By Helgi Library - February 21, 2018
Alpha Bank Group's cost to income ratio reached 89.6% in the fourth quarter of 2015, up from 55.1% when compared to the previous...
By Helgi Library - February 21, 2018
Alpha Bank Group's cost to income ratio reached 89.6% in the fourth quarter of 2015, up from 55.1% when compared to the previous...
By Helgi Library - November 22, 2023
Alpha Bank Group's mortgage loans reached EUR 21,200 mil in 1Q2015, up 4.57% compared to the previous year. Greek banking secto...
| Profit Statement | Jun 2015 | Sep 2015 | Dec 2015 | |
| Net Interest Income | EUR mil | 482 | 488 | 480 |
| Net Fee Income | EUR mil | 78.1 | 69.3 | 81.0 |
| Other Income | EUR mil | 28.1 | 24.8 | 75.1 |
| Total Revenues | EUR mil | 588 | 582 | 636 |
| Staff Cost | EUR mil | 131 | 132 | 133 |
| Operating Profit | EUR mil | 306 | 261 | 66.3 |
| Provisions | EUR mil | 11,003 | 11,300 | 12,022 |
| Net Profit | EUR mil | -1,048 | 414 | -622 |
| Balance Sheet | Jun 2015 | Sep 2015 | Dec 2015 | |
| Interbank Loans | EUR mil | 2,230 | 1,866 | 1,976 |
| Customer Loans | EUR mil | 47,723 | 46,961 | 46,186 |
| Total Assets | EUR mil | 70,555 | 69,782 | 69,296 |
| Shareholders' Equity | EUR mil | 6,253 | 6,956 | 9,054 |
| Interbank Borrowing | EUR mil | 28,389 | 27,559 | 25,115 |
| Customer Deposits | EUR mil | 31,091 | 30,470 | 31,434 |
| Issued Debt Securities | EUR mil | 1,186 | 1,132 | 1,951 |
| Ratios | Jun 2015 | Sep 2015 | Dec 2015 | |
| ROE | % | -61.5 | 25.1 | -31.1 |
| ROA | % | -5.84 | 2.36 | -3.58 |
| Costs (As % Of Assets) | % | 1.57 | 1.83 | 3.28 |
| Costs (As % Of Income) | % | 47.9 | 55.1 | 89.6 |
| Capital Adequacy Ratio | % | 11.2 | 12.6 | 16.8 |
| Net Interest Margin | % | 2.69 | 2.78 | 2.76 |
| Loans (As % Of Deposits) | % | 153 | 154 | 147 |
| NPLs (As % Of Loans) | % | 37.6 | 39.0 | 39.2 |
| Provisions (As % Of NPLs) | % | 49.8 | 49.8 | 52.7 |
| Growth Rates | Jun 2015 | Sep 2015 | Dec 2015 | |
| Total Revenue Growth | % | -3.17 | -4.62 | 15.8 |
| Operating Cost Growth | % | -10.7 | 2.21 | 64.6 |
| Operating Profit Growth | % | 4.95 | -11.9 | -67.4 |
| Net Profit Growth | % | -390 | -364 | 41.3 |
| Customer Loan Growth | % | -4.81 | -6.30 | -6.80 |
| Total Asset Growth | % | -1.58 | -14.8 | -4.99 |
| Customer Deposit Growth | % | -24.3 | -28.1 | -24.0 |
| Shareholders' Equity Growth | % | -29.7 | -18.9 | 17.5 |
| Employees | 14,362 | 14,201 | 13,847 | |
Get all company financials in excel:
| summary | Unit | Dec 2007 | Mar 2008 | Jun 2008 | Sep 2008 | Dec 2008 | Mar 2009 | Jun 2009 | Sep 2009 | Dec 2009 | Mar 2010 | Jun 2010 | Sep 2010 | Dec 2010 | Mar 2011 | Jun 2011 | Sep 2011 | Dec 2011 | Mar 2012 | Jun 2012 | Sep 2012 | Dec 2012 | Mar 2013 | Jun 2013 | Sep 2013 | Dec 2013 | Mar 2014 | Jun 2014 | Sep 2014 | Dec 2014 | Mar 2015 | Jun 2015 | Sep 2015 | Dec 2015 |
