Home » Companies » Banking in India » Bank of Maharashtra

Bank of Maharashtra

Bank of Maharashtra's net profit fell 328% to INR -47.6 bil in 2018

By Helgi Library - November 2, 2019

Bank of Maharashtra made a net profit of INR -47.6 bil under revenues of INR 52.8 bil in 2018, up -328% and 7.87% respectively compar...

Bank of Maharashtra's net profit fell 328% to INR -47.6 bil in 2018

By Helgi Library - November 2, 2019

Bank of Maharashtra made a net profit of INR -47.6 bil under revenues of INR 52.8 bil in 2018, up -328% and 7.87% respectively compar...

Bank of Maharashtra's npls (as % of loans) fell 15.9% to 16.4% in 2018

By Helgi Library - November 2, 2019

Bank of Maharashtra's non-performing loans reached 16.4% of total loans at the end of 2018, down from 19.5% compared to the previ...

Summary
Financials
Reports
Charts
News
About

Annual Quarterly LTM

Profit Statement		2016	2017	2018
Net Interest Income	INR bil	31.8	33.9	37.4
Net Fee Income	INR bil	7.00	8.00	9.00
Other Income	INR bil	8.06	7.03	6.47
Total Revenues	INR bil	46.8	49.0	52.8
Operating Profit	INR bil	18.3	21.9	22.0
Provisions	INR bil	32.0	33.4	69.8
Net Profit	INR bil	-13.6	-11.1	-47.6

Balance Sheet		2016	2017	2018
Interbank Loans	INR bil	13.7	0.750	12.3
Customer Loans	INR bil	955	858	827
Total Assets	INR bil	1,594	1,564	1,647
Shareholders' Equity	INR bil	74.7	101	58.8
Interbank Borrowing	INR bil	0	0	0
Customer Deposits	INR bil	1,390	1,390	1,406
Issued Debt Securities	INR bil	81.4	40.6	101

Ratios		2016	2017	2018
ROE	%	-16.6	-12.7	-59.7
ROA	%	-0.846	-0.704	-2.97
Costs (As % Of Assets)	%	1.78	1.71	1.92
Costs (As % Of Income)	%	61.0	55.2	58.4
Capital Adequacy Ratio	%	...	11.0	11.9
Net Interest Margin	%	1.98	2.15	2.33
Loans (As % Of Deposits)	%	68.7	61.7	58.8
NPLs (As % Of Loans)	%	17.0	19.5	16.4
Provisions (As % Of NPLs)	%	33.7	47.0	70.0

Valuation		2016	2017	2018
Price/Earnings (P/E)		...	...	...
Price/Book Value (P/BV)		0.526	0.351	0.643
Dividend Yield	%	0	0	0
Earnings Per Share (EPS)	INR	-11.6	-8.72	-14.2
Book Value Per Share	INR	63.9	78.9	17.5
Dividend Per Share	INR	0	0	0

Get all company financials in excel:

Download Sample $19.99

summary
income statement
balance sheet
ratios
other data

summary	Unit	2002	2003	2004	2005	2006	2007	2008	2009	2010	2011	2012	2013	2014	2015	2016	2017	2018
income statement
Net Interest Income	INR bil											30.3	35.1	38.8	38.8	31.8
Total Revenues	INR bil											39.5	44.0	48.8	49.0	46.8
Operating Profit	INR bil											21.5	20.0	23.5	23.5	18.3
Net Profit	INR bil											7.69	3.99	4.65	1.18	-13.6
balance sheet
Interbank Loans	INR bil											9.08	1.11	1.00	9.38	13.7
Customer Loans	INR bil											755	889	986	1,076	955
Debt Securities	INR bil											315	373	368	363	385
Total Assets	INR bil											1,170	1,364	1,461	1,610	1,594
Shareholders' Equity	INR bil											64.3	74.1	81.2	88.6	74.7
Interbank Borrowing	INR bil											0	0	0	0	0
Customer Deposits	INR bil											943	1,168	1,221	1,390	1,390
Issued Debt Securities	INR bil											129	83.3	111	92.3	81.4
ratios
ROE	%											13.8	5.76	5.98	1.39	-16.6
ROA	%											0.739	0.315	0.329	0.077	-0.846
Costs (As % Of Assets)	%											1.73	1.89	1.79	1.66	1.78
Costs (As % Of Income)	%											45.6	54.5	51.8	52.1	61.0
Capital Adequacy Ratio	%											...	...	...	...	...
Net Interest Margin	%											2.92	2.77	2.75	2.53	1.98
Interest Income (As % Of Revenues)	%											76.9	79.8	79.5	79.2	67.8
Fee Income (As % Of Revenues)	%											11.9	12.4	12.2	12.9	14.9
Equity (As % Of Assets)	%											5.49	5.43	5.56	5.50	4.69
Loans (As % Of Deposits)	%											80.0	76.1	80.7	77.4	68.7
Loans (As % Assets)	%											64.5	65.2	67.5	66.8	59.9
NPLs (As % Of Loans)	%					...						1.49	3.18	6.36	9.37	17.0
Provisions (As % Of NPLs)	%	...	...	...	...	...						62.4	35.3	33.4	31.5	33.7
valuation
Market Capitalisation (End Of Period)	USD mil	...	...									623	538	625	510	579
Number Of Shares (Average)	mil											590	711	1,001	1,112	1,168
Share Price (End Of Period)	INR	...	...									57.9	46.7	39.3	30.4	33.7
Earnings Per Share (EPS)	INR											13.0	5.61	4.64	1.06	-11.6
Book Value Per Share	INR											109	104	81.1	79.7	63.9
Dividend Per Share	INR											2.58	1.18	0.850	0	0
Price/Earnings (P/E)		...	...									4.44	8.34	8.48	28.6	...	...	...
Price/Book Value (P/BV)		...	...									0.531	0.448	0.485	0.382	0.526
Dividend Yield	%	...	...									4.46	2.53	2.16	0	0
Earnings Per Share Growth	%	...										43.9	-57.0	-17.2	-77.1	-1,192
Book Value Per Share Growth	%	...										10.8	-4.33	-22.1	-1.77	-19.8

