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Banca Transilvania

BT's costs (as % of assets) remain unchanged yoy at % in 4Q2020

By Helgi Library - March 24, 2021

Banca Transilvania's cost to income ratio reached 59.3% in the second quarter of 2018, down from when compared to the previous ...

BT's costs (as % of assets) remain unchanged yoy at % in 4Q2020

By Helgi Library - March 24, 2021

Banca Transilvania's cost to income ratio reached 59.3% in the second quarter of 2018, down from when compared to the previous ...

BT's capital adequacy ratio rose 4.58% yoy to 21.0% in 4Q2020

By Helgi Library - March 24, 2021

Banca Transilvania's capital adequacy ratio reached 21.0% at the end of fourth quarter of 2020, A PHP Error was encountered Severity:...

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Banca Transilvania SA is a Romanian-based bank. The bank offers financial services both for corporate and individual customers. Its main financial activities are divided into seven segments: Corporate Client, Small & Medium-sized Client (SME), Individual Client, Healthcare, Treasury, Leasing and Loans and Other. The Bank offers a wide range of products and services such as lending services, financial consulting and planning, financial advisory, financial products and services such as loans, mortgages, card services, transfer of money, tax assistance or treasury activities. At the end of 2013, the Bank had 542 branches and 6,042 employees throughout Romania. Banca Transilvania S.A. was incorporated in 1993 and is headquartered in Cluj-Napoca, Romania

Finance

Banca Transilvania has been growing its revenues and asset by 12.1% and 17.3% a year on average in the last 10 years. Its loans and deposits have grown by 13.2% and 17.8% a year during that time and loans to deposits ratio reached 46.4% at the end of 2020. The company achieved an average return on equity of 19.2% in the last decade with net profit growing 27.2% a year on average. In terms of operating efficiency, its cost to income ratio reached 42.4% in 2020, compared to 47.2% average in the last decade.

Equity represented 9.73% of total assets or 24.8% of loans at the end of 2020. Banca Transilvania's non-performing loans were of total loans while provisions covered some of NPLs at the end of 2020.

Valuation

Banca Transilvania stock traded at per share at the end of 2020 resulting in a market capitalization of . Over the previous three years, stock price rose by 0% or 0% a year on average. That’s compared to an average ROE of 17.2% the bank generated for its shareholders. This closing price put stock at a 12-month trailing price to earnings (PE) of 8.09x and price to book value (PBV) of 1.14x in 2020.

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Banca Transilvania

BT's costs (as % of assets) remain unchanged yoy at % in 4Q2020

BT's costs (as % of assets) remain unchanged yoy at % in 4Q2020

BT's capital adequacy ratio rose 4.58% yoy to 21.0% in 4Q2020

Ceska Sporitelna - Profitability

Ceska Sporitelna - Interest Margin & Yields

Ceska Sporitelna - Cost Efficiency

Ceska Sporitelna - Asset Quality

Ceska Sporitelna - Loan & Deposit Growth

Ceska Sporitelna - Loan & Deposit Growth

Ceska Sporitelna - Capital & Liquidity

Ceska Sporitelna - Workforce

Ceska Sporitelna - Infrastructure

BT's net profit rose 65.7% yoy to RON 454 mil in 4Q2020

BT's capital adequacy ratio rose 4.58% yoy to 21.0% in 4Q2020

BT's net profit rose 65.7% yoy to RON 454 mil in 4Q2020

BT's employees remain unchanged yoy at in 3Q2020

BT's net interest margin rose 170% yoy to 3.09% in 4Q2020

BT's employees remain unchanged yoy at in 3Q2020

BT's net interest margin rose 170% yoy to 3.09% in 4Q2020

BT's net interest income rose 215% yoy to RON 802 mil in 4Q2020

BT's net interest income rose 215% yoy to RON 802 mil in 4Q2020

BT's corporate loans remain unchanged yoy at RON 18,570 mil in 3Q2020

Finance

Valuation

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