Wustenrot Hypotecni banka's Cost of Risk (loan loss provisions as % of total assets) amounted to -1.03% in the fourth quarter of 2020, down from 0.227% when compared to the previous quarter.
Historically, the bank’s cost of risk reached an all time high of 0.814% in 4Q2012 and an all time low of -1.03% in 4Q2020. The average cost of risk in the last six quarters amounted to -0.223%.
On the other hand, average asset yield was 1.17% in 4Q2020, down from 2.43% when compared to the same period last year. Cost of funding amounted to 1.46% in 4Q2020, down from 1.87%.
When compared to bank's main peers, Hypotecni Banka operated in the fourth quarter of 2020 with a cost of risk of -0.809% Ceska Sporitelna reached 0.847% and Komercni Banka some 0.401%.
You can see all the bank’s data at Wustenrot Hypotecni banka Profile, or you can download a report on the bank in the report section.