income statement	Unit	2002	2003	2004	2005	2006	2007	2008	2009	2010	2011	2012	2013	2014	2015	2016	2017	2018
income statement
Interest Income	INR bil											96.1	120	127	131	121
Interest Cost	INR bil											65.8	84.5	87.9	91.7	88.9
Net Interest Income	INR bil											30.3	35.1	38.8	38.8	31.8
Net Fee Income	INR bil											4.70	5.45	5.93	6.30	7.00
Other Income	INR bil											4.43	3.44	4.08	3.90	8.06
Total Revenues	INR bil											39.5	44.0	48.8	49.0	46.8
Operating Cost	INR bil											18.0	24.0	25.3	25.5	28.6
Operating Profit	INR bil											21.5	20.0	23.5	23.5	18.3
Provisions	INR bil											13.9	16.2	19.0	22.4	32.0
Extra and Other Cost	INR bil											-0.094	-0.154	-0.165	-0.171	-0.160
Pre-Tax Profit	INR bil											7.69	3.99	4.65	1.18	-13.6
Tax	INR bil											0	0	0	0	0
Minorities	INR bil											0	0	0	0	0
Net Profit	INR bil											7.69	3.99	4.65	1.18	-13.6
Dividends	INR bil											1.52	0.839	0.851	0	0
growth rates
Net Interest Income Growth	%	...										20.5	15.8	10.4	0.019	-18.1
Net Fee Income Growth	%	...										23.7	15.9	8.88	6.21	11.1
Total Revenue Growth	%	...										24.9	11.5	10.9	0.409	-4.39
Operating Cost Growth	%	...										9.37	33.4	5.39	1.06	11.9
Operating Profit Growth	%	...										41.8	-6.76	17.4	-0.294	-22.1
Pre-Tax Profit Growth	%	...										76.1	-48.2	16.6	-74.6	-1,247
Net Profit Growth	%	...										76.1	-48.2	16.6	-74.6	-1,247
market share
Market Share in Revenues	%	...	...	...	...	...	...	...	...	...		1.67	1.63	1.61	1.45	1.16		...
Market Share in Net Profit	%	...	...	...	...	...	...	...	...	...		1.30	0.739	0.852	0.287	...	...	...

balance sheet	Unit	2002	2003	2004	2005	2006	2007	2008	2009	2010	2011	2012	2013	2014	2015	2016	2017	2018
balance sheet
Cash	INR bil											52.7	59.9	66.5	83.8	153
Interbank Loans	INR bil											9.08	1.11	1.00	9.38	13.7
Customer Loans	INR bil											755	889	986	1,076	955
Debt Securities	INR bil											315	373	368	363	385
Fixed Assets	INR bil											14.3	14.5	14.3	16.9	15.9
Total Assets	INR bil											1,170	1,364	1,461	1,610	1,594
Shareholders' Equity	INR bil											64.3	74.1	81.2	88.6	74.7
Of Which Minority Interest	INR bil											0	0	0	0	0
Liabilities	INR bil											1,106	1,290	1,380	1,522	1,519
Interbank Borrowing	INR bil											0	0	0	0	0
Customer Deposits	INR bil											943	1,168	1,221	1,390	1,390
Sight Deposits	INR bil											108	105	109	118	113
Term Deposits	INR bil											835	1,063	1,112	1,271	1,277
Issued Debt Securities	INR bil											129	83.3	111	92.3	81.4
Other Liabilities	INR bil											33.5	38.3	47.1	39.6	47.7
asset quality
Non-Performing Loans	INR bil					...						11.4	28.6	64.0	104	172
Gross Loans	INR bil											762	899	1,007	1,108	1,013
Total Provisions	INR bil	...	...	...	...							7.10	10.1	21.4	32.7	57.9
growth rates
Customer Loan Growth	%	...										34.6	17.8	10.9	9.09	-11.2
Total Asset Growth	%	...										28.3	16.6	7.12	10.2	-1.00
Shareholders' Equity Growth	%	...										35.5	15.3	9.62	9.08	-15.7
Customer Deposit Growth	%	...										23.3	23.8	4.55	13.8	0.043
market share
Market Share in Customer Loans	%	...	...									1.37	1.38	1.39	1.35	1.16		...
Market Share in Total Assets	%											1.35	1.35	1.31	1.28	1.12		...
Market Share in Customer Deposits	%											1.50	1.62	1.50	1.52	1.31		...

