.6 | 23.4 | 23.1 | ... | ||||
| Market Share in Total Assets | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 14.5 | 13.9 | 14.8 | 14.1 | 14.1 | ... | ||||||||||||
| Market Share in Customer Deposits | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 17.3 | 16.3 | 17.3 | 17.1 | 16.3 | ... |
| ratios | Unit | 1990 | 1991 | 1992 | 1993 | 1994 | 1995 | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
| ratios | ||||||||||||||||||||||||||||||
| ROE | % | ... | 16.5 | 17.6 | 13.5 | 11.0 | 13.5 | |||||||||||||||||||||||
| ROA | % | ... | 1.70 | 1.64 | 1.29 | 1.11 | 1.33 | |||||||||||||||||||||||
| Costs (As % Of Assets) | % | ... | 3.14 | 2.84 | 2.60 | 2.53 | 2.41 | |||||||||||||||||||||||
| Costs (As % Of Income) | % | 57.3 | 55.9 | 58.4 | 60.1 | 55.9 | ||||||||||||||||||||||||
| Capital Adequacy Ratio | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 14.2 | 13.7 | 14.9 | 13.6 | 13.0 | |||||||||
| Tier 1 Ratio | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 12.8 | 13.0 | 14.0 | 12.7 | 12.1 | ||
| Net Interest Margin | % | ... | 3.15 | 2.91 | 2.75 | 2.72 | 2.74 | |||||||||||||||||||||||
| Interest Spread | % | ... | 2.99 | 2.81 | 2.66 | 2.62 | 2.63 | |||||||||||||||||||||||
| Asset Yield | % | ... | 4.54 | 3.87 | 3.60 | 3.64 | 3.72 | |||||||||||||||||||||||
| Cost Of Liabilities | % | ... | 1.54 | 1.06 | 0.935 | 1.02 | 1.09 | |||||||||||||||||||||||
| Payout Ratio | % | ... | 52.7 | 34.8 | 41.4 | 43.0 | 32.9 | |||||||||||||||||||||||
| Interest Income (As % Of Revenues) | % | 57.5 | 57.2 | 61.9 | 64.6 | 63.4 | ||||||||||||||||||||||||
| Fee Income (As % Of Revenues) | % | 10.2 | 10.6 | 12.5 | 12.0 | 11.4 | ||||||||||||||||||||||||
| Other Income (As % Of Revenues) | % | 32.3 | 32.2 | 25.6 | 23.4 | 25.2 | ||||||||||||||||||||||||
| Cost Per Employee | USD per month | ... | ... | ... | 1,667 | 1,604 | 1,524 | 1,543 | 1,522 | |||||||||||||||||||||
| Cost Per Employee (Local Currency) | PHP per month | ... | ... | ... | 70,329 | 68,086 | 67,907 | 70,908 | 73,806 | |||||||||||||||||||||
| Staff Cost (As % Of Total Cost) | % | 36.5 | 34.3 | 34.5 | 33.2 | 34.4 | ||||||||||||||||||||||||
| Equity (As % Of Assets) | % | 9.96 | 8.85 | 10.1 | 10.1 | 9.72 | ||||||||||||||||||||||||
| Loans (As % Of Deposits) | % | 65.4 | 64.0 | 67.8 | 68.2 | 72.4 | ||||||||||||||||||||||||
| Loans (As % Assets) | % | 53.3 | 53.0 | 55.0 | 57.3 | 60.0 | ||||||||||||||||||||||||
| NPLs (As % Of Loans) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 2.16 | 1.77 | 1.55 | 1.66 | 1.50 | ||||||||||
| Provisions (As % Of NPLs) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 95.8 | 110 | 109 | 111 | 118 | ||||||||||
| Provisions (As % Of Loans) | % | 2.12 | 2.00 | 1.72 | 1.88 | 1.80 | ||||||||||||||||||||||||
| Cost of Provisions (As % Of Loans) | % | ... | 0.598 | 0.457 | 0.392 | 0.477 | 0.504 |
| other data | Unit | 1990 | 1991 | 1992 | 1993 | 1994 | 1995 | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 |
| other data | ||||||||||||||||||||||||||||||
| Branches | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 820 | 825 | 825 | 823 | 834 | ||||||||
| Employees | ... | ... | ... | 12,406 | 13,024 | 14,542 | 14,647 | 15,201 | ||||||||||||||||||||||
| ATMs | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 3,061 | |||
| Sight (As % Of Customer Deposits) | % | 18.6 | 18.2 | 17.0 | 16.8 | 16.2 | ||||||||||||||||||||||||
| Risk-Weighted Assets | PHP mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 638,900 | 705,566 | 865,708 | 981,517 | 1,145,850 | ||||||||
