Based on a comparison of 10 banks in Romania in 2017, Banca Transilvania operated with the highest net interest margin, followed by OTP Bank Romania and Raiffeisen Bank Romania.
Banca Transilvania's net interest margin amounted to 3.39% in 2017, down from 3.56% when compared to the previous year.
Historically, the bank’s net interest margin reached an all time high of 19.5% in 2000 and an all time low of 3.30% in 2013. The average margin in the last five years amounted to 3.68%.
Average asset yield was 3.77% in 2017, down from 4.09% when compared to previous year. On the other hand, cost of funding amounted to 0.430% in 2017, down from 0.605%.
Comparing Banca Transilvania with its closest peers, OTP Bank Romania operated in 2017 with a net interest margin of 3.38% Raiffeisen Bank Romania reached 3.35% and BRD Groupe Societe Generale some 3.22%.
You can see all the banks interest margin data on the Net Interest Margin indicator page or you can download a report on the Romanian banks in the report section.
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