ratios	Unit	2002	2003	2004	2005	2006	2007	2008	2009	2010	2011	2012	2013	2014	2015	2016	2017	2018
ratios
ROE	%											13.8	5.76	5.98	1.39	-16.6
ROA	%											0.739	0.315	0.329	0.077	-0.846
Costs (As % Of Assets)	%											1.73	1.89	1.79	1.66	1.78
Costs (As % Of Income)	%											45.6	54.5	51.8	52.1	61.0
Capital Adequacy Ratio	%											...	...	...	...	...
Tier 1 Ratio	%											...	...	...	...	...
Net Interest Margin	%											2.92	2.77	2.75	2.53	1.98
Interest Spread	%	...										2.56	2.39	2.38	2.18	1.69
Asset Yield	%											9.24	9.44	8.97	8.50	7.53
Cost Of Liabilities	%	...										6.68	7.05	6.59	6.32	5.84
Payout Ratio	%											19.8	21.1	18.3	0	0
Interest Income (As % Of Revenues)	%											76.9	79.8	79.5	79.2	67.8
Fee Income (As % Of Revenues)	%											11.9	12.4	12.2	12.9	14.9
Other Income (As % Of Revenues)	%											11.2	7.81	8.35	7.96	17.2
Equity (As % Of Assets)	%											5.49	5.43	5.56	5.50	4.69
Loans (As % Of Deposits)	%											80.0	76.1	80.7	77.4	68.7
Loans (As % Assets)	%											64.5	65.2	67.5	66.8	59.9
NPLs (As % Of Loans)	%					...						1.49	3.18	6.36	9.37	17.0
Provisions (As % Of NPLs)	%	...	...	...	...	...						62.4	35.3	33.4	31.5	33.7
Provisions (As % Of Loans)	%	...	...	...	...							0.940	1.14	2.17	3.04	6.07
Cost of Provisions (As % Of Loans)	%											2.11	1.97	2.03	2.18	3.15

other data	Unit	2002	2003	2004	2005	2006	2007	2008	2009	2010	2011	2012	2013	2014	2015	2016	2017	2018
other data
Employees										...	...	...	...	...	...	...
Sight (As % Of Customer Deposits)	%											11.4	9.00	8.95	8.52	8.14

Get all company financials in excel:

Download Sample $19.99

Bank of Maharashtra in Numbers
Annual (2002 - 2018)

Nov 2019

Statistical Dossier

$19.99

Bank of Maharashtra's npls (as % of loans) fell 15.9% to 16.4% in 2018

By Helgi Library - November 2, 2019

Bank of Maharashtra's non-performing loans reached 16.4% of total loans at the end of 2018, down from 19.5% compared to the previous year. Historically, the NPL ratio hit an all time high of 19.5% in 2017 and an all time low of 0.781% in 2008. Provision cov...

Bank of Maharashtra's net interest margin rose 8.25% to 2.33% in 2018

By Helgi Library - November 2, 2019

Bank of Maharashtra's net interest margin amounted to 2.33% in 2018, up from 2.15% compared to the previous year. Historically, the bank’s net interest margin reached an all time high of 3.12% in 2006 and an all time low of 1.98% in 2016. The average ma...

Bank of Maharashtra's net interest margin rose 8.25% to 2.33% in 2018

By Helgi Library - November 2, 2019

Bank of Maharashtra's net interest income rose 10.1% to INR 37.4 bil in 2018

By Helgi Library - November 2, 2019

Bank of Maharashtra generated total banking revenues of INR 52.8 bil in 2018, up 7.87% compared to the previous year. Historically, the bank’s revenues containing of interest, fee and other non-interest income reached an all time high of INR 52.8 bil in 2018 an...

