By Helgi Library - December 12, 2019
Anadolubank's customer loans reached TRY 11,009 mil in 2017, up 25.2% compared to the previous year. Turkish banking sector pro...
By Helgi Library - December 12, 2019
Anadolubank's customer loans reached TRY 11,009 mil in 2017, up 25.2% compared to the previous year. Turkish banking sector pro...
By Helgi Library - December 12, 2019
Anadolubank's customer deposits reached TRY 11,841 mil in 2017, up 28.7% compared to the previous year. Turkish banking sector ...
Profit Statement | 2015 | 2016 | 2017 | |
Net Interest Income | TRY mil | 377 | 432 | 496 |
Net Fee Income | TRY mil | 64.3 | 76.6 | 122 |
Other Income | TRY mil | 46.1 | 84.5 | 45.9 |
Total Revenues | TRY mil | 488 | 593 | 664 |
Staff Cost | TRY mil | 151 | 173 | 209 |
Operating Profit | TRY mil | 242 | 320 | 337 |
Provisions | TRY mil | 84.2 | 113 | 143 |
Net Profit | TRY mil | 129 | 160 | 151 |
Balance Sheet | 2015 | 2016 | 2017 | |
Interbank Loans | TRY mil | 68.3 | 197 | 593 |
Customer Loans | TRY mil | 6,815 | 8,795 | 11,009 |
Total Assets | TRY mil | 10,967 | 12,454 | 15,154 |
Shareholders' Equity | TRY mil | 1,360 | 1,520 | 1,780 |
Interbank Borrowing | TRY mil | 643 | 669 | 297 |
Customer Deposits | TRY mil | 7,323 | 9,200 | 11,841 |
Issued Debt Securities | TRY mil | 2,926 | 1,701 | 1,402 |
Ratios | 2015 | 2016 | 2017 | |
ROE | % | 9.99 | 11.1 | 9.17 |
ROA | % | 1.26 | 1.37 | 1.10 |
Costs (As % Of Assets) | % | 2.41 | 2.34 | 2.37 |
Costs (As % Of Income) | % | 50.4 | 46.1 | 49.3 |
Capital Adequacy Ratio | % | 14.5 | 13.8 | 14.2 |
Net Interest Margin | % | 3.69 | 3.69 | 3.59 |
Loans (As % Of Deposits) | % | 93.1 | 95.6 | 93.0 |
NPLs (As % Of Loans) | % | 3.61 | 3.00 | 2.88 |
Provisions (As % Of NPLs) | % | 75.0 | 60.6 | 42.9 |
Growth Rates | 2015 | 2016 | 2017 | |
Total Revenue Growth | % | -13.2 | 21.6 | 11.9 |
Operating Cost Growth | % | -7.37 | 11.3 | 19.5 |
Operating Profit Growth | % | -18.4 | 32.1 | 5.35 |
Net Profit Growth | % | -5.65 | 24.0 | -5.60 |
Customer Loan Growth | % | 9.05 | 29.1 | 25.2 |
Total Asset Growth | % | 15.7 | 13.6 | 21.7 |
Customer Deposit Growth | % | 12.5 | 25.6 | 28.7 |
Shareholders' Equity Growth | % | 10.7 | 11.8 | 17.1 |
Employees | 1,711 | 1,784 | 1,750 |
Get all company financials in excel:
summary | Unit | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
income statement | ||||||||||||||||||||||
Net Interest Income | TRY mil | ... | ... | ... | ... | ... | 255 | 415 | 313 | 358 | 377 | |||||||||||
Total Revenues | TRY mil | ... | ... | ... | ... | ... | 299 | 509 | 404 | 562 | 488 | |||||||||||
Operating Profit | TRY mil | ... | ... | ... | ... | ... | 133 | 290 | 174 | 297 | 242 | |||||||||||
Net Profit | TRY mil | ... | ... | ... | ... | ... | 75.8 | 168 | 82.5 | 137 | 129 | |||||||||||
balance sheet | ||||||||||||||||||||||
Interbank Loans | TRY mil | ... | ... | ... | ... | ... | 247 | 161 | 143 | 284 | 68.3 | |||||||||||
Customer Loans | TRY mil | 3,733 | 4,176 | 5,041 | 6,249 | 6,815 | ||||||||||||||||
Debt Securities | TRY mil | ... | ... | ... | ... | ... | 973 | 948 | 1,045 | 1,269 | 1,969 | |||||||||||
Total Assets | TRY mil | 5,781 | 6,291 | 7,483 | 9,477 | 10,967 | ||||||||||||||||