| income statement | ||||||||||||||||||||||||||||||||||
| Net Interest Income | EUR mil | ... | 480 | 491 | 495 | 482 | 482 | |||||||||||||||||||||||||||
| Total Revenues | EUR mil | ... | 607 | 611 | 549 | 606 | 588 | |||||||||||||||||||||||||||
| Operating Profit | EUR mil | ... | 292 | 296 | 203 | 320 | 306 | |||||||||||||||||||||||||||
| Net Profit | EUR mil | ... | 361 | -157 | -440 | -116 | -1,048 | |||||||||||||||||||||||||||
| balance sheet | ||||||||||||||||||||||||||||||||||
| Interbank Loans | EUR mil | ... | 2,834 | 2,845 | 2,772 | 2,649 | 2,230 | |||||||||||||||||||||||||||
| Customer Loans | EUR mil | ... | 50,133 | 50,120 | 49,557 | 49,717 | 47,723 | |||||||||||||||||||||||||||
| Debt Securities | EUR mil | ... | 10,523 | 10,664 | 11,451 | 11,554 | 10,955 | |||||||||||||||||||||||||||
| Total Assets | EUR mil | ... | 71,687 | 81,868 | 72,936 | 73,013 | 70,555 | |||||||||||||||||||||||||||
| Shareholders' Equity | EUR mil | ... | 8,900 | 8,581 | 7,707 | 7,380 | 6,253 | |||||||||||||||||||||||||||
| Interbank Borrowing | EUR mil | ... | 16,303 | 15,561 | 17,300 | 24,194 | 28,389 | |||||||||||||||||||||||||||
| Customer Deposits | EUR mil | ... | 41,061 | 42,370 | 41,377 | 34,599 | 31,091 | |||||||||||||||||||||||||||
| Issued Debt Securities | EUR mil | ... | 1,145 | 1,164 | 1,524 | 1,409 | 1,186 | |||||||||||||||||||||||||||
| ratios | ||||||||||||||||||||||||||||||||||
| ROE | % | ... | 15.7 | -7.18 | -21.6 | -6.14 | -61.5 | |||||||||||||||||||||||||||
| ROA | % | ... | 1.86 | -0.817 | -2.27 | -0.635 | -5.84 | |||||||||||||||||||||||||||
| Costs (As % Of Assets) | % | ... | 1.63 | 1.64 | 1.79 | 1.57 | 1.57 | |||||||||||||||||||||||||||
| Costs (As % Of Income) | % | ... | 52.0 | 51.5 | 63.0 | 47.3 | 47.9 | |||||||||||||||||||||||||||
| Capital Adequacy Ratio | % | ... | 16.6 | 16.2 | 14.6 | 13.4 | 11.2 | |||||||||||||||||||||||||||
| Net Interest Margin | % | ... | 2.48 | 2.56 | 2.56 | 2.64 | 2.69 | |||||||||||||||||||||||||||
| Interest Income (As % Of Revenues) | % | ... | 79.1 | 80.5 | 90.1 | 79.4 | 81.9 | |||||||||||||||||||||||||||
| Fee Income (As % Of Revenues) | % | ... | 13.8 | 14.2 | 16.0 | 14.2 | 13.3 | |||||||||||||||||||||||||||
| Staff Cost (As % Of Total Cost) | % | ... | 52.5 | 51.0 | 47.0 | 47.7 | 46.3 | |||||||||||||||||||||||||||
| Equity (As % Of Assets) | % | ... | 12.4 | 10.5 | 10.6 | 10.1 | 8.86 | |||||||||||||||||||||||||||
| Loans (As % Of Deposits) | % | ... | 122 | 118 | 120 | 144 | 153 | |||||||||||||||||||||||||||
| Loans (As % Assets) | % | ... | 69.9 | 61.2 | 67.9 | 68.1 | 67.6 | |||||||||||||||||||||||||||
| NPLs (As % Of Loans) | % | ... | 36.0 | 36.1 | 35.3 | 36.0 | 37.6 | |||||||||||||||||||||||||||
| Provisions (As % Of NPLs) | % | ... | 37.8 | 39.8 | 42.9 | 44.3 | 49.8 | |||||||||||||||||||||||||||
| valuation | ||||||||||||||||||||||||||||||||||
