By Helgi Library - September 22, 2018
Abanka Group's capital adequacy ratio reached 24.6% at the end of 2017, down from 26.5% compared to the previous year. Histor...
By Helgi Library - September 22, 2018
Abanka Group's capital adequacy ratio reached 24.6% at the end of 2017, down from 26.5% compared to the previous year. Histor...
By Helgi Library - September 21, 2018
Abanka Group has issued total of 456 '000 payment cards at the end of 2017, up 3.20% compared to the previous year. Sl...
Profit Statement | 2015 | 2016 | 2017 | |
Net Interest Income | EUR mil | 77.1 | 78.7 | 73.7 |
Net Fee Income | EUR mil | 41.9 | 38.9 | 40.6 |
Other Income | EUR mil | 35.8 | 11.6 | 5.90 |
Total Revenues | EUR mil | 155 | 129 | 120 |
Staff Cost | EUR mil | 41.8 | 40.8 | 39.4 |
Operating Profit | EUR mil | 58.5 | 50.1 | 44.1 |
Provisions | EUR mil | 8.98 | -30.2 | -2.79 |
Net Profit | EUR mil | 41.7 | 77.5 | 41.6 |
Balance Sheet | 2015 | 2016 | 2017 | |
Interbank Loans | EUR mil | 97.2 | 65.5 | 60.7 |
Customer Loans | EUR mil | 1,850 | 1,806 | 1,967 |
Total Assets | EUR mil | 3,830 | 3,615 | 3,654 |
Shareholders' Equity | EUR mil | 550 | 617 | 580 |
Interbank Borrowing | EUR mil | 279 | 109 | 113 |
Customer Deposits | EUR mil | 2,845 | 2,775 | 2,856 |
Issued Debt Securities | EUR mil | 61.9 | 21.0 | 13.0 |
Ratios | 2015 | 2016 | 2017 | |
ROE | % | 7.93 | 13.3 | 6.95 |
ROA | % | 1.02 | 2.08 | 1.14 |
Costs (As % Of Assets) | % | 2.36 | 2.12 | 2.10 |
Costs (As % Of Income) | % | 62.2 | 61.2 | 63.4 |
Capital Adequacy Ratio | % | 23.0 | 26.5 | 24.6 |
Net Interest Margin | % | 1.89 | 2.11 | 2.03 |
Loans (As % Of Deposits) | % | 65.0 | 65.1 | 68.9 |
NPLs (As % Of Loans) | % | 15.6 | 15.2 | 11.7 |
Provisions (As % Of NPLs) | % | 90.7 | 79.3 | 84.8 |
Growth Rates | 2015 | 2016 | 2017 | |
Total Revenue Growth | % | 11.9 | -16.5 | -6.90 |
Operating Cost Growth | % | -29.4 | -17.9 | -3.63 |
Operating Profit Growth | % | 2,700 | -14.4 | -12.1 |
Net Profit Growth | % | -120 | 85.8 | -46.3 |
Customer Loan Growth | % | -5.54 | -2.37 | 8.91 |
Total Asset Growth | % | -11.2 | -5.62 | 1.09 |
Customer Deposit Growth | % | -7.81 | -2.46 | 2.91 |
Shareholders' Equity Growth | % | 9.65 | 12.1 | -5.92 |
Employees | 1,248 | 1,147 | 1,047 |
Get all company financials in excel:
summary | Unit | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
income statement | |||||||||||||||||||||
Net Interest Income | EUR mil | ... | 79.7 | 71.1 | 54.1 | 94.9 | 77.1 | ||||||||||||||
Total Revenues | EUR mil | ... | 113 | 102 | 206 | 138 | 155 | ||||||||||||||
Operating Profit | EUR mil | ... | 52.3 | 40.5 | 133 | 2.09 | 58.5 | ||||||||||||||
Net Profit | EUR mil | ... | -110 | -81.1 | -307 | -209 | 41.7 | ||||||||||||||
balance sheet | |||||||||||||||||||||
Interbank Loans | EUR mil | ... | 288 | 82.0 | 195 | 112 | 97.2 | ||||||||||||||
Customer Loans | EUR mil | ... | 3,333 | 2,926 | 1,810 | 1,959 | 1,850 | ||||||||||||||