Shareholders' Equity | TRY mil | 840 | 1,160 | 1,053 | 1,228 | 1,360 | ||||||||||||||||
Interbank Borrowing | TRY mil | ... | ... | ... | ... | ... | 391 | 228 | 426 | 501 | 643 | |||||||||||
Customer Deposits | TRY mil | 3,667 | 3,921 | 4,945 | 6,512 | 7,323 | ||||||||||||||||
Issued Debt Securities | TRY mil | ... | ... | ... | ... | ... | 1,434 | 1,287 | 1,776 | 2,124 | 2,926 | |||||||||||
ratios | ||||||||||||||||||||||
ROE | % | ... | ... | ... | ... | ... | 9.50 | 16.8 | 7.46 | 12.0 | 9.99 | |||||||||||
ROA | % | ... | ... | ... | ... | ... | 1.48 | 2.79 | 1.20 | 1.62 | 1.26 | |||||||||||
Costs (As % Of Assets) | % | ... | ... | ... | ... | ... | 3.24 | 3.63 | 3.34 | 3.13 | 2.41 | |||||||||||
Costs (As % Of Income) | % | ... | ... | ... | ... | ... | 55.6 | 43.0 | 57.0 | 47.2 | 50.4 | |||||||||||
Capital Adequacy Ratio | % | ... | ... | ... | ... | ... | 17.0 | 19.6 | 15.2 | 15.1 | 14.5 | |||||||||||
Net Interest Margin | % | ... | ... | ... | ... | ... | 4.97 | 6.87 | 4.54 | 4.22 | 3.69 | |||||||||||
Interest Income (As % Of Revenues) | % | ... | ... | ... | ... | ... | 85.5 | 81.4 | 77.5 | 63.7 | 77.4 | |||||||||||
Fee Income (As % Of Revenues) | % | ... | ... | ... | ... | ... | 20.3 | 9.86 | 11.3 | 11.3 | 13.2 | |||||||||||
Staff Cost (As % Of Total Cost) | % | ... | ... | ... | ... | ... | 66.8 | 67.5 | 67.3 | 64.1 | 61.2 | |||||||||||
Equity (As % Of Assets) | % | 14.5 | 18.4 | 14.1 | 13.0 | 12.4 | ||||||||||||||||
Loans (As % Of Deposits) | % | 102 | 106 | 102 | 96.0 | 93.1 | ||||||||||||||||
Loans (As % Assets) | % | 64.6 | 66.4 | 67.4 | 65.9 | 62.1 | ||||||||||||||||
NPLs (As % Of Loans) | % | ... | ... | ... | ... | ... | 2.62 | 3.19 | 2.55 | 3.08 | 3.61 | |||||||||||
Provisions (As % Of NPLs) | % | ... | ... | ... | ... | ... | 82.0 | 100 | 100 | 69.1 | 75.0 | |||||||||||
valuation | ||||||||||||||||||||||
Book Value Per Share Growth | % | ... | ... | ... | ... | ... | ... | 1.22 | 62.3 | -24.6 | 14.5 | 5.47 |
income statement | Unit | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
income statement | ||||||||||||||||||||||
Interest Income | TRY mil | ... | ... | ... | ... | ... | 483 | 768 | 555 | 780 | 862 | |||||||||||
Interest Cost | TRY mil | ... | ... | ... | ... | ... | 228 | 354 | 242 | 422 | 485 | |||||||||||
Net Interest Income | TRY mil | ... | ... | ... | ... | ... | 255 | 415 | 313 | 358 | 377 | |||||||||||
Net Fee Income | TRY mil | ... | ... | ... | ... | ... | 60.7 | 50.2 | 45.6 | 63.7 | 64.3 | |||||||||||
Other Income | TRY mil | ... | ... | ... | ... | ... | -17.3 | 44.3 | 45.3 | 140 | 46.1 | |||||||||||
Total Revenues | TRY mil | ... | ... | ... | ... | ... | 299 | 509 | 404 | 562 | 488 | |||||||||||
Staff Cost | TRY mil | ... | ... | ... | ... | ... | 111 | 148 | 155 | 170 | 151 | |||||||||||
Operating Cost | TRY mil | ... | ... | ... | ... | ... | 166 | 219 | 230 | 266 | 246 | |||||||||||
Operating Profit | TRY mil | ... | ... | ... | ... | ... | 133 | 290 | 174 | 297 | 242 | |||||||||||
Provisions | TRY mil | ... | ... | ... | ... | ... | 34.2 | 76.7 | 69.5 | 126 | 84.2 | |||||||||||
Extra and Other Cost | TRY mil | ... | ... | ... | ... | ... | 0 | 0 | 0 | 0 | 0 | |||||||||||
Pre-Tax Profit | TRY mil | ... | ... | ... | ... | ... | 98.4 | 213 | 104 | 170 | 158 | |||||||||||
