By Helgi Library - October 24, 2019
Adira Dinamika Multi Finance made a net profit of IDR 487 bil under revenues of IDR 2,227 bil in the second quarter of 2019, up 13% a...
By Helgi Library - October 24, 2019
Adira Dinamika Multi Finance made a net profit of IDR 487 bil under revenues of IDR 2,227 bil in the second quarter of 2019, up 13% a...
By Helgi Library - October 24, 2019
Adira Dinamika Multi Finance's net interest margin amounted to 21.5% in the second quarter of 2019, down from 22.1% when compare...
| Profit Statement | Dec 2018 | Mar 2019 | Jun 2019 | |
| Net Interest Income | IDR bil | 1,743 | 1,788 | 1,797 |
| Net Fee Income | IDR bil | 237 | 209 | 212 |
| Other Income | IDR bil | 224 | 227 | 217 |
| Total Revenues | IDR bil | 2,205 | 2,224 | 2,227 |
| Operating Profit | IDR bil | 1,105 | 1,098 | 1,113 |
| Provisions | IDR bil | 481 | 466 | 442 |
| Net Profit | IDR bil | 463 | 462 | 487 |
| Balance Sheet | Dec 2018 | Mar 2019 | Jun 2019 | |
| Interbank Loans | IDR bil | 0.650 | 0.650 | 0.650 |
| Customer Loans | IDR bil | 23,501 | 25,005 | 26,353 |
| Total Assets | IDR bil | 31,496 | 33,196 | 33,680 |
| Shareholders' Equity | IDR bil | 7,028 | 6,570 | 6,984 |
| Interbank Borrowing | IDR bil | 0 | 0 | 0 |
| Customer Deposits | IDR bil | 0 | 0 | 0 |
| Issued Debt Securities | IDR bil | 21,200 | 21,992 | 23,057 |
| Ratios | Dec 2018 | Mar 2019 | Jun 2019 | |
| ROE | % | 27.5 | 27.2 | 28.7 |
| ROA | % | 5.96 | 5.72 | 5.82 |
| Costs (As % Of Assets) | % | 14.1 | 13.9 | 13.3 |
| Costs (As % Of Income) | % | 49.9 | 50.6 | 50.0 |
| Net Interest Margin | % | 22.4 | 22.1 | 21.5 |
| Valuation | Dec 2018 | Mar 2019 | Jun 2019 | |
| Price/Earnings (P/E) | 5.01 | 5.94 | 5.21 | |
| Price/Book Value (P/BV) | 1.29 | 1.66 | 1.41 | |
| Dividend Yield | % | 0 | 0 | 0 |
| Earnings Per Share (EPS) | IDR | 1,815 | 1,835 | 1,890 |
| Book Value Per Share | IDR | 7,028 | 6,570 | 6,984 |
| Dividend Per Share | IDR | 0 | 0 | 0 |
Get all company financials in excel:
| summary | Unit | Sep 2009 | Dec 2009 | Mar 2010 | Jun 2010 | Sep 2010 | Dec 2010 | Mar 2011 | Jun 2011 | Sep 2011 | Dec 2011 | Mar 2012 | Jun 2012 | Sep 2012 | Dec 2012 | Mar 2013 | Jun 2013 | Sep 2013 | Dec 2013 | Mar 2014 | Jun 2014 | Sep 2014 | Dec 2014 | Mar 2015 | Jun 2015 | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 |
| income statement | |||||||||||||||||||||||||||||||||||||||||
| Net Interest Income | IDR bil | 3,239 | 1,599 | 1,667 | 1,714 | 1,743 | |||||||||||||||||||||||||||||||||||
| Total Revenues | IDR bil | 2,626 | 2,016 | 2,071 | 2,155 | 2,205 | |||||||||||||||||||||||||||||||||||
| Operating Profit | IDR bil | 1,650 | 1,012 | 1,019 | 1,112 | 1,105 | |||||||||||||||||||||||||||||||||||
