By Helgi Library - July 16, 2018
Banca Commerciala Romana's customer deposits reached RON 52,496 mil in 2017, up 8.83% compared to the previous year. Romanian b...
By Helgi Library - July 16, 2018
Banca Commerciala Romana's customer deposits reached RON 52,496 mil in 2017, up 8.83% compared to the previous year. Romanian b...
By Helgi Library - May 28, 2018
Banca Commerciala Romana's net interest margin amounted to 2.55% in 2017, down from 2.75% compared to the previous year. H...
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By Helgi Library - May 28, 2018
Banca Commerciala Romana's net interest margin amounted to 2.55% in 2017, down from 2.75% compared to the previous year. Historically, the bank’s net interest margin reached an all time high of 9.04% in 2001 and an all time low of 2.55% in 2017. The ave...
By Helgi Library - July 16, 2018
Banca Commerciala Romana's corporate deposits reached RON 15,083 mil in 2017, up 14.1% compared to the previous year. Romanian banking sector accepted corporate deposits of RON 107 bil in 2017, up 12.3% when compared to the last year. Banca Commerciala Ro...
By Helgi Library - July 16, 2018
Banca Commerciala Romana's corporate deposits reached RON 15,083 mil in 2017, up 14.1% compared to the previous year. Romanian banking sector accepted corporate deposits of RON 107 bil in 2017, up 12.3% when compared to the last year. Banca Commerciala Ro...
By Helgi Library - July 16, 2018
Banca Commerciala Romana's retail deposits reached RON 31,400 mil in 2017, up 4.95% compared to the previous year. Romanian banking sector accepted retail deposits of RON 178 bil in 2017, up 9.10% when compared to the last year. Banca Commerciala Romana a...
By Helgi Library - July 16, 2018
Banca Commerciala Romana's retail deposits reached RON 31,400 mil in 2017, up 4.95% compared to the previous year. Romanian banking sector accepted retail deposits of RON 178 bil in 2017, up 9.10% when compared to the last year. Banca Commerciala Romana a...
By Helgi Library - December 12, 2019
Banca Commerciala Romana's corporate loans reached RON 12,395 mil in 2017, up 2.42% compared to the previous year. Romanian banking sector provided corporate loans of RON 104 bil in 2017, up 2.46% when compared to the last year. Banca Commerciala Romana a...
By Helgi Library - December 12, 2019
Banca Commerciala Romana's corporate loans reached RON 12,395 mil in 2017, up 2.42% compared to the previous year. Romanian banking sector provided corporate loans of RON 104 bil in 2017, up 2.46% when compared to the last year. Banca Commerciala Romana a...
By Helgi Library - May 28, 2018
Banca Commerciala Romana made a net profit of RON 668 mil under revenues of RON 2,888 mil in 2017, up -35.9% and 0.687% respectively compared to the previous year. Historically, the bank’s net profit reached an all time high of RON 2,033 mil in 2008 and an all time low o...
By Helgi Library - May 28, 2018
Banca Commerciala Romana made a net profit of RON 668 mil under revenues of RON 2,888 mil in 2017, up -35.9% and 0.687% respectively compared to the previous year. Historically, the bank’s net profit reached an all time high of RON 2,033 mil in 2008 and an all time low o...
By Helgi Library - May 28, 2018
Banca Commerciala Romana's non-performing loans reached 9.38% of total loans at the end of 2017, down from 12.8% compared to the previous year. Historically, the NPL ratio hit an all time high of 30.6% in 2013 and an all time low of 2.88% in 2007. Provision...
Banca Comercială Română (BCR) is a Romania-based universal bank. The Bank offers a wide range of banking and other financial services to commercial and private banking clients. Its products include loans, current and saving accounts, and deposits amongst others. The Bank is the largest bank in Romania with 16% market share in terms of assets. At the end of 2013, the Bank operated a network of 600 branches and 2,100 ATMs and employed over 7,000 persons. Since 2006, BCR is a member of Erste Bank Group. With 16 million clients, 2,900 branches and 46,000 employees, Erste Group is today one of the largest financial services providers in the Eastern part of EU in terms of clients and total assets.
Banca Commerciala Romana has been growing its revenues and asset by -0.790% and 1.14% a year on average in the last 10 years. Its loans and deposits have grown by -1.13% and 5.71% a year during that time and loans to deposits ratio reached 63.8% at the end of 2017. The company achieved an average return on equity of 4.60% in the last decade with net profit growing -3.20% a year on average. In terms of operating efficiency, its cost to income ratio reached 53.5% in 2017, compared to 48.2% average in the last decade.
Equity represented 10.5% of total assets or 22.2% of loans at the end of 2017. Banca Commerciala Romana's non-performing loans were 9.38% of total loans while provisions covered some 80.3% of NPLs at the end of 2017.
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