Bank of Maharashtra's net interest income rose 10.1% to INR 37.4 bil in 2018

By Helgi Library - November 2, 2019

Bank of Maharashtra's capital adequacy ratio rose 7.81% to 11.9% in 2018

By Helgi Library - November 2, 2019

Bank of Maharashtra's capital adequacy ratio reached 11.9% at the end of 2018, up from 11.0% compared to the previous year. Historically, the bank’s capital ratio hit an all time high of 13.4% in 2010 and an all time low of 10.3% in 2007. The Tier 1 ratio amo...

Bank of Maharashtra's capital adequacy ratio rose 7.81% to 11.9% in 2018

By Helgi Library - November 2, 2019

Bank of Maharashtra's customer loan growth rose 64.1% to -3.65% in 2018

By Helgi Library - November 2, 2019

Bank of Maharashtra's customer loan growth reached -3.65% in 2018, up from -10.2% compared to the previous year. Historically, the bank’s loans growth reached an all time high of 39.2% in 2006 and an all time low of -11.2% in 2016. In the last decade, the...

Bank of Maharashtra's customer loan growth rose 64.1% to -3.65% in 2018

By Helgi Library - November 2, 2019

Bank of Maharashtra's customer deposits rose 1.20% to INR 1,390 bil in 2018

By Helgi Library - November 2, 2019

Bank of Maharashtra's customer deposits reached INR 1,390 bil in 2017, down 0.053% compared to the previous year. Indian banking sector accepted customer deposits of INR 110,303 bil in 2017, up 3.61% when compared to the last year. Bank of Maharashtra acc...

More News

Finance

Bank of Maharashtra has been growing its revenues and asset by 11.6% and 10.8% a year on average in the last 10 years. Its loans and deposits have grown by 9.20% and 10.4% a year during that time and loans to deposits ratio reached 58.8% at the end of 2018. The company achieved an average return on equity of -3.99% in the last decade with net profit growing % a year on average. In terms of operating efficiency, its cost to income ratio reached 58.4% in 2018, compared to 59.4% average in the last decade.

Equity represented 3.57% of total assets or 7.12% of loans at the end of 2018. Bank of Maharashtra's non-performing loans were 16.4% of total loans while provisions covered some 70.0% of NPLs at the end of 2018.

Valuation

Bank of Maharashtra stock traded at INR 11.3 per share at the end of 2018 resulting in a market capitalization of USD 542 mil. Over the previous five years, stock price fell by 75.90000000000001% or 24.7% a year on average. That’s compared to an average ROE of -16.3% the bank generated for its shareholders. This closing price put stock at a 12-month trailing price to earnings (PE) of x and price to book value (PBV) of 0.643x in 2018.

More Companies in Indian Banking Sector

Axis Bank
Bandhan Bank
Bank of Baroda
Bank of India
Canara Bank
Central Bank of India
City Union Bank
DCB Bank
Dhanlaxmi Bank
Federal Bank
HDFC Bank
ICICI Bank
IDBI Bank
IDFC First Bank
Indian Bank
Indian Overseas Bank
IndusInd Bank
Kotak Mahindra Bank
Lakshmi Vilas Bank
Punjab & Sind Bank
Punjab National Bank
State Bank of India
UCO Bank
Union Bank of India
Yes Bank

Institutional Sign In

Bank of Maharashtra

Bank of Maharashtra's net profit fell 328% to INR -47.6 bil in 2018

Bank of Maharashtra's net profit fell 328% to INR -47.6 bil in 2018

Bank of Maharashtra's npls (as % of loans) fell 15.9% to 16.4% in 2018

Redcare Pharmacy - from EBITDA to Net Profit

Inpost - Price to Earnings vs. Free Cash Flow

Inpost - Indebtedness

Inpost - Profitability

Inpost - Workforce

How Much Does Inpost Invests?

Inpost - Profit Margins

Inpost - Price to Earnings & EV/EBITDA

Inpost - Stock Price & Market Capitalization

Bank of Maharashtra's npls (as % of loans) fell 15.9% to 16.4% in 2018

Bank of Maharashtra's net interest margin rose 8.25% to 2.33% in 2018

Bank of Maharashtra's net interest margin rose 8.25% to 2.33% in 2018

Bank of Maharashtra's net interest income rose 10.1% to INR 37.4 bil in 2018

Bank of Maharashtra's net interest income rose 10.1% to INR 37.4 bil in 2018

Bank of Maharashtra's capital adequacy ratio rose 7.81% to 11.9% in 2018

Bank of Maharashtra's capital adequacy ratio rose 7.81% to 11.9% in 2018

Bank of Maharashtra's customer loan growth rose 64.1% to -3.65% in 2018

Bank of Maharashtra's customer loan growth rose 64.1% to -3.65% in 2018

Bank of Maharashtra's customer deposits rose 1.20% to INR 1,390 bil in 2018

Finance

Valuation

More Companies in Indian Banking Sector