| Net Profit | IDR bil | 317 | 443 | 431 | 478 | 463 | |||||||||||||||||||||||||||||||||||
| balance sheet | |||||||||||||||||||||||||||||||||||||||||
| Interbank Loans | IDR bil | 0.650 | 0.650 | 0.650 | 0.650 | 0.650 | |||||||||||||||||||||||||||||||||||
| Customer Loans | IDR bil | 17,319 | 18,510 | 20,470 | 21,736 | 23,501 | |||||||||||||||||||||||||||||||||||
| Total Assets | IDR bil | 29,493 | 29,788 | 29,754 | 30,741 | 31,496 | |||||||||||||||||||||||||||||||||||
| Shareholders' Equity | IDR bil | 5,745 | 6,199 | 5,980 | 6,451 | 7,028 | |||||||||||||||||||||||||||||||||||
| Interbank Borrowing | IDR bil | ... | 0 | 0 | 0 | 0 | 0 | ||||||||||||||||||||||||||||||||||
| Customer Deposits | IDR bil | 0 | 0 | 0 | 0 | 0 | |||||||||||||||||||||||||||||||||||
| Issued Debt Securities | IDR bil | 0 | 19,884 | 20,466 | 20,804 | 21,200 | |||||||||||||||||||||||||||||||||||
| ratios | |||||||||||||||||||||||||||||||||||||||||
| ROE | % | 22.6 | 29.7 | 28.3 | 30.8 | 27.5 | |||||||||||||||||||||||||||||||||||
| ROA | % | 4.40 | 5.98 | 5.79 | 6.32 | 5.96 | |||||||||||||||||||||||||||||||||||
| Costs (As % Of Assets) | % | 13.5 | 13.5 | 14.1 | 13.8 | 14.1 | |||||||||||||||||||||||||||||||||||
| Costs (As % Of Income) | % | 37.2 | 49.8 | 50.8 | 48.4 | 49.9 | |||||||||||||||||||||||||||||||||||
| Net Interest Margin | % | 44.9 | 21.6 | 22.4 | 22.7 | 22.4 | |||||||||||||||||||||||||||||||||||
| Interest Income (As % Of Revenues) | % | 123 | 79.3 | 80.5 | 79.5 | 79.1 | |||||||||||||||||||||||||||||||||||
| Fee Income (As % Of Revenues) | % | ... | -23.3 | 9.39 | 9.76 | 9.33 | 10.8 | ||||||||||||||||||||||||||||||||||
| Equity (As % Of Assets) | % | 19.5 | 20.8 | 20.1 | 21.0 | 22.3 | |||||||||||||||||||||||||||||||||||
| Loans (As % Assets) | % | 58.7 | 62.1 | 68.8 | 70.7 | 74.6 | |||||||||||||||||||||||||||||||||||
| valuation | |||||||||||||||||||||||||||||||||||||||||
| Market Capitalisation (End Of Period) | USD mil | 526 | 647 | 555 | 563 | 628 | |||||||||||||||||||||||||||||||||||
| Number Of Shares (Average) | mil | 1,000 | 1,000 | 1,000 | 1,000 | 1,000 | |||||||||||||||||||||||||||||||||||
| Share Price (End Of Period) | RUB | 7,125 | 8,900 | 8,000 | 8,400 | 9,100 | |||||||||||||||||||||||||||||||||||
| Earnings Per Share (EPS) | IDR | 1,409 | 1,524 | 1,601 | 1,669 | 1,815 | |||||||||||||||||||||||||||||||||||
| Book Value Per Share | IDR | 5,745 | 6,199 | 5,980 | 6,451 | 7,028 | |||||||||||||||||||||||||||||||||||
| Dividend Per Share | IDR | 0 | 0 | 0 | 0 | 0 | |||||||||||||||||||||||||||||||||||
| Price/Earnings (P/E) | 5.06 | 5.84 | 5.00 | 5.03 | 5.01 | ||||||||||||||||||||||||||||||||||||