Tax | TRY mil | ... | ... | ... | ... | ... | 22.5 | 45.2 | 21.6 | 33.4 | 28.4 | |||||||||||
Net Profit | TRY mil | ... | ... | ... | ... | ... | 75.8 | 168 | 82.5 | 137 | 129 | |||||||||||
growth rates | ||||||||||||||||||||||
Net Interest Income Growth | % | ... | ... | ... | ... | ... | ... | 1.22 | 62.3 | -24.6 | 14.5 | 5.47 | ||||||||||
Net Fee Income Growth | % | ... | ... | ... | ... | ... | ... | -0.512 | -17.3 | -9.09 | 39.6 | 0.935 | ||||||||||
Total Revenue Growth | % | ... | ... | ... | ... | ... | ... | -8.71 | 70.4 | -20.7 | 39.3 | -13.2 | ||||||||||
Operating Cost Growth | % | ... | ... | ... | ... | ... | ... | 0.661 | 31.8 | 4.99 | 15.5 | -7.37 | ||||||||||
Operating Profit Growth | % | ... | ... | ... | ... | ... | ... | -18.3 | 119 | -40.1 | 70.8 | -18.4 | ||||||||||
Pre-Tax Profit Growth | % | ... | ... | ... | ... | ... | ... | -32.9 | 117 | -51.2 | 63.7 | -7.51 | ||||||||||
Net Profit Growth | % | ... | ... | ... | ... | ... | ... | -36.9 | 122 | -50.9 | 66.1 | -5.65 | ||||||||||
market share | ||||||||||||||||||||||
Market Share in Revenues | % | ... | ... | ... | ... | ... | 0.510 | 0.700 | 0.500 | 0.632 | 0.492 | ... | ||||||||||
Market Share in Net Profit | % | ... | ... | ... | ... | ... | 0.398 | 0.744 | 0.349 | 0.560 | 0.504 | ... | ||||||||||
Market Share in Employees | % | 1.05 | 1.09 | 1.07 | 0.877 | 0.850 | ||||||||||||||||
Market Share in Branches | % | 0.895 | 0.889 | 1.04 | 0.962 | 0.947 |
balance sheet | Unit | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
balance sheet | ||||||||||||||||||||||
Cash | TRY mil | ... | ... | ... | ... | ... | 501 | 664 | 867 | 1,214 | 1,603 | |||||||||||
Interbank Loans | TRY mil | ... | ... | ... | ... | ... | 247 | 161 | 143 | 284 | 68.3 | |||||||||||
Customer Loans | TRY mil | 3,733 | 4,176 | 5,041 | 6,249 | 6,815 | ||||||||||||||||
Debt Securities | TRY mil | ... | ... | ... | ... | ... | 973 | 948 | 1,045 | 1,269 | 1,969 | |||||||||||
Fixed Assets | TRY mil | ... | ... | ... | ... | ... | 20.2 | 26.3 | 29.2 | 124 | 132 | |||||||||||
Total Assets | TRY mil | 5,781 | 6,291 | 7,483 | 9,477 | 10,967 | ||||||||||||||||
Shareholders' Equity | TRY mil | 840 | 1,160 | 1,053 | 1,228 | 1,360 | ||||||||||||||||
Liabilities | TRY mil | 4,941 | 5,131 | 6,431 | 8,249 | 9,607 | ||||||||||||||||
Interbank Borrowing | TRY mil | ... | ... | ... | ... | ... | 391 | 228 | 426 | 501 | 643 | |||||||||||
Customer Deposits | TRY mil | 3,667 | 3,921 | 4,945 | 6,512 | 7,323 | ||||||||||||||||
Issued Debt Securities | TRY mil | ... | ... | ... | ... | ... | 1,434 | 1,287 | 1,776 | 2,124 | 2,926 | |||||||||||
Other Liabilities | TRY mil | ... | ... | ... | ... | ... | -550 | -306 | -716 | -889 | -1,285 | |||||||||||
asset quality | ||||||||||||||||||||||
Non-Performing Loans | TRY mil | ... | ... | ... | ... | ... | 99.8 | 137 | 132 | 197 | 253 | |||||||||||
Gross Loans | TRY mil | ... | ... | ... | ... | ... | 3,815 | 4,313 | 5,173 | 6,385 | 7,005 | |||||||||||
Total Provisions | TRY mil | ... | ... | ... | ... | ... | 81.9 | 137 | 132 | 136 | 190 | |||||||||||
growth rates | ||||||||||||||||||||||
Customer Loan Growth | % | ... | 23.3 | 11.9 | 20.7 | 24.0 | 9.05 | |||||||||||||||