| Book Value Per Share Growth | % | ... | ... | ... | ... | ... | 15.3 | 9.86 | 4.04 | 2.16 | 0.315 |
| income statement | Unit | Dec 2007 | Mar 2008 | Jun 2008 | Sep 2008 | Dec 2008 | Mar 2009 | Jun 2009 | Sep 2009 | Dec 2009 | Mar 2010 | Jun 2010 | Sep 2010 | Dec 2010 | Mar 2011 | Jun 2011 | Sep 2011 | Dec 2011 | Mar 2012 | Jun 2012 | Sep 2012 | Dec 2012 | Mar 2013 | Jun 2013 | Sep 2013 | Dec 2013 | Mar 2014 | Jun 2014 | Sep 2014 | Dec 2014 | Mar 2015 | Jun 2015 | Sep 2015 | Dec 2015 |
| income statement | ||||||||||||||||||||||||||||||||||
| Interest Income | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 769 | 764 | ||
| Interest Cost | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 287 | 282 | ||
| Net Interest Income | EUR mil | ... | 480 | 491 | 495 | 482 | 482 | |||||||||||||||||||||||||||
| Net Fee Income | EUR mil | ... | 83.8 | 86.9 | 87.9 | 86.3 | 78.1 | |||||||||||||||||||||||||||
| Other Income | EUR mil | ... | 43.1 | 32.2 | -33.7 | 38.5 | 28.1 | |||||||||||||||||||||||||||
| Total Revenues | EUR mil | ... | 607 | 611 | 549 | 606 | 588 | |||||||||||||||||||||||||||
| Staff Cost | EUR mil | ... | 166 | 160 | 163 | 137 | 131 | |||||||||||||||||||||||||||
| Depreciation | EUR mil | ... | 23.8 | 23.4 | 26.9 | 26.5 | 26.0 | |||||||||||||||||||||||||||
| Other Cost | EUR mil | ... | 126 | 130 | 157 | 124 | 125 | |||||||||||||||||||||||||||
| Operating Cost | EUR mil | ... | 316 | 314 | 346 | 287 | 282 | |||||||||||||||||||||||||||
| Operating Profit | EUR mil | ... | 292 | 296 | 203 | 320 | 306 | |||||||||||||||||||||||||||
| Provisions | EUR mil | ... | 7,904 | 8,393 | 8,830 | 9,443 | 11,003 | |||||||||||||||||||||||||||
| Extra and Other Cost | EUR mil | ... | 0.992 | 198 | 92.5 | 0 | 0 | |||||||||||||||||||||||||||
| Pre-Tax Profit | EUR mil | ... | -57.9 | -238 | -662 | -107 | -1,366 | |||||||||||||||||||||||||||
| Tax | EUR mil | ... | -419 | -60.0 | -203 | 9.19 | -319 | |||||||||||||||||||||||||||
| Minorities | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | 0 | 0 | 0 | 0 | 0.031 | ||||||||||||||||||||
| Net Profit | EUR mil | ... | 361 | -157 | -440 | -116 | -1,048 | |||||||||||||||||||||||||||
| growth rates | ||||||||||||||||||||||||||||||||||
| Net Interest Income Growth | % | ... | ... | ... | ... | ... | 15.3 | 9.86 | 4.04 | 2.16 | 0.315 | |||||||||||||||||||||||
| Net Fee Income Growth | % | ... | ... | ... | ... | ... | -9.24 | -8.82 | -17.6 | 4.71 | -6.81 | |||||||||||||||||||||||
| Total Revenue Growth | % | ... | ... | ... | ... | ... | 3.28 | 8.78 | -8.27 | -0.467 | -3.17 | |||||||||||||||||||||||
| Operating Cost Growth | % | ... | ... | ... | ... | ... | -10.3 | -10.5 | -7.46 | -11.0 | -10.7 | |||||||||||||||||||||||
| Operating Profit Growth | % | ... | ... | ... | ... | ... | 23.5 | 41.1 | -9.61 | 11.3 | 4.95 | |||||||||||||||||||||||