| Price/Book Value (P/BV) | 1.24 | 1.44 | 1.34 | 1.30 | 1.29 | ||||||||||||||||||||||||||||||||||||
| Dividend Yield | % | 0 | 0 | 0 | 0 | 0 | |||||||||||||||||||||||||||||||||||
| Earnings Per Share Growth | % | ... | ... | ... | ... | 39.6 | 45.0 | 45.8 | 39.4 | 28.8 | |||||||||||||||||||||||||||||||
| Book Value Per Share Growth | % | ... | ... | ... | ... | 15.4 | 17.6 | 17.8 | 17.5 | 22.3 |
| income statement | Unit | Sep 2009 | Dec 2009 | Mar 2010 | Jun 2010 | Sep 2010 | Dec 2010 | Mar 2011 | Jun 2011 | Sep 2011 | Dec 2011 | Mar 2012 | Jun 2012 | Sep 2012 | Dec 2012 | Mar 2013 | Jun 2013 | Sep 2013 | Dec 2013 | Mar 2014 | Jun 2014 | Sep 2014 | Dec 2014 | Mar 2015 | Jun 2015 | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 |
| income statement | |||||||||||||||||||||||||||||||||||||||||
| Interest Income | IDR bil | 3,679 | 2,031 | 2,075 | 2,147 | 2,207 | |||||||||||||||||||||||||||||||||||
| Interest Cost | IDR bil | 440 | 433 | 409 | 433 | 463 | |||||||||||||||||||||||||||||||||||
| Net Interest Income | IDR bil | 3,239 | 1,599 | 1,667 | 1,714 | 1,743 | |||||||||||||||||||||||||||||||||||
| Net Fee Income | IDR bil | ... | -612 | 189 | 202 | 201 | 237 | ||||||||||||||||||||||||||||||||||
| Other Income | IDR bil | ... | 0 | 228 | 202 | 240 | 224 | ||||||||||||||||||||||||||||||||||
| Total Revenues | IDR bil | 2,626 | 2,016 | 2,071 | 2,155 | 2,205 | |||||||||||||||||||||||||||||||||||
| Operating Cost | IDR bil | 977 | 1,003 | 1,052 | 1,043 | 1,099 | |||||||||||||||||||||||||||||||||||
| Operating Profit | IDR bil | 1,650 | 1,012 | 1,019 | 1,112 | 1,105 | |||||||||||||||||||||||||||||||||||
| Provisions | IDR bil | 485 | 408 | 424 | 451 | 481 | |||||||||||||||||||||||||||||||||||
| Extra and Other Cost | IDR bil | 670 | 0 | 0 | 0 | 0 | |||||||||||||||||||||||||||||||||||
| Pre-Tax Profit | IDR bil | 494 | 605 | 595 | 661 | 624 | |||||||||||||||||||||||||||||||||||
| Tax | IDR bil | 177 | 162 | 164 | 183 | 161 | |||||||||||||||||||||||||||||||||||
| Minorities | IDR bil | 0 | 0 | 0 | 0 | 0 | |||||||||||||||||||||||||||||||||||
| Net Profit | IDR bil | 317 | 443 | 431 | 478 | 463 | |||||||||||||||||||||||||||||||||||
| growth rates | |||||||||||||||||||||||||||||||||||||||||
| Net Interest Income Growth | % | ... | ... | ... | ... | 162 | 133 | -14.8 | 17.4 | -46.2 | |||||||||||||||||||||||||||||||
| Net Fee Income Growth | % | ... | ... | ... | ... | ... | -196 | ... | -212 | -191 | -139 | ||||||||||||||||||||||||||||||
| Total Revenue Growth | % | ... | ... | ... | ... | 40.1 | 18.7 | 16.6 | 73.9 | -16.1 | |||||||||||||||||||||||||||||||
| Operating Cost Growth | % | ... | ... | ... | ... | 24.9 | 17.1 | 20.1 | 23.0 | 12.5 | |||||||||||||||||||||||||||||||