Debt Securities | EUR mil | ... | 395 | 280 | 523 | 1,766 | 1,469 | ||||||||||||||
Total Assets | EUR mil | ... | 4,258 | 3,614 | 3,048 | 4,314 | 3,830 | ||||||||||||||
Shareholders' Equity | EUR mil | ... | 231 | 166 | 212 | 502 | 550 | ||||||||||||||
Interbank Borrowing | EUR mil | ... | 888 | 1,019 | 834 | 445 | 279 | ||||||||||||||
Customer Deposits | EUR mil | ... | 2,412 | 2,130 | 1,886 | 3,086 | 2,845 | ||||||||||||||
Issued Debt Securities | EUR mil | ... | 655 | 130 | 70.6 | 157 | 61.9 | ||||||||||||||
ratios | |||||||||||||||||||||
ROE | % | ... | -37.3 | -40.8 | -162 | -58.6 | 7.93 | ||||||||||||||
ROA | % | ... | -2.48 | -2.06 | -9.20 | -5.68 | 1.02 | ||||||||||||||
Costs (As % Of Assets) | % | ... | 1.36 | 1.57 | 2.18 | 3.70 | 2.36 | ||||||||||||||
Costs (As % Of Income) | % | ... | 53.6 | 60.5 | 35.3 | 98.5 | 62.2 | ||||||||||||||
Capital Adequacy Ratio | % | 9.90 | 9.53 | 9.47 | 19.0 | 23.0 | |||||||||||||||
Net Interest Margin | % | ... | 1.80 | 1.81 | 1.62 | 2.58 | 1.89 | ||||||||||||||
Interest Income (As % Of Revenues) | % | ... | 70.9 | 69.5 | 26.3 | 68.6 | 49.8 | ||||||||||||||
Fee Income (As % Of Revenues) | % | ... | 27.9 | 29.1 | 14.1 | 30.3 | 27.1 | ||||||||||||||
Staff Cost (As % Of Total Cost) | % | ... | 54.6 | 52.3 | 42.6 | 31.5 | 43.5 | ||||||||||||||
Equity (As % Of Assets) | % | ... | 5.43 | 4.58 | 6.96 | 11.6 | 14.4 | ||||||||||||||
Loans (As % Of Deposits) | % | ... | 138 | 137 | 96.0 | 63.5 | 65.0 | ||||||||||||||
Loans (As % Assets) | % | ... | 78.3 | 81.0 | 59.4 | 45.4 | 48.3 | ||||||||||||||
NPLs (As % Of Loans) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 15.8 | 22.5 | 46.1 | 18.0 | 15.6 | |||||
Provisions (As % Of NPLs) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 57.8 | 54.5 | 62.2 | 73.5 | 90.7 | |||||
valuation | |||||||||||||||||||||
Book Value Per Share Growth | % | ... | ... | -6.75 | -10.8 | -23.9 | 75.5 | -18.8 |
income statement | Unit | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
income statement | |||||||||||||||||||||
Interest Income | EUR mil | ... | 200 | 178 | 127 | 171 | 112 | ||||||||||||||
Interest Cost | EUR mil | ... | 120 | 107 | 73.0 | 76.4 | 34.8 | ||||||||||||||
Net Interest Income | EUR mil | ... | 79.7 | 71.1 | 54.1 | 94.9 | 77.1 | ||||||||||||||
Net Fee Income | EUR mil | ... | 31.4 | 29.8 | 29.1 | 41.9 | 41.9 | ||||||||||||||
Other Income | EUR mil | ... | 1.35 | 1.47 | 123 | 1.50 | 35.8 | ||||||||||||||
Total Revenues | EUR mil | ... | 113 | 102 | 206 | 138 | 155 | ||||||||||||||
Staff Cost | EUR mil | ... | 32.9 | 32.4 | 31.0 | 43.0 | 41.8 | ||||||||||||||
Depreciation | EUR mil | ... | 5.71 | 5.94 | 5.77 | 8.94 | 10.0 | ||||||||||||||
Other Cost | EUR mil | ... | 21.7 | 23.6 | 35.9 | 84.3 | 44.4 | ||||||||||||||
Operating Cost | EUR mil | ... | 60.3 | 61.9 | 72.7 | 136 | 96.2 | ||||||||||||||
Operating Profit | EUR mil | ... | 52.3 | 40.5 | 133 | 2.09 | 58.5 | ||||||||||||||
Provisions | EUR mil | ... | 180 | 129 | 411 | 218 | 8.98 | ||||||||||||||