| Pre-Tax Profit Growth | % | ... | ... | ... | ... | ... | -73.7 | -10.2 | 127 | -0.890 | 2,261 | |||||||||||||||||||||||
| Net Profit Growth | % | ... | ... | ... | ... | ... | -359 | -38.7 | 109 | 23.0 | -390 |
| balance sheet | Unit | Dec 2007 | Mar 2008 | Jun 2008 | Sep 2008 | Dec 2008 | Mar 2009 | Jun 2009 | Sep 2009 | Dec 2009 | Mar 2010 | Jun 2010 | Sep 2010 | Dec 2010 | Mar 2011 | Jun 2011 | Sep 2011 | Dec 2011 | Mar 2012 | Jun 2012 | Sep 2012 | Dec 2012 | Mar 2013 | Jun 2013 | Sep 2013 | Dec 2013 | Mar 2014 | Jun 2014 | Sep 2014 | Dec 2014 | Mar 2015 | Jun 2015 | Sep 2015 | Dec 2015 |
| balance sheet | ||||||||||||||||||||||||||||||||||
| Cash | EUR mil | ... | 1,420 | 1,998 | 2,019 | 1,903 | 1,588 | |||||||||||||||||||||||||||
| Interbank Loans | EUR mil | ... | 2,834 | 2,845 | 2,772 | 2,649 | 2,230 | |||||||||||||||||||||||||||
| Customer Loans | EUR mil | ... | 50,133 | 50,120 | 49,557 | 49,717 | 47,723 | |||||||||||||||||||||||||||
| Mortgage Loans | EUR mil | ... | 16,913 | 20,362 | 20,274 | 21,200 | 20,286 | |||||||||||||||||||||||||||
| Consumer Loans | EUR mil | ... | 4,504 | 5,251 | 5,164 | 7,300 | 6,569 | |||||||||||||||||||||||||||
| Corporate Loans | EUR mil | ... | 26,632 | 29,938 | 29,944 | 34,700 | 31,602 | |||||||||||||||||||||||||||
| Debt Securities | EUR mil | ... | 10,523 | 10,664 | 11,451 | 11,554 | 10,955 | |||||||||||||||||||||||||||
| Fixed Assets | EUR mil | ... | 1,348 | 1,398 | 1,415 | 1,404 | 1,386 | |||||||||||||||||||||||||||
| Total Assets | EUR mil | ... | 71,687 | 81,868 | 72,936 | 73,013 | 70,555 | |||||||||||||||||||||||||||
| Shareholders' Equity | EUR mil | ... | 8,900 | 8,581 | 7,707 | 7,380 | 6,253 | |||||||||||||||||||||||||||
| Of Which Minority Interest | EUR mil | ... | 23.8 | 23.8 | 23.3 | 23.4 | 23.5 | |||||||||||||||||||||||||||
| Liabilities | EUR mil | ... | 62,787 | 73,287 | 65,229 | 65,634 | 64,302 | |||||||||||||||||||||||||||
| Interbank Borrowing | EUR mil | ... | 16,303 | 15,561 | 17,300 | 24,194 | 28,389 | |||||||||||||||||||||||||||
| Customer Deposits | EUR mil | ... | 41,061 | 42,370 | 41,377 | 34,599 | 31,091 | |||||||||||||||||||||||||||
| Issued Debt Securities | EUR mil | ... | 1,145 | 1,164 | 1,524 | 1,409 | 1,186 | |||||||||||||||||||||||||||
| Other Liabilities | EUR mil | ... | 4,278 | 14,193 | 5,028 | 5,431 | 3,635 | |||||||||||||||||||||||||||
| asset quality | ||||||||||||||||||||||||||||||||||
| Non-Performing Loans | EUR mil | ... | 20,900 | 21,100 | 20,600 | 21,300 | 22,100 | |||||||||||||||||||||||||||
| Gross Loans | EUR mil | ... | 58,037 | 58,513 | 58,387 | 59,159 | 58,725 | |||||||||||||||||||||||||||
| Provisions | EUR mil | ... | 7,904 | 8,393 | 8,830 | 9,443 | 11,003 | |||||||||||||||||||||||||||
| growth rates | ||||||||||||||||||||||||||||||||||
| Customer Loan Growth | % | ... | ... | ... | ... | ... | -6.35 | -4.71 | -4.10 | -1.96 | -4.81 | |||||||||||||||||||||||