| Operating Profit Growth | % | ... | ... | ... | ... | 51.1 | 20.3 | 13.1 | 184 | -33.0 | |||||||||||||||||||||||||||||||
| Pre-Tax Profit Growth | % | ... | ... | ... | ... | -1.22 | 25.4 | 12.3 | 7.28 | 26.3 | |||||||||||||||||||||||||||||||
| Net Profit Growth | % | ... | ... | ... | ... | 201 | 35.2 | 21.8 | 16.5 | 46.0 |
| balance sheet | Unit | Sep 2009 | Dec 2009 | Mar 2010 | Jun 2010 | Sep 2010 | Dec 2010 | Mar 2011 | Jun 2011 | Sep 2011 | Dec 2011 | Mar 2012 | Jun 2012 | Sep 2012 | Dec 2012 | Mar 2013 | Jun 2013 | Sep 2013 | Dec 2013 | Mar 2014 | Jun 2014 | Sep 2014 | Dec 2014 | Mar 2015 | Jun 2015 | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 |
| balance sheet | |||||||||||||||||||||||||||||||||||||||||
| Cash | IDR bil | 2,222 | 1,463 | 1,536 | 1,480 | 1,689 | |||||||||||||||||||||||||||||||||||
| Interbank Loans | IDR bil | 0.650 | 0.650 | 0.650 | 0.650 | 0.650 | |||||||||||||||||||||||||||||||||||
| Customer Loans | IDR bil | 17,319 | 18,510 | 20,470 | 21,736 | 23,501 | |||||||||||||||||||||||||||||||||||
| Fixed Assets | IDR bil | 208 | 328 | 340 | 369 | 365 | |||||||||||||||||||||||||||||||||||
| Total Assets | IDR bil | 29,493 | 29,788 | 29,754 | 30,741 | 31,496 | |||||||||||||||||||||||||||||||||||
| Shareholders' Equity | IDR bil | 5,745 | 6,199 | 5,980 | 6,451 | 7,028 | |||||||||||||||||||||||||||||||||||
| Of Which Minority Interest | IDR bil | 0 | 0 | 0 | 0 | 0 | |||||||||||||||||||||||||||||||||||
| Liabilities | IDR bil | 23,748 | 23,589 | 23,774 | 24,290 | 24,468 | |||||||||||||||||||||||||||||||||||
| Interbank Borrowing | IDR bil | ... | 0 | 0 | 0 | 0 | 0 | ||||||||||||||||||||||||||||||||||
| Customer Deposits | IDR bil | 0 | 0 | 0 | 0 | 0 | |||||||||||||||||||||||||||||||||||
| Issued Debt Securities | IDR bil | 0 | 19,884 | 20,466 | 20,804 | 21,200 | |||||||||||||||||||||||||||||||||||
| Other Liabilities | IDR bil | ... | 23,748 | 3,705 | 3,308 | 3,487 | 3,268 | ||||||||||||||||||||||||||||||||||
| asset quality | |||||||||||||||||||||||||||||||||||||||||
| Gross Loans | IDR bil | 18,160 | 19,450 | 21,516 | 22,849 | 24,697 | |||||||||||||||||||||||||||||||||||
| Total Provisions | IDR bil | 841 | 940 | 1,047 | 1,113 | 1,196 | |||||||||||||||||||||||||||||||||||
| growth rates | |||||||||||||||||||||||||||||||||||||||||
| Customer Loan Growth | % | ... | ... | ... | ... | 8.60 | 22.9 | 33.4 | 38.2 | 35.7 | |||||||||||||||||||||||||||||||
| Total Asset Growth | % | ... | ... | ... | ... | 6.69 | 7.03 | 4.59 | 8.79 | 6.79 | |||||||||||||||||||||||||||||||
| Shareholders' Equity Growth | % | ... | ... | ... | ... | 15.4 | 17.6 | 17.8 | 17.5 | 22.3 |
