By Helgi Library - February 21, 2018
Bank BPH's net interest margin amounted to 0.486% in the second quarter of 2016, down from 0.535% when compared to the previous ...
By Helgi Library - February 21, 2018
Bank BPH's net interest margin amounted to 0.486% in the second quarter of 2016, down from 0.535% when compared to the previous ...
By Helgi Library - February 21, 2018
Bank BPH generated total banking revenues of PLN 55.6 mil in the second quarter of 2016, down 80.5% when compared to the same per...
| Profit Statement |
| Balance Sheet |
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| income statement | Unit | Mar 2011 | Jun 2011 | Sep 2011 | Dec 2011 | Mar 2012 | Jun 2012 | Sep 2012 | Dec 2012 | Mar 2013 | Jun 2013 | Sep 2013 | Dec 2013 | Mar 2014 | Jun 2014 | Sep 2014 | Dec 2014 | Mar 2015 | Jun 2015 | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 |
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| Net Interest Income Growth | % | -3.33 | -8.43 | -14.2 | -10.6 | -9.43 |
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By Helgi Library - February 21, 2018
Bank BPH generated total banking revenues of PLN 55.6 mil in the second quarter of 2016, down 80.5% when compared to the same period of last year and up 14.6% when compared to the previous quarter. Historically, the bank’s revenues containing of i...
By Helgi Library - February 19, 2018
Bank BPH made a net profit of PLN 68.9 mil in the second quarter of 2016, up 1% when compared to the same period of last year. This implies a return on equity of 7.70%. Historically, the bank’s net profit reached an all time high of PLN 92.8 mil in 3Q2012 and an ...
By Helgi Library - February 19, 2018
Bank BPH made a net profit of PLN 68.9 mil in the second quarter of 2016, up 1% when compared to the same period of last year. This implies a return on equity of 7.70%. Historically, the bank’s net profit reached an all time high of PLN 92.8 mil in 3Q2012 and an ...
By Helgi Library - August 23, 2019
Bank BPH's Cost of Risk (loan loss provisions as % of total assets) amounted to 0.125% in the second quarter of 2016, down from 0.158% when compared to the previous quarter. Historically, the bank’s cost of risk reached an all time high of 30.2% in 4Q2011 an...
By Helgi Library - August 23, 2019
Bank BPH's Cost of Risk (loan loss provisions as % of total assets) amounted to 0.125% in the second quarter of 2016, down from 0.158% when compared to the previous quarter. Historically, the bank’s cost of risk reached an all time high of 30.2% in 4Q2011 an...
By Helgi Library - July 24, 2019
Bank BPH's customer loan growth reached -34.4% in 2016-06-30, down from 14.0% compared to the previous year. Historically, the bank’s loans growth reached an all time high of 14.0% in 2015-06-30 and an all time low of -34.4% in 2016-06-30. In the last dec...
By Helgi Library - July 24, 2019
Bank BPH's customer loan growth reached -34.4% in 2016-06-30, down from 14.0% compared to the previous year. Historically, the bank’s loans growth reached an all time high of 14.0% in 2015-06-30 and an all time low of -34.4% in 2016-06-30. In the last dec...
By Helgi Library - October 7, 2019
Bank BPH's Equity reached 6.86% of total assets in the 2Q2016, down from 7.85% for the previous year. As a share of net customer loans, the ratio amounted to 10.2% at the end of the second quarter of 2016. ...
By Helgi Library - October 7, 2019
Bank BPH's Equity reached 6.86% of total assets in the 2Q2016, down from 7.85% for the previous year. As a share of net customer loans, the ratio amounted to 10.2% at the end of the second quarter of 2016. ...
By Helgi Library - July 24, 2019
Bank BPH's non-performing loans reached 5.90% of total loans at the end of 2015-12-31, down from 9.40% compared to the previous year. Historically, the NPL ratio hit an all time high of 11.7% in 2013-12-31 and an all time low of 5.90% in 2015-12-31. Provisi...
Bank BPH (Bank Przemysłowo-Handlowy) is a Poland-based medium-sized universal bank. The Bank offers a typical range of banking services and products for retail as well as corporate segment, but provides also investment banking and treasury services, asset management, private banking, or leasing, for example. At the end of 2014, BPH offered its products and services through a network of 262 branches. Since 2008, Bank BPH is a part of General Electric Capital Corporation. In 2009, BPH merged GE's Polish operations to create a bank with roughly 3% of the Polish retail banking market. The Bank is based in Warsaw, Poland.
Bank BPH has been growing its revenues and asset by -11.5% and -3.42% a year on average in the last 5 years. Its loans and deposits have grown by -1.91% and -3.09% a year during that time and loans to deposits ratio reached 86.1% at the end of 2015. The company achieved an average return on equity of -1.37% in the last five years with net profit growing 51.3% a year on average. In terms of operating efficiency, its cost to income ratio reached 188% in 2015, compared to 96.9% average in the last five years.
Equity represented 13.0% of total assets or 17.7% of loans at the end of 2015. Bank BPH's non-performing loans were 5.90% of total loans while provisions covered some 87.3% of NPLs at the end of 2015.
Bank BPH stock traded at PLN 30.8 per share at the end of 2015 resulting in a market capitalization of USD 667 mil. Over the previous five years, stock price fell by 56.6% or 15.4% a year on average. That’s compared to an average ROE of -1.37% the bank generated for its shareholders. This closing price put stock at a 12-month trailing price to earnings (PE) of x and price to book value (PBV) of 0.579x in 2015.
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