Extra and Other Cost | EUR mil | ... | 10.7 | -3.34 | 0.222 | -1.27 | 0.557 | ||||||||||||||
Pre-Tax Profit | EUR mil | ... | -139 | -85.6 | -278 | -215 | 49.0 | ||||||||||||||
Tax | EUR mil | ... | -28.9 | -3.56 | 28.6 | -5.73 | 7.26 | ||||||||||||||
Minorities | EUR mil | ... | -0.011 | -0.002 | 0.021 | 0.008 | 0 | ||||||||||||||
Net Profit | EUR mil | ... | -110 | -81.1 | -307 | -209 | 41.7 | ||||||||||||||
growth rates | |||||||||||||||||||||
Net Interest Income Growth | % | ... | ... | -6.75 | -10.8 | -23.9 | 75.5 | -18.8 | |||||||||||||
Net Fee Income Growth | % | ... | ... | 1.75 | -5.26 | -2.26 | 43.9 | -0.048 | |||||||||||||
Total Revenue Growth | % | ... | ... | -6.18 | -9.05 | 101 | -32.8 | 11.9 | |||||||||||||
Operating Cost Growth | % | ... | ... | 0.975 | 2.66 | 17.4 | 87.5 | -29.4 | |||||||||||||
Operating Profit Growth | % | ... | ... | -13.3 | -22.6 | 229 | -98.4 | 2,700 | |||||||||||||
Pre-Tax Profit Growth | % | ... | ... | -3,722 | -38.2 | 225 | -22.7 | -123 | |||||||||||||
Net Profit Growth | % | ... | ... | -3,763 | -26.1 | 278 | -31.8 | -120 | |||||||||||||
market share | |||||||||||||||||||||
Market Share in Revenues | % | ... | 7.78 | 6.54 | 18.9 | 11.2 | 13.4 | ||||||||||||||
Market Share in Net Profit | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 36.3 | ||||||||||
Market Share in Employees | % | 7.43 | 7.65 | 7.85 | 12.3 | 11.9 | |||||||||||||||
Market Share in Bank Cards | % | ... | ... | ... | ... | ... | ... | ... | ... | 7.28 | 7.64 | 8.05 | 8.63 | 13.1 | |||||||
Market Share in Branches | % | ... | 5.68 | 5.90 | 6.67 | 6.76 | 10.4 |
balance sheet | Unit | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
balance sheet | |||||||||||||||||||||
Cash | EUR mil | ... | 126 | 215 | 289 | 343 | 281 | ||||||||||||||
Interbank Loans | EUR mil | ... | 288 | 82.0 | 195 | 112 | 97.2 | ||||||||||||||
Customer Loans | EUR mil | ... | 3,333 | 2,926 | 1,810 | 1,959 | 1,850 | ||||||||||||||
Retail Loans | EUR mil | ... | 573 | 572 | 556 | 560 | 550 | ||||||||||||||
Mortgage Loans | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 487 | 498 | ||
Consumer Loans | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 72.7 | 51.3 | ||
Corporate Loans | EUR mil | ... | 2,760 | 2,354 | 1,254 | 1,399 | 1,301 | ||||||||||||||
Debt Securities | EUR mil | ... | 395 | 280 | 523 | 1,766 | 1,469 | ||||||||||||||
Fixed Assets | EUR mil | ... | 59.0 | 58.8 | 55.2 | 58.4 | 52.6 | ||||||||||||||
Total Assets | EUR mil | ... | 4,258 | 3,614 | 3,048 | 4,314 | 3,830 | ||||||||||||||
Shareholders' Equity | EUR mil | ... | 231 | 166 | 212 | 502 | 550 | ||||||||||||||
Of Which Minority Interest | EUR mil | ... | 0.010 | 0.008 | 0.029 | 0 | 0 | ||||||||||||||
Liabilities | EUR mil | ... | 4,027 | 3,448 | 2,836 | 3,812 | 3,280 | ||||||||||||||
Interbank Borrowing | EUR mil | ... | 888 | 1,019 | 834 | 445 | 279 | ||||||||||||||