| Retail Loan Growth | % | ... | ... | ... | ... | ... | -17.4 | 0.736 | -8.82 | 1.42 | 25.4 | |||||||||||||||||||||||
| Mortgage Loan Growth | % | ... | ... | ... | ... | ... | -15.9 | 1.71 | -2.99 | 0 | 19.9 | |||||||||||||||||||||||
| Consumer Loan Growth | % | ... | ... | ... | ... | ... | -22.4 | -2.89 | -26.2 | 5.80 | 45.8 | |||||||||||||||||||||||
| Corporate Loan Growth | % | ... | ... | ... | ... | ... | -14.6 | -2.53 | 1.85 | 1.46 | 18.7 | |||||||||||||||||||||||
| Total Asset Growth | % | ... | ... | ... | ... | ... | -15.4 | -2.36 | -13.4 | -12.5 | -1.58 | |||||||||||||||||||||||
| Shareholders' Equity Growth | % | ... | ... | ... | ... | ... | 2.80 | 0.730 | -7.90 | -22.6 | -29.7 | |||||||||||||||||||||||
| Customer Deposit Growth | % | ... | ... | ... | ... | ... | -0.316 | 2.74 | -0.779 | -15.9 | -24.3 | |||||||||||||||||||||||
| market share | ||||||||||||||||||||||||||||||||||
| Market Share in Customer Loans | % | ... | 23.3 | 23.6 | 23.4 | 23.3 | ... | ... | ... | |||||||||||||||||||||||||
| Market Share in Corporate Loans | % | ... | 21.4 | 21.6 | 22.0 | 21.8 | 22.1 | |||||||||||||||||||||||||||
| Market Share in Retail Loans | % | ... | 21.5 | 26.1 | 26.2 | 29.4 | ... | ... | ... | |||||||||||||||||||||||||
| Market Share in Consumer Loans | % | ... | 20.9 | 23.0 | 23.2 | 23.5 | ... | ... | ... | |||||||||||||||||||||||||
| Market Share in Mortgage Loans | % | ... | 24.6 | 24.8 | 24.9 | 24.9 | ... | ... | ... | |||||||||||||||||||||||||
| Market Share in Total Assets | % | ... | 18.0 | 20.7 | 18.3 | 18.5 | ... | ... | ... | |||||||||||||||||||||||||
| Market Share in Customer Deposits | % | ... | 24.1 | 24.8 | 22.2 | 21.1 | ... | ... | ... |
| ratios | Unit | Dec 2007 | Mar 2008 | Jun 2008 | Sep 2008 | Dec 2008 | Mar 2009 | Jun 2009 | Sep 2009 | Dec 2009 | Mar 2010 | Jun 2010 | Sep 2010 | Dec 2010 | Mar 2011 | Jun 2011 | Sep 2011 | Dec 2011 | Mar 2012 | Jun 2012 | Sep 2012 | Dec 2012 | Mar 2013 | Jun 2013 | Sep 2013 | Dec 2013 | Mar 2014 | Jun 2014 | Sep 2014 | Dec 2014 | Mar 2015 | Jun 2015 | Sep 2015 | Dec 2015 |
| ratios | ||||||||||||||||||||||||||||||||||
| ROE | % | ... | 15.7 | -7.18 | -21.6 | -6.14 | -61.5 | |||||||||||||||||||||||||||
| ROA | % | ... | 1.86 | -0.817 | -2.27 | -0.635 | -5.84 | |||||||||||||||||||||||||||
| Costs (As % Of Assets) | % | ... | 1.63 | 1.64 | 1.79 | 1.57 | 1.57 | |||||||||||||||||||||||||||
| Costs (As % Of Income) | % | ... | 52.0 | 51.5 | 63.0 | 47.3 | 47.9 | |||||||||||||||||||||||||||
| Capital Adequacy Ratio | % | ... | 16.6 | 16.2 | 14.6 | 13.4 | 11.2 | |||||||||||||||||||||||||||
| Tier 1 Ratio | % | ... | 16.3 | 15.9 | 14.3 | 13.1 | 11.4 | |||||||||||||||||||||||||||
| Net Interest Margin | % | ... | 2.48 | 2.56 | 2.56 | 2.64 | 2.69 | |||||||||||||||||||||||||||
| Interest Spread | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 2.46 | 2.52 | ||
