Wustenrot Hypotecni banka's non-performing loans reached 1.26% of total loans at the end of 2020, down from 1.38% compared to the previous year. Historically, the NPL ratio hit an all time high of 4.62% in 2014 and an all time low of 0.631% in 2006.
Provision coverage amounted to 15.6% at the end of 2020, down from 64.0% compared to a year earlier.
The bank created loan loss provisions worth of -0.231% of average loans in 2020. That's compared to 0.018% of loans the bank put aside to its cost on average in the last five years.
Comparing Wustenrot Hypotecni banka with its closest peers, Hypotecni Banka operated at the end of 2020 with NPL ratio of 0.342% and provision coverage of 117%, Ceska Sporitelna with 2.20% and 115% respectively and Komercni Banka had 2.63% of bad loans covered with 62.9% by provisions at the end of 2020.
You can see all the bank’s data at Wustenrot Hypotecni banka Profile, or you can download a report on the bank in the report section.
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