Customer Deposits | EUR mil | ... | 2,412 | 2,130 | 1,886 | 3,086 | 2,845 | ||||||||||||||
Retail Deposits | EUR mil | ... | 1,210 | 1,186 | 1,101 | 1,825 | 1,835 | ||||||||||||||
Corporate Deposits | EUR mil | ... | 1,202 | 943 | 785 | 1,261 | 1,010 | ||||||||||||||
Sight Deposits | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1,671 | 1,225 | ... | ||
Term Deposits | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 215 | 1,861 | ... | ||
Issued Debt Securities | EUR mil | ... | 655 | 130 | 70.6 | 157 | 61.9 | ||||||||||||||
Other Liabilities | EUR mil | ... | 71.9 | 169 | 45.2 | 125 | 94.4 | ||||||||||||||
asset quality | |||||||||||||||||||||
Non-Performing Loans | EUR mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 579 | 752 | 1,171 | 407 | 336 | |||||
Gross Loans | EUR mil | ... | 3,668 | 3,335 | 2,538 | 2,258 | 2,155 | ||||||||||||||
Total Provisions | EUR mil | ... | 334 | 410 | 728 | 300 | 305 | ||||||||||||||
growth rates | |||||||||||||||||||||
Customer Loan Growth | % | ... | ... | -2.86 | -12.2 | -38.1 | 8.24 | -5.54 | |||||||||||||
Retail Loan Growth | % | ... | ... | 4.72 | -0.238 | -2.87 | 0.703 | -1.80 | |||||||||||||
Mortgage Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 2.32 | ||
Consumer Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | -29.4 | ||
Corporate Loan Growth | % | ... | ... | -4.30 | -14.7 | -46.7 | 11.6 | -7.03 | |||||||||||||
Total Asset Growth | % | ... | ... | -7.15 | -15.1 | -15.7 | 41.5 | -11.2 | |||||||||||||
Shareholders' Equity Growth | % | ... | ... | -35.2 | -28.4 | 28.1 | 137 | 9.65 | |||||||||||||
Customer Deposit Growth | % | ... | ... | 7.11 | -11.7 | -11.4 | 63.6 | -7.81 | |||||||||||||
Retail Deposit Growth | % | ... | ... | 6.75 | -1.97 | -7.18 | 65.7 | 0.568 | |||||||||||||
Corporate Deposit Growth | % | ... | ... | 7.46 | -21.5 | -16.8 | 60.7 | -19.9 | |||||||||||||
market share | |||||||||||||||||||||
Market Share in Customer Loans | % | ... | 10.1 | 9.45 | 7.44 | 9.09 | 9.13 | ||||||||||||||
Market Share in Corporate Loans | % | ... | 15.1 | 14.3 | 10.9 | 15.2 | 15.9 | ||||||||||||||
Market Share in Retail Loans | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 2.44 | 1.77 | ||
Market Share in Consumer Loans | % | ... | 6.33 | 6.47 | 6.56 | 6.60 | 6.52 | ||||||||||||||
Market Share in Mortgage Loans | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 9.10 | 9.02 | ||
Market Share in Total Assets | % | ... | ... | ... | ... | 8.65 | 7.84 | 7.56 | 6.70 | 10.2 | |||||||||||
Market Share in Customer Deposits | % | ... | 9.81 | 8.93 | 8.36 | 12.6 | 11.3 | ||||||||||||||
Market Share in Retail Deposits | % | ... | 8.14 | 8.00 | 7.67 | 7.70 | 11.8 | ||||||||||||||
Market Share in Corporate Deposits | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 29.8 | 25.7 | 18.7 | 27.0 | 21.7 |
ratios | Unit | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
ratios | |||||||||||||||||||||
ROE | % | ... | -37.3 | -40.8 | -162 | -58.6 | 7.93 | ||||||||||||||