Total Asset Growth | % | ... | 28.8 | 8.81 | 19.0 | 26.6 | 15.7 | |||||||||||||||
Shareholders' Equity Growth | % | ... | 11.2 | 38.0 | -9.22 | 16.7 | 10.7 | |||||||||||||||
Customer Deposit Growth | % | ... | 39.1 | 6.95 | 26.1 | 31.7 | 12.5 | |||||||||||||||
market share | ||||||||||||||||||||||
Market Share in Customer Loans | % | 0.587 | 0.570 | 0.520 | 0.544 | 0.493 | ||||||||||||||||
Market Share in Total Assets | % | 0.498 | 0.485 | 0.458 | 0.502 | 0.490 | ||||||||||||||||
Market Share in Customer Deposits | % | 0.559 | 0.540 | 0.552 | 0.653 | 0.625 |
ratios | Unit | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
ratios | ||||||||||||||||||||||
ROE | % | ... | ... | ... | ... | ... | 9.50 | 16.8 | 7.46 | 12.0 | 9.99 | |||||||||||
ROA | % | ... | ... | ... | ... | ... | 1.48 | 2.79 | 1.20 | 1.62 | 1.26 | |||||||||||
Costs (As % Of Assets) | % | ... | ... | ... | ... | ... | 3.24 | 3.63 | 3.34 | 3.13 | 2.41 | |||||||||||
Costs (As % Of Income) | % | ... | ... | ... | ... | ... | 55.6 | 43.0 | 57.0 | 47.2 | 50.4 | |||||||||||
Capital Adequacy Ratio | % | ... | ... | ... | ... | ... | 17.0 | 19.6 | 15.2 | 15.1 | 14.5 | |||||||||||
Net Interest Margin | % | ... | ... | ... | ... | ... | 4.97 | 6.87 | 4.54 | 4.22 | 3.69 | |||||||||||
Interest Spread | % | ... | ... | ... | ... | ... | 4.16 | 5.71 | 3.87 | 3.45 | 3.01 | |||||||||||
Asset Yield | % | ... | ... | ... | ... | ... | 9.41 | 12.7 | 8.06 | 9.20 | 8.44 | |||||||||||
Cost Of Liabilities | % | ... | ... | ... | ... | ... | 5.26 | 7.02 | 4.19 | 5.75 | 5.43 | |||||||||||
Interest Income (As % Of Revenues) | % | ... | ... | ... | ... | ... | 85.5 | 81.4 | 77.5 | 63.7 | 77.4 | |||||||||||
Fee Income (As % Of Revenues) | % | ... | ... | ... | ... | ... | 20.3 | 9.86 | 11.3 | 11.3 | 13.2 | |||||||||||
Other Income (As % Of Revenues) | % | ... | ... | ... | ... | ... | -5.77 | 8.70 | 11.2 | 25.0 | 9.45 | |||||||||||
Cost Per Employee | USD per month | ... | ... | ... | ... | ... | 2,881 | 3,382 | 3,203 | 3,592 | 2,798 | |||||||||||
Cost Per Employee (Local Currency) | TRY per month | ... | ... | ... | ... | ... | 4,842 | 6,088 | 6,107 | 8,057 | 7,339 | |||||||||||
Staff Cost (As % Of Total Cost) | % | ... | ... | ... | ... | ... | 66.8 | 67.5 | 67.3 | 64.1 | 61.2 | |||||||||||
Equity (As % Of Assets) | % | 14.5 | 18.4 | 14.1 | 13.0 | 12.4 | ||||||||||||||||
Loans (As % Of Deposits) | % | 102 | 106 | 102 | 96.0 | 93.1 | ||||||||||||||||
Loans (As % Assets) | % | 64.6 | 66.4 | 67.4 | 65.9 | 62.1 | ||||||||||||||||
NPLs (As % Of Loans) | % | ... | ... | ... | ... | ... | 2.62 | 3.19 | 2.55 | 3.08 | 3.61 | |||||||||||
Provisions (As % Of NPLs) | % | ... | ... | ... | ... | ... | 82.0 | 100 | 100 | 69.1 | 75.0 | |||||||||||
Provisions (As % Of Loans) | % | ... | ... | ... | ... | ... | 2.19 | 3.29 | 2.62 | 2.18 | 2.79 | |||||||||||
Cost of Provisions (As % Of Loans) | % | ... | ... | ... | ... | ... | 1.01 | 1.94 | 1.51 | 2.23 | 1.29 |
Get all company financials in excel:
By Helgi Library - December 12, 2019
Anadolubank's customer deposits reached TRY 11,841 mil in 2017, up 28.7% compared to the previous year. Turkish banking sector accepted customer deposits of TRY 1,670 bil in 2017, up 17.8% when compared to the last year. Anadolubank accounted for 0.735% o...
