Based on a comparison of 15 banks in Vietnam in 2018, Sacombank operated with the lowest loan to deposit ratio, followed by Techcombank and Vietcombank.
Sacombank's loan to deposit ratio reached 70.8% at the end of 2018, up from 68.8% when compared to the previous year. Historically, the bank’s loans to deposits hit an all time high of 106% in 2011 and an all time low of 67.3% in 2016.
Comparing Sacombank with its closest peers, Techcombank ended the year 2018 with loans to deposits at 74.8%, Vietcombank with 77.5% and Asia Commercial Bank some 84.4% of loans to deposits at the end of 2018.
You can see all the banks loan to deposit ratio on the Loans (As % Of Deposits) indicator page or you can download a report on the Vietnamese banks in the report section.