| ratios | Unit | Sep 2009 | Dec 2009 | Mar 2010 | Jun 2010 | Sep 2010 | Dec 2010 | Mar 2011 | Jun 2011 | Sep 2011 | Dec 2011 | Mar 2012 | Jun 2012 | Sep 2012 | Dec 2012 | Mar 2013 | Jun 2013 | Sep 2013 | Dec 2013 | Mar 2014 | Jun 2014 | Sep 2014 | Dec 2014 | Mar 2015 | Jun 2015 | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 |
| ratios | |||||||||||||||||||||||||||||||||||||||||
| ROE | % | 22.6 | 29.7 | 28.3 | 30.8 | 27.5 | |||||||||||||||||||||||||||||||||||
| ROA | % | 4.40 | 5.98 | 5.79 | 6.32 | 5.96 | |||||||||||||||||||||||||||||||||||
| Costs (As % Of Assets) | % | 13.5 | 13.5 | 14.1 | 13.8 | 14.1 | |||||||||||||||||||||||||||||||||||
| Costs (As % Of Income) | % | 37.2 | 49.8 | 50.8 | 48.4 | 49.9 | |||||||||||||||||||||||||||||||||||
| Net Interest Margin | % | 44.9 | 21.6 | 22.4 | 22.7 | 22.4 | |||||||||||||||||||||||||||||||||||
| Interest Spread | % | ... | 43.4 | 20.1 | 21.0 | 21.2 | 20.8 | ||||||||||||||||||||||||||||||||||
| Asset Yield | % | 51.0 | 27.4 | 27.9 | 28.4 | 28.4 | |||||||||||||||||||||||||||||||||||
| Cost Of Liabilities | % | ... | 7.57 | 7.32 | 6.90 | 7.21 | 7.60 | ||||||||||||||||||||||||||||||||||
| Payout Ratio | % | 0 | 0 | 0 | 0 | 0 | |||||||||||||||||||||||||||||||||||
| Interest Income (As % Of Revenues) | % | 123 | 79.3 | 80.5 | 79.5 | 79.1 | |||||||||||||||||||||||||||||||||||
| Fee Income (As % Of Revenues) | % | ... | -23.3 | 9.39 | 9.76 | 9.33 | 10.8 | ||||||||||||||||||||||||||||||||||
| Other Income (As % Of Revenues) | % | ... | 0 | 11.3 | 9.76 | 11.1 | 10.2 | ||||||||||||||||||||||||||||||||||
| Equity (As % Of Assets) | % | 19.5 | 20.8 | 20.1 | 21.0 | 22.3 | |||||||||||||||||||||||||||||||||||
| Loans (As % Assets) | % | 58.7 | 62.1 | 68.8 | 70.7 | 74.6 | |||||||||||||||||||||||||||||||||||
| Provisions (As % Of Loans) | % | 4.86 | 5.08 | 5.11 | 5.12 | 5.09 | |||||||||||||||||||||||||||||||||||
| Cost of Provisions (As % Of Loans) | % | 11.7 | 9.10 | 8.71 | 8.55 | 8.50 |
| other data | Unit | Sep 2009 | Dec 2009 | Mar 2010 | Jun 2010 | Sep 2010 | Dec 2010 | Mar 2011 | Jun 2011 | Sep 2011 | Dec 2011 | Mar 2012 | Jun 2012 | Sep 2012 | Dec 2012 | Mar 2013 | Jun 2013 | Sep 2013 | Dec 2013 | Mar 2014 | Jun 2014 | Sep 2014 | Dec 2014 | Mar 2015 | Jun 2015 | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 |
| other data | |||||||||||||||||||||||||||||||||||||||||
| Employees | 13,470 | 4,622 | 4,622 | 13,513 | 13,397 |
Get all company financials in excel:
By Helgi Library - October 24, 2019
Adira Dinamika Multi Finance stock traded at RUB 9,850 per share at the end second quarter of 2019 implying a market capitalization of USD 697 mil. Since the end of 2Q2014, the stock has depreciated by -13.2 % implying an annual average growth of -2.80 %. In absolute ...