ROA | % | ... | -2.48 | -2.06 | -9.20 | -5.68 | 1.02 | ||||||||||||||
Costs (As % Of Assets) | % | ... | 1.36 | 1.57 | 2.18 | 3.70 | 2.36 | ||||||||||||||
Costs (As % Of Income) | % | ... | 53.6 | 60.5 | 35.3 | 98.5 | 62.2 | ||||||||||||||
Capital Adequacy Ratio | % | 9.90 | 9.53 | 9.47 | 19.0 | 23.0 | |||||||||||||||
Tier 1 Ratio | % | 7.59 | 6.21 | 9.30 | 19.0 | 23.0 | |||||||||||||||
Net Interest Margin | % | ... | 1.80 | 1.81 | 1.62 | 2.58 | 1.89 | ||||||||||||||
Interest Spread | % | ... | ... | 1.61 | 1.66 | 1.49 | 2.36 | 1.77 | |||||||||||||
Asset Yield | % | ... | 4.52 | 4.52 | 3.82 | 4.65 | 2.75 | ||||||||||||||
Cost Of Liabilities | % | ... | ... | 2.91 | 2.86 | 2.32 | 2.30 | 0.980 | |||||||||||||
Interest Income (As % Of Revenues) | % | ... | 70.9 | 69.5 | 26.3 | 68.6 | 49.8 | ||||||||||||||
Fee Income (As % Of Revenues) | % | ... | 27.9 | 29.1 | 14.1 | 30.3 | 27.1 | ||||||||||||||
Other Income (As % Of Revenues) | % | ... | 1.20 | 1.44 | 59.6 | 1.09 | 23.1 | ||||||||||||||
Cost Per Employee | USD per month | ... | 4,345 | 3,939 | 3,891 | 3,519 | 3,202 | ||||||||||||||
Cost Per Employee (Local Currency) | EUR per month | ... | 3,125 | 3,068 | 2,931 | 2,730 | 2,793 | ||||||||||||||
Staff Cost (As % Of Total Cost) | % | ... | 54.6 | 52.3 | 42.6 | 31.5 | 43.5 | ||||||||||||||
Equity (As % Of Assets) | % | ... | 5.43 | 4.58 | 6.96 | 11.6 | 14.4 | ||||||||||||||
Loans (As % Of Deposits) | % | ... | 138 | 137 | 96.0 | 63.5 | 65.0 | ||||||||||||||
Loans (As % Assets) | % | ... | 78.3 | 81.0 | 59.4 | 45.4 | 48.3 | ||||||||||||||
NPLs (As % Of Loans) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 15.8 | 22.5 | 46.1 | 18.0 | 15.6 | |||||
Provisions (As % Of NPLs) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 57.8 | 54.5 | 62.2 | 73.5 | 90.7 | |||||
Provisions (As % Of Loans) | % | ... | 10.0 | 14.0 | 40.2 | 15.3 | 16.5 | ||||||||||||||
Cost of Provisions (As % Of Loans) | % | ... | 5.32 | 4.14 | 17.4 | 11.6 | 0.471 |
other data | Unit | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
other data | |||||||||||||||||||||
Branches | ... | 39.0 | 41.0 | 42.0 | 40.0 | 61.0 | |||||||||||||||
Employees | 878 | 880 | 881 | 1,312 | 1,248 | ||||||||||||||||
ATMs | ... | ... | ... | 269 | 277 | 274 | 263 | 332 | |||||||||||||
Clients | mil | ... | ... | ... | ... | ... | ... | ... | ... | 0.009 | 0.007 | 0.008 | ... | ... | ... | ... | |||||
Payment Cards | '000 | ... | ... | ... | ... | ... | ... | ... | ... | 239 | 252 | 263 | 272 | 440 | |||||||
Sight (As % Of Customer Deposits) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 88.6 | 39.7 | ... |
Get all company financials in excel:
By Helgi Library - September 21, 2018
Abanka Group's retail deposits reached EUR 1,982 mil in 2017, up 2.90% compared to the previous year. Slovenian banking sector accepted retail deposits of EUR 17.5 bil in 2017, up 5.65% when compared to the last year. Abanka Group accounted for 11.3% of a...