By Helgi Library - June 30, 2018
Anadolubank made a net profit of TRY 151 mil in 2017, down 5.60% compared to the previous year. This implies a return on equity of 9.17%. Historically, the bank’s net profit reached an all time high of TRY 168 mil in 2012 and an all time low of TRY 15.7 mil...
By Helgi Library - June 30, 2018
Anadolubank made a net profit of TRY 151 mil in 2017, down 5.60% compared to the previous year. This implies a return on equity of 9.17%. Historically, the bank’s net profit reached an all time high of TRY 168 mil in 2012 and an all time low of TRY 15.7 mil...
By Helgi Library - June 30, 2018
Anadolubank's net interest margin amounted to 3.59% in 2017, down from 3.69% compared to the previous year. Historically, the bank’s net interest margin reached an all time high of 7.71% in 2009 and an all time low of 3.59% in 2017. The average margin i...
By Helgi Library - June 30, 2018
Anadolubank's net interest margin amounted to 3.59% in 2017, down from 3.69% compared to the previous year. Historically, the bank’s net interest margin reached an all time high of 7.71% in 2009 and an all time low of 3.59% in 2017. The average margin i...
By Helgi Library - June 30, 2018
Anadolubank's cost to income ratio reached 49.3% in 2017, up from 46.1% compared to the previous year. Historically, the bank’s costs reached an all time high of 65.0% of income in 2002 and an all time low of 43.0% in 2012. When compared to total assets, b...
By Helgi Library - June 30, 2018
Anadolubank's non-performing loans reached 2.88% of total loans at the end of 2017, down from 3.00% compared to the previous year. Historically, the NPL ratio hit an all time high of 3.61% in 2015 and an all time low of 1.33% in 2006. Provision coverage amo...
By Helgi Library - June 30, 2018
Anadolubank generated total banking revenues of TRY 664 mil in 2017, up 11.9% compared to the previous year. Historically, the bank’s revenues containing of interest, fee and other non-interest income reached an all time high of TRY 664 mil in 2017 and an all t...
By Helgi Library - June 30, 2018
Anadolubank's cost to income ratio reached 49.3% in 2017, up from 46.1% compared to the previous year. Historically, the bank’s costs reached an all time high of 65.0% of income in 2002 and an all time low of 43.0% in 2012. When compared to total assets, b...
By Helgi Library - June 30, 2018
Anadolubank's non-performing loans reached 2.88% of total loans at the end of 2017, down from 3.00% compared to the previous year. Historically, the NPL ratio hit an all time high of 3.61% in 2015 and an all time low of 1.33% in 2006. Provision coverage amo...
Anadolubank has been growing its revenues and asset by 10.2% and 17.5% a year on average in the last 10 years. Its loans and deposits have grown by 20.1% and 20.4% a year during that time and loans to deposits ratio reached 93.0% at the end of 2017. The company achieved an average return on equity of 13.2% in the last decade with net profit growing 6.36% a year on average. In terms of operating efficiency, its cost to income ratio reached 49.3% in 2017, compared to 49.3% average in the last decade.
Equity represented 11.7% of total assets or 16.2% of loans at the end of 2017. Anadolubank's non-performing loans were 2.88% of total loans while provisions covered some 42.9% of NPLs at the end of 2017.