By Helgi Library - October 24, 2019
Adira Dinamika Multi Finance stock traded at RUB 9,850 per share at the end second quarter of 2019 implying a market capitalization of USD 697 mil. Since the end of 2Q2014, the stock has depreciated by -13.2 % implying an annual average growth of -2.80 %. In absolute ...
By Helgi Library - October 24, 2019
Adira Dinamika Multi Finance's net interest margin amounted to 21.5% in the second quarter of 2019, down from 22.1% when compared to the previous quarter. Historically, the bank’s net interest margin reached an all time high of 68.4% in 4Q2009 and an all tim...
By Helgi Library - October 24, 2019
Adira Dinamika Multi Finance generated total banking revenues of IDR 2,227 bil in the second quarter of 2019, up 7.52% when compared to the same period of last year and 0.125% when compared to the previous quarter. Historically, the bank’s revenues containing...
By Helgi Library - October 24, 2019
Adira Dinamika Multi Finance stock traded at RUB 9,850 per share at the end of second quarter of 2019 implying a market capitalization of USD 697 mil. Over the last five years, the stock has depreciated by 13.2 implying an annual average growth of -2.80% ...
By Helgi Library - October 24, 2019
Adira Dinamika Multi Finance generated total banking revenues of IDR 2,227 bil in the second quarter of 2019, up 7.52% when compared to the same period of last year and 0.125% when compared to the previous quarter. Historically, the bank’s revenues containing...
By Helgi Library - October 24, 2019
Adira Dinamika Multi Finance stock traded at RUB 9,850 per share at the end of second quarter of 2019 implying a market capitalization of USD 697 mil. Over the last five years, the stock has depreciated by 13.2 implying an annual average growth of -2.80% ...
By Helgi Library - October 24, 2019
Adira Dinamika Multi Finance stock traded at RUB 9,850 per share at the end of second quarter of 2019 implying a market capitalization of USD 697 mil. Over the last five years, the stock has depreciated by -13.2 % implying an annual average growth of -2.80 %. In absol...
By Helgi Library - October 24, 2019
Adira Dinamika Multi Finance stock traded at RUB 9,850 per share at the end of second quarter of 2019 implying a market capitalization of USD 697 mil. Over the last five years, the stock has depreciated by -13.2 % implying an annual average growth of -2.80 %. In absol...
By Helgi Library - October 24, 2019
Adira Dinamika Multi Finance's Equity reached 22.8% of total assets in the 2Q2019, up from 19.5% for the previous year. As a share of net customer loans, the ratio amounted to 29.6% at the end of the second quarter of 2019. ...
Adira Dinamika Multi Finance has been growing its revenues and asset by 12.9% and 4.32% a year on average in the last 3 years. Its loans and deposits have grown by 0.159% and % a year during that time and loans to deposits ratio reached at the end of 2018. The company achieved an average return on equity of 25.4% in the last three years with net profit growing 39.8% a year on average. In terms of operating efficiency, its cost to income ratio reached 49.7% in 2018, compared to 48.7% average in the last three years.
Equity represented 22.3% of total assets or 29.9% of loans at the end of 2018. Adira Dinamika Multi Finance's non-performing loans were 20.2% of total loans while provisions covered some 23.9% of NPLs at the end of 2018.
Adira Dinamika Multi Finance stock traded at RUB 9,100 per share at the end of 2018 resulting in a market capitalization of USD 672 mil. Over the previous five years, stock price rose by 0% or 0% a year on average. That’s compared to an average ROE of 21.6% the bank generated for its shareholders. This closing price put stock at a 12-month trailing price to earnings (PE) of 5.01x and price to book value (PBV) of 1.29x in 2018.
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