Finance
Bandhan Bank has been growing its revenues and asset by
72.5% and 41.9%
a year on average in the last 3 years.
Its loans and deposits have grown by
47.2% and 52.9%
a year during that time and loans to deposits ratio reached
91.7% at the end of 2018.
The company achieved an average return on equity of
22.3%
in the last three years with net profit growing
92.1%
a year on average.
In terms of operating efficiency, its cost to income ratio reached
32.1% in 2018,
compared to 34.9% average in the last three years.
Equity represented 19.8% of total assets or
28.3% of loans at the end of 2018.
Bandhan Bank's non-performing loans were 2.04% of total loans
while provisions covered some 72.1% of NPLs
at the end of 2018.