| Asset Yield | % | ... | ... | 2.48 | 2.56 | 2.56 | 4.21 | 4.26 | ||||||||||||||||||||||||||
| Cost Of Liabilities | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1.76 | 1.73 | ||
| Payout Ratio | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ||||||||||||||||||
| Interest Income (As % Of Revenues) | % | ... | 79.1 | 80.5 | 90.1 | 79.4 | 81.9 | |||||||||||||||||||||||||||
| Fee Income (As % Of Revenues) | % | ... | 13.8 | 14.2 | 16.0 | 14.2 | 13.3 | |||||||||||||||||||||||||||
| Other Income (As % Of Revenues) | % | ... | 7.10 | 5.28 | -6.14 | 6.35 | 4.77 | |||||||||||||||||||||||||||
| Cost Per Employee | USD per month | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 4,486 | 4,226 | 4,250 | 3,383 | 3,260 | |||||||||||||||||
| Cost Per Employee (Local Currency) | EUR per month | ... | ... | ... | ... | ... | ... | ... | ... | ... | 3,275 | 3,204 | 3,567 | 3,008 | 3,031 | |||||||||||||||||||
| Staff Cost (As % Of Total Cost) | % | ... | 52.5 | 51.0 | 47.0 | 47.7 | 46.3 | |||||||||||||||||||||||||||
| Equity (As % Of Assets) | % | ... | 12.4 | 10.5 | 10.6 | 10.1 | 8.86 | |||||||||||||||||||||||||||
| Loans (As % Of Deposits) | % | ... | 122 | 118 | 120 | 144 | 153 | |||||||||||||||||||||||||||
| Loans (As % Assets) | % | ... | 69.9 | 61.2 | 67.9 | 68.1 | 67.6 | |||||||||||||||||||||||||||
| NPLs (As % Of Loans) | % | ... | 36.0 | 36.1 | 35.3 | 36.0 | 37.6 | |||||||||||||||||||||||||||
| Provisions (As % Of NPLs) | % | ... | 37.8 | 39.8 | 42.9 | 44.3 | 49.8 | |||||||||||||||||||||||||||
| Provisions (As % Of Loans) | % | ... | 15.8 | 16.7 | 17.8 | 19.0 | 23.1 | |||||||||||||||||||||||||||
| Cost of Provisions (As % Of Loans) | % | ... | 2.76 | 2.69 | 6.20 | 3.44 | 13.7 |
| other data | Unit | Dec 2007 | Mar 2008 | Jun 2008 | Sep 2008 | Dec 2008 | Mar 2009 | Jun 2009 | Sep 2009 | Dec 2009 | Mar 2010 | Jun 2010 | Sep 2010 | Dec 2010 | Mar 2011 | Jun 2011 | Sep 2011 | Dec 2011 | Mar 2012 | Jun 2012 | Sep 2012 | Dec 2012 | Mar 2013 | Jun 2013 | Sep 2013 | Dec 2013 | Mar 2014 | Jun 2014 | Sep 2014 | Dec 2014 | Mar 2015 | Jun 2015 | Sep 2015 | Dec 2015 |
| other data | ||||||||||||||||||||||||||||||||||
| Branches | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1,042 | 1,024 | 1,032 | 1,024 | 941 | ||||||||||||||||||||
| Employees | ... | ... | ... | ... | ... | ... | ... | ... | ... | 16,855 | 16,685 | 15,193 | 15,149 | 14,362 | ||||||||||||||||||||
| Risk-Weighted Assets | EUR mil | 54,100 | 53,300 | 52,600 | 54,700 | 53,400 |
Get all company financials in excel:
By Helgi Library - November 22, 2023
Alpha Bank Group's mortgage loans reached EUR 21,200 mil in 1Q2015, up 4.57% compared to the previous year. Greek banking sector provided mortgage loans of EUR 69.4 in 1Q2015, up 0.154% when compared to the last year. Alpha Bank Group accounted for 24.9% ...