By Helgi Library - September 21, 2018
Abanka Group has issued total of 456 '000 payment cards at the end of 2017, up 3.20% compared to the previous year. Slovenian banking sector banking sector issued total of 3,385 thous. of bank cards in 2017, up 1.35% when compared to the last year...
By Helgi Library - September 21, 2018
Abanka Group's retail deposits reached EUR 1,982 mil in 2017, up 2.90% compared to the previous year. Slovenian banking sector accepted retail deposits of EUR 17.5 bil in 2017, up 5.65% when compared to the last year. Abanka Group accounted for 11.3% of a...
By Helgi Library - September 21, 2018
Abanka Group's customer deposits reached EUR 2,856 mil in 2017, up 2.91% compared to the previous year. Slovenian banking sector accepted customer deposits of EUR 27.5 bil in 2017, up 5.34% when compared to the last year. Abanka Group accounted for 10.4% ...
By Helgi Library - September 21, 2018
Abanka Group's customer deposits reached EUR 2,856 mil in 2017, up 2.91% compared to the previous year. Slovenian banking sector accepted customer deposits of EUR 27.5 bil in 2017, up 5.34% when compared to the last year. Abanka Group accounted for 10.4% ...
By Helgi Library - September 22, 2018
Abanka Group employed 1,047 persons in 2017, down 8.72% compared to the previous year. Historically, the bank's workforce hit an all time high of 1,312 persons in 2014 and an all time low of 639 in 2000. The bank operated a network of 56.0 branches and 288...
By Helgi Library - September 22, 2018
Abanka Group employed 1,047 persons in 2017, down 8.72% compared to the previous year. Historically, the bank's workforce hit an all time high of 1,312 persons in 2014 and an all time low of 639 in 2000. The bank operated a network of 56.0 branches and 288...
By Helgi Library - September 22, 2018
Abanka Group made a net profit of EUR 41.6 mil in 2017, down 46.3% compared to the previous year. This implies a return on equity of 6.95%. Historically, the bank’s net profit reached an all time high of EUR 77.5 mil in 2016 and an all time low of EUR -307 ...
By Helgi Library - September 22, 2018
Abanka Group made a net profit of EUR 41.6 mil in 2017, down 46.3% compared to the previous year. This implies a return on equity of 6.95%. Historically, the bank’s net profit reached an all time high of EUR 77.5 mil in 2016 and an all time low of EUR -307 ...
By Helgi Library - September 22, 2018
Abanka Group's non-performing loans reached 11.7% of total loans at the end of 2017, down from 15.2% compared to the previous year. Historically, the NPL ratio hit an all time high of 46.1% in 2013 and an all time low of 2.13% in 2008. Provision coverage am...
Abanka Vipa is a Slovenia-based universal bank. The Bank with its subsidiaries is the third largest Slovenian banking and financial groups holding around 8% of the market. The Bank offers a wide range of banking and other financial services to commercial and private banking clients. Its products include loans, current and saving accounts, and deposits amongst others. In addition to providing mainstream banking products, the Group undertakes insurance activities, stock brokerage, investment in mutual funds, leasing services, real estate investment management and financial advice, amongst others. Abanka operates through a network of 42 branches across Slovenia. Abanka Vipa d.d. was founded in 1955 and is headquartered in Ljubljana, Slovenia
Abanka Group has been growing its revenues and asset by 1.17% and 0.383% a year on average in the last 10 years. Its loans and deposits have grown by -2.38% and 5.17% a year during that time and loans to deposits ratio reached 68.9% at the end of 2017. The company achieved an average return on equity of -25.8% in the last decade with net profit growing 1.23% a year on average. In terms of operating efficiency, its cost to income ratio reached 63.4% in 2017, compared to 58.5% average in the last decade.
Equity represented 15.9% of total assets or 29.5% of loans at the end of 2017. Abanka Group's non-performing loans were 11.7% of total loans while provisions covered some 84.8% of NPLs at the end of 2017.