| Return on Loans | % | 3.17 | 3.09 | 2.39 | 1.98 | 2.26 | ||||||||||||||||||||||||
| Operating Profit (As % of Loans) | % | ... | 4.38 | 4.23 | 3.42 | 2.99 | 3.24 | |||||||||||||||||||||||
| Costs (As % Of Loans) | % | ... | 5.87 | 5.35 | 4.80 | 4.51 | 4.11 | |||||||||||||||||||||||
| Equity (As % Of Loans) | % | 18.7 | 16.7 | 18.4 | 17.6 | 16.2 |
Get all company financials in excel:
By Helgi Library - February 20, 2020
Bank of the Philippine Islands's customer deposits reached PHP 1,320,150 mil in 2016-09-30, down 0.500% compared to the previous year. Filipino banking sector accepted customer deposits of PHP 8,159 bil in 2016-09-30, up 4.48% when compared to the last year. ...
By Helgi Library - February 20, 2020
Bank of the Philippine Islands's capital adequacy ratio reached 16.8% at the end of third quarter of 2019, up from 16.4% when compared to the previous quarter. Historically, the bank’s capital ratio hit an all time high of 17.3% in 2Q2018 and an all time low of 12....
By Helgi Library - February 20, 2020
Bank of the Philippine Islands's capital adequacy ratio reached 16.8% at the end of third quarter of 2019, up from 16.4% when compared to the previous quarter. Historically, the bank’s capital ratio hit an all time high of 17.3% in 2Q2018 and an all time low of 12....
By Helgi Library - February 20, 2020
Bank of the Philippine Islands stock traded at PHP 93.0 per share at the end of third quarter of 2019 implying a market capitalization of USD 8,089 mil. Over the last five years, the stock has depreciated by 2.42 implying an annual average growth of -0.488% ...
By Helgi Library - February 20, 2020
Bank of the Philippine Islands stock traded at PHP 93.0 per share at the end of third quarter of 2019 implying a market capitalization of USD 8,089 mil. Over the last five years, the stock has depreciated by 2.42 implying an annual average growth of -0.488% ...
By Helgi Library - February 20, 2020
Bank of the Philippine Islands generated total banking revenues of PHP 25,100 mil in the third quarter of 2019, up 27.6% when compared to the same period of last year and 8.58% when compared to the previous quarter. Historically, the bank’s revenues containin...
By Helgi Library - February 20, 2020
Bank of the Philippine Islands generated total banking revenues of PHP 25,100 mil in the third quarter of 2019, up 27.6% when compared to the same period of last year and 8.58% when compared to the previous quarter. Historically, the bank’s revenues containin...
By Helgi Library - February 21, 2020
Bank of the Philippine Islands's net interest margin amounted to 3.06% in the third quarter of 2019, down from 3.09% when compared to the previous quarter. Historically, the bank’s net interest margin reached an all time high of 4.92% in 4Q2004 and an all ti...
By Helgi Library - February 21, 2020
Bank of the Philippine Islands's net interest margin amounted to 3.06% in the third quarter of 2019, down from 3.09% when compared to the previous quarter. Historically, the bank’s net interest margin reached an all time high of 4.92% in 4Q2004 and an all ti...
By Helgi Library - February 20, 2020
Bank of the Philippine Islands stock traded at PHP 93.0 per share at the end third quarter of 2019 implying a market capitalization of USD 8,089 mil. Since the end of 3Q2014, the stock has depreciated by -2.42 % implying an annual average growth of -0.488 %. In absolu...
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