By Helgi Library - July 24, 2019
Alpha Bank Group's non-performing loans reached 39.2% of total loans at the end of 2015-12-31, up from 35.3% compared to the previous year. Historically, the NPL ratio hit an all time high of 44.9% in 2013-06-30 and an all time low of 1.50% in 2008-06-30. P...
By Helgi Library - July 24, 2019
Alpha Bank Group's non-performing loans reached 39.2% of total loans at the end of 2015-12-31, up from 35.3% compared to the previous year. Historically, the NPL ratio hit an all time high of 44.9% in 2013-06-30 and an all time low of 1.50% in 2008-06-30. P...
By Helgi Library - May 2, 2018
Alpha Bank Group's capital adequacy ratio reached 16.8% at the end of fourth quarter of 2015, up from 12.6% when compared to the previous quarter. Historically, the bank’s capital ratio hit an all time high of 16.8% in 4Q2015 and an all time low of 9.40% in 1Q2009....
By Helgi Library - May 2, 2018
Alpha Bank Group's capital adequacy ratio reached 16.8% at the end of fourth quarter of 2015, up from 12.6% when compared to the previous quarter. Historically, the bank’s capital ratio hit an all time high of 16.8% in 4Q2015 and an all time low of 9.40% in 1Q2009....
By Helgi Library - February 19, 2018
Alpha Bank Group made a net profit of EUR -622 mil in the fourth quarter of 2015, down 41.3% when compared to the same period of last year. This implies a return on equity of -31.1%. Historically, the bank’s net profit reached an all time high of EUR 3,528 mil in...
By Helgi Library - February 19, 2018
Alpha Bank Group made a net profit of EUR -622 mil in the fourth quarter of 2015, down 41.3% when compared to the same period of last year. This implies a return on equity of -31.1%. Historically, the bank’s net profit reached an all time high of EUR 3,528 mil in...
By Helgi Library - July 24, 2019
Alpha Bank Group's customer deposits reached EUR 34,599 mil in 2015-03-31, down 16.4% compared to the previous year. Greek banking sector accepted customer deposits of EUR 181 bil in 2015-03-31, down 12.9% when compared to the last year. Alpha Bank Group ...
By Helgi Library - July 24, 2019
Alpha Bank Group's customer deposits reached EUR 34,599 mil in 2015-03-31, down 16.4% compared to the previous year. Greek banking sector accepted customer deposits of EUR 181 bil in 2015-03-31, down 12.9% when compared to the last year. Alpha Bank Group ...
By Helgi Library - April 26, 2018
Alpha Bank Group's loans reached EUR 58,208 mil in the fourth quarter of 2015, down from EUR 58,261 mil when compared to the previous quarter and down from EUR 58,387 mil when compared to the same period of last year. Historically, the bank’s loans ...
Alpha Bank Group is a Greece-based financial group providing a wide range of financial products and services, including retail banking, SMEs and corporate banking, asset management and private banking, the distribution of insurance products, investment banking, brokerage and real estate management. The Bank was founded in 1879 and is headquartered in Athens, Greece. Alpha Bank operates as a subsidiary of Hellenic Financial Stability Fund
Alpha Bank Group has been growing its revenues and asset by 0.559% and 0.737% a year on average in the last 5 years. Its loans and deposits have grown by -1.30% and -3.87% a year during that time and loans to deposits ratio reached 147% at the end of 2015. The company achieved an average return on equity of -26.8% in the last five years with net profit growing % a year on average. In terms of operating efficiency, its cost to income ratio reached 58.8% in 2015, compared to 63.1% average in the last five years.
Equity represented 13.1% of total assets or 19.6% of loans at the end of 2015. Alpha Bank Group's non-performing loans were 53.7% of total loans while provisions covered some 38.4% of NPLs at the end of 2015.
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